PT Summit Oto Finance Executive and Leadership Team

Dwi Kastiyanto, the Chief Financial Officer at PT Summit Oto Finance, manages the fiscal health and capital allocation strategies for the entire organization. Kastiyanto oversees the treasury functions, ensuring liquidity for motorcycle financing operations and cash fund submissions. The Chief Financial Officer monitors credit risk exposure and maintains rigorous compliance standards to protect the balance sheet. By coordinating with the board, Kastiyanto establishes financial benchmarks that support sustainable expansion across the Indonesian market. This leadership role requires precise management of credit terms and interest rate structures to balance profitability with market competitiveness. Dwi Kastiyanto drives the implementation of advanced financial reporting systems to improve operational transparency. Through disciplined fiscal oversight, the Chief Financial Officer mitigates potential economic volatility. Ultimately, Kastiyanto ensures the long-term financial stability of the company while supporting the strategic goals of the executive team.

Nofrizal Purwoto, the Chief Marketing Officer at PT Summit Oto Finance, directs all brand positioning and customer acquisition strategies across the Indonesian motorcycle market. Purwoto architects comprehensive promotional campaigns that highlight new and used motorcycle financing packages to diverse consumer segments. By analyzing regional market trends, the Chief Marketing Officer optimizes lead generation funnels to ensure consistent growth in loan applications. This leadership role involves close collaboration with the sales department to refine credit terms and product offerings. Nofrizal Purwoto drives the digital transformation of marketing channels, enhancing accessibility for potential borrowers throughout the archipelago. Through data-driven insights, the Chief Marketing Officer strengthens the competitive standing of the firm against industry peers. Ultimately, Purwoto secures long-term brand loyalty by aligning marketing initiatives with the evolving financial needs of motorcycle buyers in the region.

Jatmiko Atmaja, the Chief Marketing Officer, (Credit & Marketing Officer at PT Summit Oto Finance, architects the integration of credit assessment protocols within the marketing lifecycle. Atmaja focuses on the development of specialized credit products for used motorcycle buyers, ensuring that risk parameters align with aggressive sales targets. The Chief Marketing Officer, (Credit & Marketing Officer manages the evaluation of credit terms to optimize approval rates while maintaining portfolio quality. By bridging the gap between marketing outreach and credit underwriting, Atmaja streamlines the customer journey from application to funding. This leadership role involves overseeing regional credit performance to identify growth opportunities in emerging markets. Jatmiko Atmaja drives the adoption of automated credit scoring models to accelerate processing times for applicants. Through strategic alignment of credit policies with market demand, the Chief Marketing Officer, (Credit & Marketing Officer sustains the firm's market leadership in motorcycle financing.

Tohyat Risnawan, the Credit Marketing Officer & Chief Marketing Officer at PT Summit Oto Finance, leads the operational execution of field-based marketing and credit origination activities. Risnawan oversees the network of agents and partners responsible for promoting motorcycle financing packages to local communities. The Credit Marketing Officer & Chief Marketing Officer designs incentive programs that drive volume in the cash funds submission segment. By managing the frontline sales force, Risnawan ensures that credit applications meet internal quality standards before reaching the underwriting department. This leadership role involves monitoring regional performance metrics to adjust sales tactics in real-time. Tohyat Risnawan drives the expansion of the company's footprint by identifying underserved geographic areas for new financing initiatives. Through direct engagement with the dealer network, the Credit Marketing Officer & Chief Marketing Officer optimizes the conversion of motorcycle inquiries into active credit contracts.