UGRO Capital Executive and Leadership Team

Asit Hemani, the Deputy Chief Financial Officer at UGRO Capital, manages the financial health and capital allocation strategies of the organization. Hemani oversees treasury operations, liquidity management, and the rigorous reporting standards required for a technology-enabled lender. By analyzing fiscal data, the Deputy Chief Financial Officer ensures that capital resources support the company's mission of providing credit to small enterprises. This role involves coordinating with the Board to maintain financial transparency and regulatory compliance. Asit Hemani drives the optimization of funding structures, allowing for the efficient deployment of loan products across various sectors. Through meticulous oversight of financial risks and investment strategies, the Deputy Chief Financial Officer strengthens the balance sheet. Hemani supports the broader organizational goal of economic development by ensuring that financial resources remain available for lending activities. This leadership position requires constant vigilance over market fluctuations and internal fiscal performance to sustain the company's growth trajectory.

Sameer Nanda, the Chief Revenue Officer at UGRO Capital, directs all revenue-generating activities and market expansion initiatives. Nanda oversees the acquisition of micro, small, and medium enterprise clients, ensuring the delivery of tailored credit solutions that address specific industry needs. By leveraging advanced data analytics, the Chief Revenue Officer optimizes loan product distribution across diverse Indian markets. This leadership role involves constant collaboration with the product development teams to refine lending criteria and enhance market penetration. Sameer Nanda drives the overall sales strategy, focusing on sustainable growth and the reduction of credit gaps for underserved businesses. Through rigorous performance monitoring and strategic alignment with corporate objectives, the Chief Revenue Officer secures long-term financial stability. Nanda maintains a sharp focus on scaling operations to meet the evolving demands of the financial services sector, ensuring that the company remains a leader in providing accessible financing to small businesses.

Lubdha Naik, the Strategic Planning Specialist & Chief Revenue Officer, Asset Products) at UGRO Capital, architects the long-term growth roadmap and product-specific revenue strategies. Naik oversees the development of specialized asset products, ensuring these offerings align with the unique requirements of micro, small, and medium enterprises. By integrating data-driven insights into the planning process, the Strategic Planning Specialist & Chief Revenue Officer, Asset Products) identifies emerging market opportunities for equipment financing and secured loans. This role involves cross-functional collaboration to ensure that product design meets the needs of diverse business sectors. Lubdha Naik drives the execution of strategic initiatives that enhance the company's competitive position in the financial services landscape. Through continuous evaluation of product performance and market trends, the Strategic Planning Specialist & Chief Revenue Officer, Asset Products) optimizes the asset portfolio. Naik ensures that strategic planning remains agile, supporting the company's commitment to financial inclusion and sustainable enterprise growth.

Rajni Khurana, the Chief People Officer at UGRO Capital, directs all human capital strategies and organizational development initiatives. Khurana oversees talent acquisition, employee engagement, and the cultivation of a high-performance culture that supports the company's data-driven mission. By implementing robust training programs, the Chief People Officer ensures that the workforce possesses the expertise required to navigate the complexities of the financial services sector. This role involves aligning human resource policies with the broader business objective of providing credit solutions to small businesses. Rajni Khurana drives initiatives that promote diversity, inclusion, and professional growth across the organization. Through the management of performance systems and leadership development, the Chief People Officer fosters an environment conducive to innovation and operational excellence. Khurana maintains a focus on building a resilient team capable of sustaining the company's market impact. This leadership position ensures that the human element of the business remains a core driver of success.

Satyabrata Mohapatra, the Chief Operations Officer at UGRO Capital, manages the end-to-end execution of lending processes and operational workflows. Mohapatra oversees the efficiency of loan disbursement, customer service delivery, and the integration of technology into daily operations. By streamlining internal procedures, the Chief Operations Officer ensures that small businesses receive funding in a timely and convenient manner. This role involves coordinating with the technology and credit teams to optimize the digital lending platform. Satyabrata Mohapatra drives the implementation of scalable operational frameworks that support the company's growth across various Indian regions. Through rigorous monitoring of service levels and process quality, the Chief Operations Officer maintains high standards of operational excellence. Mohapatra ensures that the business model remains responsive to the needs of enterprises at different growth stages. This leadership position focuses on reducing friction in the lending cycle, thereby enhancing the overall customer experience and supporting the company's commitment to financial accessibility.

Sunil Lotke, the Chief Legal & Compliance Officer at UGRO Capital, directs all legal affairs and regulatory adherence protocols. Lotke oversees the governance framework, ensuring that all lending activities comply with the stringent requirements of the financial services sector. By monitoring legislative changes and industry standards, the Chief Legal & Compliance Officer mitigates legal risks and protects the company's reputation. This role involves providing guidance on complex contractual agreements and ensuring that all embedded finance solutions meet regulatory benchmarks. Sunil Lotke drives the development of internal policies that promote ethical conduct and transparency. Through constant engagement with regulatory bodies, the Chief Legal & Compliance Officer safeguards the organization's license to operate. Lotke ensures that the company's growth remains grounded in legal integrity, supporting the broader mission of providing secure credit to small businesses. This leadership position requires meticulous attention to detail and a deep understanding of the evolving legal landscape in India.