Muthoot Microfin Executive and Leadership Team

June, 2026

Leadership Overview

Muthoot Microfin has 8 executives leading key functions including strategy, technology, finance, operations, risk, revenue, and human resources.

Driven by a commitment to financial inclusion, Muthoot Microfin empowers women entrepreneurs in rural India through accessible micro-loans, fostering economic growth and community development across the nation.

Leadership Roles at Muthoot Microfin

  • Chief Executive Officer - Sadaf Sayeed
  • Chief Financial Officer - Praveen Thoroppady
  • Chief Operating Officer - Udeesh Ullas
  • Deputy Chief Operating Officer - Paras Wasnik
  • Chief Technology Officer - Linson Paul
  • Chief Risk Officer & Chief Revenue Officer - Esakki Thevan
  • Chief Human Resources Officer - Subhransu Pattnayak
  • Chief Risk Officer & Chief Revenue Officer - Jinsu Joseph
  • Sadaf Sayeed - Chief Executive Officer

    Sadaf Sayeed, the Chief Executive Officer at Muthoot Microfin, directs the overall strategic vision and operational execution for the institution. Overseeing all business units, Sadaf Sayeed ensures alignment with the company's mission of providing micro-loans to women entrepreneurs, particularly in rural India. This leadership role involves driving growth initiatives, optimizing service delivery, and maintaining the company's position as a leading NBFC-MFI. By fostering a culture of innovation and customer-centricity, the Chief Executive Officer guides the organization's expansion and impact. The focus remains on sustainable financial inclusion and enhancing the livelihoods of underserved communities. Sadaf Sayeed's leadership ensures the company navigates market dynamics effectively while upholding its core values.
    Sadaf Sayeed

    Praveen Thoroppady - Chief Financial Officer

    Praveen Thoroppady, the Chief Financial Officer at Muthoot Microfin, manages the company's financial health, planning, and reporting. Overseeing all financial operations, including accounting, treasury, and capital management, the Chief Financial Officer ensures fiscal discipline and compliance with regulatory requirements. This position is vital for securing funding, managing investor relations, and optimizing the company's capital structure to support expansion into rural India. By providing strategic financial insights, Praveen Thoroppady guides investment decisions and risk mitigation strategies. The Chief Financial Officer's expertise is crucial for maintaining profitability and sustainable growth. Praveen Thoroppady's stewardship ensures financial stability and enables Muthoot Microfin to continue its mission of empowering women entrepreneurs.
    Praveen Thoroppady

    Udeesh Ullas - Chief Operating Officer

    Udeesh Ullas, the Chief Operating Officer at Muthoot Microfin, drives the operational excellence and efficiency across all branches and service centers. Overseeing the day-to-day business activities, the Chief Operating Officer ensures the smooth delivery of micro-loans to women entrepreneurs, focusing on rural regions. This role involves optimizing branch network performance, managing operational risks, and implementing best practices in customer service. By streamlining processes and enhancing operational workflows, Udeesh Ullas directly contributes to the company's ability to scale its impact. The Chief Operating Officer's focus is on maintaining high service standards and ensuring compliance with operational guidelines. Udeesh Ullas's leadership ensures Muthoot Microfin effectively serves its target demographic across India.
    Udeesh Ullas

    Paras Wasnik - Deputy Chief Operating Officer

    Paras Wasnik, the Deputy Chief Operating Officer at Muthoot Microfin, supports the Chief Operating Officer in optimizing operational efficiency and service delivery. Overseeing specific operational segments, the Deputy Chief Operating Officer ensures the effective implementation of policies and procedures across branches, facilitating micro-loan services for women entrepreneurs in rural India. This role involves managing regional operations, driving process improvements, and ensuring compliance with lending norms. By collaborating with various departments, Paras Wasnik enhances the overall customer experience and operational performance. The Deputy Chief Operating Officer's contribution is vital for scaling the company's reach and impact. Paras Wasnik's focus on operational excellence supports Muthoot Microfin's mission of financial inclusion.

    Linson Paul - Chief Technology Officer

    Linson Paul, the Chief Technology Officer at Muthoot Microfin, architects and executes the technology strategy to support the company's rapid growth and operational efficiency. Overseeing all IT infrastructure and digital transformation efforts, the Chief Technology Officer ensures robust, scalable, and secure systems for loan origination, disbursement, and repayment processes. This role is critical in enhancing the customer experience through digital channels and data analytics. By driving technological innovation, Linson Paul enables the organization to reach more women entrepreneurs in rural regions. The Chief Technology Officer's responsibilities include managing cybersecurity, implementing new fintech solutions, and ensuring seamless integration of technology across all operational facets. Linson Paul's vision propels Muthoot Microfin forward in the digital lending landscape.

    Esakki Thevan - Chief Risk Officer & Chief Revenue Officer

    Esakki Thevan, the Chief Risk Officer & Chief Revenue Officer at Muthoot Microfin, balances risk mitigation with revenue generation strategies. Overseeing the identification, assessment, and management of financial and operational risks, the Chief Risk Officer & Chief Revenue Officer ensures the company's stability and compliance. Simultaneously, this dual role drives revenue growth by expanding the customer base and optimizing product offerings for women entrepreneurs in rural India. By implementing robust risk frameworks, Esakki Thevan safeguards assets and reputation. The focus on revenue enhancement ensures the company's financial sustainability and capacity for further outreach. Esakki Thevan's strategic oversight is critical for navigating market complexities and achieving organizational objectives.

    Subhransu Pattnayak - Chief Human Resources Officer

    Subhransu Pattnayak, the Chief Human Resources Officer at Muthoot Microfin, leads the development and implementation of HR strategies to support the company's mission. Overseeing talent acquisition, employee development, and organizational culture, the Chief Human Resources Officer ensures a motivated and skilled workforce dedicated to serving women entrepreneurs in rural India. This role is pivotal in fostering an environment that attracts and retains talent aligned with Muthoot Microfin's values. By managing employee relations and compensation, Subhransu Pattnayak contributes to operational efficiency and employee satisfaction. The Chief Human Resources Officer's strategic initiatives are essential for building a strong organizational foundation. Subhransu Pattnayak's efforts cultivate a high-performing team committed to financial inclusion.

    Jinsu Joseph - Chief Risk Officer & Chief Revenue Officer

    Jinsu Joseph, the Chief Risk Officer & Chief Revenue Officer at Muthoot Microfin, spearheads initiatives to manage risk exposure while driving revenue expansion. Overseeing the comprehensive risk management framework, the Chief Risk Officer & Chief Revenue Officer ensures adherence to regulatory standards and protects the company's financial integrity. Concurrently, this role focuses on identifying new market opportunities and enhancing revenue streams through strategic product development and customer acquisition, particularly targeting women entrepreneurs in rural areas. By implementing effective risk controls, Jinsu Joseph mitigates potential threats to the organization. The drive for revenue growth ensures Muthoot Microfin's capacity to scale its impact. Jinsu Joseph's dual focus is key to sustainable growth and operational resilience.
    Jinsu Joseph

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    Frequently Asked Questions Regarding Muthoot Microfin Top Executives and Leadership Team

    Who leads Muthoot Microfin?
    Muthoot Microfin is led by Sadaf Sayeed (Chief Executive Officer), along with executives such as Praveen Thoroppady (Chief Financial Officer) and Udeesh Ullas (Chief Operating Officer).
    Who is part of Muthoot Microfin’s executive team?
    The executive team of Muthoot Microfin includes leaders such as Sadaf Sayeed (Chief Executive Officer), Praveen Thoroppady (Chief Financial Officer), Udeesh Ullas (Chief Operating Officer) and other senior executives.
    How many executives does Muthoot Microfin have?
    Muthoot Microfin has 8 executives leading key business areas.
    What roles are included in Muthoot Microfin’s leadership team?
    The leadership team of Muthoot Microfin includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Deputy Chief Operating Officer, Chief Technology Officer.