Muthoot Microfin Executive and Leadership Team

May, 2026

Leadership Overview

Muthoot Microfin has 8 executives leading key functions including strategy, operations, technology, finance, risk, revenue, and human resources.

Driven by a commitment to financial inclusion, Muthoot Microfin empowers women entrepreneurs through accessible micro-loans, fostering economic growth in India's rural regions.

Leadership Roles at Muthoot Microfin

  • Chief Executive Officer - Sadaf Sayeed
  • Chief Financial Officer - Praveen Thoroppady
  • Chief Operating Officer - Udeesh Ullas
  • Deputy Chief Operating Officer - Paras Wasnik
  • Chief Technology Officer - Linson Paul
  • Chief Risk Officer & Chief Revenue Officer - Esakki Thevan
  • Chief Human Resources Officer - Subhransu Pattnayak
  • Chief Risk Officer & Chief Revenue Officer - Jinsu Joseph
  • Sadaf Sayeed - Chief Executive Officer

    Sadaf Sayeed, the Chief Executive Officer at Muthoot Microfin, directs the overall strategic vision and operational execution for the institution. Overseeing all business units, Sayeed ensures alignment with the company's mission to provide micro-loans to women entrepreneurs, particularly in rural India. This leadership role involves driving sustainable growth and expanding market reach across the nation. By fostering a culture of innovation and customer-centricity, Sadaf Sayeed significantly impacts the company's ability to achieve its financial inclusion objectives and maintain its position as a leading NBFC-MFI. The Chief Executive Officer's purview encompasses all aspects of the business, from product development to regulatory compliance, ensuring the institution operates effectively and ethically.
    Sadaf Sayeed

    Praveen Thoroppady - Chief Financial Officer

    Praveen Thoroppady, the Chief Financial Officer at Muthoot Microfin, directs all financial operations, including accounting, financial planning, and reporting. Thoroppady is instrumental in managing the company's financial health, ensuring robust capital management, and securing funding to support expansion initiatives. This role involves developing financial strategies, overseeing budgeting processes, and ensuring compliance with all financial regulations. By maintaining strong financial discipline and strategic fiscal planning, Praveen Thoroppady underpins Muthoot Microfin's ability to grow and serve its target demographic. The Chief Financial Officer's expertise is crucial for investor relations and the overall financial stability of the institution.
    Praveen Thoroppady

    Udeesh Ullas - Chief Operating Officer

    Udeesh Ullas, the Chief Operating Officer at Muthoot Microfin, manages the day-to-day operational activities and ensures efficient service delivery across all branches. Ullas focuses on optimizing operational workflows and implementing best practices to support the company's rapid growth and expansion into new regions. This involves overseeing branch network management, customer service protocols, and operational risk mitigation strategies. By streamlining processes and enhancing operational efficiency, Udeesh Ullas directly contributes to the company's ability to serve a large number of women entrepreneurs effectively. The Chief Operating Officer's responsibilities are critical for maintaining service quality and scalability, ensuring Muthoot Microfin meets its targets for loan disbursement and customer satisfaction.
    Udeesh Ullas

    Paras Wasnik - Deputy Chief Operating Officer

    Paras Wasnik, the Deputy Chief Operating Officer at Muthoot Microfin, supports the Chief Operating Officer in managing and optimizing the institution's operational functions. Wasnik focuses on enhancing operational processes, implementing new service delivery models, and ensuring seamless execution across various business units. This role involves close collaboration with branch networks and support functions to drive efficiency and customer satisfaction. By contributing to the refinement of operational strategies, Paras Wasnik plays a key part in Muthoot Microfin's capacity to scale its services and reach more women entrepreneurs. The Deputy Chief Operating Officer's efforts are vital for maintaining high standards of operational performance and supporting the company's growth trajectory.

    Linson Paul - Chief Technology Officer

    Linson Paul, the Chief Technology Officer at Muthoot Microfin, architects and oversees the company's technology infrastructure and digital transformation initiatives. Paul is responsible for developing and implementing innovative technological solutions that enhance operational efficiency, improve customer experience, and support the company's growth objectives. This includes managing IT systems, cybersecurity measures, and digital lending platforms. By driving technological advancements, Linson Paul ensures Muthoot Microfin remains at the forefront of the microfinance industry, leveraging technology to expand its reach and impact. The Chief Technology Officer's strategic direction is vital for maintaining a robust and scalable technology ecosystem that underpins all business operations.

    Esakki Thevan - Chief Risk Officer & Chief Revenue Officer

    Esakki Thevan, the Chief Risk Officer & Chief Revenue Officer at Muthoot Microfin, oversees the comprehensive risk management framework and drives revenue generation strategies. Thevan is responsible for identifying, assessing, and mitigating potential risks across the organization while simultaneously developing and executing plans to increase revenue streams. This dual role requires a strategic approach to balancing risk appetite with growth objectives. By ensuring robust risk controls and implementing effective revenue-enhancing initiatives, Esakki Thevan significantly contributes to Muthoot Microfin's financial stability and market expansion. The Chief Risk Officer & Chief Revenue Officer's leadership is critical for sustainable business development and operational integrity.

    Subhransu Pattnayak - Chief Human Resources Officer

    Subhransu Pattnayak, the Chief Human Resources Officer at Muthoot Microfin, leads all human capital management initiatives, focusing on talent acquisition, development, and employee engagement. Pattnayak is responsible for cultivating a positive and productive work environment that supports the company's mission and values. This includes developing HR policies, managing compensation and benefits, and fostering a strong organizational culture. By ensuring Muthoot Microfin attracts and retains top talent, Subhransu Pattnayak plays a crucial role in the institution's operational success and ability to scale its services. The Chief Human Resources Officer's strategic leadership is essential for building a capable and motivated workforce.

    Jinsu Joseph - Chief Risk Officer & Chief Revenue Officer

    Jinsu Joseph, the Chief Risk Officer & Chief Revenue Officer at Muthoot Microfin, manages the institution's risk management framework and spearheads revenue growth initiatives. Joseph is tasked with identifying and mitigating operational, financial, and strategic risks while simultaneously driving strategies to enhance revenue generation across all business segments. This critical dual function ensures that growth is pursued responsibly and sustainably. By implementing robust risk assessment processes and innovative revenue-building strategies, Jinsu Joseph directly supports Muthoot Microfin's expansion and financial performance. The Chief Risk Officer & Chief Revenue Officer's oversight is vital for maintaining the company's integrity and market competitiveness.
    Jinsu Joseph

    Explore Leadership Teams in Banking

    Frequently Asked Questions Regarding Muthoot Microfin Top Executives and Leadership Team

    Who leads Muthoot Microfin?
    Muthoot Microfin is led by Sadaf Sayeed (Chief Executive Officer), along with executives such as Praveen Thoroppady (Chief Financial Officer) and Udeesh Ullas (Chief Operating Officer).
    Who is part of Muthoot Microfin’s executive team?
    The executive team of Muthoot Microfin includes leaders such as Sadaf Sayeed (Chief Executive Officer), Praveen Thoroppady (Chief Financial Officer), Udeesh Ullas (Chief Operating Officer) and other senior executives.
    How many executives does Muthoot Microfin have?
    Muthoot Microfin has 8 executives leading key business areas.
    What roles are included in Muthoot Microfin’s leadership team?
    The leadership team of Muthoot Microfin includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Deputy Chief Operating Officer, Chief Technology Officer.