Leadership Overview
ADIB has 10 executives leading key functions including charitable outreach, corporate strategy, financial management, revenue generation, and operational excellence.
Committed to ethical Sharia-compliant financial growth, ADIB delivers innovative banking solutions while maintaining a steadfast focus on customer service and religious financial principles across the United Arab Emirates.
Committed to ethical Sharia-compliant financial growth, ADIB delivers innovative banking solutions while maintaining a steadfast focus on customer service and religious financial principles across the United Arab Emirates.
Leadership Roles at ADIB
Marwa Mourad - Chief Executive Officer Adib Charity Foundation
Marwa Mourad, the Chief Executive Officer Adib Charity Foundation at ADIB, directs all philanthropic initiatives and community engagement programs. Overseeing the distribution of charitable funds, the Chief Executive Officer Adib Charity Foundation ensures alignment with the core ethical values of the institution. This leadership role involves managing partnerships with non-profit organizations to maximize social impact across the region. By optimizing the allocation of resources, Marwa Mourad directly influences the corporate social responsibility profile of the bank. Ultimately, Mourad strengthens the connection between the financial institution and the local community through transparent and effective charitable governance.
Nevine Loutfy - Managing Director & Chief Executive Officer
Nevine Loutfy, the Managing Director & Chief Executive Officer at ADIB, architects the overarching corporate strategy and long-term vision for the institution. Overseeing the executive board, the Managing Director & Chief Executive Officer ensures that all Sharia-compliant banking services meet the highest standards of regulatory compliance and market competitiveness. This leadership role involves navigating complex financial landscapes to drive sustainable growth for individual and corporate clients. By fostering a culture of innovation, Nevine Loutfy directly impacts the market position of the bank within the United Arab Emirates. Ultimately, Loutfy secures the financial stability and ethical integrity of the organization through disciplined management.
Mohamed Abdelbary - Group Chief Executive Officer
Mohamed Abdelbary, the Group Chief Executive Officer at ADIB, directs the global expansion and operational integration of the entire banking group. Overseeing the diverse portfolio of financial services, the Group Chief Executive Officer ensures that all regional branches maintain consistent adherence to ethical financial principles. This leadership role involves coordinating with international stakeholders to enhance the digital banking capabilities of the institution. By streamlining cross-border operations, Mohamed Abdelbary directly supports the growth of the corporate and institutional client base. Ultimately, Abdelbary drives the strategic evolution of the bank to maintain a leading status in the competitive Islamic finance sector.
Amr Shenawy - Chief Financial Officer
Amr Shenawy, the Chief Financial Officer at ADIB, directs the fiscal health and capital allocation strategies of the institution. Overseeing the financial reporting and treasury functions, the Chief Financial Officer ensures that all investment products align with Sharia-compliant standards. This leadership role involves managing liquidity and risk to support the broader corporate objectives of the bank. By optimizing the balance sheet, Amr Shenawy directly impacts the profitability and shareholder value of the organization. Ultimately, Shenawy maintains rigorous financial oversight to ensure the long-term sustainability of the bank in the volatile financial markets of the Middle East.
Racha Koraey - Chief Financial Officer & Manager, Office
Racha Koraey, the Chief Financial Officer & Manager, Office at ADIB, directs the administrative efficiency and financial planning for the executive office. Overseeing the coordination of high-level projects, the Chief Financial Officer & Manager, Office ensures that financial resources are allocated to support the strategic priorities of the leadership team. This leadership role involves managing the operational budget and ensuring that all office functions align with the broader corporate goals. By streamlining executive workflows, Racha Koraey directly impacts the productivity of the senior management team. Ultimately, Koraey provides the necessary financial and administrative support to facilitate effective decision-making across the entire organization.
Ahmad ALQawasmi - Chief Financial Officer, Adib (Iraq)
Ahmad ALQawasmi, the Chief Financial Officer, Adib (Iraq) at ADIB, directs the financial operations and regulatory compliance for the regional branch in Iraq. Overseeing the local fiscal strategy, the Chief Financial Officer, Adib (Iraq) ensures that all banking activities adhere to both local regulations and the global ethical standards of the institution. This leadership role involves managing the financial risks associated with regional market fluctuations. By maintaining strict financial discipline, Ahmad ALQawasmi directly impacts the stability and growth of the Iraqi operations. Ultimately, ALQawasmi supports the broader international expansion of the bank by ensuring the financial health and operational success of the regional branch.

Elhoussine Elidrissi - Chief Operating Officer
Elhoussine Elidrissi, the Chief Operating Officer at ADIB, directs the internal infrastructure and daily operational workflows of the bank. Overseeing the technology and administrative departments, the Chief Operating Officer ensures that all digital banking services function with maximum efficiency and security. This leadership role involves implementing scalable systems to support the growing volume of transactions across the United Arab Emirates. By optimizing internal processes, Elhoussine Elidrissi directly impacts the operational agility and service delivery speed of the institution. Ultimately, Elidrissi maintains the technical backbone of the bank to ensure seamless experiences for all individual and corporate clients.
Talal Makarem - Chief Revenue Officer
Talal Makarem, the Chief Revenue Officer at ADIB, directs the sales strategies and revenue growth initiatives across the retail and corporate banking divisions. Overseeing the client acquisition teams, the Chief Revenue Officer ensures that all financing solutions meet the specific needs of the diverse customer base. This leadership role involves developing new market opportunities to increase the penetration of Islamic banking products. By refining the sales funnel and customer engagement models, Talal Makarem directly impacts the top-line performance of the bank. Ultimately, Makarem drives the commercial success of the institution through targeted growth strategies and effective management of the sales force.
Saad Fayyaz - Manager, Global Payment Services, Cash Management Operations (Chief Marketing Officer)
Saad Fayyaz, the Manager, Global Payment Services, Cash Management Operations (Chief Marketing Officer) at ADIB, directs the brand positioning and marketing communications for the bank. Overseeing the global payment services and cash management operations, the Manager, Global Payment Services, Cash Management Operations (Chief Marketing Officer) ensures that the market presence of the bank reflects its commitment to ethical finance. This leadership role involves crafting campaigns that highlight the value of Sharia-compliant banking to a global audience. By integrating marketing strategies with operational payment services, Saad Fayyaz directly impacts the brand equity and customer loyalty of the institution. Ultimately, Fayyaz drives the visibility of the bank in the competitive financial services landscape.
Basam Al Shaar - Chief Revenue Officer, Digital
Basam Al Shaar, the Chief Revenue Officer, Digital at ADIB, directs the growth of digital banking revenue and online financial services. Overseeing the digital transformation of the revenue streams, the Chief Revenue Officer, Digital ensures that all online platforms provide a seamless and profitable experience for users. This leadership role involves identifying new digital channels to expand the reach of the bank to tech-savvy customers. By leveraging data analytics to optimize digital sales, Basam Al Shaar directly impacts the growth of the online banking segment. Ultimately, Al Shaar secures the future of the bank by capturing market share in the rapidly evolving digital finance ecosystem.
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