InterBank Executive and Leadership Team

June, 2026

Leadership Overview

InterBank has 10 executives leading key functions including strategy, finance, and regional operations.

Driven by a commitment to community banking, InterBank focuses on providing comprehensive financial services across Texas and Oklahoma, fostering economic growth through personalized client relationships and robust financial solutions.

Leadership Roles at InterBank

  • Chief Executive Officer - Carlos Tori
  • President & Chief Executive Officer - Ken Cummins
  • President & Chief Executive Officer - C.K. Lee
  • Chief Financial Officer - Shalene Jacobson
  • Community Bank President - Jeff Frazier
  • Community President - Amanda Osburn
  • President - Michael Sterkel
  • Regional President, Dfw - J. Smith
  • Community Bank President - Pamela Underwood
  • Community Bank President - Dustin Welch
  • Carlos Tori - Chief Executive Officer

    Carlos Tori, the Chief Executive Officer at InterBank, directs the overarching strategic vision and operational execution for the full-service bank. Tori guides InterBank's expansion initiatives across Texas and Oklahoma, ensuring alignment with the company's mission to serve its communities. This leadership role involves fostering a culture of financial excellence and client-centric service. Tori's strategic direction ensures the bank's sustained growth and market presence. The Chief Executive Officer's responsibilities encompass driving innovation in financial products and services, managing key stakeholder relationships, and upholding the bank's commitment to responsible lending practices. Carlos Tori's executive oversight is critical to maintaining InterBank's reputation as a trusted financial institution.

    Ken Cummins - President & Chief Executive Officer

    Ken Cummins, the President & Chief Executive Officer at InterBank, spearheads the bank's strategic direction and operational management across its multiple locations. Cummins drives the execution of growth strategies, focusing on expanding InterBank's reach within Texas and Oklahoma. This executive position involves overseeing all major business units and ensuring seamless integration of services. The President & Chief Executive Officer's mandate includes fostering strong client relationships and enhancing the bank's community impact. Ken Cummins' leadership ensures the bank's financial health and operational efficiency, supporting its role as a vital community partner. Cummins' focus remains on delivering exceptional value to customers and stakeholders.

    C.K. Lee - President & Chief Executive Officer

    C.K. Lee, the President & Chief Executive Officer at InterBank, architects the strategic roadmap and operational framework for the financial institution. Lee directs the bank's expansion efforts and service delivery across Texas and Oklahoma, ensuring robust client engagement. This critical role involves managing executive teams and driving performance metrics. The President & Chief Executive Officer's focus is on strengthening InterBank's market position through innovative financial solutions and community-focused initiatives. C.K. Lee's leadership ensures the bank's continued success and its commitment to serving its diverse customer base. Lee's strategic vision guides the bank's long-term development and operational excellence.

    Shalene Jacobson - Chief Financial Officer

    Shalene Jacobson, the Chief Financial Officer at InterBank, manages the institution's financial health and strategic fiscal planning. Jacobson oversees all financial operations, including budgeting, forecasting, and capital management, ensuring InterBank's stability and growth across Texas and Oklahoma. This executive function involves optimizing financial performance and mitigating risk. The Chief Financial Officer's responsibilities extend to investor relations and ensuring compliance with financial regulations. Shalene Jacobson's expertise is crucial for guiding the bank's investment strategies and maintaining its strong financial standing. Jacobson's leadership ensures the bank's resources are allocated effectively to support its community banking mission.
    Shalene Jacobson

    Jeff Frazier - Community Bank President

    Jeff Frazier, the Community Bank President at InterBank, leads banking operations and client relations within specific Texas and Oklahoma communities. Frazier focuses on delivering personalized financial services and fostering local economic development through tailored banking solutions. This role involves managing branch operations and ensuring exceptional customer experiences. The Community Bank President's mandate includes driving loan origination and deposit growth within their designated regions. Jeff Frazier's leadership strengthens InterBank's presence and commitment to the communities it serves. Frazier's dedication ensures that local needs are met with responsive and effective banking strategies.

    Amanda Osburn - Community President

    Amanda Osburn, the Community President at InterBank, directs localized banking operations and client engagement strategies. Osburn champions the bank's mission by providing accessible financial services and building strong relationships within the Texas and Oklahoma communities. This leadership position involves overseeing branch performance and staff development. The Community President's focus is on enhancing client satisfaction and expanding the bank's local market share. Amanda Osburn's commitment ensures InterBank remains a responsive and trusted financial partner at the community level. Osburn's efforts are vital for maintaining the bank's reputation for personalized service.

    Michael Sterkel - President

    Michael Sterkel, the President at InterBank, oversees key strategic initiatives and operational efficiencies across the bank's service areas in Texas and Oklahoma. Sterkel drives the implementation of growth plans and ensures the delivery of comprehensive financial solutions to clients. This executive role involves collaborating with various departments to enhance service offerings and client satisfaction. The President's responsibilities include fostering a culture of innovation and operational excellence. Michael Sterkel's leadership is instrumental in guiding InterBank's expansion and maintaining its commitment to community development. Sterkel's strategic oversight supports the bank's long-term financial objectives.

    J. Smith - Regional President, Dfw

    J. Smith, the Regional President, Dfw at InterBank, leads banking operations and strategic development within the Dallas-Fort Worth metropolitan area. Smith focuses on expanding InterBank's market presence and client base through targeted outreach and relationship management. This role involves overseeing regional branch performance and ensuring the delivery of tailored financial products. The Regional President, Dfw's mandate includes driving business growth and enhancing community engagement in the DFW region. J. Smith's leadership ensures InterBank effectively serves the dynamic financial needs of this key market. Smith's efforts are critical to solidifying the bank's position in North Texas.

    Pamela Underwood - Community Bank President

    Pamela Underwood, the Community Bank President at InterBank, directs localized banking operations and client relationship management within her assigned communities in Texas and Oklahoma. Underwood emphasizes personalized service and financial guidance to support individual and business clients. This position involves managing branch teams and ensuring adherence to InterBank's service standards. The Community Bank President's objective is to foster strong community ties and drive local economic contribution. Pamela Underwood's leadership ensures InterBank remains a responsive and accessible financial resource for its customers. Underwood's dedication strengthens the bank's local impact and client loyalty.

    Dustin Welch - Community Bank President

    Dustin Welch, the Community Bank President at InterBank, oversees banking operations and client engagement within specific Texas and Oklahoma communities. Welch focuses on delivering tailored financial solutions and building lasting relationships to support local economic growth. This role involves managing branch activities and ensuring a high level of customer service. The Community Bank President's responsibilities include driving loan and deposit growth within their designated service areas. Dustin Welch's leadership reinforces InterBank's commitment to community-focused banking. Welch's efforts are key to maintaining the bank's reputation for personalized and reliable financial support.

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    Frequently Asked Questions Regarding InterBank Top Executives and Leadership Team

    Who leads InterBank?
    InterBank is led by Carlos Tori (Chief Executive Officer), along with executives such as Ken Cummins (President & Chief Executive Officer) and C.K. Lee (President & Chief Executive Officer).
    Who is part of InterBank’s executive team?
    The executive team of InterBank includes leaders such as Carlos Tori (Chief Executive Officer), Ken Cummins (President & Chief Executive Officer), C.K. Lee (President & Chief Executive Officer) and other senior executives.
    How many executives does InterBank have?
    InterBank has 10 executives leading key business areas.
    What roles are included in InterBank’s leadership team?
    The leadership team of InterBank includes roles such as Chief Executive Officer, President & Chief Executive Officer, President & Chief Executive Officer, Chief Financial Officer, Community Bank President.