Horace Mann Executive and Leadership Team

Peter Heckman, the President & Chief Executive Officer at Horace Mann, directs the overarching corporate strategy for the multiline insurance provider. Heckman manages the integration of property, casualty, and life insurance segments to maximize market reach across the United States. By aligning product development with the specific financial needs of educators, the President & Chief Executive Officer ensures consistent growth and operational excellence. Peter Heckman maintains close collaboration with the Board to refine long-term objectives and capital allocation. This leadership role involves monitoring national economic trends to adjust underwriting practices effectively. Through rigorous oversight of the four core business segments, the President & Chief Executive Officer drives organizational performance and strengthens the company's competitive position. Ultimately, Heckman secures the financial health of the enterprise while fostering a culture of service and innovation within the insurance sector.

Louis Lower, the President & Chief Executive Officer at Horace Mann, architects the expansion of retirement products and annuity services. Lower focuses on scaling the tax-qualified annuity portfolio to meet the evolving retirement goals of the education sector. As the President & Chief Executive Officer, Lower evaluates market opportunities to enhance the company's footprint in the personal lines insurance space. This position requires constant interaction with regulatory bodies and internal stakeholders to maintain compliance and operational efficiency. Louis Lower drives initiatives that simplify the customer experience for policyholders nationwide. By optimizing the distribution channels for life insurance products, the President & Chief Executive Officer improves accessibility for educators. Through strategic planning and resource management, Lower ensures the company remains a leader in providing specialized financial solutions. This leadership role directly impacts the long-term sustainability of the organization's retirement product offerings.

Ryan Greenier, the Chief Financial Officer at Horace Mann, manages the fiscal integrity and capital structure of the entire organization. Greenier oversees financial reporting, investment strategies, and risk assessment across all four business segments. As the Chief Financial Officer, Greenier provides critical data to the executive team to support informed decision-making regarding property and casualty underwriting. This role involves maintaining robust relationships with investors and financial analysts to communicate the company's value proposition clearly. Ryan Greenier directs the budgeting process to ensure resources align with the strategic goals of the firm. By monitoring the performance of annuity and life insurance products, the Chief Financial Officer identifies opportunities for margin improvement and cost efficiency. Through disciplined financial oversight, Greenier supports the company's mission of providing reliable insurance solutions to educators throughout the United States.

Danica Linssen, the President at Horace Mann, leads the operational execution of the company's core insurance and retirement business units. Linssen focuses on driving the performance of the Property and Casualty Insurance segment, ensuring that homeowners and automobile products meet the needs of the educator market. As the President, Linssen coordinates cross-functional teams to improve service delivery and customer retention. This role involves analyzing regional market trends to refine product offerings and distribution strategies. Danica Linssen collaborates with the executive team to implement initiatives that enhance operational productivity and market share. By overseeing the day-to-day management of key business segments, the President ensures that the company maintains its commitment to financial security for educators. Through strategic leadership and operational focus, Linssen contributes to the overall growth and stability of the organization's diverse insurance portfolio.

Sandra Figurski, the Chief Technology Officer at Horace Mann, designs the digital architecture supporting the company's insurance and retirement platforms. Figurski leads the development of scalable software solutions that streamline the underwriting process for automobile and homeowners insurance. As the Chief Technology Officer, Figurski integrates advanced data analytics to improve risk assessment and customer service delivery. This role involves collaborating with other C-suite leaders to ensure technology investments directly support the company's growth objectives. Sandra Figurski oversees the implementation of secure systems that protect sensitive policyholder information across all national operations. By modernizing the digital infrastructure, the Chief Technology Officer enhances the efficiency of the annuity and life insurance product lines. Through continuous innovation, Figurski ensures the organization remains at the forefront of the insurance technology landscape, ultimately providing educators with seamless access to essential financial services.

Stephanie Fulks, the Senior Vice President - Chief Information Officer at Horace Mann, manages the enterprise-wide information systems and data governance frameworks. Fulks directs the deployment of robust network infrastructure to support the company's multiline insurance operations. As the Senior Vice President - Chief Information Officer, Fulks ensures that all information technology initiatives align with the strategic requirements of the property, casualty, and retirement segments. This role involves overseeing cybersecurity protocols to safeguard the company's digital assets and client data. Stephanie Fulks coordinates with department heads to optimize internal workflows through improved information management. By leveraging data-driven insights, the Senior Vice President - Chief Information Officer enhances the accuracy of insurance product pricing and claims processing. Through effective leadership of the IT division, Fulks supports the company's commitment to providing reliable and secure financial solutions to educators across the United States.

Donald Carley, the Executive Vice President & General Counsel & Chief Administrative Officer at Horace Mann, oversees the legal, compliance, and administrative functions of the corporation. Carley directs the legal strategy for all insurance segments, ensuring adherence to regulatory standards across the United States. As the Executive Vice President & General Counsel & Chief Administrative Officer, Carley manages corporate governance and risk mitigation efforts. This role involves providing counsel to the Board and executive leadership on complex legal matters affecting the insurance industry. Donald Carley also supervises administrative operations to ensure organizational efficiency and policy alignment. By navigating the regulatory landscape, the Executive Vice President & General Counsel & Chief Administrative Officer protects the company's interests while facilitating business growth. Through comprehensive oversight of legal and administrative processes, Carley supports the company's mission to provide stable financial products to the education community.