UGRO Capital Executive and Leadership Team

Asit Hemani, the Deputy Chief Financial Officer at UGRO Capital, manages the financial health and capital allocation strategies of the organization. Overseeing treasury operations and financial reporting, the Deputy Chief Financial Officer ensures the integrity of the company's lending activities. This leadership role involves monitoring liquidity, managing debt structures, and optimizing the balance sheet to support the expansion of credit solutions for small businesses. Asit Hemani directly impacts the company's growth by maintaining rigorous financial controls and ensuring compliance with regulatory standards. Through the analysis of fiscal performance, the Deputy Chief Financial Officer provides actionable insights to the executive team for strategic decision-making. Hemani coordinates with external stakeholders to secure funding sources that enable the delivery of customized loan products. By maintaining fiscal discipline, Hemani supports the overall objective of enabling the sustainability of enterprises that lack access to formal financing channels.

Sameer Nanda, the Chief Revenue Officer at UGRO Capital, directs all revenue generation strategies and market expansion initiatives. Overseeing the national sales force, the Chief Revenue Officer ensures alignment with the company's mission to provide credit solutions to micro, small, and medium enterprises. This leadership role involves scaling loan distribution channels and optimizing product penetration across diverse Indian sectors. By leveraging advanced data analytics, Nanda identifies high-growth segments and tailors financing options to meet specific business requirements. Sameer Nanda directly impacts the organization's market position by driving consistent growth in the lending portfolio. Through the management of regional sales teams, the Chief Revenue Officer secures long-term financial stability and enhances the accessibility of formal financing for underserved businesses. Nanda maintains a focus on operational efficiency to ensure that credit reaches enterprises in a timely and convenient manner.

Rajni Khurana, the Chief People Officer at UGRO Capital, architects the human capital strategy and organizational culture. Overseeing talent acquisition, employee development, and performance management, the Chief People Officer ensures the workforce remains aligned with the company's data-driven financial mission. This leadership role involves fostering an environment that supports innovation in lending processes and customer service excellence. Rajni Khurana directly impacts the organization's success by building high-performing teams capable of addressing the complex credit needs of small and medium enterprises. Through the implementation of robust training programs, the Chief People Officer enhances the technical and financial expertise of the staff. Khurana drives initiatives that promote employee engagement and retention, which are critical for maintaining the company's competitive edge in the financial services sector. By cultivating a culture of accountability, Khurana ensures that the organization attracts top talent to support its long-term growth objectives.

Sunil Lotke, the Chief Legal & Compliance Officer at UGRO Capital, directs all legal affairs and regulatory adherence protocols. Overseeing the governance framework, the Chief Legal & Compliance Officer ensures that all lending activities and embedded finance solutions meet strict industry standards. This leadership role involves mitigating operational risks and managing contractual obligations to protect the company's interests. Sunil Lotke directly impacts the organization's stability by navigating the complex regulatory landscape governing financial services in India. Through the development of comprehensive compliance policies, the Chief Legal & Compliance Officer safeguards the integrity of the company's data-driven lending model. Lotke collaborates with the Board to ensure transparency and ethical conduct across all business operations. By maintaining a proactive approach to legal challenges, Lotke enables the company to focus on its core objective of providing accessible credit to small businesses while minimizing exposure to potential liabilities.