Cornerstone Capital Bank Executive and Leadership Team

Adam Laird, the Chief Executive Officer - Mortgage Bank at Cornerstone Capital Bank, directs all home lending operations and mortgage strategy. Overseeing the expansion of residential lending products, Laird ensures the bank maintains competitive market positioning while delivering streamlined digital mortgage experiences. This leadership role involves managing risk frameworks and optimizing loan origination processes to support the broader financial goals of the institution. By aligning mortgage services with the needs of diverse clients, Adam Laird drives significant revenue growth and operational efficiency across the organization. The Chief Executive Officer - Mortgage Bank collaborates closely with the executive team to integrate lending initiatives into the core banking model. Through consistent focus on customer satisfaction and service excellence, Laird strengthens the reputation of the bank as a premier partner for home financing, ultimately securing long-term stability for the mortgage division.

Scott Almy, the President & Chief Executive Officer at Cornerstone Capital Bank, architects the overarching corporate strategy and long-term vision for the institution. Managing the integration of legacy banking entities, Almy ensures operational cohesion and cultural alignment across all departments. This leadership role involves guiding the executive team through complex market shifts while maintaining the bank's commitment to community-focused financial services. By overseeing the execution of strategic growth initiatives, Scott Almy directly impacts the bank's ability to provide comprehensive personal and commercial banking solutions. The President & Chief Executive Officer maintains rigorous oversight of institutional performance, ensuring that all business units adhere to the core mission of service and strength. Through proactive engagement with stakeholders and the board, Almy fosters an environment of innovation and stability, positioning the bank for sustained success in the competitive financial landscape.

Paul Woo, the Chief Financial Officer at Cornerstone Capital Bank, manages the financial health, capital allocation, and fiscal reporting of the entire institution. Overseeing the treasury functions and balance sheet management, Woo ensures the bank maintains the necessary liquidity to support diverse lending and deposit products. This leadership role involves coordinating with the executive team to analyze market trends and optimize the financial performance of the bank. By implementing robust accounting standards and financial controls, Paul Woo provides the transparency required for institutional growth and regulatory compliance. The Chief Financial Officer directs the budgeting process and evaluates investment opportunities that align with the long-term objectives of the bank. Through meticulous financial planning and risk assessment, Woo supports the strategic initiatives of the organization, ensuring that the bank remains a stable and reliable partner for all clients and stakeholders.

Chancy Edwards, the Division Deputy Chief Financial Officer, Banking at Cornerstone Capital Bank, manages the specific financial operations and performance metrics for the banking division. Overseeing the daily fiscal health of personal and commercial banking units, Edwards ensures that revenue targets and cost-efficiency goals remain aligned with the broader institutional strategy. This leadership role involves analyzing divisional data to support informed decision-making and resource allocation. By monitoring the financial performance of banking products, Chancy Edwards provides critical insights that help the bank optimize its service offerings. The Division Deputy Chief Financial Officer, Banking works closely with the Chief Financial Officer to maintain rigorous reporting standards and fiscal discipline. Through detailed financial oversight and operational analysis, Edwards contributes to the overall stability and growth of the bank, ensuring that the banking division remains a strong pillar of the organization.

Patrick Ramsier, the President, Capital Markets CRE at Cornerstone Capital Bank, directs the commercial real estate lending and capital markets strategy. Overseeing the origination and management of complex commercial real estate portfolios, Ramsier ensures that the bank provides tailored financing solutions to institutional and commercial clients. This leadership role involves analyzing market conditions and managing the risk associated with large-scale real estate investments. By driving the expansion of the capital markets division, Patrick Ramsier contributes to the diversification of the bank's asset base and revenue streams. The President, Capital Markets CRE collaborates with the executive team to align commercial lending activities with the overall risk appetite and growth objectives of the bank. Through expert market knowledge and strategic deal structuring, Ramsier strengthens the bank's presence in the commercial real estate sector, fostering long-term partnerships with institutional clients.

Tim Farris, the Area President, Peoples Bank at Cornerstone Capital Bank, directs regional banking operations and community engagement initiatives. Overseeing the service delivery and customer relationship management within the designated area, Farris ensures that the bank maintains its commitment to personalized support and local growth. This leadership role involves managing branch performance and fostering strong connections with local businesses and individuals. By driving regional initiatives, Tim Farris supports the broader mission of the bank to be a trusted partner in the communities it serves. The Area President, Peoples Bank collaborates with the executive team to implement corporate strategies at the local level, ensuring consistency in service quality and operational excellence. Through dedicated leadership and a focus on community needs, Farris strengthens the regional presence of the bank, contributing to the overall success and stability of the organization.

Brennan Cropper, the Chief Technology Officer at Cornerstone Capital Bank, directs the digital transformation and technological infrastructure of the institution. Overseeing the development of secure banking platforms and streamlined digital solutions, Cropper ensures that the bank provides modern, efficient services to all clients. This leadership role involves managing cybersecurity protocols and integrating advanced financial technologies to enhance the overall customer experience. By architecting scalable systems, Brennan Cropper supports the operational needs of both personal and commercial banking divisions. The Chief Technology Officer collaborates with other executives to align technical capabilities with the strategic goals of the bank, ensuring that digital tools remain competitive and reliable. Through continuous innovation and the implementation of robust software solutions, Cropper drives the technological advancement of the organization, maintaining the bank's position as a leader in modern financial services.

Tim White, the Chief Legal Officer at Cornerstone Capital Bank, directs all legal affairs, regulatory compliance, and corporate governance initiatives. Overseeing the legal framework for banking operations and lending activities, White ensures that the institution adheres to all federal and state financial regulations. This leadership role involves managing risk mitigation strategies and providing counsel on complex business transactions to protect the interests of the bank. By navigating the evolving regulatory landscape, Tim White enables the organization to pursue growth opportunities while maintaining strict compliance standards. The Chief Legal Officer collaborates with the executive team to address legal challenges and ensure that all corporate policies reflect the values of the bank. Through proactive legal management and ethical oversight, White safeguards the reputation and operational integrity of the institution, supporting the long-term success of the bank in the financial sector.