Capital Farm Credit Executive and Leadership Team

Jeff Norte, the President & Chief Executive Officer at Capital Farm Credit, directs the overarching strategic vision for the largest rural lending cooperative in Texas. Norte architects long-term growth initiatives that expand credit access for farmers, ranchers, and rural homeowners throughout the state. By aligning organizational goals with the broader Farm Credit System, the President & Chief Executive Officer ensures consistent capital availability for agribusinesses. This leadership role involves constant engagement with the Board to maintain financial health and cooperative integrity. Jeff Norte monitors market trends to adapt lending products to the evolving needs of rural America. Through rigorous oversight of institutional performance, the President & Chief Executive Officer drives operational excellence across all departments. This commitment to sustainable growth strengthens the cooperative's market position while providing reliable financial support to the agricultural sector, ultimately securing the future of rural Texas economies.

Ben Novosad, the President & Chief Executive Officer at Capital Farm Credit, manages the institutional culture and external partnerships that define the cooperative's presence in the rural lending market. Novosad focuses on cultivating deep relationships with agricultural stakeholders to ensure the delivery of specialized financial services. As the President & Chief Executive Officer, Ben Novosad champions the cooperative mission by advocating for policies that support the financial stability of ranchers and rural residents. This role requires balancing complex regulatory requirements with the need for accessible credit solutions. By fostering innovation in service delivery, the President & Chief Executive Officer enhances the member experience across diverse regional markets. Novosad maintains a sharp focus on risk management and capital allocation to protect the cooperative's assets. Through strategic leadership, the President & Chief Executive Officer sustains the organization's reputation as a cornerstone of the Texas agricultural finance landscape.

Sally Lawson, the Chief Financial Officer at Capital Farm Credit, manages the financial health and fiscal strategy of the cooperative. Lawson directs all accounting, treasury, and financial reporting functions to ensure transparency and compliance within the Farm Credit System. As the Chief Financial Officer, Sally Lawson analyzes market data to inform capital allocation decisions that support the lending needs of rural homeowners and ranchers. This role involves rigorous oversight of the balance sheet to mitigate financial risk while maximizing returns for members. By developing robust financial models, the Chief Financial Officer provides the executive team with actionable insights for long-term planning. Lawson coordinates with external auditors and regulators to maintain the highest standards of fiscal accountability. Through disciplined financial management, the Chief Financial Officer secures the capital necessary to sustain the cooperative's mission, ensuring that credit remains available to support the diverse financial requirements of the Texas agricultural community.

Javier Lemus, the Executive VP & Chief Financial Officer at Capital Farm Credit, manages the strategic financial planning and investment activities that sustain the cooperative's lending capacity. Lemus directs the analysis of economic indicators to optimize the organization's portfolio and ensure liquidity for rural borrowers. As the Executive VP & Chief Financial Officer, Javier Lemus oversees the development of financial policies that balance risk with the need for competitive credit products. This role involves managing relationships with financial institutions and investors to secure the capital necessary for supporting Texas agriculture. By implementing advanced financial forecasting tools, the Executive VP & Chief Financial Officer provides critical data for strategic decision-making. Lemus ensures that all financial operations adhere to the rigorous standards of the Farm Credit System. Through precise fiscal oversight, the Executive VP & Chief Financial Officer protects the cooperative's assets and ensures the continued availability of essential financial services for members across the state.

Mark Hiler, the Chief Operating Officer at Capital Farm Credit, oversees the internal processes and infrastructure that support the cooperative's lending activities. Hiler directs the daily execution of operational workflows to ensure efficiency in loan processing and service delivery for farmers and agribusinesses. As the Chief Operating Officer, Mark Hiler optimizes the technological systems that underpin the organization's financial products. This role involves coordinating across departments to streamline communication and improve service speed for rural clients. By implementing scalable operational frameworks, the Chief Operating Officer supports the expansion of credit services throughout Texas. Hiler monitors performance metrics to identify bottlenecks and drive continuous improvement in service quality. Through meticulous management of internal resources, the Chief Operating Officer ensures that the cooperative remains agile in a competitive financial environment, providing consistent value to members while maintaining high standards of operational integrity and reliability.

Glenn Trant, the Executive Vice President & Chief Operating Officer at Capital Farm Credit, directs the implementation of operational strategies that enhance the delivery of credit and related services. Trant oversees the integration of new lending technologies and process improvements to increase the efficiency of loan origination and servicing. As the Executive Vice President & Chief Operating Officer, Glenn Trant manages the logistical aspects of the cooperative's operations to ensure seamless service for farmers and rural homeowners. This role involves coordinating cross-functional teams to maintain high standards of operational performance across all regional offices. By focusing on process optimization, the Executive Vice President & Chief Operating Officer reduces friction in the member experience. Trant monitors operational metrics to ensure that the cooperative meets its service level agreements while maintaining strict compliance. Through effective management of day-to-day operations, the Executive Vice President & Chief Operating Officer supports the organization's mission of providing reliable financial support to rural Texas.

Mark Rutledge, the Regional President at Capital Farm Credit, directs the lending operations and member relations within a specific geographic territory. Rutledge oversees the local implementation of the cooperative's financial strategies, ensuring that farmers and agribusinesses receive tailored credit solutions. As the Regional President, Mark Rutledge manages the performance of local teams to drive growth and maintain high levels of member satisfaction. This role involves engaging with local agricultural communities to understand their unique financial challenges and opportunities. By fostering strong relationships with regional stakeholders, the Regional President expands the cooperative's market presence and impact. Rutledge monitors regional economic trends to adapt lending approaches to local market conditions. Through effective leadership of regional operations, the Regional President ensures that the cooperative's mission is executed consistently at the local level, providing essential financial support that empowers rural businesses and homeowners to thrive within their specific regional economies.

Michael Jones, the Chief Human Resources Officer at Capital Farm Credit, leads the talent acquisition and organizational development strategies that drive the cooperative's success. Jones architects programs focused on employee engagement, professional growth, and leadership development to ensure a high-performing workforce. As the Chief Human Resources Officer, Michael Jones aligns human capital initiatives with the broader business goals of providing exceptional service to farmers and rural businesses. This role involves managing compensation structures, benefits administration, and workplace culture to attract top talent in the financial sector. By fostering an inclusive and collaborative environment, the Chief Human Resources Officer supports the retention of skilled professionals dedicated to the cooperative mission. Jones monitors workforce trends to adapt internal policies to changing labor market conditions. Through strategic talent management, the Chief Human Resources Officer ensures that the organization possesses the expertise and dedication required to meet the complex financial needs of rural Texas.

Patti Gonzales, the Executive Vice President & Chief Human Resources Officer at Capital Farm Credit, oversees the strategic alignment of personnel policies with the cooperative's long-term operational objectives. Gonzales directs initiatives that enhance organizational efficiency through effective performance management and succession planning. As the Executive Vice President & Chief Human Resources Officer, Patti Gonzales focuses on building a resilient workforce capable of navigating the unique challenges of rural lending. This role involves implementing training programs that equip staff with the specialized knowledge required to serve agribusinesses and ranchers effectively. By championing employee wellness and professional development, the Executive Vice President & Chief Human Resources Officer strengthens the internal foundation of the cooperative. Gonzales collaborates with other executives to ensure that human resources strategies support the overall growth and stability of the organization. Through proactive leadership, the Executive Vice President & Chief Human Resources Officer maintains a culture of excellence that directly impacts the quality of service provided to members.

Jennifer Thompson, the Chief Administrative Officer at Capital Farm Credit, manages the administrative functions and corporate governance structures that support the cooperative's daily operations. Thompson directs the development of internal policies and procedures that ensure organizational compliance and operational consistency. As the Chief Administrative Officer, Jennifer Thompson oversees facilities management, corporate communications, and administrative support services that enable the executive team to function effectively. This role involves coordinating with legal and compliance departments to mitigate risk and uphold the cooperative's standards. By streamlining administrative workflows, the Chief Administrative Officer improves the overall efficiency of the organization. Thompson monitors the effectiveness of administrative systems to ensure they meet the evolving needs of the business. Through diligent oversight of corporate administration, the Chief Administrative Officer provides the essential infrastructure that allows the cooperative to focus on its primary mission of serving the financial needs of farmers, ranchers, and rural communities throughout Texas.