Vistaar Finance Executive and Leadership Team

Avijit Saha, the MD and Chief Executive Officer at Vistaar Finance, directs the overall strategic vision and operational execution for the non-banking financial company. Saha guides the organization's mission to deliver small-ticket secured loans to micro, small, and medium enterprises in India's rural and semi-urban regions. This leadership involves overseeing business and housing loan portfolios across various ticket sizes, targeting diverse business segments like shops, manufacturing units, and home-based industries. The Chief Executive Officer ensures the company's proprietary cash flow assessment models remain effective for customers with informal income sources. Avijit Saha's purview extends to expanding the deep distribution network of over 200 branches across 12 states, solidifying Vistaar Finance's market presence and impact. This executive role is central to driving sustainable growth and financial inclusion.

Nakum Dinesh, the Chief Financial Officer at Vistaar Finance, manages the company's financial health and strategic fiscal planning. Dinesh oversees all aspects of financial operations, including budgeting, forecasting, and capital allocation to support Vistaar Finance's mission of providing small-ticket secured loans to MSMEs. This role is crucial for maintaining the financial stability required to operate across 12 states and over 200 branches in India. The Chief Financial Officer ensures compliance with financial regulations and optimizes the company's capital structure to facilitate lending to customers in rural and semi-urban areas, including those with informal income sources. Nakum Dinesh's expertise is vital for sustainable growth and investor relations, underpinning the company's ability to fund its operations and expansion initiatives.

Soumyajyoti Roychoudhury, the Chief Operating Officer at Vistaar Finance, directs the day-to-day operational efficiency and scalability of the company's lending services. Roychoudhury oversees the extensive network of over 200 branches across 12 Indian states, ensuring seamless delivery of small-ticket secured loans to MSMEs. This leadership involves optimizing processes for business and housing loans, particularly for customers in rural and semi-urban areas with informal income streams. The Chief Operating Officer ensures the effective implementation of Vistaar Finance's proprietary cash flow assessment-based underwriting models. Soumyajyoti Roychoudhury's focus is on enhancing operational performance, managing risk, and supporting the company's growth objectives through robust infrastructure and streamlined workflows.

Bhargava Mouli, the Chief Revenue Officer at Vistaar Finance, spearheads all revenue-generating activities and sales strategies. Mouli focuses on expanding the company's market share by driving business and housing loan origination across its target segments of MSMEs in rural and semi-urban India. This involves optimizing the sales funnel and enhancing customer acquisition through the extensive network of over 200 branches. The Chief Revenue Officer ensures alignment between sales performance and the company's financial objectives, particularly concerning small-ticket secured loans. Bhargava Mouli's leadership is critical in leveraging Vistaar Finance's proprietary underwriting models to reach customers with informal income streams. This executive role directly contributes to the company's growth trajectory and financial sustainability.

Shivanand Hiremath, the Chief Technology Officer at Vistaar Finance, architects and oversees the company's technology strategy and infrastructure. Hiremath drives innovation in the digital platforms supporting Vistaar Finance's mission to provide small-ticket secured loans to MSMEs across India. This involves enhancing the proprietary cash flow assessment-based underwriting models and ensuring the security and reliability of systems for over 200 branches. The Chief Technology Officer plays a key role in leveraging technology to improve operational efficiency, expand reach into rural and semi-urban areas, and enhance the customer experience for businesses with informal income sources. Shivanand Hiremath's leadership ensures that technology acts as a catalyst for growth and operational excellence.

Virumandi Thevar, the Chief Revenue Officer, Training at Vistaar Finance, focuses on enhancing revenue generation through specialized training initiatives. Thevar develops and implements programs designed to equip sales teams with the skills needed to effectively offer small-ticket secured loans to MSMEs in rural and semi-urban India. This role is critical for maximizing the potential of the over 200 branches and ensuring consistent revenue growth across business and housing loan products. The Chief Revenue Officer, Training oversees the development of sales methodologies that align with Vistaar Finance's proprietary underwriting models, particularly for customers with informal income sources. Virumandi Thevar's strategic direction ensures that training directly translates into improved sales performance and expanded market penetration.

Kapil Bharatan, the Chief Human Resources Officer at Vistaar Finance, leads the strategic management of the company's workforce. Bharatan is responsible for attracting, developing, and retaining talent across Vistaar Finance's operations, supporting the delivery of small-ticket secured loans to MSMEs in India. This involves cultivating a strong organizational culture that aligns with the company's mission and values, particularly in rural and semi-urban areas. The Chief Human Resources Officer oversees all HR functions, including recruitment for over 200 branches, employee relations, compensation, and benefits, ensuring the team is equipped to support business and housing loan initiatives. Kapil Bharatan's leadership is essential for building a high-performing team that drives Vistaar Finance's growth and operational success.