Flat Branch Home Loans Executive and Leadership Team

May, 2026

Leadership Overview

Flat Branch Home Loans has 7 executives leading key functions including strategy, technology, finance, information security, human resources, and growth.

Driven by a commitment to client success, Flat Branch Home Loans provides comprehensive home loan services, empowering individuals through expert guidance and a diverse range of financial solutions.

Leadership Roles at Flat Branch Home Loans

  • Chief Executive Officer - Karen Powell
  • Chief Financial Officer - Sarah Craig
  • President - Jamie Pandolfo
  • President, Growth & Development - Gina Fitzmaurice
  • Chief Technology Officer - Michael Eckley
  • Chief Information Officer & Chief Information Security Officer - Kristopher Curylo
  • Chief Human Resources Officer - Emily Harvey
  • Karen Powell - Chief Executive Officer

    Karen Powell, the Chief Executive Officer at Flat Branch Home Loans, directs the overarching corporate strategy and operational framework. Powell guides the company's expansion in providing first-time home loans, refinancing options, and veteran benefits across the United States. This leadership role involves setting the vision for market penetration and ensuring alignment with the company's mission to simplify the home-buying process. Powell's strategic direction influences all departments, fostering an environment of client-centric service and financial integrity. The Chief Executive Officer's responsibilities extend to cultivating key partnerships and driving innovation within the mortgage industry. By focusing on sustainable growth and operational excellence, Karen Powell ensures Flat Branch Home Loans maintains its competitive edge and commitment to serving clients effectively.

    Sarah Craig - Chief Financial Officer

    Sarah Craig, the Chief Financial Officer at Flat Branch Home Loans, manages all financial aspects of the organization, including budgeting, financial planning, and risk management. Craig oversees the company's financial health, ensuring robust fiscal policies are in place to support the provision of diverse home loan services like veteran benefits and refinancing. This position is integral to maintaining the company's financial stability and profitability, particularly within the competitive finance brokerage market. Sarah Craig's responsibilities include optimizing capital structure and driving financial strategies that align with Flat Branch Home Loans' growth objectives. The Chief Financial Officer's oversight extends to financial reporting, compliance, and investor relations, safeguarding the company's assets. Through meticulous financial oversight, Craig ensures the integrity and sustainability of the company's operations.
    Sarah Craig

    Jamie Pandolfo - President

    Jamie Pandolfo, the President at Flat Branch Home Loans, drives strategic initiatives and operational execution across key business units. Pandolfo focuses on enhancing the company's service offerings, including specialized home loans and refinancing options, ensuring seamless client experiences. This leadership position involves fostering cross-departmental collaboration to achieve organizational goals and maintain market leadership in the mortgage industry. Jamie Pandolfo's responsibilities include overseeing the implementation of new business strategies and optimizing operational efficiencies. The President's role is pivotal in translating corporate vision into tangible results, ensuring the company's continued growth and success in serving clients nationwide. Pandolfo's dedication to excellence underpins the company's commitment to client satisfaction and financial accessibility.

    Gina Fitzmaurice - President, Growth & Development

    Gina Fitzmaurice, the President, Growth & Development at Flat Branch Home Loans, spearheads initiatives focused on expanding market reach and cultivating new business opportunities. Fitzmaurice directs strategies for increasing the company's presence in providing diverse home loan services, including first-time home buyer programs and veteran benefits. This role is essential for identifying emerging market trends and developing innovative solutions to meet evolving client needs within the finance sector. Gina Fitzmaurice's leadership drives the exploration of new partnerships and service enhancements to fuel sustainable growth. The President, Growth & Development's focus includes market analysis, strategic planning, and the successful launch of new service lines. Fitzmaurice's efforts are critical in positioning Flat Branch Home Loans for continued expansion and industry influence.

    Michael Eckley - Chief Technology Officer

    Michael Eckley, the Chief Technology Officer at Flat Branch Home Loans, architects and oversees the company's entire technology infrastructure and digital transformation initiatives. Eckley drives the development and implementation of innovative technological solutions that enhance the efficiency of home loan services, including first-time home buyer programs and refinancing processes. This role is critical in ensuring the security and scalability of all digital platforms, supporting the company's operations across Missouri and beyond. Michael Eckley's expertise is vital in leveraging data analytics to optimize client experiences and streamline internal workflows. The Chief Technology Officer's focus includes evaluating emerging technologies to maintain a competitive advantage in the finance brokerage sector. Through strategic technological investments, Eckley ensures Flat Branch Home Loans delivers secure, reliable, and cutting-edge services to its clientele.

    Kristopher Curylo - Chief Information Officer & Chief Information Security Officer

    Kristopher Curylo, the Chief Information Officer & Chief Information Security Officer at Flat Branch Home Loans, directs both the strategic deployment of information systems and the comprehensive security posture of the company. Curylo ensures that all technological assets and client data are protected against evolving cyber threats, while also optimizing IT operations to support the delivery of mortgage services. This dual role is crucial for maintaining client trust and operational continuity, especially concerning sensitive financial information related to home loans and refinancing. Kristopher Curylo's leadership ensures compliance with industry regulations and data privacy standards. The Chief Information Officer & Chief Information Security Officer's mandate includes developing robust disaster recovery plans and implementing advanced security protocols. Curylo's vigilance safeguards the company's digital infrastructure and client data integrity.

    Emily Harvey - Chief Human Resources Officer

    Emily Harvey, the Chief Human Resources Officer at Flat Branch Home Loans, leads all human capital strategies and organizational development initiatives. Harvey is responsible for cultivating a high-performance culture that supports the company's mission of providing exceptional home loan services, including first-time buyer programs and veteran benefits. This role encompasses talent acquisition, employee engagement, compensation, and benefits administration, ensuring the organization attracts and retains top talent within the finance sector. Emily Harvey's strategic approach to HR fosters an environment conducive to innovation and client satisfaction. The Chief Human Resources Officer's oversight is critical in aligning workforce capabilities with business objectives, driving employee development, and promoting diversity and inclusion. Harvey's leadership ensures a motivated and skilled team dedicated to Flat Branch Home Loans' success.

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    Frequently Asked Questions Regarding Flat Branch Home Loans Top Executives and Leadership Team

    Who leads Flat Branch Home Loans?
    Flat Branch Home Loans is led by Karen Powell (Chief Executive Officer), along with executives such as Sarah Craig (Chief Financial Officer) and Jamie Pandolfo (President).
    Who is part of Flat Branch Home Loans’s executive team?
    The executive team of Flat Branch Home Loans includes leaders such as Karen Powell (Chief Executive Officer), Sarah Craig (Chief Financial Officer), Jamie Pandolfo (President) and other senior executives.
    How many executives does Flat Branch Home Loans have?
    Flat Branch Home Loans has 7 executives leading key business areas.
    What roles are included in Flat Branch Home Loans’s leadership team?
    The leadership team of Flat Branch Home Loans includes roles such as Chief Executive Officer, Chief Financial Officer, President, President, Growth & Development, Chief Technology Officer.