Navi Executive and Leadership Team

Aditya Mulki, the Chief Executive Officer at Navi, directs the overall strategic vision and operational execution of the company's diverse financial services. Mulki oversees the integration of Navi's NBFC arm, Navi Finserv, with its digital payment and insurance platforms, ensuring a cohesive customer experience. This leadership role involves driving growth initiatives across personal and home loans, mutual funds, and health insurance products. By fostering innovation, Aditya Mulki ensures Navi remains at the forefront of digital finance, expanding market reach and enhancing service delivery. The Chief Executive Officer's focus remains on optimizing business processes and achieving sustainable revenue targets through strategic partnerships and product development.

Rajiv Naresh, the Chief Executive Officer & Managing Director at Navi, spearheads the company's strategic direction and governance, guiding its expansion within the digital financial services sector. Naresh's responsibilities encompass the oversight of Navi's core entities, including Navi Finserv, its mutual fund operations, and the Navi UPI payment services. This executive position involves ensuring regulatory compliance and driving the company's mission to provide accessible financial solutions. By managing key stakeholder relationships and charting long-term growth trajectories, Rajiv Naresh solidifies Navi's market presence. The Chief Executive Officer & Managing Director's leadership ensures operational excellence and strategic alignment across all business units, fostering a culture of continuous improvement and customer-centricity.

Vikas Ahirwar, the Chief Executive Officer, City Strategy & Business Operations at Navi, directs the strategic planning and operational execution for city-specific initiatives and overall business functions. Ahirwar focuses on developing and implementing strategies that drive market penetration and operational efficiency within key urban centers, supporting Navi's expansion of its financial services. This executive role involves overseeing business development, optimizing service delivery for personal and home loans, health insurance, and payment services, and ensuring seamless integration of Navi's offerings. By aligning city-level strategies with broader corporate objectives, Vikas Ahirwar enhances Navi's regional presence and market share. The Chief Executive Officer, City Strategy & Business Operations's leadership is pivotal in achieving localized growth and operational excellence.

Ankit Agarwal, the Chief Financial Officer at Navi, directs all financial operations and strategic financial planning for the company's integrated digital financial services platform. Agarwal oversees financial reporting, capital management, and investment strategies, ensuring the fiscal health and sustainable growth of Navi's lending, insurance, and payment services. This executive role involves managing relationships with financial institutions and investors, securing funding, and optimizing the company's capital structure. By providing critical financial insights, Ankit Agarwal guides strategic decision-making to enhance profitability and shareholder value. The Chief Financial Officer's expertise is vital in navigating the complex financial landscape and supporting Navi's expansion into new markets and product lines.

Siddhartha Basu, the Chief of Staff To the Chief Financial Officer at Navi, provides dedicated strategic and operational support to the CFO, ensuring the efficient execution of financial initiatives. Basu manages critical financial projects, analyzes financial data, and facilitates communication between the finance department and other key stakeholders, supporting Navi's overall financial strategy. This role involves coordinating financial reporting processes, assisting in capital allocation decisions, and driving process improvements within the finance function. By enhancing operational effectiveness and providing analytical support, Siddhartha Basu contributes directly to the financial stability and growth of Navi's diverse financial services. The Chief of Staff To the Chief Financial Officer's role is integral to optimizing financial performance.

Rose Belgira, the President at Navi, oversees significant aspects of the company's operations and strategic development, contributing to its mission of providing integrated digital financial services. Belgira's leadership focuses on enhancing customer engagement and expanding the reach of Navi's offerings, including personal and home loans, mutual funds, and health insurance. This executive position involves driving key business initiatives, fostering strategic partnerships, and ensuring operational excellence across various departments. By championing innovation and customer-centricity, Rose Belgira plays a vital role in Navi's growth trajectory. The President's influence is critical in shaping the company's market strategy and operational effectiveness, ensuring continued success in the competitive financial services landscape.

Pawan Lahoty, the Chief of Staff at Navi, provides critical operational and strategic support to senior leadership, facilitating the execution of key initiatives across the organization. Lahoty manages cross-functional projects, streamlines internal processes, and ensures effective communication between departments, enhancing overall organizational efficiency. This role involves acting as a strategic partner to executives, driving special projects, and optimizing resource allocation to support Navi's growth objectives in digital financial services. By coordinating efforts and removing operational bottlenecks, Pawan Lahoty directly contributes to the seamless delivery of loans, insurance, and payment services. The Chief of Staff's dedication to operational excellence underpins the company's ability to innovate and expand its market footprint.

Shivam Tewari, the Chief Risk Officer & Chief Revenue Officer at Navi, holds dual responsibility for safeguarding the company's assets and driving revenue growth across its financial services portfolio. Tewari establishes and maintains robust risk management frameworks, ensuring compliance and mitigating potential financial and operational hazards associated with lending, insurance, and payment services. Concurrently, this executive directs revenue generation strategies, identifying new market opportunities and optimizing sales channels to expand Navi's customer base. By balancing risk mitigation with aggressive revenue pursuit, Shivam Tewari ensures sustainable and profitable expansion. The Chief Risk Officer & Chief Revenue Officer's strategic oversight is crucial for Navi's continued success and market leadership.

Rajesh Devaguptapu, the Chief of Staff To Head of Engineering at Navi, provides essential strategic and operational support to the engineering leadership, ensuring alignment with the company's technology roadmap. Devaguptapu facilitates project execution, optimizes engineering workflows, and enhances communication between engineering teams and other business units, driving efficiency in product development for Navi's financial platforms. This role involves managing key engineering initiatives, coordinating resource allocation, and supporting the implementation of new technologies that enhance Navi's lending, insurance, and payment services. By streamlining operations and fostering collaboration, Rajesh Devaguptapu empowers the engineering department to deliver innovative solutions. The Chief of Staff To Head of Engineering's focus is on accelerating development cycles and ensuring technological excellence.