Cornerstone Home Lending Executive and Leadership Team

October, 2026

Leadership Overview

Cornerstone Home Lending has 5 executives leading key functions including strategy, operations, revenue generation, financial management, and regional market expansion.

Focused on delivering efficient home financing experiences, Cornerstone Home Lending maintains a commitment to quality service and streamlined mortgage processes across 40 states.

Leadership Roles at Cornerstone Home Lending

  • Chief Executive Officer - Marc Laird
  • Chief Financial Officer - Henry Ragland
  • Chief Operating Officer - Kelly Zitlow
  • Division President, Mountain (West) - James Hunter
  • Chief Revenue Officer - Cody Hart
  • Marc Laird - Chief Executive Officer

    Marc Laird, the Chief Executive Officer at Cornerstone Home Lending, directs the overarching strategic vision for this full-service mortgage banker. Laird architects long-term growth initiatives while ensuring the organization maintains its reputation for on-time closings and operational excellence. By overseeing the integration of in-house processing, underwriting, and funding, the Chief Executive Officer guarantees that the company delivers consistent value to homeowners across 40 states. Marc Laird fosters a culture of quality service that aligns with the firm's history of industry recognition and workplace awards. This leadership role involves constant collaboration with the Board to refine the mortgage financing model. Through the implementation of streamlined processes, the Chief Executive Officer drives the company toward sustained market leadership. Ultimately, Laird secures the financial health and operational integrity of the entire enterprise while navigating the complexities of the national mortgage landscape.

    Henry Ragland - Chief Financial Officer

    Henry Ragland, the Chief Financial Officer at Cornerstone Home Lending, manages the fiscal health and capital allocation of the organization. Ragland oversees financial reporting, budgeting, and risk management to ensure the stability of the mortgage banking operations. By directing the financial strategy, the Chief Financial Officer supports the company's ability to fund loans efficiently and maintain liquidity. Henry Ragland collaborates with the executive team to evaluate the economic impact of new mortgage products and market shifts. This role involves maintaining rigorous oversight of financial controls and regulatory compliance. Through the optimization of capital structures, the Chief Financial Officer enables the firm to sustain its growth trajectory. Ragland ensures that all financial activities align with the long-term mission of providing reliable home financing solutions to clients across the United States.

    Kelly Zitlow - Chief Operating Officer

    Kelly Zitlow, the Chief Operating Officer at Cornerstone Home Lending, manages the daily execution of mortgage services and internal workflows. Zitlow optimizes the efficiency of in-house processing and underwriting to ensure seamless home financing experiences for clients. By supervising the operational infrastructure across the national branch network, the Chief Operating Officer maintains high standards for service delivery and compliance. Kelly Zitlow coordinates with other C-suite leaders to implement technological advancements that accelerate funding timelines. This role requires constant monitoring of operational metrics to identify bottlenecks and improve productivity. Through the refinement of internal procedures, the Chief Operating Officer supports the company's mission of providing reliable mortgage solutions. Zitlow drives the operational strategy that allows the firm to scale effectively while upholding the reputation for excellence established since 1988.

    James Hunter - Division President, Mountain (West)

    James Hunter, the Division President, Mountain (West) at Cornerstone Home Lending, directs all mortgage operations and business development within the western region. Hunter architects localized strategies to capture market share while ensuring that the branch network adheres to the company's high standards for service. By overseeing regional underwriting and funding processes, the Division President, Mountain (West) guarantees that clients receive the same efficient experience found throughout the national organization. James Hunter manages the recruitment and development of talent to strengthen the regional presence. This leadership role involves coordinating with corporate headquarters to implement national initiatives at the local level. Through the execution of targeted growth plans, the Division President, Mountain (West) drives the success of the firm in the western market. Hunter ensures that regional operations remain profitable and aligned with the overall corporate mission.

    Cody Hart - Chief Revenue Officer

    Cody Hart, the Chief Revenue Officer at Cornerstone Home Lending, directs all sales strategies and revenue-generating activities across the organization. Hart architects comprehensive growth plans to expand the company's footprint in the competitive mortgage market. By overseeing the performance of the branch network, the Chief Revenue Officer ensures that sales teams meet aggressive targets while maintaining the firm's commitment to quality service. Cody Hart analyzes market trends to identify new opportunities for mortgage product distribution. This leadership role involves aligning sales efforts with underwriting and funding capabilities to maximize conversion rates. Through the development of strategic partnerships and client acquisition programs, the Chief Revenue Officer drives the financial success of the company. Hart monitors regional performance to ensure consistent revenue growth across all 40 states where the firm operates.

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    Frequently Asked Questions Regarding Cornerstone Home Lending Top Executives and Leadership Team

    Who leads Cornerstone Home Lending?
    Cornerstone Home Lending is led by Marc Laird (Chief Executive Officer), along with executives such as Henry Ragland (Chief Financial Officer) and Kelly Zitlow (Chief Operating Officer).
    Who is part of Cornerstone Home Lending’s executive team?
    The executive team of Cornerstone Home Lending includes leaders such as Marc Laird (Chief Executive Officer), Henry Ragland (Chief Financial Officer), Kelly Zitlow (Chief Operating Officer) and other senior executives.
    How many executives does Cornerstone Home Lending have?
    Cornerstone Home Lending has 5 executives leading key business areas.
    What roles are included in Cornerstone Home Lending’s leadership team?
    The leadership team of Cornerstone Home Lending includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Division President, Mountain (West), Chief Revenue Officer.