MTS Bank Executive and Leadership Team

Dmitry Serebrennikov, the Deputy Chief Financial Officer at MTS Bank, manages the financial planning, budgeting, and capital allocation processes that underpin the bank's diverse product offerings. Overseeing the fiscal health of the organization, the Deputy Chief Financial Officer ensures that the bank maintains competitive interest rates while sustaining profitability. This leadership role involves analyzing market trends to inform the bank's investment services and credit card strategies. By monitoring financial performance metrics, Dmitry Serebrennikov directly supports the executive team in making data-driven decisions regarding resource distribution. The Deputy Chief Financial Officer collaborates with other C-suite leaders to ensure that financial operations align with the bank's mission of enhancing customer satisfaction. Through the rigorous management of liquidity and capital reserves, the Deputy Chief Financial Officer safeguards the bank's stability. Ultimately, Serebrennikov provides the financial oversight necessary to support the bank's growth and its commitment to providing fee-free international money transfers.

Oxana Smirnova-Krell, the Chief Technology Officer at MTS Bank, directs the overarching digital architecture and enterprise-wide software development initiatives. Overseeing the integration of secure banking platforms, the Chief Technology Officer ensures that all financial products, including loans and investment services, function with maximum reliability. This leadership role involves managing the technical roadmap to support the bank's competitive interest rate offerings and cashback programs. By optimizing internal systems, Oxana Smirnova-Krell directly impacts the efficiency of customer-facing applications. The Chief Technology Officer collaborates with the board to align technological investments with long-term growth objectives. Through the implementation of robust cybersecurity protocols, the Chief Technology Officer protects sensitive client data across all digital channels. Ultimately, Smirnova-Krell maintains the technological foundation necessary for the bank to provide seamless financial management tools to individual and corporate clients throughout the regional market.

Alexey Babkin, the Chief Technology Officer, Corporate & International Banking at MTS Bank, architects specialized digital solutions for the bank's corporate and international client segments. Overseeing the development of secure platforms for currency exchange and cross-border money transfers, the Chief Technology Officer, Corporate & International Banking ensures that these complex financial services operate without additional fees. This leadership role involves streamlining the technical infrastructure required to support large-scale corporate transactions and international trade finance. By enhancing the digital interface for business clients, Alexey Babkin directly improves the speed and accuracy of global financial operations. The Chief Technology Officer, Corporate & International Banking coordinates with other executive leaders to ensure that corporate banking systems remain compliant with international standards. Through the continuous refinement of these specialized tools, Babkin secures the bank's position as a preferred partner for businesses requiring efficient, reliable, and cost-effective international financial management.

Roman Desyatov, the Chief Technology Officer, Retail Business Tribe at MTS Bank, drives the digital transformation of retail banking products, including credit cards and personal deposit accounts. Overseeing the user experience for individual clients, the Chief Technology Officer, Retail Business Tribe ensures that mobile and web applications provide intuitive financial management capabilities. This leadership role involves scaling the technical infrastructure to handle high volumes of retail transactions while maintaining competitive interest rate features. By implementing agile development methodologies, Roman Desyatov accelerates the deployment of new retail banking features and cashback offers. The Chief Technology Officer, Retail Business Tribe collaborates with marketing and product teams to align technical capabilities with consumer demand. Through the optimization of retail-focused digital services, Desyatov enhances customer satisfaction and loyalty. Ultimately, the Chief Technology Officer, Retail Business Tribe maintains the high-performance systems necessary to support the bank's extensive retail client base across the region.

Alexey Klepikov, the Board Member, Vice President, Chief Information Officer at MTS Bank, governs the strategic data management and information security frameworks across the entire organization. Overseeing the integrity of the bank's information systems, the Board Member, Vice President, Chief Information Officer ensures that all financial data remains secure and accessible for regulatory reporting. This leadership role involves setting the vision for information technology governance and aligning it with the bank's broader financial objectives. By managing the enterprise data architecture, Alexey Klepikov directly supports the bank's ability to offer tailored financial solutions to individual and corporate clients. The Board Member, Vice President, Chief Information Officer works closely with the board to evaluate emerging technologies and their potential impact on the bank's market position. Through the rigorous oversight of information assets, Klepikov mitigates operational risks. Ultimately, the Board Member, Vice President, Chief Information Officer ensures that the bank's information infrastructure remains resilient and scalable.