Leadership Overview
Vistaar Finance has 4 executives leading key functions including financial strategy, technology infrastructure, operational management, and human capital development.
Committed to empowering micro-enterprises, Vistaar Finance delivers essential financial services to rural and semi-urban markets across India through specialized, cash-flow-based lending solutions.
Committed to empowering micro-enterprises, Vistaar Finance delivers essential financial services to rural and semi-urban markets across India through specialized, cash-flow-based lending solutions.
Leadership Roles at Vistaar Finance
Prashant Kani - Chief Financial Officer
Prashant Kani, the Chief Financial Officer at Vistaar Finance, directs the entire fiscal strategy and capital allocation framework for the organization. Managing liquidity and risk assessment, the Chief Financial Officer ensures the stability of the lending portfolio across 12 Indian states. Prashant Kani oversees the integration of proprietary cash flow assessment models into the broader financial reporting structure, enabling precise underwriting for MSME clients with informal income sources. By coordinating with the Board on long-term funding requirements, the Chief Financial Officer maintains the necessary capital reserves to support small-ticket secured loans. This leadership role involves rigorous oversight of regulatory compliance and financial performance metrics. Through disciplined fiscal management, the Chief Financial Officer drives sustainable growth, ensuring that the company remains a reliable partner for small manufacturing units and kirana shops throughout rural and semi-urban regions.
Soumyajyoti Roychoudhury - Chief Operating Officer
Soumyajyoti Roychoudhury, the Chief Operating Officer at Vistaar Finance, executes the strategic expansion of the branch network across 12 states. Overseeing daily operations, the Chief Operating Officer ensures that business and housing loan delivery remains consistent with the company's mission to serve micro-enterprises. Soumyajyoti Roychoudhury manages the performance of regional teams, driving productivity within shops and small manufacturing units. By streamlining internal workflows and field-level processes, the Chief Operating Officer optimizes the distribution of small-ticket loans to underserved populations. This leadership role involves close coordination with the technology and finance departments to ensure that operational goals align with underwriting standards. Through the effective management of branch-level activities, the Chief Operating Officer sustains the company's market position as a primary financial resource for rural and semi-urban entrepreneurs throughout the country.
Shivanand Hiremath - Chief Technology Officer
Shivanand Hiremath, the Chief Technology Officer at Vistaar Finance, architects the digital infrastructure supporting the company's extensive network of over 200 branches. Driving the modernization of loan processing systems, the Chief Technology Officer implements advanced data analytics to refine underwriting accuracy for diverse MSME sectors. Shivanand Hiremath manages the deployment of secure, scalable platforms that facilitate seamless interactions between field agents and rural borrowers. By integrating digital tools into the cash flow assessment process, the Chief Technology Officer enhances operational efficiency and reduces turnaround times for loan approvals. This leadership role involves constant collaboration with the executive team to align technological capabilities with the evolving needs of home-based industries and power looms. Through the continuous optimization of IT systems, the Chief Technology Officer secures the technological foundation required for expanding market reach across India.
Kapil Bharatan - Executive Vice President & Chief Human Resources Officer
Kapil Bharatan, the Executive Vice President & Chief Human Resources Officer at Vistaar Finance, directs the talent acquisition and organizational development strategies necessary to support a 200-branch operation. Cultivating a high-performance culture, the Executive Vice President & Chief Human Resources Officer designs training programs that equip staff with the skills to assess informal income sources effectively. Kapil Bharatan manages workforce planning to ensure that regional teams possess the expertise required to serve diverse MSME clients. By fostering employee engagement and leadership development, the Executive Vice President & Chief Human Resources Officer strengthens the internal capacity to scale operations across India. This leadership role involves aligning human capital initiatives with the company's broader financial and operational objectives. Through the strategic management of personnel, the Executive Vice President & Chief Human Resources Officer drives the organizational excellence required to maintain a competitive edge in the non-banking financial sector.
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