Zemen Bank Executive and Leadership Team

May, 2026

Leadership Overview

Zemen Bank has 4 executives leading key functions including strategy, technology, and sales.

Driven by innovation, Zemen Bank provides a modern banking experience, offering diverse personal, business, and digital services to empower clients and foster financial growth across Ethiopia and beyond.

Leadership Roles at Zemen Bank

  • Chief Executive Officer - Dereje Zebene
  • President & Chief Executive Officer - Tsegay Tetemke
  • Chief Technology Officer - Ermias Zewde
  • Chief Sales Officer (CSO) - Ruth Lemma
  • Dereje Zebene - Chief Executive Officer

    Dereje Zebene, the Chief Executive Officer at Zemen Bank, directs the overall strategic vision and operational execution for the institution. Overseeing all departments, Zebene ensures the bank's commitment to providing customers with choices and convenience is consistently met, positioning banking as an experience. This leadership role involves guiding the development and implementation of innovative banking solutions that cater to individuals, businesses, and the diaspora. By fostering a culture of exceptional customer service and technological advancement, Dereje Zebene drives the bank's mission to empower clients and support their financial growth. The Chief Executive Officer's focus remains on enhancing Zemen Bank's market position as a trusted financial partner, both domestically and internationally, through robust strategic planning and effective resource allocation.

    Tsegay Tetemke - President & Chief Executive Officer

    Tsegay Tetemke, the President & Chief Executive Officer at Zemen Bank, spearheads the bank's overarching strategic direction and corporate governance. Tetemke's leadership ensures Zemen Bank operates as a modern banking institution, emphasizing customer choice and convenience in every service offered. This executive guides the expansion of personal and business banking, international operations, and digital service portfolios, directly addressing the needs of individuals, businesses, and the diaspora. By championing technological advancements and innovative financial solutions, Tsegay Tetemke reinforces the bank's commitment to empowering clients and facilitating their financial growth. The President & Chief Executive Officer's mandate includes solidifying Zemen Bank's reputation as a technologically advanced and reliable financial institution for a diverse clientele.

    Ermias Zewde - Chief Technology Officer

    Ermias Zewde, the Chief Technology Officer at Zemen Bank, architects and oversees the bank's technological infrastructure and digital transformation initiatives. Zewde drives the implementation of innovative banking solutions, ensuring Zemen Bank remains at the forefront of technological advancements in the financial sector. This role is critical in enhancing customer convenience through robust digital services, catering to individuals, businesses, and the diaspora. By managing the bank's IT strategy, Ermias Zewde ensures the seamless integration of new technologies that support exceptional customer service and operational efficiency. The Chief Technology Officer's efforts are central to Zemen Bank's mission of empowering clients and fostering financial growth through secure and accessible digital platforms, solidifying the bank's position as a trusted, tech-savvy financial partner.

    Ruth Lemma - Chief Sales Officer (CSO)

    Ruth Lemma, the Chief Sales Officer (CSO) at Zemen Bank, directs all sales strategies and revenue generation initiatives across the institution. Lemma focuses on expanding the bank's reach by promoting its wide range of services, including personal banking, business banking, international banking, and digital solutions, to individuals, businesses, and the diaspora. This leadership position involves cultivating strong client relationships and ensuring that sales teams effectively communicate the value proposition of Zemen Bank's innovative offerings. By driving sales performance, Ruth Lemma directly contributes to the bank's mission of empowering clients and supporting their financial growth. The Chief Sales Officer's strategic approach ensures Zemen Bank continues to attract and retain a diverse customer base, reinforcing its status as a trusted financial partner.
    Ruth Lemma

    Explore Leadership Teams in Banking

    Frequently Asked Questions Regarding Zemen Bank Top Executives and Leadership Team

    Who leads Zemen Bank?
    Zemen Bank is led by Dereje Zebene (Chief Executive Officer), along with executives such as Tsegay Tetemke (President & Chief Executive Officer) and Ermias Zewde (Chief Technology Officer).
    Who is part of Zemen Bank’s executive team?
    The executive team of Zemen Bank includes leaders such as Dereje Zebene (Chief Executive Officer), Tsegay Tetemke (President & Chief Executive Officer), Ermias Zewde (Chief Technology Officer) and other senior executives.
    How many executives does Zemen Bank have?
    Zemen Bank has 4 executives leading key business areas.
    What roles are included in Zemen Bank’s leadership team?
    The leadership team of Zemen Bank includes roles such as Chief Executive Officer, President & Chief Executive Officer, Chief Technology Officer, Chief Sales Officer (CSO).