Leadership Overview
Home Credit has 4 executives leading key functions including financial strategy, information technology, sales operations, and legal compliance.
Focused on expanding financial inclusion across the Philippines, Home Credit delivers accessible consumer finance solutions, cash loans, and digital credit products to empower local communities through responsible lending practices.
Focused on expanding financial inclusion across the Philippines, Home Credit delivers accessible consumer finance solutions, cash loans, and digital credit products to empower local communities through responsible lending practices.
Leadership Roles at Home Credit
Shomit Goel - Chief Financial Officer
Shomit Goel, the Chief Financial Officer at Home Credit, manages the entire fiscal architecture and capital allocation strategy for the organization. Overseeing financial planning and analysis, the Chief Financial Officer ensures the stability of cash loan portfolios and virtual spending limits. This leadership role involves rigorous risk assessment and the optimization of funding structures to support rapid market expansion across the Philippines. By maintaining strict adherence to regulatory capital requirements, Shomit Goel directly impacts the long-term sustainability of the consumer finance business model. Goel coordinates closely with the Board to align fiscal objectives with broader corporate growth targets. Through precise management of liquidity and investment strategies, the Chief Financial Officer secures the necessary resources to maintain a competitive edge in the local financial services sector while driving operational efficiency across all regional departments.
Susan Ong - Chief Information Officer
Susan Ong, the Chief Information Officer at Home Credit, directs the digital transformation and technological infrastructure supporting the company's consumer finance platforms. Overseeing the development of secure mobile applications and data processing systems, the Chief Information Officer ensures seamless delivery of Qwarta virtual spending limits and Visa EMV credit card services. This leadership role involves architecting scalable cloud solutions to handle high-volume transaction data across the Philippines. By implementing advanced cybersecurity protocols, Susan Ong protects sensitive customer information while enhancing the overall user experience. Ong collaborates with cross-functional teams to integrate innovative fintech tools that streamline loan approvals and credit assessments. Through the continuous modernization of IT systems, the Chief Information Officer drives operational agility and supports the company's mission to provide accessible financial services through robust, reliable, and cutting-edge digital technology platforms.
Puneet Suneja - Chief Sales Officer
Puneet Suneja, the Chief Sales Officer at Home Credit, architects the national sales strategy and distribution network for consumer finance products. Overseeing the expansion of retail partnerships and point-of-sale financing, the Chief Sales Officer ensures broad market penetration for cash loans and credit card offerings. This leadership role involves managing large-scale sales teams to drive revenue growth and increase customer acquisition across diverse regional markets in the Philippines. By optimizing the sales funnel and refining customer engagement tactics, Puneet Suneja directly impacts the company's market share and brand presence. Suneja coordinates with marketing and product departments to align sales initiatives with evolving consumer needs. Through the strategic deployment of sales resources and the cultivation of strong retail relationships, the Chief Sales Officer maintains a dominant position in the competitive consumer finance landscape while consistently meeting aggressive growth targets.
Alicia Salita - Chief Legal Officer
Alicia Salita, the Chief Legal Officer at Home Credit, directs all corporate governance, regulatory compliance, and legal risk management initiatives. Overseeing the legal framework for consumer lending and digital financial services, the Chief Legal Officer ensures strict adherence to Philippine financial regulations and consumer protection laws. This leadership role involves navigating complex legal landscapes to support the launch of new products like Qwarta and Visa EMV credit cards. By providing expert counsel on contractual obligations and dispute resolution, Alicia Salita safeguards the company's reputation and operational integrity. Salita collaborates with executive leadership to mitigate potential liabilities and ensure ethical business practices across all regional operations. Through the proactive management of legal affairs and regulatory reporting, the Chief Legal Officer maintains the company's standing as a trusted and compliant leader in the consumer finance industry, facilitating sustainable growth through sound legal strategy.
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