MTS Bank Executive and Leadership Team

Dmitry Serebrennikov, the Deputy Chief Financial Officer at MTS Bank, supports the strategic financial planning and operational execution of the bank's fiscal operations. This role involves deep analysis of financial performance, budgeting, and forecasting to ensure the bank's profitability and sustainable growth across its lending, deposit, and investment services. Serebrennikov collaborates with the Chief Financial Officer to manage financial risks, optimize capital allocation, and maintain strong relationships with financial institutions and investors. Overseeing financial reporting and compliance, the Deputy Chief Financial Officer ensures adherence to all regulatory requirements within the Russian financial sector. By driving financial efficiency, Dmitry Serebrennikov contributes to MTS Bank's ability to offer competitive interest rates and attractive cashback programs, directly impacting customer acquisition and retention. The Deputy Chief Financial Officer's responsibilities also include evaluating new business opportunities and financial products to enhance customer satisfaction and financial management for all client segments.

Oxana Smirnova-Krell, the Chief Technology Officer at MTS Bank, directs the overarching technology strategy and execution across the institution. This leadership role involves architecting scalable and secure IT infrastructure to support the bank's diverse financial product offerings, including loans, credit cards, and investment services. Smirnova-Krell ensures that technological advancements align with the bank's mission to enhance customer satisfaction and financial management for individual, small business, and corporate clients. Overseeing digital transformation initiatives, the Chief Technology Officer drives the integration of cutting-edge solutions that improve operational efficiency and customer experience. By fostering innovation within the technology division, Oxana Smirnova-Krell enables MTS Bank to maintain competitive interest rates and attractive cashback offers, solidifying its market position. The Chief Technology Officer's purview extends to cybersecurity, data management, and the continuous improvement of all digital banking platforms, ensuring robust service delivery and compliance with financial regulations.

Roman Desyatov, the Chief Technology Officer, Retail Business Tribe at MTS Bank, spearheads the technological innovation and infrastructure development specifically for the bank's retail client segment. This critical role focuses on enhancing the digital experience for individual customers by optimizing platforms for loans, credit cards, and deposit services. Desyatov drives the implementation of user-friendly interfaces and seamless transaction processes, directly contributing to improved customer satisfaction. Overseeing the technology roadmap for retail banking, the Chief Technology Officer, Retail Business Tribe ensures that all digital solutions support competitive interest rates and effective cashback offers. Roman Desyatov's leadership ensures the robust performance and security of mobile banking applications and online portals, facilitating easy access to financial management tools. By championing agile development methodologies, Desyatov accelerates the delivery of new features and services tailored to the evolving needs of individual clients, reinforcing MTS Bank's commitment to providing accessible and efficient financial solutions.

Alexey Babkin, the Chief Technology Officer, Corporate & International Banking at MTS Bank, directs the technological strategy and execution for the bank's corporate and international operations. This leadership position involves architecting and maintaining sophisticated IT systems that support complex financial services for business clients, including corporate loans, treasury management, and international money transfers. Babkin ensures that the technology infrastructure facilitates seamless cross-border transactions and provides robust support for corporate clients' financial management needs. Overseeing the digital transformation within the corporate banking division, the Chief Technology Officer, Corporate & International Banking drives the adoption of advanced analytics and secure platforms to enhance service delivery and operational efficiency. Alexey Babkin's focus on innovation enables MTS Bank to offer tailored financial solutions and maintain competitive advantages in the corporate and international banking sectors. The Chief Technology Officer, Corporate & International Banking's responsibilities include ensuring the scalability and security of systems handling currency exchange and international transfers, reinforcing the bank's global reach and service reliability.