Home Credit Executive and Leadership Team

Teeraphong Mahatham, the Deputy Chief Executive Officer at Home Credit, directs high-level strategic initiatives to expand consumer finance accessibility across the Philippines. Mahatham oversees the integration of digital lending platforms with traditional retail finance models to capture broader market segments. By aligning operational workflows with the overarching mission of the Home Credit Group, the Deputy Chief Executive Officer ensures consistent service delivery for cash loans and virtual spending limits. Teeraphong Mahatham manages cross-departmental collaboration to optimize the customer journey from initial application to final disbursement. This leadership role involves monitoring regional economic trends to adjust risk appetite and product offerings accordingly. Through rigorous performance analysis, the Deputy Chief Executive Officer maintains the competitive edge of the organization in a rapidly evolving financial landscape. The executive drives sustainable growth by fostering partnerships with retail merchants and enhancing the digital infrastructure required for seamless credit card processing and secure financial transactions.

Shomit Goel, the Chief Financial Officer at Home Credit, manages the fiscal health and capital allocation strategies for the entire organization. Goel oversees financial reporting, treasury operations, and budgetary planning to ensure the stability of consumer finance services. By analyzing market data, the Chief Financial Officer optimizes the funding structure for cash loans and Qwarta virtual spending limits. Shomit Goel coordinates with the Board to maintain compliance with national financial regulations while maximizing shareholder value. This leadership role requires constant monitoring of liquidity ratios and credit risk profiles to protect the balance sheet. Through precise financial modeling, the Chief Financial Officer supports the expansion of Visa EMV credit card offerings across the Philippines. Goel directs the accounting teams to ensure transparency and accuracy in all fiscal disclosures. The executive maintains robust internal controls to mitigate operational risks and support the long-term financial viability of the company in the competitive brokerage sector.

Alicia Salita, the Chief Legal Officer at Home Credit, directs all regulatory compliance and corporate governance frameworks for the firm. Salita oversees the legal aspects of consumer finance contracts, ensuring full adherence to Philippine financial laws and consumer protection standards. By managing complex litigation and contractual negotiations, the Chief Legal Officer safeguards the reputation of the organization. Alicia Salita provides critical guidance on the legal requirements for launching new products like the Visa EMV credit card and Qwarta virtual spending limits. This leadership role involves constant interaction with regulatory bodies to ensure the company maintains its operational license and market standing. Through proactive risk assessment, the Chief Legal Officer identifies potential legal hurdles in the digital lending space. Salita leads the legal department to draft robust policies that protect the interests of the company while promoting fair lending practices. The executive ensures that all business activities align with the strict legal mandates governing the financial services industry.

Puneet Suneja, the Chief Sales Officer at Home Credit, directs the nationwide sales strategy and distribution network for consumer finance products. Suneja oversees the performance of retail partnerships and the deployment of digital sales channels to reach customers across the Philippines. By optimizing the sales funnel for cash loans and credit card applications, the Chief Sales Officer drives revenue growth and market penetration. Puneet Suneja manages large-scale sales teams to ensure consistent service quality and customer acquisition targets. This leadership role involves analyzing regional sales data to identify growth opportunities and adjust marketing tactics accordingly. Through effective coordination with the product development team, the Chief Sales Officer ensures that sales staff possess the necessary tools to promote Qwarta virtual spending limits effectively. Suneja maintains high standards of operational efficiency to maximize conversion rates. The executive fosters strong relationships with retail partners to solidify the market position of the company as a leading consumer finance provider.