Leadership Overview
L&T Finance has 7 executives leading key functions including operations, marketing, technology, financial management, human resources, information systems, and group finance.
Focused on delivering comprehensive financial solutions across India, L&T Finance empowers diverse customer segments through specialized lending products, rural financing, and robust supply chain services designed to drive sustainable economic growth.
Focused on delivering comprehensive financial solutions across India, L&T Finance empowers diverse customer segments through specialized lending products, rural financing, and robust supply chain services designed to drive sustainable economic growth.
Leadership Roles at L&T Finance
Candice Dcosta - Secretary & Chief Financial Officer
Candice Dcosta, the Secretary & Chief Financial Officer at L&T Finance, manages the intersection of corporate governance and financial integrity. Dcosta oversees the regulatory compliance framework while directing the financial reporting processes that ensure transparency for stakeholders. As the Secretary & Chief Financial Officer, Dcosta maintains rigorous standards for board interactions and legal documentation, safeguarding the company's reputation within the Indian financial sector. This leadership role involves balancing the complexities of corporate law with the fiscal requirements of a non-banking financial company. Candice Dcosta monitors capital allocation and liquidity management to support the firm's diverse lending activities, including loans against property and supply chain financing. By providing precise financial oversight, the Secretary & Chief Financial Officer enables the executive team to make informed strategic decisions. Dcosta ensures that all corporate actions align with statutory requirements, thereby reinforcing the firm's commitment to ethical business practices and long-term financial stability.
Sachinn Joshi - Group Chief Financial Officer
Sachinn Joshi, the Group Chief Financial Officer at L&T Finance, directs the overarching financial strategy and fiscal health of the organization. Joshi manages the company's capital structure, investment planning, and treasury operations to ensure sustained growth across all business segments, including housing and SME loans. As the Group Chief Financial Officer, Joshi oversees the firm's interactions with investors and financial institutions, maintaining the company's strong market position. This leadership role involves rigorous financial forecasting and risk management to navigate the complexities of the Indian non-banking financial sector. Sachinn Joshi collaborates with the board and executive leadership to allocate resources effectively, supporting the firm's mission of providing diverse financial products. By maintaining strict fiscal discipline and transparency, the Group Chief Financial Officer secures the company's long-term financial viability. Joshi ensures that all financial activities remain aligned with the broader corporate objectives, driving value for shareholders and customers alike.
Raju Dodti - Chief Operating Officer
Raju Dodti, the Chief Operating Officer at L&T Finance, directs the execution of core lending operations across the vast Indian market. Dodti manages the end-to-end delivery of housing, personal, and rural loan products, ensuring operational efficiency remains at the forefront of the business model. By optimizing internal workflows, the Chief Operating Officer minimizes turnaround times for loan disbursements while maintaining strict compliance with regulatory standards. This leadership role involves close collaboration with regional heads to scale service delivery in both urban and rural sectors. Raju Dodti monitors key performance indicators to identify bottlenecks in the loan lifecycle, implementing strategic adjustments that enhance customer satisfaction. Through rigorous oversight of daily operational activities, the Chief Operating Officer secures the stability of the company's diverse financial portfolio, ultimately driving the operational excellence required to support the firm's long-term growth objectives in the competitive non-banking financial sector.
Kavita Jagtiani - Chief Marketing Officer
Kavita Jagtiani, the Chief Marketing Officer at L&T Finance, architects the brand strategy and customer acquisition initiatives across the Indian financial landscape. Jagtiani drives market penetration for diverse offerings, including two-wheeler loans, business loans, and specialized farmer financing solutions. By leveraging data-driven insights, the Chief Marketing Officer crafts targeted campaigns that resonate with specific demographics, from small business owners to rural agriculturalists. This leadership role requires constant alignment with product teams to ensure marketing messaging accurately reflects the value proposition of each financial service. Kavita Jagtiani oversees the digital transformation of customer engagement channels, enhancing brand visibility and trust in a crowded marketplace. Through the development of comprehensive communication strategies, the Chief Marketing Officer strengthens the company's market position. Jagtiani ensures that all promotional activities support the broader corporate mission of providing accessible financial products, thereby fostering long-term loyalty and expanding the firm's reach across diverse regional markets.
Samson Santhosh - Chief Technology Officer
Samson Santhosh, the Chief Technology Officer at L&T Finance, directs the development and maintenance of the digital infrastructure supporting the company's extensive financial services. Santhosh architects scalable software solutions that facilitate seamless loan processing for housing, personal, and SME business loans. By integrating advanced financial technologies, the Chief Technology Officer ensures that the firm's digital platforms remain secure, reliable, and user-friendly for a diverse customer base. This leadership role involves managing complex technical projects that streamline internal data management and customer-facing applications. Samson Santhosh collaborates with other C-suite leaders to align technological capabilities with the company's strategic growth targets. Through the implementation of robust cybersecurity protocols and innovative digital tools, the Chief Technology Officer protects sensitive financial data while enhancing operational agility. Santhosh continuously evaluates emerging technologies to maintain a competitive edge, ensuring that the firm's technical foundation supports the evolving needs of the Indian financial market.
Shatabdi Gupta - Chief Human Resources Officer
Shatabdi Gupta, the Chief Human Resources Officer at L&T Finance, directs the talent strategy and organizational development initiatives across the company's national footprint. Gupta architects programs that foster a high-performance culture, ensuring the workforce remains aligned with the firm's mission of providing accessible financial services. As the Chief Human Resources Officer, Gupta oversees recruitment, employee engagement, and leadership development to support the company's growth in the competitive finance industry. This leadership role involves designing compensation structures and training modules that empower employees to excel in their respective functions, from rural loan officers to urban financial advisors. Shatabdi Gupta monitors organizational health metrics to identify areas for improvement, implementing policies that promote diversity and professional growth. By cultivating a skilled and motivated team, the Chief Human Resources Officer ensures that the company maintains the human capital necessary to deliver superior financial products and services to customers throughout India.
Krishnan Venkateswaran - Vice President & Chief Information Officer
Krishnan Venkateswaran, the Vice President & Chief Information Officer at L&T Finance, manages the information systems and data architecture that underpin the company's financial operations. Venkateswaran directs the implementation of enterprise-wide data strategies, ensuring that information flows efficiently across all departments, including rural and farmer loan divisions. As the Vice President & Chief Information Officer, Venkateswaran oversees the integration of advanced analytics tools that provide actionable insights into market trends and customer behavior. This leadership role involves maintaining the integrity and availability of critical business data, which is essential for risk assessment and product development. Krishnan Venkateswaran collaborates with the technology team to modernize legacy systems, enhancing the firm's ability to respond to changing market demands. By optimizing information management, the Vice President & Chief Information Officer supports the company's goal of delivering precise and timely financial solutions, ultimately contributing to the firm's overall operational efficiency and strategic success.
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Frequently Asked Questions Regarding L&T Finance Top Executives and Leadership Team
