Horace Mann Executive and Leadership Team

June, 2026

Leadership Overview

Horace Mann has 10 executives leading key functions including strategy, technology, finance, operations, and legal.

Driven by a commitment to educators, Horace Mann provides essential insurance and financial solutions, fostering financial security and peace of mind across the United States.

Leadership Roles at Horace Mann

  • President & Chief Executive Officer - Louis Lower
  • President & Chief Executive Officer - Peter Heckman
  • Chief Financial Officer - Ryan Greenier
  • Executive Vice President and Chief Operating Officer - Stephen McAnena
  • President - Thomas Card
  • President - Jeffrey Larrow
  • Owner and President, Silver State Educators Insurance and Financial Services - Joshua Lamers
  • Senior Vice President - Chief Information Officer - Stephanie Fulks
  • Chief Technology Officer - Sandra Figurski
  • Executive Vice President & General Counsel & Chief Administrative Officer - Donald Carley
  • Louis Lower - President & Chief Executive Officer

    Louis Lower, the President & Chief Executive Officer at Horace Mann, directs the company's overarching strategy and operational execution. Overseeing all business segments, including Property and Casualty Insurance, Annuity Products, Life Insurance, and Corporate and Other, Lower ensures alignment with the company's mission to serve educators. This leadership role involves driving growth initiatives and maintaining the financial health of the organization. By focusing on market expansion and product innovation, Louis Lower directly impacts Horace Mann's competitive positioning. The Chief Executive Officer's responsibilities extend to stakeholder relations and long-term corporate vision, securing the company's future success in the insurance and financial services sector.

    Peter Heckman - President & Chief Executive Officer

    Peter Heckman, the President & Chief Executive Officer at Horace Mann, leads the organization's strategic direction and overall business performance. Guiding all operational facets, Heckman ensures the effective delivery of insurance and financial products to educators nationwide. This executive position involves fostering a culture of innovation and client focus across all company segments. By driving strategic initiatives, Peter Heckman directly impacts Horace Mann's market leadership and growth trajectory. The Chief Executive Officer's vision shapes the company's future, ensuring continued success in providing essential financial security and services.
    Peter Heckman

    Ryan Greenier - Chief Financial Officer

    Ryan Greenier, the Chief Financial Officer at Horace Mann, directs the company's financial strategy and fiscal management. Overseeing all financial operations, Greenier ensures the integrity of financial reporting and manages capital allocation for property and casualty insurance, annuity products, and life insurance segments. This key position involves driving financial planning, budgeting, and investment strategies across the United States. By maintaining robust financial controls, Ryan Greenier directly supports the company's profitability and long-term sustainability. The Chief Financial Officer's expertise guides strategic investments and ensures fiscal responsibility, reinforcing Horace Mann's commitment to financial strength and stakeholder value.
    Ryan Greenier

    Stephen McAnena - Executive Vice President and Chief Operating Officer

    Stephen McAnena, the Executive Vice President and Chief Operating Officer at Horace Mann, manages the day-to-day operations across all business segments. Overseeing the execution of strategic initiatives, McAnena ensures efficient delivery of property and casualty insurance, annuity products, and life insurance services. This leadership position involves optimizing internal processes and resource allocation to enhance productivity and service quality throughout the United States. By driving operational excellence, Stephen McAnena directly contributes to the company's ability to meet client needs effectively. The Chief Operating Officer's focus on streamlining workflows and fostering cross-functional collaboration solidifies Horace Mann's market presence and operational resilience.
    Stephen McAnena

    Thomas Card - President

    Thomas Card, the President at Horace Mann, drives strategic initiatives and operational oversight for key business units. Overseeing specific divisions, Card ensures the effective execution of plans related to insurance and financial services offerings. This leadership role focuses on enhancing market penetration and client engagement across the United States. By leading targeted growth strategies, Thomas Card directly contributes to the company's overall success. The President's focus on operational efficiency and market development strengthens Horace Mann's position in serving the educator community.

    Jeffrey Larrow - President

    Jeffrey Larrow, the President at Horace Mann, directs strategic operations and business development for designated areas. Overseeing specific market segments, Larrow focuses on expanding the reach and impact of the company's insurance and financial products. This executive position is crucial for driving growth and ensuring client satisfaction throughout the United States. By implementing targeted business strategies, Jeffrey Larrow directly enhances Horace Mann's market presence. The President's leadership in fostering key relationships and optimizing service delivery supports the company's mission to serve educators.

    Joshua Lamers - Owner and President, Silver State Educators Insurance and Financial Services

    Joshua Lamers, the Owner and President, Silver State Educators Insurance and Financial Services at Horace Mann, leads a specialized division focused on serving educators. Overseeing all aspects of this entity, Lamers drives the delivery of tailored insurance and financial solutions. This critical role involves ensuring client needs are met with specialized expertise and dedicated service across the United States. By cultivating strong client relationships and managing regional operations, Joshua Lamers directly contributes to the division's success. The President's commitment to educator-focused financial planning solidifies Horace Mann's specialized market approach.

    Stephanie Fulks - Senior Vice President - Chief Information Officer

    Stephanie Fulks, the Senior Vice President - Chief Information Officer at Horace Mann, architects the company's technology infrastructure and digital transformation efforts. Overseeing all information technology operations, Fulks ensures the seamless integration of systems supporting property and casualty insurance, annuity products, and life insurance offerings. This critical role involves managing cybersecurity protocols and data integrity, safeguarding sensitive client information across the United States. By driving technological advancements, Stephanie Fulks enhances operational efficiency and customer experience. The Chief Information Officer's strategic vision guides the adoption of innovative solutions, directly supporting Horace Mann's commitment to serving educators through robust and secure digital platforms.

    Sandra Figurski - Chief Technology Officer

    Sandra Figurski, the Chief Technology Officer at Horace Mann, spearheads the development and implementation of innovative technological solutions. Overseeing the company's technology roadmap, Figurski drives advancements in digital platforms that support property and casualty insurance, annuity products, and life insurance operations. This role is pivotal in enhancing system capabilities and ensuring the security of client data across the United States. By championing technological progress, Sandra Figurski directly influences the company's competitive edge and operational agility. The Chief Technology Officer's strategic direction ensures Horace Mann remains at the forefront of technological adoption, enabling superior service delivery to educators.

    Donald Carley - Executive Vice President & General Counsel & Chief Administrative Officer

    Donald Carley, the Executive Vice President & General Counsel & Chief Administrative Officer at Horace Mann, provides critical legal guidance and oversees administrative functions. Directing all legal affairs, Carley ensures compliance with regulatory requirements across the company's insurance and financial product lines. This multifaceted role involves managing corporate governance, risk mitigation, and the administration of key support services throughout the United States. By safeguarding the company's legal interests, Donald Carley supports strategic decision-making and operational integrity. The Chief Administrative Officer's oversight of essential business functions ensures a stable and compliant operating environment, reinforcing Horace Mann's commitment to ethical practices and stakeholder trust.

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    Frequently Asked Questions Regarding Horace Mann Top Executives and Leadership Team

    Who leads Horace Mann?
    Horace Mann is led by Louis Lower (President & Chief Executive Officer), along with executives such as Peter Heckman (President & Chief Executive Officer) and Ryan Greenier (Chief Financial Officer).
    Who is part of Horace Mann’s executive team?
    The executive team of Horace Mann includes leaders such as Louis Lower (President & Chief Executive Officer), Peter Heckman (President & Chief Executive Officer), Ryan Greenier (Chief Financial Officer) and other senior executives.
    How many executives does Horace Mann have?
    Horace Mann has 10 executives leading key business areas.
    What roles are included in Horace Mann’s leadership team?
    The leadership team of Horace Mann includes roles such as President & Chief Executive Officer, President & Chief Executive Officer, Chief Financial Officer, Executive Vice President and Chief Operating Officer, President.