NMB Bank Executive and Leadership Team

June, 2026

Leadership Overview

NMB Bank has 7 executives leading key functions including strategy, operations, finance, risk, revenue, human resources, and team leadership.

Driven by a commitment to financial inclusion, NMB Bank empowers Nepal's economic growth through comprehensive retail and commercial banking services, fostering development across the nation.

Leadership Roles at NMB Bank

  • Chief Executive Officer - Ruth Zaipuna
  • Chief Financial Officer - Juma Kimori
  • Chief Operating Officer - Pramod Dahal
  • Chief Risk Officer & Chief Revenue Officer - Doreen Joseph
  • Chief Risk Officer & Chief Revenue Officer - Navin Manandhar
  • Chief Human Resources Officer - Emmanuel Akonaay
  • Team Captain - Florentina Bitterlich
  • Ruth Zaipuna - Chief Executive Officer

    Ruth Zaipuna, the Chief Executive Officer at NMB Bank, directs the overall strategic vision and operational execution for the bank's extensive network. Overseeing all national retail and commercial banking services, Zaipuna ensures alignment with the Nepal Rastra Bank's regulatory framework and the company's growth objectives. This leadership role involves driving market expansion, optimizing service delivery across 163 branches, and integrating acquired entities like Om Development Bank to enhance the bank's national footprint. By fostering innovation in financial products, Ruth Zaipuna directly impacts NMB Bank's position as a leading financial institution in Nepal. The Chief Executive Officer's mandate includes strengthening shareholder value and solidifying the bank's joint venture partnership with Netherlands Development Finance Company.
    Ruth Zaipuna

    Juma Kimori - Chief Financial Officer

    Juma Kimori, the Chief Financial Officer at NMB Bank, directs all financial planning, reporting, and capital management activities for the institution. Overseeing the financial health of the bank's extensive operations, Kimori ensures fiscal responsibility and strategic resource allocation across retail and commercial banking services. This position involves managing the bank's public trading on the Nepal Stock Exchange, optimizing profitability, and maintaining strong relationships with stakeholders, including the Nepal Rastra Bank and the Netherlands Development Finance Company. By driving sound financial strategies, Juma Kimori directly supports NMB Bank's long-term sustainability and expansion initiatives. The Chief Financial Officer's oversight extends to all financial aspects of acquisitions and new business ventures.
    Juma Kimori

    Pramod Dahal - Chief Operating Officer

    Pramod Dahal, the Chief Operating Officer at NMB Bank, manages the day-to-day operational efficiency and service delivery across the bank's nationwide infrastructure. Overseeing the seamless functioning of 163 branches, Dahal ensures robust retail and commercial banking operations, supporting the bank's mission of economic development in Nepal. This critical role involves optimizing internal processes, implementing technological advancements to enhance customer experience, and ensuring compliance with all regulatory requirements set by the Nepal Rastra Bank. By streamlining operational workflows, Pramod Dahal directly contributes to NMB Bank's capacity for growth and its ability to effectively serve a diverse client base. The Chief Operating Officer's focus remains on maintaining high standards of service quality and operational resilience.

    Doreen Joseph - Chief Risk Officer & Chief Revenue Officer

    Doreen Joseph, the Chief Risk Officer & Chief Revenue Officer at NMB Bank, spearheads the dual mandates of mitigating financial and operational risks while simultaneously driving revenue growth across all banking segments. Overseeing the comprehensive risk management framework, Joseph ensures adherence to regulatory standards set by the Nepal Rastra Bank and protects the bank's assets. Concurrently, this executive directs strategies to expand market share and enhance profitability through innovative product development and customer acquisition initiatives. By integrating risk mitigation with aggressive revenue generation, Doreen Joseph directly strengthens NMB Bank's competitive position and financial resilience. The dual role ensures that growth strategies are pursued with a robust understanding of potential exposures.
    Navin Manandhar, the Chief Risk Officer & Chief Revenue Officer at NMB Bank, manages the critical functions of enterprise-wide risk assessment and revenue enhancement strategies. Overseeing the identification and mitigation of potential threats to the bank's operations, Manandhar ensures compliance with stringent financial regulations from the Nepal Rastra Bank. Simultaneously, this executive drives initiatives to boost income streams through strategic market penetration and the optimization of existing service offerings in retail and commercial banking. By balancing prudent risk management with proactive revenue generation, Navin Manandhar directly contributes to NMB Bank's sustained financial performance and market leadership. The focus remains on safeguarding assets while pursuing profitable growth opportunities.

    Emmanuel Akonaay - Chief Human Resources Officer

    Emmanuel Akonaay, the Chief Human Resources Officer at NMB Bank, leads the strategic development and execution of all human capital initiatives across the organization. Overseeing talent acquisition, employee development, and organizational culture, Akonaay ensures that NMB Bank possesses a highly skilled and motivated workforce capable of delivering exceptional retail and commercial banking services. This role is pivotal in fostering an environment that supports the bank's expansion, including the integration of acquired entities, and aligns with the directives of the Nepal Rastra Bank. By cultivating a strong talent pipeline and promoting employee engagement, Emmanuel Akonaay directly enhances NMB Bank's operational capacity and long-term success. The Chief Human Resources Officer champions initiatives that support employee well-being and professional growth.

    Florentina Bitterlich - Team Captain

    Florentina Bitterlich, the Team Captain at NMB Bank, provides focused leadership and coordination for specific operational units within the bank's structure. Overseeing the execution of targeted projects and initiatives, Bitterlich ensures efficient workflow and adherence to strategic objectives set forth by senior leadership. This role involves facilitating collaboration among team members, driving performance metrics, and contributing to the overall operational excellence of NMB Bank's retail and commercial banking services. By galvanizing team efforts and ensuring clear communication channels, Florentina Bitterlich directly supports the bank's mission to provide comprehensive financial solutions across Nepal. The Team Captain's contribution is vital for achieving specific departmental goals.

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    Frequently Asked Questions Regarding NMB Bank Top Executives and Leadership Team

    Who leads NMB Bank?
    NMB Bank is led by Ruth Zaipuna (Chief Executive Officer), along with executives such as Juma Kimori (Chief Financial Officer) and Pramod Dahal (Chief Operating Officer).
    Who is part of NMB Bank’s executive team?
    The executive team of NMB Bank includes leaders such as Ruth Zaipuna (Chief Executive Officer), Juma Kimori (Chief Financial Officer), Pramod Dahal (Chief Operating Officer) and other senior executives.
    How many executives does NMB Bank have?
    NMB Bank has 7 executives leading key business areas.
    What roles are included in NMB Bank’s leadership team?
    The leadership team of NMB Bank includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Chief Risk Officer & Chief Revenue Officer, Chief Risk Officer & Chief Revenue Officer.