ADCB Executive and Leadership Team

Jamal Al Awadhi, the Chief Executive Officer at ADCB, directs the overarching strategic vision for the entire financial institution. Al Awadhi architects long-term growth initiatives while overseeing the integration of retail, wealth management, and corporate finance divisions. By aligning internal resources with market demands, the Chief Executive Officer ensures the bank maintains a competitive edge within the United Arab Emirates and beyond. This leadership role involves constant collaboration with the Board to refine institutional goals and risk management frameworks. Jamal Al Awadhi monitors performance metrics across all business units to drive sustainable profitability. Through rigorous oversight of capital allocation and market expansion, the Chief Executive Officer secures the institution's position as a premier provider of banking solutions. Al Awadhi fosters a culture of innovation, ensuring that every service line meets the evolving needs of a diverse client base while upholding the highest standards of corporate governance.

Gordon Haskins, the Chief Executive Officer, Adcb (Kazakhstan) at ADCB, manages all banking operations within the Central Asian market. Haskins architects localized strategies to capture regional market share while ensuring full compliance with international financial regulations. By overseeing the expansion of retail and commercial banking services, the Chief Executive Officer, Adcb (Kazakhstan) drives revenue growth in this specific geographic territory. This role requires constant coordination with the headquarters in Abu Dhabi to maintain brand consistency and operational synergy. Gordon Haskins evaluates local economic trends to adjust product offerings, ensuring that the bank remains responsive to the unique requirements of the Kazakhstani business landscape. Through the implementation of efficient digital banking tools, the Chief Executive Officer, Adcb (Kazakhstan) enhances customer accessibility and service delivery. Haskins secures the bank's reputation as a reliable financial partner by prioritizing transparency and excellence in every transaction conducted across the region.

Kamel Fayed, the Chief Financial Officer at ADCB, manages the financial health and fiscal integrity of the entire organization. Fayed architects robust budgeting processes and oversees capital planning to support the bank's diverse investment and retail portfolios. By monitoring liquidity ratios and market risks, the Chief Financial Officer ensures the institution remains resilient against economic volatility. This leadership role involves providing critical data-driven insights to the Board, facilitating informed decision-making regarding corporate finance and asset management. Kamel Fayed directs the accounting and treasury teams to maintain precise financial reporting standards across all regional operations. Through the optimization of cost structures and revenue streams, the Chief Financial Officer strengthens the bank's balance sheet. Fayed maintains rigorous oversight of financial compliance, ensuring that all fiscal activities align with the strategic objectives of the bank while maximizing shareholder value and long-term institutional stability.

Ashok Luharuwalla, the Chief Operating Officer Al Hilal Bank at ADCB, manages the internal infrastructure and service delivery processes for the Al Hilal division. Luharuwalla architects scalable operational workflows that support the bank's retail and personal banking offerings. By overseeing the integration of digital banking platforms and back-office systems, the Chief Operating Officer Al Hilal Bank ensures seamless service delivery for all clients. This role involves coordinating with technology teams to enhance security and efficiency in daily banking operations. Ashok Luharuwalla monitors operational performance indicators to identify bottlenecks and implement process improvements. Through the rigorous management of resources and service protocols, the Chief Operating Officer Al Hilal Bank maintains high standards of operational excellence. Luharuwalla directs the execution of internal policies that support the bank's commitment to providing accessible and reliable financial services, ensuring that the operational framework remains robust enough to handle increasing transaction volumes and evolving customer needs.

Amany Elhoseiny, the Customer Relationship Officer & Chief Revenue Officer, Abu Dhabi Commercial Bank at ADCB, drives the expansion of the bank's client base through targeted relationship management strategies. Elhoseiny architects comprehensive engagement programs that enhance the delivery of retail and wealth management services. By overseeing the sales funnel and revenue generation activities, the Customer Relationship Officer & Chief Revenue Officer, Abu Dhabi Commercial Bank ensures consistent growth across the bank's primary service lines. This role involves collaborating with product teams to tailor financial solutions that meet the specific needs of high-net-worth individuals and corporate clients. Amany Elhoseiny monitors customer satisfaction metrics to refine service delivery and improve retention rates. Through the implementation of data-driven marketing and outreach initiatives, the Customer Relationship Officer & Chief Revenue Officer, Abu Dhabi Commercial Bank secures a dominant market position. Elhoseiny optimizes the client experience to foster long-term loyalty and sustainable revenue streams.

Abdulaziz Almoosa, the Group Chief Human Resources Officer at ADCB, directs the talent acquisition and organizational development strategies for the entire workforce. Almoosa architects comprehensive training programs that align employee skills with the bank's evolving digital and financial service requirements. By overseeing performance management systems and compensation structures, the Group Chief Human Resources Officer ensures the institution attracts and retains top-tier banking professionals. This leadership role involves fostering an inclusive corporate culture that supports the bank's mission of excellence in retail and corporate finance. Abdulaziz Almoosa monitors workforce engagement levels to drive productivity and operational efficiency across all departments. Through the implementation of strategic succession planning, the Group Chief Human Resources Officer secures the future leadership pipeline. Almoosa maintains a focus on employee well-being and professional growth, ensuring that the human capital strategy directly supports the bank's broader objectives for market leadership and service innovation.

Abdallah Yaseen, the Customer Relationship Officer & Chief Revenue Officer at ADCB, focuses on the optimization of commercial banking and corporate finance revenue channels. Yaseen architects strategic partnerships with large-scale enterprises to expand the bank's footprint in the corporate sector. By overseeing the development of specialized cash management and investment banking products, the Customer Relationship Officer & Chief Revenue Officer ensures that the bank provides high-value solutions to its business clients. This role involves managing complex account portfolios and driving cross-selling initiatives to maximize institutional revenue. Abdallah Yaseen monitors market trends to identify new opportunities for growth within the commercial banking landscape. Through the alignment of sales teams with corporate objectives, the Customer Relationship Officer & Chief Revenue Officer enhances the bank's competitive standing. Yaseen directs the implementation of client-centric service models that prioritize efficiency and reliability, ultimately driving the bank's overall financial performance and market impact.

Siddiqa Abbas, the Chief Administrative Officer at ADCB, directs the administrative functions and corporate support services that underpin the bank's daily operations. Abbas architects efficient facility management and procurement strategies to optimize the bank's internal resource allocation. By overseeing the coordination of cross-departmental projects, the Chief Administrative Officer ensures that all business units have the necessary support to achieve their strategic goals. This role involves managing corporate governance protocols and ensuring that internal policies align with the bank's mission of providing high-quality financial services. Siddiqa Abbas monitors administrative costs to drive operational efficiency and fiscal responsibility. Through the implementation of streamlined communication and workflow processes, the Chief Administrative Officer enhances organizational productivity. Abbas maintains a focus on creating a cohesive work environment that supports the bank's diverse service lines, ensuring that the administrative foundation remains strong enough to sustain the institution's growth and market presence.

Mohamed Elbahrawy, the Chief Operations Officer at ADCB, manages the end-to-end operational processes for the bank's core banking services. Elbahrawy architects robust systems for transaction processing, cash management, and retail banking support. By overseeing the implementation of advanced banking technologies, the Chief Operations Officer ensures that all services are delivered with maximum speed and accuracy. This role involves coordinating with the IT and risk management teams to maintain the integrity and security of the bank's operational infrastructure. Mohamed Elbahrawy monitors service level agreements to ensure that all client-facing operations meet the bank's high standards. Through the optimization of operational workflows, the Chief Operations Officer drives efficiency and reduces transaction costs. Elbahrawy directs the continuous improvement of internal processes, ensuring that the bank's operational capabilities remain agile and capable of supporting the institution's broad range of financial products and services in a competitive market.

Abdelhamid Shaaban, the Chief Legal Officer at ADCB, directs the legal and regulatory compliance framework for the entire financial institution. Shaaban architects strategies to mitigate legal risks associated with retail, corporate, and investment banking activities. By overseeing the bank's adherence to international and local financial regulations, the Chief Legal Officer ensures that all business practices remain transparent and lawful. This role involves providing expert counsel to the Board and executive leadership on complex legal matters and contractual obligations. Abdelhamid Shaaban monitors changes in the regulatory landscape to proactively adjust the bank's compliance policies. Through the management of legal disputes and the protection of intellectual property, the Chief Legal Officer safeguards the bank's reputation and assets. Shaaban directs the legal team to provide comprehensive support for all corporate finance and wealth management initiatives, ensuring that the bank operates within a secure and ethical framework that fosters trust among clients and stakeholders.