Navi Executive and Leadership Team

August, 2026

Leadership Overview

Navi has 6 executives leading key functions including strategy, operational coordination, engineering alignment, financial management, fiscal oversight, and human capital development.

Focused on democratizing access to credit and insurance, Navi delivers a vertically integrated digital financial services platform that simplifies personal finance for millions across India.

Leadership Roles at Navi

  • Chief Executive Officer - Aditya Mulki
  • Chief Financial Officer, Navi Finserv - Mahima Gautam
  • Chief of Staff To the Chief Financial Officer - Siddhartha Basu
  • Chief of Staff - Diwakar Agrawal
  • Chief of Staff To Head of Engineering - Rajesh Devaguptapu
  • Chief of Staff (HR & People Strategy) - Anurag Patnaik
  • Aditya Mulki - Chief Executive Officer

    Aditya Mulki, the Chief Executive Officer at Navi, directs the overarching strategic vision for the entire digital financial services ecosystem. Overseeing the integration of personal loans, mutual funds, and health insurance, the Chief Executive Officer ensures seamless synergy across all business units. This leadership role involves driving market expansion and maintaining regulatory compliance within the complex Indian financial landscape. By prioritizing technological innovation, Aditya Mulki optimizes the platform for millions of users seeking accessible credit and payment solutions. The Chief Executive Officer collaborates closely with the Board to secure long-term growth and operational excellence. Through rigorous performance monitoring, the Chief Executive Officer maintains high standards of service delivery. Ultimately, Mulki shapes the future of digital banking by fostering a culture of efficiency and customer-centric product development, ensuring the company remains a dominant force in the competitive fintech sector.
    Aditya Mulki

    Mahima Gautam - Chief Financial Officer, Navi Finserv

    Mahima Gautam, the Chief Financial Officer, Navi Finserv at Navi, directs the fiscal strategy and capital management for the company's primary lending arm. Overseeing the financial health of the NBFC, the Chief Financial Officer, Navi Finserv ensures robust liquidity and risk management for personal and home loan portfolios. This role involves managing investor relations and ensuring compliance with RBI regulations. By analyzing market trends and credit performance, Mahima Gautam optimizes the lending model to maximize profitability while minimizing default risks. The Chief Financial Officer, Navi Finserv collaborates with other executives to allocate capital efficiently across various product lines. Through precise financial forecasting, the Chief Financial Officer, Navi Finserv supports sustainable growth and long-term stability. Ultimately, Gautam secures the financial integrity of the lending operations, ensuring that the company maintains a strong balance sheet while expanding its reach in the Indian credit market.
    Mahima Gautam

    Siddhartha Basu - Chief of Staff To the Chief Financial Officer

    Siddhartha Basu, the Chief of Staff To the Chief Financial Officer at Navi, manages financial reporting workflows and supports the execution of corporate finance strategies. Overseeing the preparation of detailed fiscal analyses, the Chief of Staff To the Chief Financial Officer ensures that financial data remains accurate and actionable for executive decision-making. This role involves coordinating budget planning sessions and tracking the financial performance of various business units. By streamlining communication between the finance department and other operational teams, Siddhartha Basu enhances the transparency of fiscal operations. The Chief of Staff To the Chief Financial Officer monitors key performance indicators to identify areas for cost optimization and revenue growth. Through diligent oversight of financial projects, the Chief of Staff To the Chief Financial Officer maintains alignment with the company's broader economic goals. Ultimately, Basu provides essential support to the finance leadership, ensuring that all fiscal initiatives remain consistent with the company's strategic objectives.

    Diwakar Agrawal - Chief of Staff

    Diwakar Agrawal, the Chief of Staff at Navi, coordinates cross-functional initiatives to streamline internal operations and executive decision-making processes. Managing the flow of information between departments, the Chief of Staff ensures that strategic priorities receive immediate attention from leadership. This role involves facilitating high-level meetings and tracking the progress of critical projects across the NBFC and insurance divisions. By aligning departmental goals with the broader corporate mission, Diwakar Agrawal enhances organizational agility and responsiveness. The Chief of Staff monitors operational bottlenecks and implements solutions to improve overall productivity. Through constant communication with various business heads, the Chief of Staff maintains a unified focus on growth and efficiency. Ultimately, Agrawal supports the executive team by managing complex administrative workflows and ensuring that all strategic objectives remain on schedule, thereby strengthening the operational foundation of the entire digital platform.

    Rajesh Devaguptapu - Chief of Staff To Head of Engineering

    Rajesh Devaguptapu, the Chief of Staff To Head of Engineering at Navi, manages the technical roadmap and resource allocation for the company's engineering teams. Overseeing the development of the UPI-based payment infrastructure and loan processing systems, the Chief of Staff To Head of Engineering ensures that technical output aligns with product requirements. This role involves bridging the gap between engineering capacity and business demands to accelerate feature deployment. By optimizing development workflows, Rajesh Devaguptapu improves the reliability and scalability of the digital platform. The Chief of Staff To Head of Engineering coordinates with product managers to prioritize critical updates and security enhancements. Through rigorous oversight of technical projects, the Chief of Staff To Head of Engineering maintains high standards for software performance. Ultimately, Devaguptapu drives the technical evolution of the platform, ensuring that engineering efforts directly support the company's goal of providing seamless financial services.

    Anurag Patnaik - Chief of Staff (HR & People Strategy)

    Anurag Patnaik, the Chief of Staff (HR & People Strategy) at Navi, directs the development and implementation of human capital initiatives to support the company's rapid growth. Overseeing talent acquisition, employee engagement, and organizational culture, the Chief of Staff (HR & People Strategy) ensures that the workforce remains aligned with the company's mission. This role involves designing performance management systems and leadership development programs to cultivate internal talent. By fostering a high-performance environment, Anurag Patnaik drives employee retention and operational productivity. The Chief of Staff (HR & People Strategy) collaborates with department heads to identify staffing needs and implement effective recruitment strategies. Through continuous monitoring of organizational health, the Chief of Staff (HR & People Strategy) maintains a strong focus on building a diverse and capable team. Ultimately, Patnaik shapes the people strategy, ensuring that the company attracts and retains the talent necessary to sustain its competitive advantage in the fintech industry.

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    Frequently Asked Questions Regarding Navi Top Executives and Leadership Team

    Who leads Navi?
    Navi is led by Aditya Mulki (Chief Executive Officer), along with executives such as Mahima Gautam (Chief Financial Officer, Navi Finserv) and Siddhartha Basu (Chief of Staff To the Chief Financial Officer).
    Who is part of Navi’s executive team?
    The executive team of Navi includes leaders such as Aditya Mulki (Chief Executive Officer), Mahima Gautam (Chief Financial Officer, Navi Finserv), Siddhartha Basu (Chief of Staff To the Chief Financial Officer) and other senior executives.
    How many executives does Navi have?
    Navi has 6 executives leading key business areas.
    What roles are included in Navi’s leadership team?
    The leadership team of Navi includes roles such as Chief Executive Officer, Chief Financial Officer, Navi Finserv, Chief of Staff To the Chief Financial Officer, Chief of Staff, Chief of Staff To Head of Engineering.