Leadership Overview
L&T Finance has 8 executives leading key functions including technology, operations, marketing, information systems, financial management, treasury strategy, human resources, and corporate governance.
Focused on delivering comprehensive financial solutions across India, L&T Finance empowers diverse customer segments through innovative lending products, rural financing, and robust housing loan portfolios designed to drive sustainable economic growth.
Focused on delivering comprehensive financial solutions across India, L&T Finance empowers diverse customer segments through innovative lending products, rural financing, and robust housing loan portfolios designed to drive sustainable economic growth.
Leadership Roles at L&T Finance
Sachinn Joshi - Group Chief Financial Officer
Sachinn Joshi, the Group Chief Financial Officer at L&T Finance, directs the overall financial health and capital allocation strategies of the organization. Overseeing the fiscal planning and budgeting processes, the Group Chief Financial Officer ensures that the company maintains a strong balance sheet while funding diverse loan products. This leadership role involves managing investor relations and ensuring transparency in financial disclosures to stakeholders. By optimizing the cost of funds and capital structure, Sachinn Joshi directly impacts the profitability and growth trajectory of the firm. Furthermore, the Group Chief Financial Officer collaborates with the executive team to evaluate new business opportunities and risk management strategies. Through rigorous financial oversight, Joshi secures the long-term stability of the company, ensuring that fiscal resources are effectively deployed to support the expansion of the business across the Indian financial landscape.
Antika Kapoor - Deputy Chief Financial Officer, Head Treasury Strategy, Ratings Operations & Project Management Office
Antika Kapoor, the Deputy Chief Financial Officer, Head Treasury Strategy, Ratings Operations & Project Management Office at L&T Finance, manages liquidity and treasury operations to ensure optimal cash flow. Overseeing the relationship with credit rating agencies, the Deputy Chief Financial Officer, Head Treasury Strategy, Ratings Operations & Project Management Office ensures that the company maintains favorable credit profiles. This leadership role involves executing complex treasury strategies that mitigate interest rate risks and currency fluctuations. By directing the project management office, Antika Kapoor directly impacts the successful delivery of strategic initiatives across the organization. Furthermore, the Deputy Chief Financial Officer, Head Treasury Strategy, Ratings Operations & Project Management Office coordinates with financial institutions to secure funding for various loan portfolios. Through precise treasury management, Kapoor supports the financial agility of the company, ensuring that capital is available to meet the diverse lending demands of the Indian market.
Candice Dcosta - Secretary & Chief Financial Officer
Candice Dcosta, the Secretary & Chief Financial Officer at L&T Finance, oversees corporate governance and regulatory compliance alongside financial reporting duties. Overseeing the board secretarial functions, the Secretary & Chief Financial Officer ensures that all corporate actions adhere to legal standards and statutory requirements. This leadership role involves managing the interface between the company and regulatory bodies to maintain high standards of corporate transparency. By integrating financial oversight with governance responsibilities, Candice Dcosta directly impacts the ethical standing and operational integrity of the firm. Furthermore, the Secretary & Chief Financial Officer works with the legal team to ensure that all financial disclosures are accurate and timely. Through meticulous attention to corporate law and financial reporting, Dcosta protects the interests of shareholders, ensuring that the company operates within a framework of accountability while pursuing its growth objectives in the Indian financial sector.
Raju Dodti - Chief Operating Officer
Raju Dodti, the Chief Operating Officer at L&T Finance, manages the end-to-end execution of operational workflows for diverse loan products. Overseeing the regional service centers, the Chief Operating Officer ensures that loan disbursement processes remain seamless for rural and urban clients. This leadership role involves streamlining supply chain financing solutions and business loan approvals to maximize throughput. By refining internal operational policies, Raju Dodti directly impacts the speed and reliability of service delivery across the national network. Furthermore, the Chief Operating Officer coordinates with regional heads to maintain high standards of customer service and regulatory compliance. Through the implementation of lean management practices, Dodti drives operational excellence, ensuring that the company maintains its market position as a leading non-banking financial institution while supporting the complex needs of the diverse Indian borrower base.
Samson Santhosh - Chief Technology Officer
Samson Santhosh, the Chief Technology Officer at L&T Finance, directs the digital transformation roadmap to modernize lending platforms. Overseeing the integration of advanced analytics, the Chief Technology Officer ensures that technical infrastructure supports high-volume loan processing for housing and personal finance segments. This leadership role involves architecting scalable cloud solutions that enhance user experience across mobile applications. By optimizing backend systems, Samson Santhosh directly impacts the efficiency of digital service delivery. Furthermore, the Chief Technology Officer collaborates with cross-functional teams to implement cybersecurity protocols that protect sensitive financial data. Through the deployment of cutting-edge software, Santhosh maintains the competitive edge of the organization in the rapidly evolving Indian fintech landscape, ensuring that technological capabilities align with the broader strategic goals of the company.
Kavita Jagtiani - Chief Marketing Officer
Kavita Jagtiani, the Chief Marketing Officer at L&T Finance, architects the brand strategy to expand market reach across rural and urban demographics. Overseeing national advertising campaigns, the Chief Marketing Officer ensures that messaging effectively communicates the value of personal, housing, and farmer loans. This leadership role involves analyzing consumer behavior data to tailor product positioning for specific segments like SME owners and chartered accountants. By leveraging digital and traditional media channels, Kavita Jagtiani directly impacts brand equity and customer acquisition rates. Furthermore, the Chief Marketing Officer collaborates with product teams to launch targeted initiatives that highlight the unique benefits of the company's financial services. Through strategic market engagement, Jagtiani strengthens the presence of the organization, ensuring that the brand remains synonymous with trust and accessibility in the competitive Indian financial services sector.
Krishnan Venkateswaran - Vice President & Chief Information Officer
Krishnan Venkateswaran, the Vice President & Chief Information Officer at L&T Finance, governs the enterprise-wide information architecture and data management systems. Overseeing the IT governance framework, the Vice President & Chief Information Officer ensures that data integrity remains a priority for all financial reporting and customer records. This leadership role involves managing the hardware and software ecosystem that supports the company's extensive loan portfolio. By implementing robust data governance policies, Krishnan Venkateswaran directly impacts the accuracy of risk assessment models and operational reporting. Furthermore, the Vice President & Chief Information Officer works closely with the board to align information technology investments with long-term business objectives. Through the continuous monitoring of system performance, Venkateswaran guarantees that the technological foundation remains resilient, supporting the complex data requirements of a large-scale non-banking financial company operating across diverse Indian markets.
Shatabdi Gupta - Chief Human Resources Officer
Shatabdi Gupta, the Chief Human Resources Officer at L&T Finance, drives the talent acquisition and organizational development strategies. Overseeing the workforce planning, the Chief Human Resources Officer ensures that the company attracts and retains top-tier professionals capable of navigating the financial services sector. This leadership role involves designing performance management systems that incentivize productivity and innovation across all departments. By fostering a culture of continuous learning and professional growth, Shatabdi Gupta directly impacts employee engagement and operational efficiency. Furthermore, the Chief Human Resources Officer collaborates with leadership to implement diversity and inclusion initiatives that reflect the broad customer base served by the company. Through the development of comprehensive human capital policies, Gupta strengthens the organizational structure, ensuring that the workforce remains aligned with the strategic mission of delivering high-quality financial products to clients throughout India.
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Frequently Asked Questions Regarding L&T Finance Top Executives and Leadership Team
