Happen Bank Executive and Leadership Team

Andrew LaBenne, the Chief Financial Officer at Happen Bank, directs all fiscal planning and capital allocation strategies. Overseeing the financial health of the institution, the Chief Financial Officer ensures robust liquidity management and accurate reporting across all digital banking operations. This leadership role involves analyzing market trends to optimize lending portfolios and credit product performance. By maintaining rigorous internal controls, Andrew LaBenne directly impacts the stability and growth trajectory of the organization. LaBenne coordinates with the board to align budgetary priorities with the broader mission of providing accessible consumer financial services. Through precise financial modeling and risk assessment, the Chief Financial Officer supports the expansion of the bank into new regional markets. Ultimately, LaBenne secures the necessary capital to sustain the innovative, data-driven lending infrastructure that defines the competitive advantage of the firm in the modern financial landscape.

Sam Hudson, the Senior Vice President, Chief Financial Officer - Consumer Banking at Happen Bank, manages the financial performance of all consumer-facing credit and savings products. Overseeing revenue growth within the retail sector, the Senior Vice President, Chief Financial Officer - Consumer Banking ensures that lending strategies align with the specific needs of individual account holders. This leadership role involves monitoring interest rate fluctuations and credit risk to maintain a healthy balance sheet for the consumer division. By refining pricing models for personal loans, Sam Hudson directly impacts the accessibility of credit for the bank's clientele. Hudson works closely with the executive team to translate complex financial data into actionable insights for product development. Through strategic oversight of consumer-focused assets, the Senior Vice President, Chief Financial Officer - Consumer Banking drives the overall profitability of the retail banking segment while fostering long-term customer loyalty.

Riley Long, the Unit Vice President, Business & Group Chief Financial Officer, Investor at Happen Bank, manages investor relations and corporate financial communications. Overseeing the transparency of financial disclosures, the Unit Vice President, Business & Group Chief Financial Officer, Investor ensures that stakeholders receive accurate information regarding the bank's market position and growth initiatives. This leadership role involves analyzing business unit performance to provide clear reporting to the investment community. By articulating the value proposition of the bank's data-driven lending model, Riley Long directly impacts investor confidence and capital market engagement. Long coordinates with external analysts to communicate the strategic vision and financial objectives of the firm. Through rigorous evaluation of group-level financial metrics, the Unit Vice President, Business & Group Chief Financial Officer, Investor supports the alignment of corporate goals with shareholder expectations. Ultimately, Long strengthens the financial reputation of the institution within the broader banking industry.

Michael Pou, the President & Owner at Happen Bank, defines the overarching strategic vision and long-term mission of the institution. Overseeing the execution of the business model, the President & Owner ensures that all departments remain focused on delivering superior consumer financial services through the online platform. This leadership role involves setting the tone for corporate governance and driving the expansion of the bank's market reach. By championing the shift toward data-driven lending, Michael Pou directly impacts the fundamental approach to credit access and financial management for customers. Pou works with the executive team to identify new opportunities for product innovation and operational excellence. Through the stewardship of the company's core values, the President & Owner maintains the integrity and focus of the organization. Ultimately, Pou guides the firm toward sustainable growth and continued success in the competitive digital banking landscape.

Monica Khurana, the Chief Information Officer at Happen Bank, architects the digital infrastructure supporting all consumer banking services. Overseeing the development of secure online platforms, the Chief Information Officer ensures seamless integration of data-driven lending tools and customer-facing applications. This leadership role involves managing cybersecurity protocols to protect sensitive financial information while driving technological innovation across the enterprise. By optimizing cloud-based systems, Monica Khurana directly impacts the efficiency and reliability of the banking experience for users. Khurana collaborates with product teams to implement advanced analytics that help individuals manage finances more effectively. Through the deployment of scalable software solutions, the Chief Information Officer facilitates rapid growth and operational agility. Ultimately, Khurana maintains the technological backbone required to deliver high-quality credit products and savings accounts to a diverse customer base across the United States.

Tina Wilson, the Chief People Officer at Happen Bank, directs all human capital strategies and organizational development initiatives. Overseeing talent acquisition and employee engagement, the Chief People Officer ensures that the workforce possesses the skills necessary to support a digital-first banking environment. This leadership role involves fostering a culture of innovation and customer-centricity that permeates every department. By implementing performance management systems, Tina Wilson directly impacts the productivity and retention of the team. Wilson collaborates with other executives to align staffing requirements with the bank's strategic goals for growth and service expansion. Through the development of comprehensive training programs, the Chief People Officer equips staff to handle the complexities of modern financial services and data-driven lending. Ultimately, Wilson builds the organizational capacity required to maintain a competitive edge in the rapidly evolving financial technology sector while ensuring a positive and inclusive workplace environment.