MTS Bank Executive and Leadership Team

Oxana Smirnova-Krell, the Chief Technology Officer at MTS Bank, directs the overarching digital architecture and enterprise-wide software development initiatives. Overseeing the integration of advanced financial technologies, the Chief Technology Officer ensures that all banking platforms maintain high availability and security standards. This leadership role involves coordinating with cross-functional teams to modernize legacy systems while implementing scalable cloud solutions. By optimizing the technical infrastructure, Oxana Smirnova-Krell directly impacts the efficiency of loan processing and investment service delivery. The Chief Technology Officer also manages the strategic roadmap for cybersecurity, protecting sensitive client data across all digital channels. Through rigorous oversight of engineering talent and technical resources, Smirnova-Krell drives the digital transformation agenda, ensuring that the bank remains competitive in the rapidly evolving financial landscape while supporting the broader mission of providing accessible, high-quality financial products to a diverse client base.

Roman Desyatov, the Chief Technology Officer, Retail Business Tribe at MTS Bank, architects the digital ecosystem specifically for individual clients and small business accounts. Managing the development of mobile banking applications and credit card processing interfaces, the Chief Technology Officer, Retail Business Tribe ensures that retail users experience seamless financial management. This role involves driving the implementation of cashback algorithms and interest rate calculation engines that define the bank's market-leading retail offerings. By focusing on user experience and interface responsiveness, Roman Desyatov enhances customer satisfaction across the retail segment. The Chief Technology Officer, Retail Business Tribe also collaborates with product managers to launch new deposit services and digital wallet features. Through continuous optimization of retail-facing software, Desyatov secures the bank's position as a preferred provider for personal finance, ensuring that all retail technology initiatives align with the overarching goal of delivering efficient, user-friendly banking solutions to the mass market.

Alexey Babkin, the Chief Technology Officer, Corporate & International Banking at MTS Bank, oversees the technical infrastructure supporting complex corporate financial solutions and cross-border transactions. Managing the systems required for international money transfers and currency exchange, the Chief Technology Officer, Corporate & International Banking ensures that corporate clients receive reliable, high-speed financial services. This leadership role involves architecting secure platforms for large-scale deposits and specialized corporate lending products. By streamlining the technical workflows for international operations, Alexey Babkin facilitates global trade and financial connectivity for the bank's corporate partners. The Chief Technology Officer, Corporate & International Banking also coordinates with regulatory compliance teams to ensure that all international transaction systems meet global security standards. Through the strategic deployment of robust financial software, Babkin supports the bank's expansion into international markets, ensuring that corporate clients benefit from efficient, fee-transparent, and highly secure financial management tools tailored to the demands of modern global commerce.

Alexey Klepikov, the Board Member, Vice President, Chief Information Officer at MTS Bank, governs the strategic alignment of information technology with the bank's long-term business objectives. Overseeing the data management strategy and enterprise information systems, the Board Member, Vice President, Chief Information Officer ensures that data-driven insights inform all major financial decisions. This leadership role involves managing the governance of information assets and ensuring that the bank's technological investments support sustainable growth. By directing the implementation of advanced analytics and reporting tools, Alexey Klepikov enhances the bank's ability to assess risk and identify new market opportunities. The Board Member, Vice President, Chief Information Officer also facilitates communication between the technical departments and the board of directors to ensure transparency and strategic cohesion. Through the rigorous management of information technology resources, Klepikov drives operational excellence, ensuring that the bank maintains a strong, data-informed foundation for all its financial products and services.