Vistaar Finance Executive and Leadership Team

Avijit Saha, the MD and Chief Executive Officer at Vistaar Finance, directs the company's overall strategy and operational execution. Saha guides Vistaar's mission to provide small-ticket secured loans to MSMEs in India's rural and semi-urban regions. This leadership involves overseeing the expansion of business and housing loan offerings across various ticket sizes, targeting diverse enterprises like shops, small manufacturing units, and home-based industries. Saha ensures the company's proprietary cash flow assessment-based underwriting models effectively serve customers with informal income sources. The Chief Executive Officer's role encompasses driving growth through the extensive distribution network of over 200 branches spanning 12 states. Avijit Saha's strategic vision is critical for maintaining Vistaar Finance's market position and achieving its financial inclusion objectives.

Ananth S, the Chief Financial Officer at Vistaar Finance, directs the company's financial planning, reporting, and capital management strategies. S oversees the financial health and sustainability of Vistaar's operations, ensuring robust fiscal discipline across its lending activities for MSMEs in rural and semi-urban India. The Chief Financial Officer's responsibilities include managing funding, optimizing capital allocation for small-ticket secured loans, and ensuring compliance with financial regulations. Ananth S plays a key role in evaluating the financial viability of business and housing loan portfolios and supporting the expansion of the over 200 branches across 12 states. This leadership ensures Vistaar Finance maintains a strong financial foundation to support its mission of economic empowerment and financial inclusion.

Soumyajyoti Roychoudhury, the Chief Operating Officer at Vistaar Finance, manages the day-to-day operational efficiency and service delivery across the company's extensive network. Roychoudhury oversees the execution of lending processes for small-ticket secured loans, ensuring smooth operations for MSMEs in rural and semi-urban India. The Chief Operating Officer's focus includes optimizing the performance of over 200 branches across 12 states, enhancing the effectiveness of proprietary cash flow assessment-based underwriting models, and ensuring seamless customer service. Soumyajyoti Roychoudhury drives operational improvements to support the delivery of business and housing loans, contributing directly to Vistaar Finance's mission of financial inclusion. This role is critical for maintaining high standards of operational excellence and scalability.

Shivanand Hiremath, the Chief Technology Officer at Vistaar Finance, architects and manages the company's technology infrastructure and digital transformation initiatives. Hiremath oversees the development and maintenance of the proprietary cash flow assessment-based underwriting models, ensuring their efficiency and scalability for MSMEs in rural and semi-urban India. The Chief Technology Officer's responsibilities include enhancing the technological capabilities that support Vistaar's deep distribution network of over 200 branches across 12 states. Shivanand Hiremath drives innovation in fintech solutions to streamline loan processing, improve customer experience, and strengthen data security. This role is pivotal in leveraging technology to support Vistaar Finance's core business of providing small-ticket secured loans and achieving its financial inclusion goals.

Bhargava Mouli, the Chief Revenue Officer at Vistaar Finance, spearheads revenue generation strategies and drives business development across all product lines. Mouli focuses on expanding Vistaar's market reach for small-ticket secured loans, particularly targeting MSMEs in rural and semi-urban areas of India. The Chief Revenue Officer oversees sales operations, partnership development, and customer acquisition initiatives, ensuring alignment with the company's mission to empower businesses through accessible financing. Bhargava Mouli's leadership is crucial for optimizing revenue streams from business and housing loans, catering to diverse enterprises. This role involves maximizing the effectiveness of the extensive distribution network of over 200 branches across 12 states. Bhargava Mouli's efforts directly contribute to Vistaar Finance's growth and its impact on financial inclusion.

Virumandi Thevar, the Chief Revenue Officer, Training at Vistaar Finance, focuses on enhancing revenue generation through specialized training programs and skill development initiatives. Thevar designs and implements training modules aimed at improving the sales performance and customer engagement capabilities of the field staff operating across Vistaar's network of over 200 branches in 12 states. The Chief Revenue Officer, Training's role is integral to equipping the team to effectively offer small-ticket secured loans to MSMEs in rural and semi-urban India. Virumandi Thevar's strategic direction ensures that training programs directly support revenue growth objectives for business and housing loans, reinforcing Vistaar Finance's commitment to empowering its workforce and clients.

Kapil Bharatan, the Chief Human Resources Officer at Vistaar Finance, leads talent acquisition, employee development, and organizational culture initiatives. Bharatan oversees the strategic management of human capital to support Vistaar's mission of providing financial services to MSMEs in rural and semi-urban India. The Chief Human Resources Officer's responsibilities include building a high-performing team, fostering an inclusive work environment, and ensuring compliance with labor laws across the company's operations, including its network of over 200 branches in 12 states. Kapil Bharatan plays a crucial role in attracting and retaining talent essential for the effective delivery of small-ticket secured loans and supporting the company's growth objectives. This leadership ensures Vistaar Finance has the skilled workforce necessary to achieve its financial inclusion goals.