United Bank Executive and Leadership Team

October, 2026

Leadership Overview

United Bank has 10 executives leading key functions including strategy, financial oversight, operational management, and regional market development.

Committed to long-term financial stability, United Bank delivers comprehensive personal and business banking solutions while maintaining a legacy of excellence in wealth management and community-focused financial services.

Leadership Roles at United Bank

  • Chairman & Chief Executive Officer - Monty Watson
  • Executive Vice President & Chief Executive Officer - Matthew Humphrey
  • Chief Financial Officer - Philip Resch
  • Executive Vice President & Chief Operating Officer - Ross Draber
  • President & Chief Operating Officer - Thomas Mudlaff
  • Market President - Paul Rehkow
  • Market President, Jefferson - Samuel McDuffie
  • Market President - Christopher Whitehead
  • Regional President, Central Virginia - Rex Smith
  • Market President - LeVar Crooms
  • Monty Watson - Chairman & Chief Executive Officer

    Monty Watson, the Chairman & Chief Executive Officer at United Bank, directs the overarching strategic vision and long-term growth trajectory of the organization. Watson oversees the alignment of corporate governance with the evolving needs of personal and business banking clients across the United States. By chairing the board, the Chairman & Chief Executive Officer ensures that all institutional initiatives support the core mission of providing robust wealth management services. Monty Watson maintains a focus on market expansion and capital efficiency, driving the bank toward sustainable profitability. Through constant engagement with senior leadership, the Chairman & Chief Executive Officer fosters a culture of operational excellence and client-centric service. This leadership role involves navigating complex regulatory environments while maintaining the high standards of service established since the inception of the firm. Ultimately, Watson secures the competitive position of the bank within the broader financial services landscape.

    Matthew Humphrey - Executive Vice President & Chief Executive Officer

    Matthew Humphrey, the Executive Vice President & Chief Executive Officer at United Bank, executes the daily strategic operations and business development goals of the institution. Humphrey manages the integration of digital banking tools with traditional wealth management services to enhance the overall client experience. As the Executive Vice President & Chief Executive Officer, Humphrey drives the implementation of growth strategies across diverse regional markets. Matthew Humphrey monitors performance metrics to ensure that all business units meet established revenue targets and service quality benchmarks. By coordinating with other executive leaders, the Executive Vice President & Chief Executive Officer optimizes internal processes to improve efficiency and service delivery. This role requires a deep understanding of the banking sector to anticipate market shifts and adjust service offerings accordingly. Humphrey maintains a focus on expanding the reach of the bank while upholding the commitment to reliable financial solutions for every customer.

    Philip Resch - Chief Financial Officer

    Philip Resch, the Chief Financial Officer at United Bank, manages the fiscal health and capital allocation strategies of the organization. Resch oversees all financial reporting, budgeting, and risk management functions to ensure the long-term stability of the bank. As the Chief Financial Officer, Resch directs the analysis of market trends to inform investment decisions and support the expansion of wealth management services. Philip Resch maintains rigorous oversight of the balance sheet, ensuring compliance with all regulatory requirements while maximizing shareholder value. By collaborating with the executive team, the Chief Financial Officer aligns financial resources with the strategic objectives of the bank. This leadership role involves monitoring economic indicators to mitigate potential risks and capitalize on emerging opportunities within the financial sector. Through precise financial planning and disciplined capital management, Resch supports the continued growth and operational success of the entire institution.

    Ross Draber - Executive Vice President & Chief Operating Officer

    Ross Draber, the Executive Vice President & Chief Operating Officer at United Bank, directs the internal infrastructure and operational workflows that support the bank's diverse service offerings. Draber oversees the efficiency of banking operations, ensuring that personal and business services function seamlessly across all regions. As the Executive Vice President & Chief Operating Officer, Draber implements scalable technology solutions to streamline customer interactions and internal administrative tasks. Ross Draber coordinates with department heads to optimize resource allocation and improve service delivery speed. By focusing on operational excellence, the Executive Vice President & Chief Operating Officer ensures that the bank maintains high standards of reliability and security. This leadership role involves managing the logistical aspects of the business to support the broader strategic goals set by the executive team. Through continuous process improvement, Draber drives the operational success of the bank.
    Ross Draber

    Thomas Mudlaff - President & Chief Operating Officer

    Thomas Mudlaff, the President & Chief Operating Officer at United Bank, manages the execution of corporate strategy and the day-to-day performance of the bank's core business units. Mudlaff oversees the delivery of wealth management and banking services, ensuring that all client-facing operations meet the highest quality standards. As the President & Chief Operating Officer, Mudlaff drives the development of new service models that cater to the evolving needs of business clients. Thomas Mudlaff coordinates with regional leadership to ensure consistent service delivery across the entire operational footprint. By focusing on organizational agility, the President & Chief Operating Officer supports the bank's ability to adapt to changing market conditions. This leadership role involves fostering collaboration between departments to enhance productivity and service innovation. Through strategic oversight of daily operations, Mudlaff ensures that the bank remains a leader in the financial services industry.

    Paul Rehkow - Market President

    Paul Rehkow, the Market President at United Bank, directs the growth and client engagement strategies within the assigned regional market. Rehkow oversees the local implementation of personal and business banking services, ensuring that the bank's offerings meet the specific needs of the community. As the Market President, Rehkow drives business development efforts to expand the local client base and increase market share. Paul Rehkow maintains strong relationships with local business leaders and community stakeholders to promote the bank's wealth management services. By coordinating with the broader executive team, the Market President ensures that regional activities align with the overall corporate mission. This leadership role involves managing local teams to deliver exceptional service and achieve regional revenue targets. Through active community engagement and strategic market management, Rehkow strengthens the presence of the bank in the region.

    Samuel McDuffie - Market President, Jefferson

    Samuel McDuffie, the Market President, Jefferson at United Bank, directs the strategic operations and client service initiatives within the Jefferson market. McDuffie oversees the delivery of tailored banking solutions to local businesses and individuals, ensuring that the bank's wealth management services remain competitive. As the Market President, Jefferson, McDuffie drives local growth by identifying new opportunities for financial partnership and community investment. Samuel McDuffie maintains a focus on building long-term client relationships through personalized service and expert financial guidance. By aligning regional activities with the bank's broader objectives, the Market President, Jefferson ensures consistent performance and service quality. This leadership role involves managing local staff and resources to maximize operational efficiency and client satisfaction. Through dedicated market leadership, McDuffie supports the overall success and reputation of the bank within the Jefferson area.

    Christopher Whitehead - Market President

    Christopher Whitehead, the Market President at United Bank, directs the regional strategy and business development efforts to enhance the bank's market position. Whitehead oversees the delivery of comprehensive banking and wealth management services to a diverse client base. As the Market President, Whitehead drives the expansion of the bank's footprint by fostering relationships with local enterprises and individual clients. Christopher Whitehead monitors regional performance metrics to ensure that all service goals are met with precision and efficiency. By collaborating with other market leaders, the Market President shares best practices to improve overall service delivery across the organization. This leadership role involves managing local operations to ensure that the bank remains a trusted financial partner in the community. Through strategic market management and a focus on client needs, Whitehead contributes to the sustained growth and success of the bank.

    Rex Smith - Regional President, Central Virginia

    Rex Smith, the Regional President, Central Virginia at United Bank, directs the strategic growth and operational oversight of the bank's activities across the Central Virginia region. Smith oversees the delivery of personal and business banking services, ensuring that the bank's wealth management offerings are effectively communicated to the local market. As the Regional President, Central Virginia, Smith drives business development initiatives to capture new market opportunities and expand the client base. Rex Smith maintains a focus on operational excellence, ensuring that all regional branches provide consistent and high-quality service. By coordinating with the executive team, the Regional President, Central Virginia aligns regional efforts with the bank's overarching mission. This leadership role involves managing regional teams to achieve revenue targets and enhance the bank's reputation. Through strategic market leadership, Smith ensures the continued success of the bank in Central Virginia.

    LeVar Crooms - Market President

    LeVar Crooms, the Market President at United Bank, directs the regional business strategy and client service operations to drive growth within the assigned market. Crooms oversees the implementation of banking and wealth management services, ensuring that the bank's offerings meet the unique financial needs of the local community. As the Market President, Crooms drives local business development by building strong relationships with clients and community partners. LeVar Crooms monitors regional performance to ensure that all service delivery standards are maintained and revenue goals are achieved. By collaborating with the broader leadership team, the Market President ensures that regional activities support the bank's long-term strategic objectives. This leadership role involves managing local resources and staff to provide exceptional financial solutions. Through active market management and a commitment to service, Crooms strengthens the bank's position in the region.

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    Frequently Asked Questions Regarding United Bank Top Executives and Leadership Team

    Who leads United Bank?
    United Bank is led by Monty Watson (Chairman & Chief Executive Officer), along with executives such as Matthew Humphrey (Executive Vice President & Chief Executive Officer) and Philip Resch (Chief Financial Officer).
    Who is part of United Bank’s executive team?
    The executive team of United Bank includes leaders such as Monty Watson (Chairman & Chief Executive Officer), Matthew Humphrey (Executive Vice President & Chief Executive Officer), Philip Resch (Chief Financial Officer) and other senior executives.
    How many executives does United Bank have?
    United Bank has 10 executives leading key business areas.
    What roles are included in United Bank’s leadership team?
    The leadership team of United Bank includes roles such as Chairman & Chief Executive Officer, Executive Vice President & Chief Executive Officer, Chief Financial Officer, Executive Vice President & Chief Operating Officer, President & Chief Operating Officer.