Rate Executive and Leadership Team

Ted Ahern, the Chief Financial Officer at Rate, governs the fiscal health and capital allocation strategies necessary to support large-scale mortgage lending operations. Overseeing financial planning, treasury management, and investor relations, the Chief Financial Officer ensures the company maintains sufficient liquidity to fund home purchase loans and refinances nationwide. This leadership role involves rigorous risk assessment and the development of financial models that account for interest rate volatility and market shifts. By maintaining strong relationships with capital markets, Ted Ahern secures the funding required for sustained growth. The Chief Financial Officer also directs the accounting and audit functions, ensuring transparency and accuracy in all financial reporting. Through strategic oversight of the balance sheet, the Chief Financial Officer protects the long-term viability of the organization, enabling the firm to navigate the competitive landscape of the United States mortgage industry with financial confidence.

Nikolaos Athanasiou, the Chief Operating Officer at Rate, manages the internal infrastructure required to process high volumes of mortgage applications efficiently. Overseeing the integration of loan fulfillment workflows, the Chief Operating Officer ensures that every transaction meets strict regulatory compliance and quality benchmarks. This leadership role involves streamlining cross-departmental communication to reduce cycle times for home purchase loans and refinances. By optimizing operational capacity, Nikolaos Athanasiou directly supports the scalability of the business model across the United States. The Chief Operating Officer also evaluates process bottlenecks, implementing technological solutions that enhance productivity for loan officers and support staff alike. Through meticulous oversight of daily operations, the Chief Operating Officer maintains the operational integrity of the firm, ensuring that the company delivers a seamless experience for homeowners from application to closing while maintaining rigorous internal controls.

Shant Banosian, the President at Rate, leads the strategic execution of retail mortgage initiatives to drive market penetration across the United States. Overseeing the expansion of lending services, the President ensures that the company maintains a dominant presence in key housing markets. This leadership role involves mentoring high-performing sales teams and refining the client acquisition strategy to support the company goal of helping homeowners secure financing. By fostering a culture of accountability and high service standards, Shant Banosian directly influences the growth of the mortgage portfolio. The President also collaborates with other C-suite leaders to align regional sales efforts with the broader corporate vision. Through consistent focus on market expansion and client satisfaction, the President secures the competitive advantage of the firm, ensuring that the company remains a preferred partner for individuals seeking home purchase loans and refinancing options in a dynamic economic environment.

Adam Boyd, the President, Consumer Lending at Rate, manages the end-to-end delivery of mortgage products tailored to individual homeowner needs. Overseeing the consumer-facing lending divisions, the President, Consumer Lending ensures that the company provides accessible and transparent financing solutions throughout the United States. This leadership role involves refining the customer journey to simplify the application process for both home purchases and refinances. By analyzing consumer behavior and market demand, Adam Boyd develops strategies that enhance the value proposition for borrowers. The President, Consumer Lending also coordinates with operational teams to ensure that loan products remain competitive and aligned with current interest rate environments. Through a focus on client-centric service and product innovation, the President, Consumer Lending drives the growth of the consumer portfolio, ensuring that the company consistently meets the evolving financial requirements of homeowners across the nation.

Norberto Leon, the President, S Club Information Technology at Rate, directs the specialized IT infrastructure supporting the company's niche service clubs and digital platforms. Overseeing the technical architecture for these specific business units, the President, S Club Information Technology ensures that all digital touchpoints remain secure and highly functional for users. This leadership role involves implementing scalable software solutions that integrate seamlessly with the core mortgage lending systems. By focusing on the technical requirements of the S Club, Norberto Leon enables the company to offer unique value-added services to its client base. The President, S Club Information Technology also manages the cybersecurity protocols necessary to protect sensitive consumer data across all digital platforms. Through continuous innovation in the IT space, the President, S Club Information Technology supports the broader mission of the firm by providing a robust and reliable digital experience for all members.

Robert Hasselman, the President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) at Rate, oversees the strategic operations of the company's healthcare and dietary supplement division. Managing the supply chain and market distribution across North America, the President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) ensures that the company delivers high-quality health products to consumers. This leadership role involves navigating the regulatory landscape of the healthcare industry while maintaining the brand reputation for excellence. By optimizing product availability and consumer outreach, Robert Hasselman drives the growth of this diversified business segment. The President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) also coordinates with marketing and sales teams to expand the reach of the supplement line. Through a focus on operational efficiency and market expansion, the President, Rate Supplements Consumer Healthcare Dietary Supplements (North America) contributes to the overall success and diversification of the company portfolio.

Stefanie Lucas, the President (Furniture Brands) at Rate, leads the strategic direction and operational management of the company's furniture retail division. Overseeing the design, procurement, and distribution of furniture products, the President (Furniture Brands) ensures that the brand maintains a strong market position within the home goods sector. This leadership role involves analyzing consumer trends to curate product offerings that resonate with the company's diverse client base. By managing relationships with manufacturers and retail partners, Stefanie Lucas optimizes the supply chain to ensure timely delivery and quality assurance. The President (Furniture Brands) also directs marketing initiatives to increase brand visibility and drive sales growth. Through a focus on aesthetic appeal and functional design, the President (Furniture Brands) enhances the overall value proposition of the firm, ensuring that the furniture division supports the company's broader mission of improving the home experience for consumers across the United States.

Cameron MacMillan, the President - Rate Travel Club at Rate, manages the operations and strategic growth of the company's travel membership services. Overseeing the development of exclusive travel packages and member benefits, the President - Rate Travel Club ensures that the club provides exceptional value to its members. This leadership role involves negotiating partnerships with travel providers and optimizing the booking platform to ensure a seamless user experience. By focusing on member engagement and retention, Cameron MacMillan drives the growth of the travel club division. The President - Rate Travel Club also coordinates with marketing teams to promote the club's offerings to a wider audience. Through a commitment to service excellence and curated travel experiences, the President - Rate Travel Club enhances the lifestyle benefits offered by the firm, contributing to the overall satisfaction and loyalty of the company's diverse client base.

Kasey Marty, the Chief Revenue Officer at Rate, directs all national sales strategies to expand market share within the retail mortgage sector. Overseeing the alignment of loan officer performance with corporate growth targets, the Chief Revenue Officer ensures consistent delivery of home purchase and refinance products. This leadership role involves analyzing market trends across the United States to optimize conversion rates and strengthen competitive positioning. By implementing data-driven sales methodologies, Kasey Marty directly impacts the financial trajectory of the organization. Furthermore, the Chief Revenue Officer collaborates with regional leadership to refine outreach efforts, ensuring that the company maintains a robust pipeline of mortgage opportunities. Through rigorous performance monitoring and strategic resource allocation, the Chief Revenue Officer secures sustainable revenue growth while upholding the high service standards expected by clients navigating the complex home financing landscape.

Ramesh Sarukkai, the Chief People Officer & Chief Technology Officer at Rate, architects the digital transformation of the mortgage experience while fostering a high-performance corporate culture. Overseeing the development of proprietary lending software, the Chief Technology Officer ensures that the company utilizes cutting-edge tools to simplify the loan process for homeowners. Simultaneously, as the Chief People Officer, Sarukkai drives talent acquisition and employee development initiatives that align with the company mission. This dual leadership role involves integrating advanced automation into the mortgage workflow to increase efficiency across the United States. By bridging the gap between human capital and technological innovation, Ramesh Sarukkai creates an environment where staff members leverage sophisticated data analytics to serve clients better. The Chief People Officer & Chief Technology Officer continuously evaluates emerging tech trends, ensuring the firm remains at the forefront of digital mortgage innovation while maintaining a workforce dedicated to excellence.