Perfios Executive and Leadership Team

May, 2026

Leadership Overview

Perfios has 4 executives leading key functions including strategy, technology, finance, and people operations.

Driven by innovation, Perfios empowers financial institutions globally, shaping origination, onboarding, and decisioning processes at scale to accelerate credit access and financial services.

Leadership Roles at Perfios

  • Managing Director & Chief Executive Officer - Nitin Chugh
  • Chief Financial Officer - Vijay Y H
  • Chief Technology Officer - Sumit Nigam
  • Chief People Officer - Anu Mathew
  • Nitin Chugh - Managing Director & Chief Executive Officer

    Nitin Chugh, the Managing Director & Chief Executive Officer at Perfios, directs the company's overarching strategy and global operations across 18 countries. Overseeing the delivery of 8.2 billion data points annually, Chugh ensures financial institutions receive robust data to facilitate faster decisioning and significantly accelerate access to credit. This leadership role involves shaping the origination, onboarding, decisioning, underwriting, and monitoring processes at scale for over 1000 financial institutions. By driving the strategic vision, Nitin Chugh ensures Perfios maintains its position as a confidant and robust end-to-end tech platform provider. The Chief Executive Officer's focus remains on expanding market reach and enhancing the value proposition for clients in the Banking, Financial Services, and Insurance industry. Chugh's strategic guidance underpins the company's growth and its commitment to empowering financial institutions worldwide.

    Vijay Y H - Chief Financial Officer

    Vijay Y H, the Chief Financial Officer at Perfios, manages the financial strategy and fiscal operations of the global B2B SaaS company. Y H oversees financial planning, resource allocation, and investment strategies to support Perfios's expansion into 18 countries and its service to over 1000 financial institutions. This position is integral to maintaining the company's financial health while enabling the delivery of pioneering software platforms that shape origination, onboarding, and decisioning processes. The Chief Financial Officer ensures robust financial controls and reporting, facilitating the company's growth and its capacity to deliver 8.2 billion data points annually. By optimizing financial performance, Vijay Y H supports the acceleration of credit and financial services access for clients' customers. Y H's financial acumen is crucial for sustaining Perfios's role as a confidant and robust tech platform provider in the Banking, Financial Services, and Insurance industry.

    Sumit Nigam - Chief Technology Officer

    Sumit Nigam, the Chief Technology Officer at Perfios, architects the technological vision and innovation driving the company's B2B SaaS platforms. Nigam oversees the development and deployment of over 75 products and platforms, including more than 500 APIs, ensuring scalability and speed for financial institutions. This role is critical in shaping the origination, onboarding, and decisioning processes, leveraging technology to deliver 8.2 billion data points annually. The Chief Technology Officer ensures the robustness and security of the end-to-end tech platform, supporting clients in the Banking, Financial Services, and Insurance sectors across 18 countries. By focusing on cutting-edge solutions, Sumit Nigam enables Perfios to empower over 1000 financial institutions, accelerating access to credit and financial services. Nigam's technical leadership directly impacts the company's ability to provide a competitive and reliable technology backbone for its global clientele.

    Anu Mathew - Chief People Officer

    Anu Mathew, the Chief People Officer at Perfios, leads human capital strategy and organizational development for the global B2B SaaS company. Mathew cultivates a high-performance culture that supports the innovation required to serve over 1000 financial institutions across 18 countries. This role is essential in attracting, retaining, and developing talent that drives the creation of pioneering software platforms for origination, onboarding, and decisioning processes. The Chief People Officer ensures Perfios fosters an environment where employees can contribute to delivering 8.2 billion data points annually and accelerating access to credit and financial services. By focusing on employee engagement and growth, Anu Mathew strengthens Perfios's position as a confidant and robust end-to-end tech platform provider. Mathew's leadership in people operations is fundamental to the company's sustained success and its ability to empower clients in the Banking, Financial Services, and Insurance sectors.

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    Frequently Asked Questions Regarding Perfios Top Executives and Leadership Team

    Who leads Perfios?
    Perfios is led by Nitin Chugh (Managing Director & Chief Executive Officer), along with executives such as Vijay Y H (Chief Financial Officer) and Sumit Nigam (Chief Technology Officer).
    Who is part of Perfios’s executive team?
    The executive team of Perfios includes leaders such as Nitin Chugh (Managing Director & Chief Executive Officer), Vijay Y H (Chief Financial Officer), Sumit Nigam (Chief Technology Officer) and other senior executives.
    How many executives does Perfios have?
    Perfios has 4 executives leading key business areas.
    What roles are included in Perfios’s leadership team?
    The leadership team of Perfios includes roles such as Managing Director & Chief Executive Officer, Chief Financial Officer, Chief Technology Officer, Chief People Officer.