Rate Executive and Leadership Team

June, 2026

Leadership Overview

Rate has 7 executives leading key functions including revenue generation, financial oversight, operational execution, human capital management, technology development, and consumer lending.

Driven by a commitment to empowering homeowners, Rate facilitates seamless home financing solutions across the United States, fostering financial well-being through expert guidance and accessible loan products.

Leadership Roles at Rate

  • Chief Financial Officer - Beth Haagenson
  • Chief Operating Officer - Nikolaos Athanasiou
  • President - Shant Banosian
  • President, S Club Information Technology - Norberto Leon
  • President, Consumer Lending - Adam Boyd
  • Chief Revenue Officer - Kasey Marty
  • Chief People Officer & Chief Technology Officer - Ramesh Sarukkai
  • Beth Haagenson - Chief Financial Officer

    Beth Haagenson, the Chief Financial Officer at Rate, manages all financial operations and fiscal planning. Overseeing accounting, financial reporting, and capital allocation, Haagenson ensures robust financial health and compliance with regulatory standards. This critical role involves developing long-term financial strategies, managing investment portfolios, and mitigating financial risks. By providing strategic financial insights and driving fiscal discipline, Beth Haagenson directly supports Rate's mission of empowering homeowners through accessible lending. Ultimately, Haagenson safeguards the company's financial stability and facilitates strategic investments to enhance market competitiveness and operational efficiency.

    Nikolaos Athanasiou - Chief Operating Officer

    Nikolaos Athanasiou, the Chief Operating Officer at Rate, directs the company's day-to-day operational execution and efficiency. Overseeing loan processing, underwriting, and customer service departments, Athanasiou ensures seamless service delivery and adherence to operational excellence standards across the United States. This leadership position involves optimizing workflows, implementing process improvements, and managing operational budgets to enhance productivity. By streamlining operational procedures and fostering a culture of continuous improvement, Nikolaos Athanasiou directly contributes to Rate's ability to provide efficient home purchase loans and refinances. Ultimately, Athanasiou drives operational scalability and reinforces the company's commitment to exceptional client experiences.
    Nikolaos Athanasiou

    Shant Banosian - President

    Shant Banosian, the President at Rate, provides overarching strategic direction and leadership for the organization. Overseeing key business units and driving corporate strategy, Banosian ensures alignment with Rate's mission to assist homeowners with purchase loans and refinances throughout the US. This executive role involves fostering cross-functional collaboration, identifying new market opportunities, and championing the company's core values. By guiding strategic initiatives and promoting a culture of excellence, Shant Banosian directly impacts Rate's market presence and operational effectiveness. Ultimately, Banosian steers the company towards achieving its growth objectives and reinforcing its position as a leading retail mortgage lender.

    Norberto Leon - President, S Club Information Technology

    Norberto Leon, the President, S Club Information Technology at Rate, leads the strategic development and implementation of information technology solutions. Overseeing the IT department, Leon ensures the technological infrastructure robustly supports Rate's nationwide mortgage lending operations, including home purchase loans and refinances. This leadership role involves driving technological innovation, managing cybersecurity protocols, and optimizing IT systems for maximum efficiency and scalability. By advancing Rate's technological capabilities, Norberto Leon directly enhances the company's ability to deliver seamless and secure financial services to homeowners. Ultimately, Leon ensures Rate remains at the forefront of technological advancement within the finance industry.

    Adam Boyd - President, Consumer Lending

    Adam Boyd, the President, Consumer Lending at Rate, directs the strategic vision and operational execution for all consumer lending activities. Overseeing the development and delivery of home purchase loans and refinance products, Boyd ensures Rate effectively serves the diverse needs of homeowners across the United States. This executive position involves identifying market trends, optimizing lending strategies, and fostering strong relationships with consumers and partners. By driving innovation and efficiency within consumer lending, Adam Boyd directly enhances Rate's market penetration and client satisfaction. Ultimately, Boyd strengthens Rate's commitment to providing accessible and supportive mortgage solutions nationwide.
    Adam Boyd

    Kasey Marty - Chief Revenue Officer

    Kasey Marty, the Chief Revenue Officer at Rate, directs all revenue-generating activities and sales strategies. Overseeing the national sales force, Marty ensures alignment with corporate growth objectives and market expansion initiatives. This leadership role involves optimizing the sales funnel and driving revenue streams through strategic partnerships and client acquisition programs. By enhancing sales team performance and implementing innovative revenue models, Kasey Marty directly impacts the company's financial trajectory. Ultimately, Marty secures sustainable revenue growth and strengthens Rate's market position through proactive sales leadership and market penetration strategies.
    Kasey Marty

    Ramesh Sarukkai - Chief People Officer & Chief Technology Officer

    Ramesh Sarukkai, the Chief People Officer & Chief Technology Officer at Rate, spearheads both human capital development and technological innovation. Overseeing talent acquisition, employee engagement, and the company's entire technology infrastructure, Sarukkai ensures a cohesive and forward-thinking operational environment. This dual role involves cultivating a strong organizational culture while architecting scalable technology solutions that support Rate's lending operations nationwide. By integrating advanced technology with strategic people management, Ramesh Sarukkai directly enhances the company's ability to serve homeowners effectively. Ultimately, Sarukkai drives innovation in both talent and technology, positioning Rate for sustained growth and market leadership.
    Ramesh Sarukkai

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    Frequently Asked Questions Regarding Rate Top Executives and Leadership Team

    Who leads Rate?
    Rate is led by Beth Haagenson (Chief Financial Officer), along with executives such as Nikolaos Athanasiou (Chief Operating Officer) and Shant Banosian (President).
    Who is part of Rate’s executive team?
    The executive team of Rate includes leaders such as Beth Haagenson (Chief Financial Officer), Nikolaos Athanasiou (Chief Operating Officer), Shant Banosian (President) and other senior executives.
    How many executives does Rate have?
    Rate has 7 executives leading key business areas.
    What roles are included in Rate’s leadership team?
    The leadership team of Rate includes roles such as Chief Financial Officer, Chief Operating Officer, President, President, S Club Information Technology, President, Consumer Lending.