First State Community Bank Executive and Leadership Team

September, 2026

Leadership Overview

First State Community Bank has 10 executives leading key functions including operations, financial management, administration, and regional market development.

Committed to regional economic growth, First State Community Bank delivers essential financial services, deposit solutions, and lending products to the public while maintaining a strong focus on community-centered banking excellence.

Leadership Roles at First State Community Bank

  • Chief Financial Officer - Jamie Lipe
  • Chief Operating Officer - Jennifer Lee
  • Regional President - Scott Breckenkamp
  • President - Joseph Miller
  • Regional President - Drew Smith
  • Market President - Traci McClinton
  • Community Bank President - Matthew Tanner
  • President - Ernie Kost
  • President - Marvin Adams
  • Chief Administrative Officer (CAO) - Michelle Steinhoff
  • Jamie Lipe - Chief Financial Officer

    Jamie Lipe, the Chief Financial Officer at First State Community Bank, manages the fiscal health and capital allocation strategies of the institution. Overseeing the balance sheet, the Chief Financial Officer monitors liquidity, interest rate risk, and regulatory compliance to ensure long-term stability. This leadership role involves analyzing market trends to guide lending decisions and deposit growth strategies. By maintaining precise financial reporting, Jamie Lipe directly impacts the bank's ability to provide consistent services to the public. The Chief Financial Officer collaborates with the board to evaluate investment opportunities that align with the bank's conservative risk profile. Through disciplined oversight of capital reserves, Lipe secures the financial foundation necessary for sustainable expansion. This strategic focus on fiscal integrity allows the bank to navigate economic fluctuations while continuing to support the diverse financial needs of the communities throughout the Missouri region.

    Jennifer Lee - Chief Operating Officer

    Jennifer Lee, the Chief Operating Officer at First State Community Bank, directs all internal banking operations and process efficiency initiatives. Overseeing the daily execution of deposit services and loan processing, the Chief Operating Officer ensures seamless integration between front-end customer interactions and back-office systems. This leadership role involves optimizing operational workflows to support the bank's 1954 foundation of reliability. By streamlining administrative procedures, Jennifer Lee directly impacts the scalability of the institution across Missouri. The Chief Operating Officer maintains rigorous standards for service delivery, ensuring that every transaction aligns with the broader strategic goals of the organization. Through constant monitoring of operational metrics, Lee secures the efficiency required to maintain a competitive edge in the local banking sector, ultimately fostering a stable environment for both staff and the public served by the bank.

    Scott Breckenkamp - Regional President

    Scott Breckenkamp, the Regional President at First State Community Bank, drives business development and market penetration across designated territories. Overseeing the performance of local branches, the Regional President ensures that lending and deposit services meet the specific needs of the regional customer base. This leadership role involves building relationships with local businesses and community leaders to expand the bank's market presence. By executing growth strategies, Scott Breckenkamp directly impacts the bank's regional revenue targets. The Regional President monitors local economic conditions to adjust lending practices and service offerings accordingly. Through active engagement with branch managers, Breckenkamp secures consistent service quality and operational adherence to corporate standards. This focus on regional market dynamics allows the bank to maintain a strong competitive position while delivering personalized financial solutions that support the economic vitality of the communities within the assigned operational footprint.

    Joseph Miller - President

    Joseph Miller, the President at First State Community Bank, architects the overarching strategic vision and long-term growth trajectory of the institution. Overseeing the executive team, the President ensures that all departments remain aligned with the bank's core mission of providing high-quality financial services. This leadership role involves setting institutional priorities, managing stakeholder relations, and guiding the bank through evolving regulatory landscapes. By fostering a culture of community-focused banking, Joseph Miller directly impacts the bank's reputation and market standing. The President collaborates with the board to define the strategic direction for lending and deposit growth. Through decisive leadership, Miller secures the bank's position as a trusted financial partner for the public. This commitment to strategic clarity and operational excellence enables the institution to navigate complex market environments while maintaining the foundational values established in 1954, ultimately driving sustainable success for the entire organization.

    Drew Smith - Regional President

    Drew Smith, the Regional President at First State Community Bank, manages the strategic expansion and operational oversight of banking services within specific geographic markets. Overseeing the implementation of corporate initiatives, the Regional President ensures that local branches deliver consistent lending and deposit solutions. This leadership role involves identifying new business opportunities and cultivating partnerships with local enterprises to increase market share. By optimizing branch performance, Drew Smith directly impacts the bank's regional profitability. The Regional President coordinates with the executive team to align local activities with the bank's broader financial goals. Through the application of market-specific insights, Smith secures a strong presence in the community, ensuring that the bank remains responsive to the evolving financial needs of the public. This focus on regional growth and service quality reinforces the bank's commitment to supporting the economic development of the areas served by the institution.

    Traci McClinton - Market President

    Traci McClinton, the Market President at First State Community Bank, leads the execution of banking strategies within a defined local market. Overseeing customer acquisition and retention, the Market President ensures that the bank's lending and deposit products effectively serve the local population. This leadership role involves representing the bank in community events and building strong networks with local business owners. By driving local sales initiatives, Traci McClinton directly impacts the bank's market share and deposit growth. The Market President monitors local competitive dynamics to refine service delivery and product positioning. Through proactive management of branch operations, McClinton secures high levels of customer satisfaction and operational efficiency. This focus on local market engagement allows the bank to maintain deep roots in the community while delivering the professional financial services expected of a established institution, ultimately contributing to the overall success of the bank's regional operations.

    Matthew Tanner - Community Bank President

    Matthew Tanner, the Community Bank President at First State Community Bank, directs the daily operations and community outreach efforts of the local branch network. Overseeing the delivery of personalized banking services, the Community Bank President ensures that lending and deposit solutions meet the unique requirements of the local public. This leadership role involves fostering relationships with individual and business clients to build long-term loyalty. By prioritizing customer service excellence, Matthew Tanner directly impacts the bank's reputation within the community. The Community Bank President manages local staff to ensure adherence to corporate policies and regulatory standards. Through active participation in local economic initiatives, Tanner secures the bank's role as a vital partner in community development. This focus on local service and relationship management allows the bank to maintain its commitment to the public, ensuring that financial resources remain accessible and beneficial to the local population.

    Ernie Kost - President

    Ernie Kost, the President at First State Community Bank, oversees the high-level strategic planning and institutional performance of the bank. Overseeing the integration of new technologies and service models, the President ensures that the bank remains competitive in the modern financial landscape. This leadership role involves evaluating market opportunities and managing the bank's risk profile to ensure long-term viability. By championing innovation in banking services, Ernie Kost directly impacts the bank's ability to attract and retain customers. The President works closely with the executive team to align operational activities with the bank's mission of serving the public. Through the implementation of strategic initiatives, Kost secures the bank's financial health and operational stability. This focus on forward-thinking leadership allows the institution to adapt to changing economic conditions while upholding the traditional values of community banking that have defined the bank since 1954.

    Marvin Adams - President

    Marvin Adams, the President at First State Community Bank, directs the overall corporate strategy and ensures the alignment of all banking functions with the institution's mission. Overseeing the bank's commitment to community service, the President manages the strategic direction of lending and deposit operations. This leadership role involves engaging with stakeholders and the board to drive institutional growth and maintain regulatory compliance. By fostering a culture of integrity and service, Marvin Adams directly impacts the bank's standing in the financial industry. The President coordinates with other executives to optimize the bank's service offerings and operational efficiency. Through the execution of long-term business plans, Adams secures the bank's future as a reliable financial partner for the public. This focus on strategic leadership and community impact ensures that the bank continues to provide essential financial services while maintaining the trust and confidence of the communities it serves.
    Marvin Adams

    Michelle Steinhoff - Chief Administrative Officer (CAO)

    Michelle Steinhoff, the Chief Administrative Officer (CAO) at First State Community Bank, governs organizational infrastructure and human capital development. Overseeing internal policies, the Chief Administrative Officer (CAO) ensures that all corporate functions support the bank's mission of providing accessible financial services. This leadership role involves managing corporate governance, facilities, and internal communications to maintain a cohesive work environment. By aligning administrative resources with business objectives, Michelle Steinhoff directly impacts the overall productivity of the bank. The Chief Administrative Officer (CAO) coordinates with other executive leaders to implement training programs that enhance staff expertise in banking regulations and customer service. Through the refinement of internal systems, Steinhoff secures a robust framework that enables the institution to operate effectively across all locations. This commitment to administrative excellence supports the bank's long-standing reputation for reliability and service within the Missouri financial landscape.

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    Frequently Asked Questions Regarding First State Community Bank Top Executives and Leadership Team

    Who leads First State Community Bank?
    First State Community Bank is led by Jamie Lipe (Chief Financial Officer), along with executives such as Jennifer Lee (Chief Operating Officer) and Scott Breckenkamp (Regional President).
    Who is part of First State Community Bank’s executive team?
    The executive team of First State Community Bank includes leaders such as Jamie Lipe (Chief Financial Officer), Jennifer Lee (Chief Operating Officer), Scott Breckenkamp (Regional President) and other senior executives.
    How many executives does First State Community Bank have?
    First State Community Bank has 10 executives leading key business areas.
    What roles are included in First State Community Bank’s leadership team?
    The leadership team of First State Community Bank includes roles such as Chief Financial Officer, Chief Operating Officer, Regional President, President, Regional President.