C & F Executive and Leadership Team

June, 2026

Leadership Overview

C & F has 10 executives leading key functions including strategy, finance, marketing, operations, technology, and actuarial science.

Driven by underwriting excellence, C & F focuses on delivering comprehensive insurance products and responsive service, managing diverse risks with expertise and precision across North America and globally.

Leadership Roles at C & F

  • Chief Executive Officer - Bruce Esselborn
  • Chief Financial Officer - Nicole Dechiaro
  • Senior VP, Actuarial & Chief Financial Officer - Alexander Morrone
  • Chief Operating Officer, Surety Division At Crum and Forster - Brock Masterson
  • Chief Operating Officer, Property - Donald Gomber
  • Division President, Accident & Health - Gary McGeddy
  • Chief Marketing Officer - Lauren Woods
  • Senior Vice President and Chief Technology Officer ) Enterprise Technology Executive,, Architecture, Infrastructure - Ahmed Yaknour
  • Senior Vice President, Chief of Staff - Andy Swenson
  • Chief of Staff - A & H - David Butterfield
  • Bruce Esselborn - Chief Executive Officer

    Bruce Esselborn, the Chief Executive Officer at C & F, directs the overarching corporate strategy and operational execution. Esselborn guides the company's expansion in property and casualty, accident and health, and specialty insurance sectors. This leadership role involves ensuring underwriting excellence and robust risk management frameworks are consistently applied across all business units. By fostering innovation and maintaining a client-centric approach, Esselborn drives the company's commitment to providing tailored insurance solutions. The Chief Executive Officer's purview encompasses global market presence and long-term financial stability, aligning operations with the company's nearly 200-year legacy. Bruce Esselborn ensures C & F effectively manages diverse client risks through precise and responsive service delivery.

    Nicole Dechiaro - Chief Financial Officer

    Nicole Dechiaro, the Chief Financial Officer at C & F, oversees all financial planning, reporting, and capital management activities. Dechiaro ensures the fiscal health and strategic allocation of resources to support the company's diverse insurance offerings, including property and casualty, accident and health, and specialty lines. This critical function involves managing financial risk, optimizing investment strategies, and maintaining strong relationships with financial stakeholders. The Chief Financial Officer's responsibilities extend to driving profitability and ensuring compliance with regulatory requirements across North America and global operations. Nicole Dechiaro's financial acumen supports C & F's mission of providing innovative and precise insurance solutions, underpinning the company's sustained growth and market position.
    Nicole Dechiaro

    Alexander Morrone - Senior VP, Actuarial & Chief Financial Officer

    Alexander Morrone, the Senior VP, Actuarial & Chief Financial Officer at C & F, leads critical actuarial functions and contributes to financial strategy and oversight. Morrone is responsible for pricing, reserving, and risk modeling across C & F's insurance portfolios, ensuring the financial soundness and profitability of its property and casualty, accident and health, and specialty products. This dual role requires a deep understanding of financial markets and insurance principles to manage complex financial risks. The Senior VP, Actuarial & Chief Financial Officer's expertise is essential for developing accurate financial forecasts and supporting strategic decision-making. Alexander Morrone's analytical rigor ensures C & F maintains its commitment to underwriting excellence and precise risk management.

    Brock Masterson - Chief Operating Officer, Surety Division At Crum and Forster

    Brock Masterson, the Chief Operating Officer, Surety Division At Crum and Forster at C & F, manages the strategic direction and operational efficiency of the surety division. Masterson oversees underwriting processes, claims management, and business development specifically within the surety market, ensuring alignment with C & F's broader property and casualty offerings. This role demands deep expertise in risk assessment and a commitment to delivering specialized surety solutions to clients. The Chief Operating Officer, Surety Division At Crum and Forster's focus includes optimizing operational workflows and fostering strong broker relationships to expand market reach. Brock Masterson drives the division's performance by ensuring precise execution of surety underwriting and claims handling, supporting clients' project success.
    Brock Masterson

    Donald Gomber - Chief Operating Officer, Property

    Donald Gomber, the Chief Operating Officer, Property at C & F, leads the operational strategies and execution for the company's property insurance segment. Gomber is responsible for enhancing underwriting capabilities, streamlining claims processing, and driving operational excellence within the property division. This leadership function ensures C & F effectively manages property-related risks and delivers comprehensive insurance products to a diverse client base. The Chief Operating Officer, Property's focus includes optimizing resource allocation and implementing innovative solutions to meet evolving market demands. Donald Gomber's oversight supports the company's commitment to underwriting precision and responsive service, reinforcing C & F's position as a leading provider of property insurance solutions across North America.

    Gary McGeddy - Division President, Accident & Health

    Gary McGeddy, the Division President, Accident & Health at C & F, leads the strategic vision and operational management for the Accident & Health insurance portfolio. McGeddy drives the expansion and profitability of A & H products, ensuring C & F delivers comprehensive and innovative coverage to its clients. This executive role involves overseeing underwriting, product development, and market strategy within the A & H segment. The Division President, Accident & Health's focus is on enhancing customer value and maintaining C & F's reputation for expertise and precision. Gary McGeddy's leadership ensures the A & H division effectively manages risk and provides tailored solutions, reinforcing the company's commitment to responsive service and client satisfaction.

    Lauren Woods - Chief Marketing Officer

    Lauren Woods, the Chief Marketing Officer at C & F, directs all brand strategy, market positioning, and customer acquisition initiatives. Woods is responsible for developing and executing integrated marketing campaigns that highlight C & F's expertise in property and casualty, accident and health, and specialty insurance. This leadership position involves understanding market dynamics, identifying growth opportunities, and enhancing customer engagement across all product lines. The Chief Marketing Officer's efforts focus on communicating the company's commitment to underwriting excellence and responsive service. Lauren Woods ensures the C & F brand resonates with both business and individual clients, driving demand for tailored insurance solutions and reinforcing the company's reputation for precision and innovation in risk management.
    Lauren Woods

    Ahmed Yaknour - Senior Vice President and Chief Technology Officer ) Enterprise Technology Executive,, Architecture, Infrastructure

    Ahmed Yaknour, the Senior Vice President and Chief Technology Officer ) Enterprise Technology Executive,, Architecture, Infrastructure at C & F, directs the company's technology vision, architecture, and infrastructure development. Yaknour is responsible for implementing robust IT systems that support C & F's diverse insurance operations, including property and casualty, accident and health, and specialty lines. This role involves driving digital transformation, ensuring cybersecurity, and optimizing technology investments to enhance operational efficiency and client service. The Senior Vice President and Chief Technology Officer ) Enterprise Technology Executive,, Architecture, Infrastructure's leadership ensures that C & F leverages cutting-edge technology to manage risk effectively and deliver innovative solutions. Ahmed Yaknour's strategic technology guidance underpins the company's commitment to precision and responsiveness in a rapidly evolving digital landscape.
    Ahmed Yaknour

    Andy Swenson - Senior Vice President, Chief of Staff

    Andy Swenson, the Senior Vice President, Chief of Staff at C & F, provides strategic support and operational coordination across key executive initiatives. Swenson facilitates communication and alignment between departments, ensuring C & F's strategic objectives are effectively translated into actionable plans. This role involves managing cross-functional projects, optimizing internal processes, and supporting the executive leadership team in driving the company's mission. The Senior Vice President, Chief of Staff's responsibilities include enhancing organizational efficiency and ensuring seamless execution of business strategies. Andy Swenson plays a vital part in maintaining C & F's focus on underwriting excellence and responsive service, contributing to the company's sustained success in the insurance market.

    David Butterfield - Chief of Staff - A & H

    David Butterfield, the Chief of Staff - A & H at C & F, directs strategic initiatives and operational enhancements within the Accident & Health division. Butterfield focuses on optimizing the delivery of A & H insurance solutions, ensuring alignment with C & F's core values of underwriting excellence and responsive service. This leadership role involves coordinating departmental efforts, driving process improvements, and supporting the growth objectives of the A & H business segment. The Chief of Staff - A & H's responsibilities include fostering collaboration and ensuring efficient execution of strategic plans. David Butterfield's dedicated focus on the A & H sector contributes significantly to C & F's ability to provide tailored and precise insurance products to meet client needs.

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    Frequently Asked Questions Regarding C & F Top Executives and Leadership Team

    Who leads C & F?
    C & F is led by Bruce Esselborn (Chief Executive Officer), along with executives such as Nicole Dechiaro (Chief Financial Officer) and Alexander Morrone (Senior VP, Actuarial & Chief Financial Officer).
    Who is part of C & F’s executive team?
    The executive team of C & F includes leaders such as Bruce Esselborn (Chief Executive Officer), Nicole Dechiaro (Chief Financial Officer), Alexander Morrone (Senior VP, Actuarial & Chief Financial Officer) and other senior executives.
    How many executives does C & F have?
    C & F has 10 executives leading key business areas.
    What roles are included in C & F’s leadership team?
    The leadership team of C & F includes roles such as Chief Executive Officer, Chief Financial Officer, Senior VP, Actuarial & Chief Financial Officer, Chief Operating Officer, Surety Division At Crum and Forster, Chief Operating Officer, Property.