Rate Executive and Leadership Team

July, 2026

Leadership Overview

Rate has 8 executives leading key functions including operations, finance, revenue, people, technology, and consumer lending.

Driven by a commitment to simplifying homeownership, Rate empowers individuals across the US with accessible home purchase loans and refinances, solidifying its market presence through strategic leadership.

Leadership Roles at Rate

  • Chief Financial Officer - Edward Ahern
  • Chief Operating Officer - Nikolaos Athanasiou
  • President - Shant Banosian
  • President, S Club Information Technology - Norberto Leon
  • President (Furniture Brands) - Stefanie Lucas
  • President, Consumer Lending - Adam Boyd
  • Chief Revenue Officer - Kasey Marty
  • Chief People Officer & Chief Technology Officer - Ramesh Sarukkai
  • Edward Ahern - Chief Financial Officer

    Edward Ahern, the Chief Financial Officer at Rate, manages the company's comprehensive financial strategy and fiscal operations. Overseeing all financial planning, reporting, and investment activities, Ahern ensures robust financial health and sustainable growth. This critical position involves managing capital allocation, risk assessment, and investor relations to support Rate's expansion in the US mortgage market. By maintaining stringent financial controls and identifying strategic investment opportunities, Edward Ahern directly contributes to the company's stability and profitability. The Chief Financial Officer's oversight is essential for navigating the complexities of the finance industry and upholding Rate's commitment to its customers.
    Edward Ahern

    Nikolaos Athanasiou - Chief Operating Officer

    Nikolaos Athanasiou, the Chief Operating Officer at Rate, directs the company's extensive operational framework, ensuring seamless execution of home purchase loans and refinances nationwide. Overseeing daily business activities, Athanasiou drives efficiency across all departments, from loan origination to closing. This leadership role involves optimizing internal processes to enhance customer experience and operational scalability. By implementing best practices in workflow management, Nikolaos Athanasiou directly supports Rate's mission to provide accessible mortgage solutions. The Chief Operating Officer's focus remains on maintaining high service standards and operational integrity throughout the United States market.
    Nikolaos Athanasiou

    Shant Banosian - President

    Shant Banosian, the President at Rate, provides overarching leadership and strategic direction for the company's core mortgage lending operations. Overseeing key business units, Banosian ensures alignment with Rate's mission to facilitate home purchase loans and refinances nationwide. This executive position involves guiding strategic initiatives, fostering cross-departmental collaboration, and maintaining the company's commitment to exceptional customer service. By championing innovation and operational excellence, Shant Banosian directly supports Rate's growth and market penetration. The President's leadership is instrumental in navigating the dynamic landscape of the US finance industry and upholding the company's reputation.

    Norberto Leon - President, S Club Information Technology

    Norberto Leon, the President, S Club Information Technology at Rate, directs the strategic development and implementation of information technology solutions supporting the company's operations. Overseeing the IT infrastructure and digital platforms, Leon ensures the technological backbone of Rate can effectively support home purchase loans and refinances across the United States. This leadership role involves driving innovation in technology to enhance operational efficiency, data security, and customer accessibility. By focusing on cutting-edge IT strategies, Norberto Leon directly contributes to Rate's ability to deliver seamless mortgage services. The President, S Club Information Technology's expertise is crucial for maintaining a competitive technological edge.

    Stefanie Lucas - President (Furniture Brands)

    Stefanie Lucas, the President (Furniture Brands) at Rate, oversees strategic initiatives related to specific brand segments within the company's portfolio. While this title suggests a focus outside of core mortgage operations, Lucas's leadership contributes to the broader organizational strategy and market positioning of Rate. This role involves guiding the development and execution of strategies that align with the company's overall objectives, potentially involving diversification or specialized market approaches. By leveraging extensive business acumen, Stefanie Lucas supports Rate's overarching mission to provide accessible financial solutions. The President (Furniture Brands)'s contribution is integral to the company's multifaceted business approach.

    Adam Boyd - President, Consumer Lending

    Adam Boyd, the President, Consumer Lending at Rate, leads the strategic direction and operational execution of the company's consumer lending division. Overseeing all aspects of consumer loan products, including home purchase loans and refinances, Boyd ensures Rate effectively serves its target market across the US. This executive role involves driving growth, enhancing product offerings, and optimizing the customer journey within the consumer lending segment. By focusing on market expansion and customer satisfaction, Adam Boyd directly contributes to Rate's revenue generation and market share. The President, Consumer Lending's leadership is vital for maintaining Rate's competitive edge in the financial services sector.
    Adam Boyd

    Kasey Marty - Chief Revenue Officer

    Kasey Marty, the Chief Revenue Officer at Rate, spearheads all revenue-generating initiatives and sales strategies across the organization. Directing the sales force and market development efforts, Marty focuses on expanding Rate's reach in home purchase loans and refinances throughout the United States. This executive role involves cultivating new business opportunities and strengthening existing client relationships to drive consistent revenue growth. By aligning sales targets with market demands and optimizing the customer acquisition funnel, Kasey Marty directly enhances the company's market position. The Chief Revenue Officer's strategic vision is pivotal in achieving Rate's financial objectives and market leadership.
    Kasey Marty

    Ramesh Sarukkai - Chief People Officer & Chief Technology Officer

    Ramesh Sarukkai, the Chief People Officer & Chief Technology Officer at Rate, leads dual critical functions: human capital development and technological innovation. Overseeing all aspects of human resources, including talent acquisition, employee engagement, and organizational culture, Sarukkai ensures a motivated and skilled workforce. Concurrently, Sarukkai directs the company's technology strategy, driving advancements in digital platforms for mortgage lending and customer service. This dual leadership role is essential for fostering an environment where both people and technology contribute to Rate's success in providing home purchase loans and refinances across the US. Ramesh Sarukkai's integrated approach ensures that Rate remains at the forefront of both operational excellence and technological advancement.
    Ramesh Sarukkai

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    Frequently Asked Questions Regarding Rate Top Executives and Leadership Team

    Who leads Rate?
    Rate is led by Edward Ahern (Chief Financial Officer), along with executives such as Nikolaos Athanasiou (Chief Operating Officer) and Shant Banosian (President).
    Who is part of Rate’s executive team?
    The executive team of Rate includes leaders such as Edward Ahern (Chief Financial Officer), Nikolaos Athanasiou (Chief Operating Officer), Shant Banosian (President) and other senior executives.
    How many executives does Rate have?
    Rate has 8 executives leading key business areas.
    What roles are included in Rate’s leadership team?
    The leadership team of Rate includes roles such as Chief Financial Officer, Chief Operating Officer, President, President, S Club Information Technology, President (Furniture Brands).