United Bank Executive and Leadership Team

May, 2026

Leadership Overview

United Bank has 10 executives leading key functions including strategy, operations, technology, and market leadership.

Driven by a legacy of financial service, United Bank provides comprehensive personal and business banking, wealth management, and related financial solutions, impacting markets across its operational footprint.

Leadership Roles at United Bank

  • Chief Executive Officer - Richard Adams
  • Chief Operating Officer - Ross Draber
  • Market President - Randall Williams
  • President - Julie Gurtis
  • Market President - Tony Gentile
  • President - James Consagra
  • Market President - Christopher Whitehead
  • Market President - Michael Clark
  • Market President - Stuart Macfarlane
  • Executive Vice President & Chief Information Officer & Administrative Officer - Jonathan Smith
  • Richard Adams - Chief Executive Officer

    Richard Adams, the Chief Executive Officer at United Bank, directs the overarching corporate strategy and operational framework. Adams guides the institution's expansion and market positioning, ensuring alignment with its foundational mission of providing comprehensive financial services. This leadership role involves setting the strategic vision for personal and business banking, wealth management, and other financial offerings. Adams oversees the integration of new technologies and service enhancements to maintain United Bank's competitive edge. The Chief Executive Officer's responsibilities extend to fostering a culture of integrity and client-centricity across all divisions. By driving strategic initiatives, Richard Adams ensures the sustained growth and financial health of the bank, solidifying its presence in key markets.

    Ross Draber - Chief Operating Officer

    Ross Draber, the Chief Operating Officer at United Bank, manages the day-to-day operational execution and efficiency across all service lines. Draber ensures that the bank's infrastructure and processes effectively support its personal and business banking, wealth management, and broader financial service offerings. This executive oversees the optimization of operational workflows, driving improvements in service delivery and client experience. Draber's purview includes managing risk mitigation strategies and ensuring regulatory compliance within operational frameworks. The Chief Operating Officer's role is critical in translating strategic objectives into tangible operational outcomes, enhancing productivity and resource allocation. By focusing on operational excellence, Ross Draber directly contributes to the bank's ability to scale its services and maintain high standards of performance.
    Ross Draber

    Randall Williams - Market President

    Randall Williams, the Market President at United Bank, spearheads regional business development and client relationship management within a designated market. Williams cultivates strategic partnerships and expands the bank's presence by promoting its comprehensive suite of personal and business banking, and wealth management services. This role involves understanding and responding to specific local market needs, ensuring United Bank's offerings resonate with regional clientele. The Market President's focus is on driving revenue growth and market share through localized strategies and exceptional client engagement. Randall Williams oversees market-specific teams, fostering a client-centric approach that reinforces the bank's commitment to community and financial well-being. This leadership ensures robust client acquisition and retention within the assigned geographic area.

    Julie Gurtis - President

    Julie Gurtis, the President at United Bank, drives strategic initiatives and operational oversight across key business segments. Gurtis focuses on enhancing the delivery of personal and business banking services, alongside wealth management solutions, to meet evolving client demands. This leadership position involves collaborating with executive teams to refine service offerings and expand market reach. The President's responsibilities include fostering innovation and ensuring that United Bank maintains its reputation for financial expertise and client trust. Julie Gurtis plays a pivotal role in shaping the bank's strategic direction, focusing on sustainable growth and operational excellence. By championing strategic priorities, Gurtis ensures the bank's continued success and its commitment to serving its client base effectively.
    Julie Gurtis

    Tony Gentile - Market President

    Tony Gentile, the Market President at United Bank, leads strategic growth and client engagement within a specific geographic market. Gentile focuses on expanding United Bank's footprint by driving business development for personal and business banking services, as well as wealth management. This executive cultivates key relationships with local businesses and individuals, ensuring tailored financial solutions. The Market President's objective is to enhance market penetration and client satisfaction through localized strategies. Tony Gentile oversees market-specific operations and sales teams, promoting a culture of service excellence. This leadership ensures that United Bank effectively addresses the unique financial needs of the communities it serves, driving regional performance and client loyalty.

    James Consagra - President

    James Consagra, the President at United Bank, directs strategic planning and operational execution to advance the bank's financial services portfolio. Consagra oversees the enhancement of personal and business banking operations, as well as wealth management services, ensuring alignment with market demands and client expectations. This executive role involves fostering cross-departmental collaboration to drive service innovation and operational efficiency. The President's mandate includes strengthening United Bank's market position and commitment to client success. James Consagra champions initiatives that support the bank's long-term vision, focusing on sustainable growth and robust financial performance. This leadership ensures the effective implementation of strategic objectives across the organization.

    Christopher Whitehead - Market President

    Christopher Whitehead, the Market President at United Bank, drives regional market strategy and client acquisition initiatives. Whitehead focuses on expanding United Bank's reach by promoting its diverse offerings in personal and business banking, and wealth management. This leadership role involves building strong community ties and fostering strategic alliances to enhance market presence. The Market President's objective is to achieve significant growth in client portfolios and revenue within the assigned territory. Christopher Whitehead oversees market-specific teams, ensuring the delivery of exceptional service and financial guidance. This focus on localized engagement strengthens client relationships and solidifies United Bank's position as a trusted financial partner in the region.

    Michael Clark - Market President

    Michael Clark, the Market President at United Bank, leads regional business development and client relationship management efforts. Clark is responsible for growing United Bank's market share by promoting its comprehensive financial services, including personal and business banking and wealth management. This executive cultivates strategic partnerships and enhances client engagement within the designated market. The Market President's focus is on driving revenue growth and ensuring client satisfaction through tailored financial solutions. Michael Clark oversees market-specific teams, fostering a culture of service excellence and financial expertise. This leadership ensures United Bank effectively meets the unique needs of its regional clientele.

    Stuart Macfarlane - Market President

    Stuart Macfarlane, the Market President at United Bank, directs regional market strategy and client outreach programs. Macfarlane focuses on expanding United Bank's service offerings, including personal and business banking and wealth management, within a key market area. This leadership role involves developing and executing localized business development plans to drive client acquisition and retention. The Market President's objective is to strengthen United Bank's presence and reputation within the community. Stuart Macfarlane oversees market-specific teams, ensuring the consistent delivery of high-quality financial advice and services. This strategic market leadership supports the bank's overall growth objectives and client-centric mission.

    Jonathan Smith - Executive Vice President & Chief Information Officer & Administrative Officer

    Jonathan Smith, the Executive Vice President & Chief Information Officer & Administrative Officer at United Bank, directs the technological infrastructure and administrative functions. Smith oversees the development and implementation of information systems that support United Bank's diverse financial services, including personal and business banking and wealth management. This leadership position involves managing cybersecurity initiatives, data integrity, and the digital transformation of banking services. Smith also guides administrative operations, ensuring efficient resource management and operational support across the organization. The Executive Vice President & Chief Information Officer & Administrative Officer's strategic focus is on leveraging technology to enhance client services and internal efficiencies. By driving innovation in IT and administration, Jonathan Smith ensures the bank operates securely and effectively in a rapidly evolving financial landscape.

    Explore Leadership Teams in Banking

    Frequently Asked Questions Regarding United Bank Top Executives and Leadership Team

    Who leads United Bank?
    United Bank is led by Richard Adams (Chief Executive Officer), along with executives such as Ross Draber (Chief Operating Officer) and Randall Williams (Market President).
    Who is part of United Bank’s executive team?
    The executive team of United Bank includes leaders such as Richard Adams (Chief Executive Officer), Ross Draber (Chief Operating Officer), Randall Williams (Market President) and other senior executives.
    How many executives does United Bank have?
    United Bank has 10 executives leading key business areas.
    What roles are included in United Bank’s leadership team?
    The leadership team of United Bank includes roles such as Chief Executive Officer, Chief Operating Officer, Market President, President, Market President.