Cornerstone Capital Bank Executive and Leadership Team

Scott Almy, the President & Chief Executive Officer at Cornerstone Capital Bank, directs the overarching strategic vision and operational execution for the entire financial institution. Almy architects the long-term growth trajectory by aligning commercial banking objectives with the core mission of community-focused service. Overseeing the integration of legacy banking entities, the President & Chief Executive Officer ensures that organizational strength remains the primary driver of market expansion. This leadership role involves constant collaboration with the Board to refine risk management frameworks and enhance institutional stability. By prioritizing customer satisfaction across all service lines, Scott Almy directly influences the bank's reputation as a trusted financial partner. Through the implementation of streamlined digital solutions and personalized support models, the President & Chief Executive Officer secures a competitive advantage in the evolving financial landscape, ultimately driving sustainable value for clients and stakeholders across the regional footprint.

Adam Laird, the Chief Executive Officer - Mortgage Bank at Cornerstone Capital Bank, manages the specialized home lending division with a focus on operational excellence and market penetration. Laird drives the expansion of mortgage services by leveraging the combined expertise of the institution to provide tailored financing solutions for diverse client needs. Overseeing the mortgage lifecycle, the Chief Executive Officer - Mortgage Bank ensures that lending processes remain efficient and responsive to shifting economic conditions. This role requires close coordination with the broader executive team to integrate home lending products into the bank's comprehensive financial portfolio. By optimizing the mortgage origination pipeline, Adam Laird directly impacts the bank's ability to capture market share in the competitive housing sector. Through the application of advanced lending technologies and a commitment to personalized borrower support, the Chief Executive Officer - Mortgage Bank strengthens the institution's position as a premier provider of residential financial services.

Paul Woo, the Executive Vice President & Chief Financial Officer at Cornerstone Capital Bank, directs the financial health and fiscal planning of the entire organization. Woo manages capital allocation, financial reporting, and regulatory compliance to ensure the bank maintains a strong balance sheet. Overseeing the finance department, the Executive Vice President & Chief Financial Officer provides critical insights that guide strategic decision-making and resource distribution across all business units. This role involves frequent interaction with the Board to communicate financial performance and risk exposure. By optimizing the bank's capital structure, Paul Woo directly supports the institution's ability to fund growth initiatives and withstand market volatility. Through the rigorous analysis of financial data and the implementation of sound fiscal policies, the Executive Vice President & Chief Financial Officer secures the stability required to serve the bank's diverse client base and maintain its reputation for strength and reliability.

Chancy Edwards, the Division Deputy Chief Financial Officer, Banking at Cornerstone Capital Bank, manages the specific financial operations and budgetary controls within the banking division. Edwards drives the accuracy of financial reporting for personal and commercial banking services, ensuring that departmental performance aligns with the bank's broader fiscal objectives. Overseeing the day-to-day financial health of the banking unit, the Division Deputy Chief Financial Officer, Banking monitors revenue streams and cost structures to maximize operational efficiency. This role involves working closely with the Chief Financial Officer to provide granular data that informs strategic planning and resource allocation. By refining the financial processes within the banking division, Chancy Edwards directly contributes to the overall profitability and stability of the institution. Through the diligent oversight of banking-specific financial metrics, the Division Deputy Chief Financial Officer, Banking supports the bank's mission to provide reliable and sustainable financial services to the communities served.

Tim Farris, the Area President, Peoples Bank at Cornerstone Capital Bank, directs regional operations and client relationship management within the designated market area. Farris drives local growth by fostering deep connections with individuals and businesses, ensuring that the bank's services meet the specific needs of the community. Overseeing the regional branch network, the Area President, Peoples Bank ensures that service delivery remains consistent with the bank's high standards for personalized support. This leadership role involves coordinating with corporate headquarters to implement bank-wide initiatives while maintaining local market relevance. By cultivating strong community partnerships, Tim Farris directly impacts the bank's local market share and brand loyalty. Through the effective management of regional teams and the promotion of the bank's comprehensive financial solutions, the Area President, Peoples Bank strengthens the institution's presence and reinforces its commitment to being a trusted partner in the financial success of the communities served.

Patrick Ramsier, the President, Capital Markets CRE at Cornerstone Capital Bank, directs the commercial real estate lending and capital markets activities for the institution. Ramsier manages the origination and structuring of complex commercial real estate transactions, catering to the needs of institutional and business clients. Overseeing the capital markets division, the President, Capital Markets CRE ensures that the bank's commercial lending portfolio remains diversified and aligned with risk management standards. This role involves working with other senior leaders to identify market opportunities and secure funding for large-scale projects. By optimizing the commercial real estate lending strategy, Patrick Ramsier directly contributes to the bank's revenue growth and market influence. Through the application of deep industry expertise and the development of tailored financing solutions, the President, Capital Markets CRE strengthens the bank's position as a key player in the commercial real estate sector, supporting the financial growth of clients across the regional market.

Brennan Cropper, the Chief Technology Officer at Cornerstone Capital Bank, architects the digital infrastructure necessary to support modern banking operations and secure client data. Cropper drives the implementation of advanced financial technologies that enable seamless digital banking experiences for personal and commercial clients. Overseeing the IT department, the Chief Technology Officer ensures that all systems maintain high availability and robust cybersecurity standards across the bank's operational geography. This leadership role involves collaborating with other C-suite members to align technological investments with the bank's strategic growth goals. By modernizing core banking platforms, Brennan Cropper directly enhances operational efficiency and improves the speed of service delivery. Through the continuous evaluation of emerging fintech trends, the Chief Technology Officer maintains the institution's technological edge, ensuring that digital tools remain a cornerstone of the bank's commitment to customer satisfaction and long-term financial success.

Tim White, the Executive Vice President & Chief Legal Officer at Cornerstone Capital Bank, directs the legal strategy and regulatory compliance framework for the entire institution. White manages all legal risks, ensuring that the bank operates within the bounds of federal and state banking laws. Overseeing the legal department, the Executive Vice President & Chief Legal Officer provides guidance on corporate governance, contract negotiations, and risk mitigation strategies. This role involves collaborating with the executive team to navigate complex regulatory environments and protect the bank's interests during strategic expansions. By establishing robust compliance protocols, Tim White directly safeguards the institution's reputation and operational integrity. Through the proactive identification of legal challenges and the development of sound legal policies, the Executive Vice President & Chief Legal Officer ensures that the bank remains a stable and trusted partner for its clients, businesses, and institutional stakeholders.