UGRO Capital Executive and Leadership Team

August, 2026

Leadership Overview

UGRO Capital has 6 executives leading key functions including financial strategy, revenue generation, asset management, operational efficiency, and human capital development.

Focused on bridging the credit gap for small businesses, UGRO Capital leverages advanced data analytics to drive financial inclusion and sustainable economic growth across the Indian market.

Leadership Roles at UGRO Capital

  • Chief Financial Officer - Shilpa Bhatter
  • Deputy Chief Financial Officer - Asit Hemani
  • Chief Revenue Officer - Sameer Nanda
  • Strategic Planning Specialist & Chief Revenue Officer, Asset Products) - Lubdha Naik
  • Chief Operations Officer - Satyabrata Mohapatra
  • Chief People Officer - Rajni Khurana
  • Shilpa Bhatter - Chief Financial Officer

    Shilpa Bhatter, the Chief Financial Officer at UGRO Capital, directs the entire financial architecture and capital allocation strategy. Overseeing fiscal reporting, Bhatter ensures the integrity of balance sheets while managing liquidity to support lending operations across India. The Chief Financial Officer maintains rigorous oversight of treasury functions, optimizing the cost of funds to sustain competitive loan pricing for micro, small, and medium enterprises. By collaborating with the Board on long-term capital planning, Bhatter strengthens the company's market position as a technology-enabled lender. This leadership role involves navigating complex regulatory environments and ensuring compliance with financial standards. Shilpa Bhatter directly influences the organization's ability to scale credit solutions by maintaining robust financial health. Through disciplined risk management and strategic investment, the Chief Financial Officer secures the necessary resources to expand the reach of financial services to underserved business segments.
    Shilpa Bhatter

    Asit Hemani - Deputy Chief Financial Officer

    Asit Hemani, the Deputy Chief Financial Officer at UGRO Capital, manages the day-to-day financial operations and internal controls that support the company's lending activities. Overseeing accounting processes, Hemani ensures accurate financial reporting and operational efficiency. The Deputy Chief Financial Officer works closely with the finance team to monitor cash flow and optimize the deployment of capital into various loan products. By implementing robust financial systems, Hemani supports the organization's goal of providing accessible credit to small businesses. This leadership role involves detailed analysis of financial performance metrics to identify opportunities for cost reduction and process improvement. Asit Hemani directly contributes to the stability of the company's financial infrastructure, enabling the firm to maintain its commitment to financial inclusion. Through meticulous attention to fiscal detail, the Deputy Chief Financial Officer ensures that the organization remains well-positioned to meet the diverse financing requirements of its growing client base.

    Sameer Nanda - Chief Revenue Officer

    Sameer Nanda, the Chief Revenue Officer at UGRO Capital, drives the expansion of credit solutions and market penetration across diverse business sectors. Overseeing the sales force, Nanda executes strategies to capture market share within the micro, small, and medium enterprise segment. The Chief Revenue Officer aligns revenue targets with the company's data-driven lending model, ensuring that loan products meet the specific needs of small businesses. By fostering partnerships and optimizing distribution channels, Nanda accelerates the growth of the loan portfolio. This leadership role requires constant monitoring of market trends to adjust sales tactics for maximum efficiency. Sameer Nanda directly impacts the company's bottom line by scaling the delivery of secured and unsecured financing options. Through consistent focus on customer acquisition and retention, the Chief Revenue Officer maintains the organization's trajectory as a leader in the financial services sector, effectively addressing the credit gap faced by enterprises.

    Lubdha Naik - Strategic Planning Specialist & Chief Revenue Officer, Asset Products)

    Lubdha Naik, the Strategic Planning Specialist & Chief Revenue Officer, Asset Products) at UGRO Capital, architects the product development roadmap and revenue strategies for asset-backed financing. Overseeing the lifecycle of equipment financing and specialized loan products, Naik ensures that offerings remain aligned with the evolving needs of small enterprises. The Strategic Planning Specialist & Chief Revenue Officer, Asset Products) integrates data analytics into product design to enhance credit assessment accuracy. By identifying emerging market opportunities, Naik drives the diversification of the asset portfolio. This leadership role involves coordinating with cross-functional teams to streamline the delivery of embedded finance solutions. Lubdha Naik directly influences the company's competitive edge by tailoring financial products to specific industry nuances. Through strategic foresight and product innovation, the Strategic Planning Specialist & Chief Revenue Officer, Asset Products) supports the organization's mission to provide efficient and customized credit solutions to businesses across the country.

    Satyabrata Mohapatra - Chief Operations Officer

    Satyabrata Mohapatra, the Chief Operations Officer at UGRO Capital, manages the end-to-end operational workflows that facilitate the rapid disbursement of credit. Overseeing the loan processing lifecycle, Mohapatra ensures that the company's technology-enabled lending platform functions with maximum efficiency and speed. The Chief Operations Officer optimizes internal procedures to reduce turnaround times for micro, small, and medium enterprises seeking funding. By implementing scalable operational frameworks, Mohapatra supports the company's expansion across diverse regional markets. This leadership role involves constant refinement of service delivery models to ensure accessibility and convenience for clients. Satyabrata Mohapatra directly impacts the organization's ability to handle high volumes of loan applications while maintaining strict quality standards. Through the integration of advanced data analytics into operational processes, the Chief Operations Officer enhances the overall customer experience, ensuring that businesses receive timely financial support to fuel their growth and sustainability.
    Satyabrata Mohapatra

    Rajni Khurana - Chief People Officer

    Rajni Khurana, the Chief People Officer at UGRO Capital, directs the human capital strategy and organizational culture that underpin the company's financial services mission. Overseeing talent acquisition and professional development, Khurana ensures that the workforce possesses the expertise required to navigate the data-driven lending landscape. The Chief People Officer fosters an environment of innovation and efficiency, aligning employee performance with the company's growth objectives. By implementing comprehensive training programs, Khurana strengthens the team's ability to support small businesses effectively. This leadership role involves managing organizational change and promoting a culture of inclusivity and high performance. Rajni Khurana directly influences the company's success by building a resilient and skilled workforce capable of executing complex financial strategies. Through strategic talent management and employee engagement initiatives, the Chief People Officer ensures that the organization maintains the human capital necessary to bridge the credit gap and drive economic development.
    Rajni Khurana

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    Frequently Asked Questions Regarding UGRO Capital Top Executives and Leadership Team

    Who leads UGRO Capital?
    UGRO Capital is led by Shilpa Bhatter (Chief Financial Officer), along with executives such as Asit Hemani (Deputy Chief Financial Officer) and Sameer Nanda (Chief Revenue Officer).
    Who is part of UGRO Capital’s executive team?
    The executive team of UGRO Capital includes leaders such as Shilpa Bhatter (Chief Financial Officer), Asit Hemani (Deputy Chief Financial Officer), Sameer Nanda (Chief Revenue Officer) and other senior executives.
    How many executives does UGRO Capital have?
    UGRO Capital has 6 executives leading key business areas.
    What roles are included in UGRO Capital’s leadership team?
    The leadership team of UGRO Capital includes roles such as Chief Financial Officer, Deputy Chief Financial Officer, Chief Revenue Officer, Strategic Planning Specialist & Chief Revenue Officer, Asset Products), Chief Operations Officer.