Flat Branch Home Loans Executive and Leadership Team

June, 2026

Leadership Overview

Flat Branch Home Loans has 7 executives leading key functions including strategy, finance, technology, information security, human resources, and growth.

Driven by a commitment to client success, Flat Branch Home Loans provides comprehensive home loan services, empowering individuals through expert guidance and diverse financial solutions.

Leadership Roles at Flat Branch Home Loans

  • Chief Executive Officer - Karen Powell
  • Chief Financial Officer - Sarah Craig
  • President, Growth & Development - Gina Fitzmaurice
  • President - Jamie Pandolfo
  • Chief Technology Officer - Michael Eckley
  • Chief Information Officer & Chief Information Security Officer - Kristopher Curylo
  • Chief Human Resources Officer - Emily Harvey
  • Karen Powell - Chief Executive Officer

    Karen Powell, the Chief Executive Officer at Flat Branch Home Loans, directs the overarching strategy and operational framework for the company's diverse home loan services. Powell guides the organization's expansion into new markets and ensures alignment with the core mission of providing accessible financing solutions. This leadership role involves fostering innovation in loan products, including first-time homebuyer programs and veteran benefits, to meet evolving client needs. Powell's strategic vision drives the company's commitment to client success and its position within the competitive finance industry. By overseeing all major business units, Karen Powell ensures operational efficiency and sustainable growth across the organization, solidifying Flat Branch Home Loans' reputation for excellence in Missouri and beyond.

    Sarah Craig - Chief Financial Officer

    Sarah Craig, the Chief Financial Officer at Flat Branch Home Loans, manages all financial operations and fiscal strategy for the organization. Craig oversees budgeting, financial planning, and risk management, ensuring the company's financial health and stability. This critical role involves analyzing market trends to optimize investment strategies and capital allocation for loan services. Sarah Craig's expertise supports the company's ability to offer a wide range of home loan products, including refinancing and specialized veteran benefits. By maintaining robust financial controls, Craig ensures compliance with all regulatory requirements and drives profitability. The financial insights provided by Sarah Craig are essential for Flat Branch Home Loans' continued expansion and its capacity to serve clients effectively across the United States.
    Sarah Craig

    Gina Fitzmaurice - President, Growth & Development

    Gina Fitzmaurice, the President, Growth & Development at Flat Branch Home Loans, spearheads strategic initiatives aimed at expanding the company's market reach and service offerings. Fitzmaurice drives the development of new business opportunities and partnerships that enhance the company's portfolio of home loan services, including specialized programs for veterans and first-time homebuyers. This leadership position involves identifying emerging market trends and opportunities for innovation in loan products and delivery channels. Gina Fitzmaurice's focus on growth ensures that Flat Branch Home Loans remains at the forefront of the finance industry, adapting to client needs and economic shifts. By cultivating strategic alliances and exploring new avenues for expansion, Fitzmaurice directly contributes to the company's revenue generation and long-term sustainability. The development strategies implemented by Gina Fitzmaurice are key to the company's competitive advantage.

    Jamie Pandolfo - President

    Jamie Pandolfo, the President at Flat Branch Home Loans, oversees critical operational functions and drives strategic execution across various business units. Pandolfo ensures the seamless delivery of comprehensive home loan services, including refinancing and veteran benefits, maintaining high standards of client support and operational efficiency. This executive role involves collaborating with other C-suite leaders to align departmental goals with the company's overall strategic objectives. Jamie Pandolfo's leadership focuses on optimizing internal processes and fostering a culture of continuous improvement to enhance service delivery. By managing key operational aspects, Pandolfo plays a vital role in the company's ability to meet client demands and achieve its growth targets. The operational oversight provided by Jamie Pandolfo is essential for Flat Branch Home Loans' consistent performance and market presence.

    Michael Eckley - Chief Technology Officer

    Michael Eckley, the Chief Technology Officer at Flat Branch Home Loans, architects and oversees the company's technology infrastructure and digital transformation initiatives. Eckley drives the development and implementation of innovative technological solutions that enhance the efficiency of home loan services, from application processing to client communication. This leadership position focuses on leveraging cutting-edge technology to streamline operations, improve user experience, and ensure data security across all platforms. Michael Eckley's work directly supports the company's mission to provide accessible financing, including first-time home loans and refinancing options. By championing technological advancements, Eckley ensures Flat Branch Home Loans remains competitive and responsive to the dynamic needs of the finance industry. The strategic technology roadmap developed by Michael Eckley is fundamental to the company's operational excellence.

    Kristopher Curylo - Chief Information Officer & Chief Information Security Officer

    Kristopher Curylo, the Chief Information Officer & Chief Information Security Officer at Flat Branch Home Loans, directs both the information technology strategy and the comprehensive security posture of the organization. Curylo is responsible for safeguarding sensitive client data and ensuring the integrity and availability of all IT systems supporting home loan services. This dual role involves implementing robust cybersecurity measures, managing IT infrastructure, and aligning technology operations with business objectives. Kristopher Curylo's leadership ensures compliance with industry regulations and protects against evolving cyber threats, critical for maintaining client trust in financial transactions. By overseeing information governance and security protocols, Curylo enables Flat Branch Home Loans to offer secure and reliable services, including veteran benefits and refinancing options. The strategic direction provided by Kristopher Curylo is paramount to the company's operational resilience.
    Kristopher Curylo

    Emily Harvey - Chief Human Resources Officer

    Emily Harvey, the Chief Human Resources Officer at Flat Branch Home Loans, leads all human capital strategies and organizational development initiatives. Harvey focuses on cultivating a high-performance culture that supports the company's mission of providing exceptional home loan services. This role involves talent acquisition, employee engagement, and professional development programs designed to attract and retain top talent in the finance sector. Emily Harvey ensures that the workforce is equipped with the necessary skills to support diverse loan offerings, such as first-time homebuyer programs and refinancing. By fostering a positive and productive work environment, Harvey contributes directly to the company's operational efficiency and client satisfaction. The strategic HR planning executed by Emily Harvey is vital for Flat Branch Home Loans' sustained success and growth.

    Explore Leadership Teams in Finance

    Frequently Asked Questions Regarding Flat Branch Home Loans Top Executives and Leadership Team

    Who leads Flat Branch Home Loans?
    Flat Branch Home Loans is led by Karen Powell (Chief Executive Officer), along with executives such as Sarah Craig (Chief Financial Officer) and Gina Fitzmaurice (President, Growth & Development).
    Who is part of Flat Branch Home Loans’s executive team?
    The executive team of Flat Branch Home Loans includes leaders such as Karen Powell (Chief Executive Officer), Sarah Craig (Chief Financial Officer), Gina Fitzmaurice (President, Growth & Development) and other senior executives.
    How many executives does Flat Branch Home Loans have?
    Flat Branch Home Loans has 7 executives leading key business areas.
    What roles are included in Flat Branch Home Loans’s leadership team?
    The leadership team of Flat Branch Home Loans includes roles such as Chief Executive Officer, Chief Financial Officer, President, Growth & Development, President, Chief Technology Officer.