Flagstar Bank Executive and Leadership Team

Joseph Otting, the Executive Chairman & Chief Executive Officer at Flagstar Bank, directs the overarching strategic vision and corporate governance for the entire organization. Overseeing the transition and integration of complex banking assets, the Executive Chairman & Chief Executive Officer ensures alignment with long-term growth objectives across the United States. This leadership role involves constant collaboration with the Board to refine the bank holding company structure and optimize capital allocation. By driving operational efficiency and strengthening the balance sheet, Joseph Otting directly impacts the market position of the institution. The Executive Chairman & Chief Executive Officer maintains a focus on sustainable profitability while expanding the reach of deposit accounts and commercial lending services. Through rigorous oversight of the executive team, Otting secures the stability and future trajectory of the bank within the competitive financial services landscape.

Sachin Adhikari, the Divisional Chief Financial Officer I & Senior VP I, Mortgage Commercial Real Estate Multi Family at Flagstar Bank, manages the financial health of the multi-family and commercial real estate lending divisions. Overseeing complex loan portfolios, the Divisional Chief Financial Officer I & Senior VP I, Mortgage Commercial Real Estate Multi Family ensures precise risk assessment and capital deployment for large-scale property developments. This leadership role involves analyzing market trends to optimize the performance of mortgage assets across North American markets. By implementing robust financial controls, Sachin Adhikari directly supports the expansion of the bank's real estate financing footprint. The Divisional Chief Financial Officer I & Senior VP I, Mortgage Commercial Real Estate Multi Family coordinates with internal stakeholders to maintain liquidity and profitability standards. Ultimately, Adhikari drives the strategic success of the commercial real estate segment through disciplined fiscal management.

Tony Bilello, the Chief Financial Officer, Commercial & Private Bank at Flagstar Bank, architects the financial strategy for the commercial and private banking sectors. Overseeing revenue growth and expense management, the Chief Financial Officer, Commercial & Private Bank ensures that high-net-worth client services and business banking operations remain profitable. This leadership role involves managing complex cash management solutions and investment product offerings to meet the needs of professional associations and mid-sized businesses. By optimizing the financial performance of these specialized units, Tony Bilello directly contributes to the overall fiscal strength of the organization. The Chief Financial Officer, Commercial & Private Bank collaborates with regional leaders to scale private banking initiatives across the United States. Through meticulous financial planning and performance monitoring, Bilello secures the competitive advantage of the commercial and private banking divisions.

Shweta Pawani, the Chief Financial Officer & Dealer Broker at Flagstar Bank, manages the financial operations related to dealer services and brokerage activities. Overseeing the fiscal integrity of indirect lending and point-of-sale financing, the Chief Financial Officer & Dealer Broker ensures that these consumer lending channels operate within strict risk and profitability parameters. This leadership role involves monitoring the performance of recreational vehicle and boat financing portfolios to maximize returns. By integrating financial data with market-specific dealer requirements, Shweta Pawani directly supports the growth of the bank's consumer lending footprint. The Chief Financial Officer & Dealer Broker collaborates with internal teams to refine the underwriting and funding processes for these specialized products. Through rigorous financial oversight and strategic planning, Pawani ensures the long-term viability of the dealer and brokerage business segments.

Randal Turner, the Chief Financial Officer, Loan Servicing at Flagstar Bank, directs the financial management and operational efficiency of the loan servicing division. Overseeing the lifecycle of mortgage and consumer loans, the Chief Financial Officer, Loan Servicing ensures that payment processing, escrow management, and customer support functions remain financially sound. This leadership role involves analyzing servicing costs and optimizing revenue streams from the bank's extensive loan portfolio. By implementing advanced financial reporting and monitoring tools, Randal Turner directly impacts the profitability of the servicing operations. The Chief Financial Officer, Loan Servicing coordinates with risk management teams to ensure compliance with regulatory standards across all servicing activities. Through continuous process improvement and fiscal discipline, Turner secures the operational excellence of the loan servicing department, supporting the bank's commitment to long-term customer relationships.

Lee Smith, the Chief Financial Officer, Co-President & Co-Chief Operating Officer at Flagstar Bank, architects the operational and financial framework for the bank's core business functions. Overseeing the integration of digital banking services and physical branch operations, the Chief Financial Officer, Co-President & Co-Chief Operating Officer ensures that the bank's infrastructure supports seamless customer experiences. This leadership role involves managing the intersection of financial performance and operational execution to drive enterprise-wide growth. By streamlining internal processes and enhancing service delivery, Lee Smith directly impacts the bank's market reach and operational scalability. The Chief Financial Officer, Co-President & Co-Chief Operating Officer collaborates with other C-suite leaders to execute the bank's strategic initiatives across the United States. Through a focus on operational excellence and fiscal responsibility, Smith ensures the bank remains a leader in the financial services sector.

Maureen Barilla, the Manager, Office of the Chief Operating Officer and RDCC at Flagstar Bank, directs the administrative and operational workflows within the office of the Chief Operating Officer. Overseeing the coordination of key strategic projects and the Regional Deposit and Credit Committee (RDCC), the Manager, Office of the Chief Operating Officer and RDCC ensures that operational priorities align with the bank's broader objectives. This leadership role involves facilitating communication between executive leadership and operational teams to maintain project momentum. By optimizing the flow of information and decision-making processes, Maureen Barilla directly supports the efficiency of the bank's operational leadership. The Manager, Office of the Chief Operating Officer and RDCC manages complex scheduling and reporting requirements to ensure the smooth execution of corporate initiatives. Through diligent oversight, Barilla enables the leadership team to focus on high-impact strategic goals.

Scott Shepherd, the President, Sevp, Commercial Real Estate Banking Flagstar Bank at Flagstar Bank, directs the strategy and growth of the commercial real estate banking division. Overseeing the origination and management of acquisition, development, and construction loans, the President, Sevp, Commercial Real Estate Banking Flagstar Bank ensures that the bank maintains a robust and diversified real estate portfolio. This leadership role involves building relationships with developers and professional associations to expand the bank's market presence across the United States. By driving the development of specialized financing solutions, Scott Shepherd directly impacts the bank's commercial lending revenue. The President, Sevp, Commercial Real Estate Banking Flagstar Bank collaborates with risk and credit teams to maintain high underwriting standards. Through strategic market expansion and disciplined portfolio management, Shepherd secures the bank's position as a premier provider of commercial real estate financing.

Simone Betz, the Chief Human Resources Officer at Flagstar Bank, directs the talent acquisition, organizational development, and employee engagement strategies for the entire workforce. Overseeing the human capital infrastructure, the Chief Human Resources Officer ensures that the bank attracts and retains top-tier professionals capable of delivering high-quality digital and traditional banking services. This leadership role involves aligning workforce capabilities with the evolving needs of the financial services industry and the bank's strategic goals. By fostering a culture of performance and professional growth, Simone Betz directly impacts the operational efficiency of the institution. The Chief Human Resources Officer manages compensation, benefits, and internal training programs to support the diverse needs of employees across all regional operations. Through strategic workforce planning, Betz ensures the organization maintains the human expertise required to serve individuals and businesses effectively.

Fay Hamid, the Regional Executive at Flagstar Bank, directs the operational and business development activities within a designated geographic market. Overseeing the performance of local branches and the delivery of banking products, the Regional Executive ensures that the bank's services meet the specific needs of individuals and small businesses in the region. This leadership role involves managing regional sales teams and fostering community relationships to drive deposit growth and loan origination. By implementing corporate strategies at the local level, Fay Hamid directly impacts the bank's regional market share and customer satisfaction. The Regional Executive coordinates with central leadership to ensure consistency in service quality and operational compliance. Through a focus on regional market dynamics and customer engagement, Hamid drives the success of the bank's local operations and contributes to the overall growth of the institution.