Lower Executive and Leadership Team

June, 2026

Leadership Overview

Lower has 4 executives leading key functions including revenue generation, operational efficiency, strategic initiatives, and administrative oversight.

Driven by a commitment to democratizing homeownership, Lower empowers individuals nationwide by streamlining the complex process of buying, financing, and protecting homes through its integrated digital platform.

Leadership Roles at Lower

  • Chief Operating Officer - Selene Kellam
  • President - Adam Wiener
  • Chief Revenue Officer - Jason Morrison
  • Chief of Staff - Jennifer Hoffer
  • Selene Kellam - Chief Operating Officer

    Selene Kellam, the Chief Operating Officer at Lower, oversees the company's day-to-day operations and ensures the seamless delivery of its home finance platform. Kellam manages critical functions including loan origination, servicing, and customer support, directly contributing to Lower's mission of simplifying homeownership. This leadership role involves optimizing operational efficiency, implementing scalable processes, and maintaining the high standards of service that have earned thousands of five-star reviews. Kellam's focus is on enhancing the customer journey from saving for a home to obtaining insurance protection. By driving operational excellence, Selene Kellam ensures that Lower effectively supports customers nationwide, reinforcing the company's position as a digital one-stop shop. The Chief Operating Officer's strategic oversight is vital for the company's continued expansion and funding of billions in loans.

    Adam Wiener - President

    Adam Wiener, the President at Lower, drives the company's overall strategic direction and market expansion. Wiener leads initiatives aimed at democratizing homeownership, ensuring the fintech platform effectively serves customers across the country. This executive role involves fostering innovation within the home finance ecosystem, from mortgage origination to insurance protection. Adam Wiener works to strengthen Lower's position as a trusted partner for individuals at every stage of their homeownership journey. The President's leadership ensures robust engagement with channel partners and expert advisors, amplifying the company's reach. By championing the company's mission, Wiener plays a pivotal part in Lower's success in funding billions in loans and building wealth through homeownership.
    Adam Wiener

    Jason Morrison - Chief Revenue Officer

    Jason Morrison, the Chief Revenue Officer at Lower, directs all revenue-generating activities, focusing on expanding market share and driving financial growth. Morrison oversees the sales and marketing departments, ensuring alignment with the company's mission to help people build wealth through homeownership. This leadership involves developing and executing strategies that enhance customer acquisition and retention across the national digital platform. By optimizing the sales funnel and fostering strong relationships with channel partners, Morrison directly impacts the company's ability to fund billions in loans. The Chief Revenue Officer's role is critical in securing long-term financial stability and increasing the company's reach in the competitive fintech landscape. Morrison's strategic vision ensures that Lower continues to lower barriers to homeownership for customers nationwide.

    Jennifer Hoffer - Chief of Staff

    Jennifer Hoffer, the Chief of Staff at Lower, provides strategic support and drives operational initiatives across the organization. Hoffer works closely with executive leadership to translate the company's mission of building wealth through homeownership into actionable plans. This role involves managing key projects, facilitating cross-departmental collaboration, and ensuring efficient execution of strategic priorities. Hoffer's responsibilities include enhancing internal processes and supporting the leadership team in navigating the complexities of the home finance platform. By streamlining operations and fostering effective communication, Jennifer Hoffer contributes significantly to Lower's ability to serve customers across the country. The Chief of Staff ensures that the company's operational framework supports its ambitious growth targets and commitment to customer success.

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    Frequently Asked Questions Regarding Lower Top Executives and Leadership Team

    Who leads Lower?
    Lower is led by Selene Kellam (Chief Operating Officer), along with executives such as Adam Wiener (President) and Jason Morrison (Chief Revenue Officer).
    Who is part of Lower’s executive team?
    The executive team of Lower includes leaders such as Selene Kellam (Chief Operating Officer), Adam Wiener (President), Jason Morrison (Chief Revenue Officer) and other senior executives.
    How many executives does Lower have?
    Lower has 4 executives leading key business areas.
    What roles are included in Lower’s leadership team?
    The leadership team of Lower includes roles such as Chief Operating Officer, President, Chief Revenue Officer, Chief of Staff.