Pagaya Executive and Leadership Team

September, 2026

Leadership Overview

Pagaya has 4 executives leading key functions including strategic growth, operational scaling, and artificial intelligence network development.

Focused on expanding financial access through advanced technology, Pagaya delivers innovative solutions that empower institutions to reach broader customer segments while maintaining rigorous risk management standards.

Leadership Roles at Pagaya

  • Co-Founder & Deputy Chief Executive Officer - Avital Pardo
  • Co-Founder & Deputy Chief Executive Officer - Yahav Yulzari
  • Chief Operating Officer - Balasubramanian Panchanadeswaran
  • Co-Founder and President - Sanjiv Das
  • Avital Pardo - Co-Founder & Deputy Chief Executive Officer

    Avital Pardo, the Co-Founder & Deputy Chief Executive Officer at Pagaya, directs the strategic vision for the artificial intelligence network. Pardo architects the foundational technology frameworks that enable financial institutions to broaden credit access for diverse consumer bases. By overseeing product innovation and long-term market positioning, Pardo ensures the company maintains a competitive edge within the global fintech landscape. This leadership role involves constant collaboration with engineering teams to refine machine learning models that power the core platform. Avital Pardo drives the expansion of institutional partnerships across North American markets, ensuring that the proprietary AI infrastructure delivers consistent value. Through meticulous oversight of technical development cycles, Pardo secures the scalability of the platform. The Co-Founder & Deputy Chief Executive Officer remains focused on transforming traditional lending paradigms into data-driven, inclusive financial ecosystems that benefit both lenders and borrowers on a massive scale.
    Avital Pardo

    Yahav Yulzari - Co-Founder & Deputy Chief Executive Officer

    Yahav Yulzari, the Co-Founder & Deputy Chief Executive Officer at Pagaya, manages the commercial growth and institutional client relations. Yulzari executes the business development strategy, focusing on integrating the AI network into existing banking infrastructures to optimize loan origination processes. By leading the expansion of the partner ecosystem, Yulzari ensures that financial institutions leverage the platform to capture untapped market segments. This role requires deep engagement with capital markets to align the company's financial products with investor requirements. Yahav Yulzari drives the operational execution of cross-regional initiatives, ensuring that the firm meets aggressive growth targets while maintaining high standards of credit performance. Through strategic oversight of client success teams, Yulzari fosters long-term relationships with major financial entities. The Co-Founder & Deputy Chief Executive Officer prioritizes the alignment of technological capabilities with the evolving needs of the global financial sector, ultimately strengthening the company's market position.

    Balasubramanian Panchanadeswaran - Chief Operating Officer

    Balasubramanian Panchanadeswaran, the Chief Operating Officer at Pagaya, oversees the internal infrastructure and cross-functional efficiency of the organization. Panchanadeswaran directs the daily operations, ensuring that the artificial intelligence network functions seamlessly across all departments. By optimizing internal workflows and resource allocation, the Chief Operating Officer supports the rapid scaling of the business model. This leadership role involves managing the intersection of technology, compliance, and human capital to maintain operational excellence. Balasubramanian Panchanadeswaran drives the implementation of robust systems that support the company's mission of expanding financial access. Through rigorous analysis of operational metrics, Panchanadeswaran identifies opportunities for process improvement and risk mitigation. The Chief Operating Officer coordinates with other executive leaders to ensure that the company's strategic objectives translate into actionable, high-impact results. By fostering a culture of efficiency, Panchanadeswaran enables the firm to navigate complex regulatory environments while maintaining a focus on sustainable growth and technological innovation.
    Balasubramanian Panchanadeswaran

    Sanjiv Das - Co-Founder and President

    Sanjiv Das, the Co-Founder and President at Pagaya, leads the overarching corporate strategy and organizational development. Das architects the high-level initiatives that position the company as a leader in the financial technology sector. By overseeing the integration of AI-driven insights into the broader financial services market, Das ensures that the firm remains at the forefront of industry innovation. This leadership role involves guiding the executive team through complex market shifts and identifying new avenues for institutional growth. Sanjiv Das drives the company's commitment to expanding credit access, ensuring that the platform effectively serves a wide range of customers. Through strategic engagement with stakeholders and the board, Das aligns the firm's long-term vision with immediate operational goals. The Co-Founder and President focuses on building a resilient organization capable of adapting to changing economic conditions. By championing a data-centric approach, Das secures the company's influence in the global financial landscape.
    Sanjiv Das

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    Frequently Asked Questions Regarding Pagaya Top Executives and Leadership Team

    Who leads Pagaya?
    Pagaya is led by Avital Pardo (Co-Founder & Deputy Chief Executive Officer), along with executives such as Yahav Yulzari (Co-Founder & Deputy Chief Executive Officer) and Balasubramanian Panchanadeswaran (Chief Operating Officer).
    Who is part of Pagaya’s executive team?
    The executive team of Pagaya includes leaders such as Avital Pardo (Co-Founder & Deputy Chief Executive Officer), Yahav Yulzari (Co-Founder & Deputy Chief Executive Officer), Balasubramanian Panchanadeswaran (Chief Operating Officer) and other senior executives.
    How many executives does Pagaya have?
    Pagaya has 4 executives leading key business areas.
    What roles are included in Pagaya’s leadership team?
    The leadership team of Pagaya includes roles such as Co-Founder & Deputy Chief Executive Officer, Co-Founder & Deputy Chief Executive Officer, Chief Operating Officer, Co-Founder and President.