Lower Executive and Leadership Team

Selene Kellam, the Chief Operating Officer at Lower, orchestrates the company's day-to-day operations and drives efficiency across its integrated home finance platform. Kellam oversees the critical functions that enable customers to save for a home, secure mortgages, refinance existing loans, and obtain necessary insurance protection. This involves optimizing the digital user experience and ensuring the scalability of services to support customers nationwide. By managing the operational backbone, Selene Kellam directly contributes to Lower's mission of lowering barriers to homeownership. The Chief Operating Officer's responsibilities include refining internal processes, managing technology integrations, and ensuring regulatory compliance within the finance and insurance sectors. Kellam's leadership ensures that the company's extensive loan funding and insurance carrier partnerships operate with maximum effectiveness, reinforcing Lower's reputation for excellence and customer satisfaction.

Adam Wiener, the President at Lower, provides executive leadership and strategic direction for the company's mission to build wealth through homeownership. Wiener guides the overall corporate vision, ensuring that all business units effectively deliver on the promise of a seamless, digital one-stop shop for home finance needs. This includes overseeing mortgage origination, refinancing, savings platforms, and insurance services offered to customers nationwide. By fostering a culture of innovation and customer-centricity, Adam Wiener enhances Lower's market position and operational effectiveness. The President's role involves collaborating with the executive team to drive growth, manage key partnerships, and uphold the company's commitment to lowering barriers to homeownership. Wiener's strategic oversight ensures the continued expansion and success of Lower's comprehensive financial solutions.

Jennifer Hoffer, the Chief of Staff at Lower, directs strategic initiatives and operational alignment across the organization. Hoffer ensures the seamless execution of company-wide objectives, translating high-level strategy into actionable plans for various departments. This leadership role involves close collaboration with executive peers to optimize workflows and enhance internal communication, directly supporting Lower's mission to build wealth through homeownership. By managing key projects and driving cross-functional synergy, Jennifer Hoffer enhances the company's ability to deliver its integrated home finance platform, encompassing savings, mortgages, refinancing, and insurance. Hoffer's oversight extends to fostering a culture of efficiency and innovation, critical for maintaining Lower's position as a digital one-stop shop for customers nationwide. The Chief of Staff's focus remains on streamlining operations and amplifying the impact of the company's core services.

Jason Morrison, the Chief Revenue Officer at Lower, spearheads all revenue-generating activities and market expansion strategies for the home finance fintech company. Morrison directs the sales teams and channel partner network, ensuring alignment with Lower's overarching goal of facilitating wealth creation through homeownership. This involves developing and executing strategies to increase mortgage originations, refinance volumes, and insurance placements across the country. By fostering strong relationships with customers and partners, Jason Morrison drives significant growth in loan funding and service adoption. The Chief Revenue Officer's purview includes optimizing the sales funnel, identifying new market opportunities, and enhancing customer acquisition through digital channels and advisor engagement. Morrison's focus on revenue growth directly supports the company's mission to be a comprehensive, accessible solution for all stages of the homeownership journey.