US Bank Executive and Leadership Team

Gunjan Kedia, the Chief Executive Officer & Board of Directors (US) at US Bank, directs the overarching strategy and governance for the institution's U.S. operations. Kedia's leadership ensures the alignment of all business units with the company's mission to provide comprehensive financial services. This role involves setting the strategic vision for banking, lending, payment, and investment services, impacting individuals, businesses, and institutions across the nation. Overseeing the development and execution of long-term growth initiatives, Kedia drives innovation in digital banking solutions and maintains the integrity of the company's broad national network. The Chief Executive Officer & Board of Directors (US) role is critical in navigating market dynamics and upholding the financial stability and market impact of US Bank. Gunjan Kedia's executive oversight guarantees that the company's offerings, including deposits, credit products, and wealth management, consistently meet evolving customer needs and regulatory standards.

Joseph Tessmer, the Chief Financial Officer & Executive VP, Payment Services at US Bank, directs the financial strategy and operational performance of the payment services division. Tessmer oversees the financial health of this key business segment, ensuring profitability and strategic growth in credit products and digital banking solutions. This executive leadership role involves managing financial planning, analysis, and reporting, directly impacting the company's overall financial stability and market position. The Chief Financial Officer & Executive VP, Payment Services ensures that financial operations align with the broader company objectives of serving individuals, businesses, and institutions. Joseph Tessmer's financial acumen is crucial for optimizing revenue streams, managing costs, and driving innovation within the payment services sector, supporting the institution's extensive national network.

Kristy Carstensen, the Senior Vice President, Chief Financial Officer at US Bank, provides critical financial oversight and strategic guidance across the institution. Carstensen's responsibilities encompass financial planning, budgeting, and analysis, ensuring the fiscal health of the company's diverse offerings, including banking, lending, and investment services. This role is instrumental in supporting the financial objectives for individuals, businesses, and institutions served by the bank's broad national network. The Senior Vice President, Chief Financial Officer collaborates with other executive leaders to drive financial performance, manage risk, and identify opportunities for growth. Kristy Carstensen's leadership ensures that financial operations are efficient, compliant, and aligned with the long-term strategic vision of US Bank, reinforcing its market presence.

Michael Abate, the Market President at US Bank, spearheads the company's strategic initiatives and market presence within a designated geographic region. Abate drives business development and client relationships, focusing on delivering comprehensive banking, lending, and payment services to individuals and businesses in the local market. This leadership role involves fostering strong community ties and ensuring that the bank's offerings, including mortgages and wealth management, meet regional needs. The Market President collaborates with various departments to enhance customer engagement and expand the bank's reach within its operational territory. Michael Abate's leadership is key to strengthening US Bank's position and impact within the communities it serves across its national network.

Steven Brewer, the Regional President at US Bank, directs the strategic growth and operational execution across multiple markets within a defined geographic area. Brewer focuses on expanding the bank's footprint by enhancing relationships with individuals, businesses, and institutions, ensuring the delivery of tailored banking, lending, and investment services. This executive position involves overseeing regional performance, driving revenue growth, and ensuring adherence to corporate standards for all financial products. The Regional President plays a vital role in adapting the company's broad national network to meet specific regional demands. Steven Brewer's leadership ensures that US Bank maintains a strong presence and delivers exceptional value to clients throughout the regions under management.

Edward Calusinski, the Chief Technology Officer at US Bank, architects the technological infrastructure supporting the institution's diverse financial services. Calusinski drives the innovation and implementation of cutting-edge digital banking solutions, ensuring robust and scalable systems for deposits, credit products, and payment services. This leadership position involves overseeing the technology roadmap, enhancing cybersecurity measures, and optimizing the digital experience for individuals, businesses, and institutions. The Chief Technology Officer ensures that technology investments directly contribute to operational efficiency and the expansion of the company's national network. By fostering a culture of technological advancement, Edward Calusinski enables US Bank to maintain its competitive edge in the financial sector, delivering secure and advanced digital banking solutions that meet the complex needs of its clientele across all service areas.

Andrew Bingenheimer, the Chief Information Officer, Risk & Corporate at US Bank, manages the critical information systems that underpin the company's risk management and corporate functions. Bingenheimer ensures the integrity, security, and compliance of data across all banking, lending, and payment operations. This role is pivotal in safeguarding sensitive financial information for individuals, businesses, and institutions, and in maintaining the stability of the national network. The Chief Information Officer, Risk & Corporate oversees the technology strategies that support regulatory adherence and internal controls, directly impacting the institution's reputation and financial health. Andrew Bingenheimer's expertise is essential in developing and implementing robust IT frameworks that mitigate risks and support the company's broad range of financial products and services, including mortgages and wealth management.

Engin Yilmaz, the Senior Vice President -IT Audit - Chief Information Officer at US Bank, leads the critical IT audit functions and oversees information technology governance. Yilmaz ensures that the technology infrastructure supporting banking, lending, and payment services adheres to stringent security and compliance standards. This position is vital for maintaining the integrity of digital banking solutions and protecting the data of individuals, businesses, and institutions. The Senior Vice President -IT Audit - Chief Information Officer plays a key role in assessing IT risks and implementing controls to safeguard the company's national network. Engin Yilmaz's expertise is essential in ensuring that technology operations are secure, efficient, and aligned with regulatory requirements and the overall strategic goals of US Bank.

Kristin Wachs, the Consumer Technologies Chief of Staff at US Bank, facilitates the strategic execution and operational efficiency within the consumer-facing technology divisions. Wachs supports the development and deployment of digital banking solutions, enhancing the experience for individual customers. This role involves coordinating cross-functional initiatives, streamlining processes, and ensuring alignment between technology roadmaps and business objectives. The Consumer Technologies Chief of Staff plays a crucial part in translating strategic priorities into actionable plans for the technology teams serving the consumer segment. Kristin Wachs's contributions are vital in driving innovation and ensuring that US Bank's technology offerings effectively meet the evolving needs of its individual clients across its national network.

Kimberly Ferguson, the Senior VP & Chief Administrative Officer at US Bank, oversees critical administrative functions that support the institution's operational efficiency and strategic execution. Ferguson manages key resources and processes that enable the seamless delivery of banking, lending, payment, and investment services to individuals, businesses, and institutions. This role is essential for maintaining the smooth functioning of the company's broad national network and ensuring that internal operations align with external service commitments. The Senior VP & Chief Administrative Officer plays a pivotal part in optimizing organizational effectiveness and supporting the executive leadership team. Kimberly Ferguson's administrative oversight is fundamental to the sustained success and market impact of US Bank.