Waterstone Mortgage Executive and Leadership Team

October, 2026

Leadership Overview

Waterstone Mortgage has 6 executives leading key functions including financial oversight, information technology, operational management, legal compliance, and sales strategy.

Committed to excellence in home financing, Waterstone Mortgage delivers tailored mortgage solutions while maintaining a robust leadership philosophy centered on customer-centric lending and sustainable market growth.

Leadership Roles at Waterstone Mortgage

  • Chief Financial Officer - Dennis Creegan
  • Chief Operating Officer - Richard Tucker
  • Chief Information Officer - Brian Wesselhoff
  • Chief Legal Officer - Stephanie Ziebell
  • Chief Sales Officer - Rich H.
  • Senior Vice President - Chief Sales Officer - Richard Harkwell
  • Dennis Creegan - Chief Financial Officer

    Dennis Creegan, the Chief Financial Officer at Waterstone Mortgage, manages all fiscal operations and capital allocation strategies. Overseeing the financial health of the organization, the Chief Financial Officer ensures accurate reporting and rigorous budget management across all lending departments. This leadership role involves analyzing market trends to optimize profitability while maintaining compliance with federal financial regulations. By directing long-term investment strategies, Dennis Creegan directly impacts the stability of the mortgage portfolio. Creegan also collaborates with the executive team to align fiscal goals with broader corporate objectives. Through precise risk assessment and capital planning, the Chief Financial Officer secures the necessary resources for expansion across North American markets. Ultimately, Creegan drives the financial integrity required to support consistent loan production and long-term corporate viability.

    Richard Tucker - Chief Operating Officer

    Richard Tucker, the Chief Operating Officer at Waterstone Mortgage, manages the daily execution of mortgage lending processes and internal business workflows. Overseeing the operational efficiency of loan fulfillment, the Chief Operating Officer ensures that all departments maintain high standards of service delivery. This leadership role involves streamlining cross-functional communication to reduce turnaround times for mortgage applicants. By optimizing internal procedures, Richard Tucker directly impacts the productivity of the entire organization. Tucker also collaborates with other executives to refine operational policies that support sustainable growth across diverse geographic regions. Through the implementation of standardized performance metrics, the Chief Operating Officer drives accountability and excellence in every loan transaction. Ultimately, Tucker secures the operational foundation required for the company to meet complex market demands effectively.

    Brian Wesselhoff - Chief Information Officer

    Brian Wesselhoff, the Chief Information Officer at Waterstone Mortgage, directs the technological infrastructure and digital transformation initiatives. Overseeing the development of secure loan processing platforms, the Chief Information Officer ensures seamless integration between digital tools and customer service workflows. This leadership role involves architecting robust cybersecurity frameworks to protect sensitive borrower data across all regional operations. By implementing advanced data analytics, Brian Wesselhoff optimizes the efficiency of mortgage origination systems. Wesselhoff also coordinates with the executive board to prioritize technology investments that enhance user experience and operational speed. Through the modernization of internal software, the Chief Information Officer supports the scalability of the entire lending platform. Ultimately, Wesselhoff maintains the technological edge necessary for competitive performance in the modern mortgage industry.
    Stephanie Ziebell, the Chief Legal Officer at Waterstone Mortgage, directs all regulatory compliance and legal risk management strategies. Overseeing the adherence to federal and state mortgage lending laws, the Chief Legal Officer ensures that all corporate activities remain within strict legal boundaries. This leadership role involves navigating complex regulatory environments to protect the company from litigation and compliance failures. By providing expert counsel to the executive team, Stephanie Ziebell facilitates informed decision-making regarding new product launches and market expansion. Ziebell also manages relationships with external regulatory bodies to maintain the company's standing in the financial sector. Through the development of comprehensive internal policies, the Chief Legal Officer mitigates operational risks across all regional offices. Ultimately, Ziebell secures the legal framework necessary for the company to operate with integrity and confidence.
    Stephanie Ziebell

    Rich H. - Chief Sales Officer

    Rich H., the Chief Sales Officer at Waterstone Mortgage, directs the national sales force and customer acquisition strategies. Overseeing the growth of the loan officer network, the Chief Sales Officer ensures that sales teams meet aggressive production targets while maintaining high service quality. This leadership role involves developing incentive programs and training initiatives to boost performance across all regional markets. By analyzing sales data, Rich H. identifies new opportunities for market penetration and client engagement. H. also works closely with the marketing department to align promotional efforts with sales objectives. Through the cultivation of strong referral partnerships, the Chief Sales Officer drives revenue growth and expands the company's footprint. Ultimately, H. secures the market position of the organization by fostering a high-performance culture focused on delivering exceptional mortgage solutions.
    Rich H.

    Richard Harkwell - Senior Vice President - Chief Sales Officer

    Richard Harkwell, the Senior Vice President - Chief Sales Officer at Waterstone Mortgage, directs the strategic expansion of the retail lending division. Overseeing the recruitment and retention of top-tier mortgage professionals, the Senior Vice President - Chief Sales Officer ensures that the sales organization remains competitive in a fluctuating market. This leadership role involves designing long-term sales strategies that prioritize sustainable loan volume and customer retention. By mentoring regional sales leaders, Richard Harkwell fosters a culture of excellence and professional development. Harkwell also collaborates with the executive team to integrate new sales technologies that enhance the borrower experience. Through the execution of targeted growth initiatives, the Senior Vice President - Chief Sales Officer drives the company's presence in key geographic territories. Ultimately, Harkwell secures the long-term revenue trajectory of the firm through disciplined sales management.

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    Frequently Asked Questions Regarding Waterstone Mortgage Top Executives and Leadership Team

    Who leads Waterstone Mortgage?
    Waterstone Mortgage is led by Dennis Creegan (Chief Financial Officer), along with executives such as Richard Tucker (Chief Operating Officer) and Brian Wesselhoff (Chief Information Officer).
    Who is part of Waterstone Mortgage’s executive team?
    The executive team of Waterstone Mortgage includes leaders such as Dennis Creegan (Chief Financial Officer), Richard Tucker (Chief Operating Officer), Brian Wesselhoff (Chief Information Officer) and other senior executives.
    How many executives does Waterstone Mortgage have?
    Waterstone Mortgage has 6 executives leading key business areas.
    What roles are included in Waterstone Mortgage’s leadership team?
    The leadership team of Waterstone Mortgage includes roles such as Chief Financial Officer, Chief Operating Officer, Chief Information Officer, Chief Legal Officer, Chief Sales Officer.