Navi Executive and Leadership Team

Aditya Mulki, the Chief Executive Officer at Navi, directs the overall strategic vision and operational execution for the company's diverse financial services portfolio. This leadership encompasses guiding the NBFC arm, Navi Finserv, in its personal and home loan offerings, while also overseeing the expansion of mutual fund distribution, health insurance services, and the UPI-based payment gateway. Mulki's focus centers on leveraging technology to create a seamless, integrated financial experience for customers across India. By ensuring alignment between product development and market needs, Aditya Mulki drives the company's mission to democratize access to financial products. This role demands constant evaluation of market trends and regulatory landscapes to maintain Navi's competitive edge and foster sustainable growth. The Chief Executive Officer's mandate includes cultivating a culture of innovation and efficiency throughout the organization, directly impacting the company's ability to scale its offerings and deepen customer engagement.

Rajiv Naresh, the Chief Executive Officer & Managing Director at Navi, spearheads the strategic direction and comprehensive management of the company's integrated digital financial services. This dual role involves overseeing the entire spectrum of operations, from the NBFC entity Navi Finserv providing personal and home loans, to the development and delivery of mutual funds, health insurance products, and the Navi UPI payment service. Naresh's leadership is critical in navigating the complex financial services landscape in India, ensuring regulatory compliance and fostering innovation. By driving operational excellence, Rajiv Naresh ensures that Navi's offerings meet the evolving needs of its customer base. The Chief Executive Officer & Managing Director's responsibilities extend to cultivating strategic partnerships and expanding market reach, thereby solidifying Navi's position as a key player in the digital finance sector. This executive's vision guides the company's growth trajectory and commitment to simplifying financial solutions.

Abhishek Jhawar, the Managing Director & Chief Executive Officer at Navi, commands the strategic leadership and operational oversight of the company's comprehensive digital financial services platform. This position involves directing the multifaceted operations, including the NBFC arm, Navi Finserv, which delivers personal and home loans, alongside the provision of mutual funds, health insurance, and the Navi UPI payment solution. Jhawar's mandate focuses on driving innovation and ensuring the seamless integration of these diverse financial products. By championing a customer-centric approach, Abhishek Jhawar ensures that Navi's services are accessible and efficient. The Managing Director & Chief Executive Officer's role is pivotal in shaping the company's growth strategy, expanding its market presence, and maintaining a competitive advantage in the rapidly evolving fintech industry. This executive's guidance is essential for achieving Navi's mission of simplifying financial management for all users.

Mahima Gautam, the Chief Financial Officer, Navi Finserv at Navi, directs the financial strategy and management for the company's lending arm, Navi Finserv. This critical role involves overseeing all aspects of financial operations, including capital allocation, risk management, and profitability for personal and home loans. Gautam's responsibilities extend to ensuring robust financial planning and reporting, supporting the growth and stability of Navi's NBFC operations. By maintaining stringent financial controls, Mahima Gautam ensures compliance with regulatory requirements and optimizes the financial performance of the lending portfolio. The Chief Financial Officer, Navi Finserv's expertise is vital in securing funding, managing investor relations, and driving the financial health of this key business unit. This executive's leadership is fundamental to Navi's overall mission of providing integrated and accessible financial services.

Siddhartha Basu, the Chief of Staff To the Chief Financial Officer at Navi, provides essential support to the CFO in managing the company's overall financial operations and strategic fiscal planning. This role involves assisting in the oversight of financial reporting, budgeting, and analysis across Navi's diverse entities, including Navi Finserv, mutual funds, health insurance, and Navi UPI. Basu's responsibilities focus on enhancing financial efficiency, streamlining reporting processes, and ensuring alignment with the company's strategic objectives. By facilitating key financial initiatives, Siddhartha Basu contributes to the sound fiscal management that underpins Navi's vertically integrated digital financial services platform. The Chief of Staff To the Chief Financial Officer's work is crucial in supporting informed decision-making and maintaining the financial integrity necessary for Navi's continued expansion and success in the fintech market.

Diwakar Agrawal, the Chief of Staff at Navi, provides critical operational and strategic support across the organization, ensuring efficient execution of company initiatives. This role involves facilitating communication and alignment between various departments, including those managing personal and home loans through Navi Finserv, mutual fund services, health insurance, and the Navi UPI payment platform. Agrawal's responsibilities extend to streamlining internal processes and driving key projects that enhance the company's vertically integrated digital financial services model. By acting as a key liaison, Diwakar Agrawal supports the executive leadership in achieving strategic objectives and maintaining operational momentum. The Chief of Staff's contribution is vital in optimizing resource allocation and ensuring that Navi's mission of simplifying financial services is effectively implemented across all business units. This position requires a deep understanding of the company's operations and strategic priorities.

Rajesh Devaguptapu, the Chief of Staff To Head of Engineering at Navi, plays a crucial role in enhancing the efficiency and strategic alignment of the engineering division. This position supports the Head of Engineering in managing the technological infrastructure that underpins Navi's integrated digital financial services, including its NBFC arm, Navi Finserv, mutual funds, health insurance, and Navi UPI. Devaguptapu focuses on optimizing engineering workflows, facilitating cross-functional collaboration, and ensuring that technology development directly supports the company's product roadmap and operational goals. By driving process improvements, Rajesh Devaguptapu contributes to the timely delivery of innovative financial solutions. The Chief of Staff To Head of Engineering's efforts are instrumental in maintaining the technological backbone necessary for Navi's growth and its commitment to providing accessible financial services. This role ensures that engineering efforts are precisely targeted to meet business objectives.