Bandhan Bank Executive and Leadership Team

October, 2026

Leadership Overview

Bandhan Bank has 7 executives leading key functions including revenue generation, information technology, operational strategy, and customer relationship management.

Focused on expanding financial inclusion across India, Bandhan Bank delivers comprehensive banking services while maintaining a strong commitment to social responsibility and community development through targeted financial literacy programs.

Leadership Roles at Bandhan Bank

  • Executive Director & Chief Operating Officer - Ratan Kesh
  • Chief Revenue Officer - Nikhil Singh
  • Chief Information Officer - Pinaki Halder
  • Manager, Information Technology Innovation & Strategy Chieft of Staff To The & Chief Information Officer - Subhadip Shaw
  • Chief Revenue Officer (Hyderabad & Secundrabad Cluster) - Saiprasad Yennam
  • Customer Relationship Officer & Chief Revenue Officer - Manvi Gautam
  • Chief Revenue Officer I, M Working As A In Bandhan Bank - Md Rustam
  • Ratan Kesh - Executive Director & Chief Operating Officer

    Ratan Kesh, the Executive Director & Chief Operating Officer at Bandhan Bank, directs the daily operational activities and strategic execution across all banking divisions. Kesh oversees the internal processes that support the delivery of savings, loans, and insurance products to a broad customer base. By managing organizational efficiency, the Executive Director & Chief Operating Officer ensures that all departments function in harmony to meet institutional objectives. This leadership role involves overseeing risk management frameworks and regulatory compliance to maintain the integrity of banking operations. Ratan Kesh drives the implementation of scalable business models that support the bank's expansion into new markets. Through rigorous oversight of operational workflows, the Executive Director & Chief Operating Officer enhances service reliability for both individual and enterprise clients. By aligning operational capacity with strategic goals, Kesh ensures the long-term viability of the bank. The Executive Director & Chief Operating Officer maintains a focus on operational excellence.

    Nikhil Singh - Chief Revenue Officer

    Nikhil Singh, the Chief Revenue Officer at Bandhan Bank, directs all national revenue streams and business banking growth initiatives. Singh oversees the expansion of loan portfolios and investment products for small businesses and large enterprises. By analyzing market trends, the Chief Revenue Officer ensures that financial offerings remain competitive for diverse consumer segments. This leadership role involves coordinating with regional heads to optimize sales performance and increase market penetration across India. Nikhil Singh drives the strategic alignment of revenue targets with the broader institutional goals of the bank. Through rigorous performance monitoring, the Chief Revenue Officer maintains high standards of service delivery. By fostering strong relationships with corporate clients, Singh secures long-term financial stability and growth for the organization. The Chief Revenue Officer continuously refines the product mix to meet the evolving needs of the Indian banking sector.

    Pinaki Halder - Chief Information Officer

    Pinaki Halder, the Chief Information Officer at Bandhan Bank, architects the digital infrastructure supporting all personal and business banking services. Halder manages the integration of secure, scalable technology platforms that facilitate seamless transactions for everyday consumers and global citizens. Overseeing the cybersecurity framework, the Chief Information Officer protects sensitive financial data against emerging threats. This leadership role involves collaborating with the executive team to implement innovative digital solutions that enhance customer experience. Pinaki Halder drives the modernization of core banking systems to improve operational efficiency across the entire network. By leveraging advanced data analytics, the Chief Information Officer provides actionable insights that inform strategic decision-making. Through the deployment of robust IT systems, Halder ensures that the bank remains at the forefront of the digital finance landscape. The Chief Information Officer maintains the technological backbone necessary for sustained institutional growth.

    Subhadip Shaw - Manager, Information Technology Innovation & Strategy Chieft of Staff To The & Chief Information Officer

    Subhadip Shaw, the Manager, Information Technology Innovation & Strategy Chieft of Staff To The & Chief Information Officer at Bandhan Bank, coordinates cross-functional initiatives to accelerate digital transformation. Shaw manages the strategic roadmap for emerging technologies, ensuring alignment with the bank's long-term innovation goals. By facilitating communication between the Chief Information Officer and technical teams, the Manager, Information Technology Innovation & Strategy Chieft of Staff To The & Chief Information Officer streamlines project execution. This leadership role involves identifying new opportunities for process automation and service enhancement. Subhadip Shaw drives the adoption of cutting-edge tools that improve financial literacy programs and customer engagement. Through meticulous planning, the Manager, Information Technology Innovation & Strategy Chieft of Staff To The & Chief Information Officer optimizes resource allocation across IT departments. By fostering a culture of continuous improvement, Shaw supports the bank's mission to provide accessible, modern banking solutions to diverse communities.

    Saiprasad Yennam - Chief Revenue Officer (Hyderabad & Secundrabad Cluster)

    Saiprasad Yennam, the Chief Revenue Officer (Hyderabad & Secundrabad Cluster) at Bandhan Bank, directs revenue growth and business development within the specified regional cluster. Yennam oversees the acquisition of new personal and business banking clients, tailoring financial products to local market demands. By managing regional sales teams, the Chief Revenue Officer (Hyderabad & Secundrabad Cluster) ensures consistent service quality and target achievement. This leadership role involves analyzing regional economic indicators to refine lending strategies and investment offerings. Saiprasad Yennam drives the expansion of the bank's footprint by building strong community ties and professional networks. Through effective management of regional operations, the Chief Revenue Officer (Hyderabad & Secundrabad Cluster) contributes significantly to the overall financial health of the organization. By prioritizing customer satisfaction, Yennam strengthens the bank's market position in the region. The Chief Revenue Officer (Hyderabad & Secundrabad Cluster) maintains a focus on sustainable revenue growth.

    Manvi Gautam - Customer Relationship Officer & Chief Revenue Officer

    Manvi Gautam, the Customer Relationship Officer & Chief Revenue Officer at Bandhan Bank, manages high-value client portfolios while driving overall revenue growth. Gautam oversees the development of personalized banking solutions that cater to the unique needs of entrepreneurs and individual consumers. By integrating relationship management with revenue strategy, the Customer Relationship Officer & Chief Revenue Officer ensures that client retention remains a top priority. This leadership role involves designing loyalty programs and service protocols that enhance the overall banking experience. Manvi Gautam drives the implementation of cross-selling initiatives that provide comprehensive financial support to the bank's clientele. Through proactive engagement, the Customer Relationship Officer & Chief Revenue Officer identifies new market opportunities and service gaps. By maintaining strong client trust, Gautam secures long-term revenue streams for the institution. The Customer Relationship Officer & Chief Revenue Officer continuously refines service delivery models to ensure alignment with the bank's commitment to financial inclusion.

    Md Rustam - Chief Revenue Officer I, M Working As A In Bandhan Bank

    Md Rustam, the Chief Revenue Officer I, M Working As A In Bandhan Bank at Bandhan Bank, directs specialized revenue initiatives focused on expanding the bank's reach among underserved populations. Rustam oversees the implementation of financial literacy programs that serve as a gateway to formal banking services. By managing outreach teams, the Chief Revenue Officer I, M Working As A In Bandhan Bank ensures that savings accounts and micro-loan products reach those in need. This leadership role involves coordinating with social responsibility departments to align revenue goals with community development objectives. Md Rustam drives the growth of the bank's retail portfolio by simplifying access to essential financial tools. Through strategic field operations, the Chief Revenue Officer I, M Working As A In Bandhan Bank optimizes the delivery of banking services in diverse regions. By fostering financial independence, Rustam supports the bank's core mission of social impact and sustainable economic growth.

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    Frequently Asked Questions Regarding Bandhan Bank Top Executives and Leadership Team

    Who leads Bandhan Bank?
    Bandhan Bank is led by Ratan Kesh (Executive Director & Chief Operating Officer), along with executives such as Nikhil Singh (Chief Revenue Officer) and Pinaki Halder (Chief Information Officer).
    Who is part of Bandhan Bank’s executive team?
    The executive team of Bandhan Bank includes leaders such as Ratan Kesh (Executive Director & Chief Operating Officer), Nikhil Singh (Chief Revenue Officer), Pinaki Halder (Chief Information Officer) and other senior executives.
    How many executives does Bandhan Bank have?
    Bandhan Bank has 7 executives leading key business areas.
    What roles are included in Bandhan Bank’s leadership team?
    The leadership team of Bandhan Bank includes roles such as Executive Director & Chief Operating Officer, Chief Revenue Officer, Chief Information Officer, Manager, Information Technology Innovation & Strategy Chieft of Staff To The & Chief Information Officer, Chief Revenue Officer (Hyderabad & Secundrabad Cluster).