Rate Executive and Leadership Team

Beth Haagenson, the Chief Financial Officer at Rate, manages the entire fiscal architecture of the organization. Overseeing capital allocation and financial reporting, the Chief Financial Officer ensures the stability of mortgage lending operations across the United States. This leadership role involves rigorous analysis of market trends to optimize liquidity and support long-term growth objectives. By maintaining strict compliance with regulatory standards, Haagenson protects the financial integrity of the firm. The Chief Financial Officer collaborates with the executive board to align budgetary priorities with the broader mission of providing accessible home financing. Through precise management of assets and liabilities, Beth Haagenson drives the fiscal health necessary for sustained market expansion. This strategic oversight allows the company to navigate complex economic cycles while maintaining a competitive edge in the retail mortgage sector, ultimately securing the resources required for ongoing innovation in home purchase and refinance services.

Nikolaos Athanasiou, the Chief Operating Officer at Rate, manages the daily execution of mortgage processing and service delivery. Overseeing the operational infrastructure, the Chief Operating Officer ensures that home purchase and refinance loans move efficiently from application to closing. This leadership role involves streamlining internal workflows to reduce turnaround times and enhance the borrower experience across the United States. By integrating advanced technology into operational processes, Athanasiou drives productivity and reduces friction in the lending lifecycle. The Chief Operating Officer coordinates with cross-functional teams to maintain high standards of service quality and operational excellence. Through the continuous refinement of business processes, Nikolaos Athanasiou supports the company's mission to provide seamless mortgage solutions. This focus on operational scalability allows the firm to handle high volumes of loan activity while maintaining rigorous quality control, ensuring that every homeowner receives timely and reliable support throughout the entire lending process.

Stefanie Lucas, the President (Furniture Brands) at Rate, manages the strategic direction and market presence of the furniture division. Overseeing brand development and product distribution, the President (Furniture Brands) ensures that this specialized segment aligns with the company's broader commitment to home-related services. This leadership role involves identifying consumer trends and expanding the reach of furniture offerings across the United States. By optimizing supply chain logistics and retail partnerships, Lucas drives revenue growth and brand recognition. The President (Furniture Brands) works with marketing teams to create compelling value propositions for homeowners seeking to furnish their properties. Through the effective management of this business unit, Stefanie Lucas contributes to the diversification of the company's portfolio. This strategic focus on the furniture market enhances the overall customer experience, providing homeowners with comprehensive solutions that extend beyond traditional mortgage lending, thereby strengthening the firm's position as a holistic partner in home ownership.

Adam Boyd, the President, Consumer Lending at Rate, directs the strategy for all retail mortgage products. Overseeing the consumer lending division, the President, Consumer Lending ensures that home purchase and refinance loans meet the diverse needs of borrowers across the United States. This leadership role involves developing competitive loan programs and expanding the reach of lending services to new market segments. By monitoring interest rate environments and borrower behavior, Boyd optimizes the product portfolio to drive volume and profitability. The President, Consumer Lending collaborates with sales and underwriting teams to maintain high standards of service and risk management. Through the implementation of customer-focused lending strategies, Adam Boyd supports the company's mission to provide accessible and efficient mortgage solutions. This focus on consumer lending excellence allows the firm to maintain a strong market presence, ensuring that homeowners receive tailored financial support throughout the entire home buying and refinancing journey.

Norberto Leon, the President, S Club Information Technology at Rate, manages the specialized IT infrastructure supporting the S Club division. Overseeing the development and maintenance of critical information systems, the President, S Club Information Technology ensures that technical resources are optimized for high-performance lending operations. This leadership role involves implementing secure and scalable software solutions that facilitate seamless data management across the United States. By aligning IT initiatives with the specific needs of the S Club, Leon drives technological innovation and operational efficiency. The President, S Club Information Technology works with engineering teams to ensure system reliability and data integrity. Through the strategic management of information technology, Norberto Leon supports the company's ability to deliver fast and accurate mortgage services. This focus on technical excellence allows the firm to maintain a competitive advantage, ensuring that all digital platforms remain robust and capable of supporting the complex requirements of modern mortgage lending.

Shant Banosian, the President at Rate, provides executive leadership across the company's core mortgage operations. Overseeing strategic initiatives and organizational performance, the President ensures that the firm maintains its status as a premier retail mortgage lender. This leadership role involves driving growth through the expansion of market share and the enhancement of service delivery across the United States. By fostering a culture of excellence and accountability, Banosian guides the company toward achieving its long-term financial and operational goals. The President collaborates with other C-suite leaders to align business strategies with the evolving needs of homeowners. Through the effective management of key business units, Shant Banosian supports the company's mission to simplify the home purchase and refinance process. This focus on high-level strategic oversight allows the firm to navigate market challenges successfully, ensuring that the organization remains a trusted partner for homeowners seeking reliable and efficient mortgage financing solutions.

Cameron MacMillan, the President - Rate Travel Club at Rate, manages the operations and strategic growth of the travel services division. Overseeing the development of travel-related benefits and customer engagement programs, the President - Rate Travel Club ensures that these offerings provide significant value to the company's client base across the United States. This leadership role involves building partnerships with travel providers and optimizing the user experience for club members. By aligning travel services with the broader mission of enhancing the homeowner experience, MacMillan drives brand loyalty and customer retention. The President - Rate Travel Club works with marketing and operations teams to promote travel benefits and ensure seamless service delivery. Through the effective management of this division, Cameron MacMillan contributes to the diversification of the company's service portfolio. This focus on travel-related value adds a unique dimension to the firm's offerings, strengthening the overall relationship with homeowners and reinforcing the company's market position.

Robert Hasselman, the President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) at Rate, directs the operations of the healthcare and dietary supplement division. Overseeing product development and market distribution, the President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) ensures that these health-focused offerings meet the needs of consumers across North America. This leadership role involves managing supply chain logistics and regulatory compliance to maintain high product standards. By aligning the supplement business with the company's commitment to overall well-being, Hasselman drives growth and brand awareness in the healthcare sector. The President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) collaborates with marketing and sales teams to expand the reach of these products. Through the strategic management of this division, Robert Hasselman contributes to the company's diversified business model. This focus on consumer healthcare provides additional value to the firm's clients, supporting a holistic approach to home and personal health.

Kasey Marty, the Chief Revenue Officer at Rate, directs all sales strategies and revenue-generating initiatives. Overseeing the national sales force, the Chief Revenue Officer ensures consistent growth in home purchase and refinance loan volumes. This leadership role involves identifying new market opportunities and refining the customer acquisition funnel to maximize conversion rates. By leveraging data-driven insights, Marty optimizes the performance of loan officers across the United States. The Chief Revenue Officer works closely with marketing and operations teams to ensure seamless delivery of mortgage products. Through the implementation of high-impact sales programs, Kasey Marty directly influences the company's market position. This focus on revenue optimization supports the broader goal of helping homeowners achieve financial objectives. Ultimately, Marty secures the firm's standing as a leader in the retail mortgage industry by fostering a culture of high performance and accountability within the sales organization.

Ramesh Sarukkai, the Chief People Officer & Chief Technology Officer at Rate, architects the digital infrastructure and human capital strategy. Overseeing the development of proprietary mortgage technology, the Chief People Officer & Chief Technology Officer ensures that digital platforms remain at the forefront of the industry. This leadership role involves aligning talent acquisition and organizational culture with the company's technological roadmap. By fostering an environment of innovation, Sarukkai drives the creation of tools that simplify the home loan process for consumers across the United States. The Chief People Officer & Chief Technology Officer collaborates with engineering and human resources teams to build a high-performing workforce capable of executing complex digital initiatives. Through the integration of advanced software solutions and strategic personnel development, Ramesh Sarukkai supports the firm's growth and operational efficiency. This dual focus on technology and people ensures that the company remains agile and competitive in the evolving retail mortgage market.