Synchrony Executive and Leadership Team

May, 2026

Leadership Overview

Synchrony has 10 executives leading key functions including strategy, marketing, finance, and technology.

Driven by innovation, Synchrony provides comprehensive consumer financial services, partnering with businesses to deliver tailored credit and payment solutions, fostering growth and financial accessibility across diverse markets.

Leadership Roles at Synchrony

  • President & Chief Executive Officer - Brian Doubles
  • Executive VP & Chief Executive Officer, Lifestyle - Darrell Owens
  • Chief Financial Officer (Asia) - Vandana Gulhati
  • Senior Vice President, Chief Financial Officer and Treasurer Consumer Banking - Jayant Mistry
  • Chief Marketing Officer, Digital - Christopher Merrill
  • Senior Vice President, Chief of Staff - Technology and Operations - Amy White
  • Chief Technology Officer, Strategy & Governance Leader - Francesca Tillou
  • Assistant Vice President & Chief Technology Officer, Governance Lead - Sarad Chhetri
  • Chief of Staff & Vice President, Client Development Lowe's Relationship - David Marsh
  • Vice President, Chief Information Officer Staff Operations and Initiatives - Patrick Forde
  • Brian Doubles - President & Chief Executive Officer

    Brian Doubles, the President & Chief Executive Officer at Synchrony, directs the overall strategic vision and operational execution for the consumer financial services company. Overseeing all business units, the President & Chief Executive Officer ensures alignment with the company's mission to provide credit cards, installment financing, banking products, and payment solutions. This leadership role involves driving growth through strategic partnerships with retailers, healthcare providers, and brands, expanding the reach of private-label credit programs and consumer financing services. By optimizing market penetration and fostering innovation in financial products, Brian Doubles directly impacts Synchrony's market position and financial performance. Ultimately, Doubles secures the company's long-term stability and competitive advantage in the finance sector.
    Brian Doubles

    Darrell Owens - Executive VP & Chief Executive Officer, Lifestyle

    Darrell Owens, the Executive VP & Chief Executive Officer, Lifestyle at Synchrony, spearheads the strategic direction and business development for the Lifestyle segment, focusing on partnerships that enhance consumer lifestyle financing. Leading the growth and profitability of this division, the Executive VP & Chief Executive Officer, Lifestyle cultivates relationships with key partners to expand Synchrony's offerings in private-label credit programs and consumer financing services. This executive role involves identifying new market opportunities and developing innovative solutions tailored to lifestyle-oriented retailers and brands. By driving strategic initiatives within the Lifestyle segment, Darrell Owens directly contributes to increasing customer engagement and expanding Synchrony's market reach. Ultimately, Owens ensures the Lifestyle division thrives, providing essential financial tools to consumers.
    Darrell Owens

    Vandana Gulhati - Chief Financial Officer (Asia)

    Vandana Gulhati, the Chief Financial Officer (Asia) at Synchrony, directs financial strategy and operations across the Asian markets, ensuring fiscal health and compliance. Overseeing all financial planning, reporting, and investment activities in the region, the Chief Financial Officer (Asia) manages Synchrony's financial performance and growth objectives in diverse Asian economies. This critical role involves navigating complex regulatory environments and identifying strategic financial opportunities to support the expansion of Synchrony's credit and payment solutions. By implementing robust financial controls and driving efficient capital allocation, Vandana Gulhati directly impacts the profitability and sustainability of Synchrony's operations in Asia. Ultimately, Gulhati safeguards the financial integrity of the company's Asian ventures.

    Jayant Mistry - Senior Vice President, Chief Financial Officer and Treasurer Consumer Banking

    Jayant Mistry, the Senior Vice President, Chief Financial Officer and Treasurer Consumer Banking at Synchrony, manages the financial health and treasury functions for the company's consumer banking division. Directing all financial planning, analysis, and capital management for consumer banking operations, the Senior Vice President, Chief Financial Officer and Treasurer Consumer Banking ensures robust financial performance and liquidity. This leadership position involves optimizing the financial structure of consumer banking products, including savings accounts and credit offerings, to maximize profitability and shareholder value. By implementing sound treasury strategies and managing financial risks, Jayant Mistry directly supports the sustained growth and stability of Synchrony's consumer banking segment. Ultimately, Mistry ensures the financial strength and strategic resource allocation for this core business area.

    Christopher Merrill - Chief Marketing Officer, Digital

    Christopher Merrill, the Chief Marketing Officer, Digital at Synchrony, architects the digital marketing strategies and oversees all online customer acquisition and engagement initiatives. Driving the digital transformation of Synchrony's marketing efforts, the Chief Marketing Officer, Digital ensures a cohesive and impactful brand presence across all digital channels. This leadership position involves analyzing market trends and consumer behavior to develop data-driven campaigns that enhance customer loyalty and expand market share for Synchrony's diverse financial products. By leveraging cutting-edge digital technologies and analytics, Christopher Merrill directly contributes to the growth of private-label credit programs and consumer financing services. Ultimately, Merrill solidifies Synchrony's leadership in digital consumer finance.
    Christopher Merrill

    Amy White - Senior Vice President, Chief of Staff - Technology and Operations

    Amy White, the Senior Vice President, Chief of Staff - Technology and Operations at Synchrony, provides strategic support and operational oversight for the technology and operations divisions. Coordinating key initiatives and ensuring seamless execution across technology platforms, the Senior Vice President, Chief of Staff - Technology and Operations facilitates efficient delivery of Synchrony's financial services. This role involves bridging communication between executive leadership and operational teams, driving process improvements, and managing cross-functional projects that enhance service delivery and operational efficiency. By streamlining workflows and optimizing resource allocation within technology and operations, Amy White directly supports the company's ability to offer robust credit cards, installment financing, and payment solutions. Ultimately, White ensures the technological backbone of Synchrony operates with maximum effectiveness.

    Francesca Tillou - Chief Technology Officer, Strategy & Governance Leader

    Francesca Tillou, the Chief Technology Officer, Strategy & Governance Leader at Synchrony, defines and executes the technology strategy, ensuring robust governance and compliance across all IT functions. Architecting the long-term technology roadmap, the Chief Technology Officer, Strategy & Governance Leader aligns technological advancements with Synchrony's business objectives, focusing on innovation and operational excellence. This role involves establishing and enforcing technology governance frameworks, risk management policies, and compliance standards to safeguard the company's digital assets and ensure secure delivery of financial services. By driving strategic technology initiatives and maintaining rigorous governance, Francesca Tillou directly enhances Synchrony's competitive edge and operational resilience. Ultimately, Tillou ensures Synchrony's technology infrastructure is secure, scalable, and future-ready.

    Sarad Chhetri - Assistant Vice President & Chief Technology Officer, Governance Lead

    Sarad Chhetri, the Assistant Vice President & Chief Technology Officer, Governance Lead at Synchrony, implements and oversees technology governance policies and procedures to ensure compliance and risk mitigation. Supporting the broader technology strategy, the Assistant Vice President & Chief Technology Officer, Governance Lead focuses on establishing best practices for data security, privacy, and regulatory adherence within Synchrony's IT environment. This position involves collaborating with various technology teams to embed governance principles into daily operations, ensuring that all technology initiatives meet stringent standards. By championing robust governance frameworks, Sarad Chhetri directly contributes to maintaining the integrity and security of Synchrony's financial platforms and customer data. Ultimately, Chhetri reinforces Synchrony's commitment to secure and compliant technology operations.

    David Marsh - Chief of Staff & Vice President, Client Development Lowe's Relationship

    David Marsh, the Chief of Staff & Vice President, Client Development Lowe's Relationship at Synchrony, manages strategic initiatives and client development specifically for the critical Lowe's partnership. Overseeing the relationship management and growth strategies for Lowe's, the Chief of Staff & Vice President, Client Development Lowe's Relationship ensures seamless collaboration and maximizes the value derived from this key alliance. This role involves coordinating cross-functional teams to deliver exceptional service and innovative financial solutions that meet the evolving needs of Lowe's customers and Synchrony's business objectives. By fostering strong client engagement and driving strategic development within this partnership, David Marsh directly enhances Synchrony's market presence and revenue generation. Ultimately, Marsh solidifies the success and longevity of the Lowe's relationship.

    Patrick Forde - Vice President, Chief Information Officer Staff Operations and Initiatives

    Patrick Forde, the Vice President, Chief Information Officer Staff Operations and Initiatives at Synchrony, directs key operational projects and staff initiatives within the Information Technology department. Leading the execution of critical IT projects, the Vice President, Chief Information Officer Staff Operations and Initiatives ensures that Synchrony's technology infrastructure effectively supports business operations and strategic goals. This role involves managing project lifecycles, optimizing resource allocation, and driving process improvements to enhance IT service delivery and operational efficiency. By overseeing staff operations and spearheading strategic initiatives, Patrick Forde directly contributes to the modernization and effectiveness of Synchrony's technology landscape. Ultimately, Forde ensures the smooth and efficient functioning of IT operations, supporting the company's overall mission.

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    Frequently Asked Questions Regarding Synchrony Top Executives and Leadership Team

    Who leads Synchrony?
    Synchrony is led by Brian Doubles (President & Chief Executive Officer), along with executives such as Darrell Owens (Executive VP & Chief Executive Officer, Lifestyle) and Vandana Gulhati (Chief Financial Officer (Asia)).
    Who is part of Synchrony’s executive team?
    The executive team of Synchrony includes leaders such as Brian Doubles (President & Chief Executive Officer), Darrell Owens (Executive VP & Chief Executive Officer, Lifestyle), Vandana Gulhati (Chief Financial Officer (Asia)) and other senior executives.
    How many executives does Synchrony have?
    Synchrony has 10 executives leading key business areas.
    What roles are included in Synchrony’s leadership team?
    The leadership team of Synchrony includes roles such as President & Chief Executive Officer, Executive VP & Chief Executive Officer, Lifestyle, Chief Financial Officer (Asia), Senior Vice President, Chief Financial Officer and Treasurer Consumer Banking, Chief Marketing Officer, Digital.