Lower Executive and Leadership Team

Selene Kellam, the Chief Operating Officer at Lower, oversees the day-to-day operations and ensures the seamless execution of the company's home finance platform. Kellam manages the scaling of operational infrastructure to support billions in funded loans and a rapidly growing customer base. This critical role involves optimizing processes for mortgage origination, loan servicing, and insurance distribution, ensuring efficiency and compliance. Kellam works to integrate new technologies and refine existing workflows to enhance the customer experience across the country. By driving operational excellence, Selene Kellam directly supports Lower's mission to make homeownership more accessible. The Chief Operating Officer's focus on process improvement and resource management is fundamental to the company's ability to deliver on its promise of a digital one-stop shop.

Adam Wiener, the President at Lower, spearheads the company's strategic direction and overall business development. Wiener guides the organization's expansion and market penetration, ensuring alignment with the mission to build wealth through homeownership. This executive position involves fostering innovation within the fintech platform, enhancing customer value, and strengthening the company's position as a leader in the home finance industry. Wiener collaborates with executive leadership to drive growth initiatives and optimize the digital one-stop shop experience for customers nationwide. By championing strategic partnerships and overseeing key business units, Adam Wiener directly contributes to Lower's ability to fund billions in loans and achieve its ambitious goals. The President's leadership is pivotal in navigating the evolving landscape of home finance.

Jennifer Hoffer, the Chief of Staff at Lower, drives strategic initiatives and operational efficiency across the organization. Hoffer aligns departmental objectives with the company's core mission of building wealth through homeownership. This leadership position involves close collaboration with executive peers to refine business processes and enhance cross-functional communication. Hoffer ensures that strategic plans translate into actionable steps, supporting the company's goal of providing a seamless digital one-stop shop for mortgages, savings, and insurance. By optimizing internal workflows, Jennifer Hoffer directly contributes to Lower's ability to serve customers nationwide, regardless of their stage in the homeownership journey. The role demands a keen understanding of fintech operations and a commitment to fostering a high-performance culture.

Jason Morrison, the Chief Revenue Officer at Lower, directs all revenue-generating activities and sales strategies. Morrison oversees the expansion of market share by driving growth across the company's mortgage, refinance, and insurance offerings. This executive role focuses on optimizing the sales funnel and enhancing customer acquisition through both direct channels and the extensive partner network. Morrison ensures alignment between sales targets and the company's mission to lower barriers to homeownership. By cultivating strong relationships with channel partners and internal sales teams, Jason Morrison directly impacts the company's financial performance and its ability to fund billions in loans. The Chief Revenue Officer's leadership is critical for scaling operations and achieving sustained revenue growth in the competitive fintech landscape.