Vistaar Finance Executive and Leadership Team

Avijit Saha, the MD and Chief Executive Officer at Vistaar Finance, directs the company's overarching strategy and operational execution. Saha guides the organization's mission to deliver small-ticket secured loans to MSMEs across India's rural and semi-urban regions. This leadership role involves setting strategic priorities, ensuring financial stability, and driving market expansion. Overseeing all business units, Saha ensures alignment with the company's core objective of supporting small businesses through accessible financing. The Chief Executive Officer's responsibilities include fostering innovation in underwriting models and expanding the distribution network to reach underserved markets. Saha's strategic vision shapes Vistaar Finance's impact on economic development by enabling shop owners, small manufacturers, and home-based industries to access capital. This executive leadership ensures the company maintains its focus on proprietary cash flow assessment-based underwriting, catering to customers with informal income sources. Avijit Saha's tenure is marked by a commitment to sustainable growth and financial inclusion.

Prashant Kani, the Chief Financial Officer at Vistaar Finance, manages the company's financial health and strategic fiscal planning. Kani oversees all financial operations, including budgeting, forecasting, and capital management, ensuring the company's sustainability and growth. This executive is responsible for maintaining strong relationships with investors and financial institutions, securing necessary funding for operations and expansion. The Chief Financial Officer's role involves rigorous financial analysis to support decision-making across all departments. Prashant Kani ensures compliance with all financial regulations and reporting standards within the Indian financial sector. Overseeing treasury functions, Kani manages liquidity and optimizes the company's capital structure. This leadership position is vital for supporting Vistaar Finance's mission of providing small-ticket loans by ensuring a robust financial foundation. Kani's expertise in financial risk management is crucial for navigating the complexities of lending to MSMEs with informal income sources. The Chief Financial Officer's strategic insights guide the company's long-term financial objectives.

Soumyajyoti Roychoudhury, the Chief Operating Officer at Vistaar Finance, directs the day-to-day operational activities and process optimization across the organization. Roychoudhury ensures the efficient functioning of the extensive branch network, spanning 12 states in India, and oversees the implementation of proprietary underwriting models. This executive focuses on streamlining loan processing, risk assessment, and customer service delivery to enhance operational efficiency. The Chief Operating Officer's responsibilities include managing the operational aspects of business and housing loans, ensuring seamless service delivery to MSMEs. Soumyajyoti Roychoudhury drives initiatives to improve the effectiveness of the distribution network, reaching customers in rural and semi-urban areas. Overseeing operational performance, Roychoudhury ensures adherence to quality standards and regulatory requirements. This leadership role is fundamental to Vistaar Finance's ability to scale its operations and maintain its commitment to financial inclusion. The Chief Operating Officer's focus on process improvement directly supports the company's mission of providing accessible financing.

Abhishek Mewada, the Chief Revenue Officer at Vistaar Finance, spearheads all revenue-generating activities and sales strategies. Mewada drives the expansion of the company's loan portfolio by targeting MSMEs in rural and semi-urban India. This executive focuses on optimizing sales processes and enhancing customer acquisition across the extensive branch network. The Chief Revenue Officer's mandate includes developing and executing strategies to increase loan disbursement volumes and improve revenue streams. Mewada works closely with the distribution teams to ensure effective market penetration and client engagement. Overseeing sales performance, Abhishek Mewada ensures that targets for business and housing loans are met and exceeded. This leadership position involves analyzing market trends and identifying new opportunities for growth within the MSME sector. Mewada's efforts directly contribute to Vistaar Finance's mission of providing accessible financial solutions and supporting small enterprises. The Chief Revenue Officer's role is critical in translating market needs into profitable financial products.

Shivanand Hiremath, the Chief Technology Officer at Vistaar Finance, leads the company's technology strategy and digital transformation initiatives. Hiremath is responsible for developing and maintaining the technological infrastructure that supports Vistaar Finance's operations, including its proprietary cash flow assessment-based underwriting models. This executive drives innovation in technology to enhance the efficiency of loan origination, risk management, and customer engagement across the 200+ branches. The Chief Technology Officer's mandate includes ensuring the security and scalability of the IT systems, safeguarding sensitive customer data. Shivanand Hiremath oversees the integration of new technologies to improve the user experience for MSME clients and internal staff. This leadership position is critical for adapting to the evolving digital landscape and maintaining a competitive edge in the financial services sector. Hiremath's strategic direction ensures that technology effectively supports Vistaar Finance's mission of providing accessible financial solutions to underserved markets. The Chief Technology Officer's focus on robust IT solutions underpins the company's operational reliability.

Virumandi Thevar, the Chief Revenue Officer, Training at Vistaar Finance, focuses on enhancing revenue generation through specialized training programs for sales and operational staff. Thevar designs and implements training modules aimed at improving the skills of the distribution network, ensuring effective client engagement and loan product understanding. This executive plays a crucial role in equipping the sales teams with the knowledge needed to cater to the specific needs of MSMEs in rural and semi-urban India. The Chief Revenue Officer, Training's responsibilities include developing content that aligns with Vistaar Finance's lending products, such as small-ticket secured loans and housing loans. Virumandi Thevar works to ensure that training initiatives directly contribute to increased loan disbursements and improved revenue performance. Overseeing the training curriculum, Thevar ensures its relevance to the company's mission of financial inclusion. This leadership position is vital for building a highly competent workforce capable of driving business growth and delivering exceptional service. The Chief Revenue Officer, Training's efforts enhance the overall revenue-generating capacity of the organization.

Kapil Bharatan, the Chief Human Resources Officer at Vistaar Finance, leads all human capital management strategies and initiatives. Bharatan is responsible for attracting, developing, and retaining talent across the organization, ensuring a skilled and motivated workforce to support Vistaar Finance's mission. This executive oversees recruitment processes, employee relations, compensation, and benefits, fostering a positive and productive work environment. The Chief Human Resources Officer's role involves developing HR policies that align with the company's values and business objectives, particularly in serving MSMEs in rural and semi-urban India. Kapil Bharatan drives initiatives focused on employee engagement and professional development, ensuring staff are equipped to meet the challenges of the financial services industry. Overseeing talent management, Bharatan ensures that Vistaar Finance has the human resources necessary for its continued expansion and operational success. This leadership position is critical for building a strong organizational culture and supporting the company's growth trajectory. The Chief Human Resources Officer's strategic approach to HR is fundamental to Vistaar Finance's long-term sustainability.