HBL Executive and Leadership Team

June, 2026

Leadership Overview

HBL has 10 executives leading key functions including strategy, operations, finance, technology, marketing, human resources, revenue, and relationship management.

Driven by a legacy of financial expertise, HBL is dedicated to providing comprehensive commercial banking solutions, fostering economic growth across Pakistan and beyond through its extensive branch network and specialized corporate services.

Leadership Roles at HBL

  • Chief Executive Officer - Feroz Malana
  • President & Chief Executive Officer - Nassir Salim
  • Chief Financial Officer - Khawaja Hassan
  • Deputy Chief Financial Officer - Dawood Khan
  • Chief Operating Officer - Mohtasan Raza
  • Chief Revenue Officer - Sindrela Semi
  • Chief Technology Officer - Shahmeen Sikandar
  • Chief Human Resources Officer - Jamal Nasir
  • Chief Marketing Officer & Manager, March 2009 Jan 2017 (Credit-Trade) - Sh Raza Kashmiri
  • Relationship Manager - Khawaja Asif
  • Feroz Malana - Chief Executive Officer

    Feroz Malana, the Chief Executive Officer at HBL, directs the overall strategic vision and operational execution for the full-service commercial banking company. Malana guides HBL's expansion in branch banking, corporate investment banking, and global trade services, ensuring alignment with market demands and regulatory frameworks. This leadership role involves optimizing financial performance and driving sustainable growth across all business units. Malana's focus remains on enhancing shareholder value and solidifying HBL's position as a leading financial institution. The Chief Executive Officer oversees the integration of innovative financial products and services, ensuring HBL meets the evolving needs of its diverse clientele. Feroz Malana's strategic direction underpins the company's commitment to excellence in financial services.

    Nassir Salim - President & Chief Executive Officer

    Nassir Salim, the President & Chief Executive Officer at HBL, spearheads the company's strategic direction and operational leadership. Salim drives the expansion of HBL's core offerings, including branch banking, corporate investment banking, and global trade services, ensuring robust market penetration. This executive guides the organization's financial health and long-term sustainability, overseeing all major strategic initiatives. Salim's leadership ensures HBL maintains its status as a premier financial services provider, adapting to dynamic market conditions. The President & Chief Executive Officer is responsible for fostering innovation and operational efficiency across the entire banking group. Nassir Salim's tenure is marked by a commitment to enhancing client relationships and expanding the bank's reach.
    Nassir Salim

    Khawaja Hassan - Chief Financial Officer

    Khawaja Hassan, the Chief Financial Officer at HBL, directs the financial strategy and fiscal operations of the commercial banking entity. Hassan oversees all aspects of financial planning, budgeting, and reporting, ensuring robust financial health and compliance with regulatory standards. This executive manages investment portfolios, capital allocation, and risk management to support HBL's growth objectives in branch banking, corporate investment banking, and global trade services. The Chief Financial Officer plays a pivotal role in strategic decision-making, guiding the company towards sustained profitability and market leadership. Khawaja Hassan's financial acumen is essential for navigating the complexities of the financial services industry and driving value for stakeholders.
    Khawaja Hassan

    Dawood Khan - Deputy Chief Financial Officer

    Dawood Khan, the Deputy Chief Financial Officer at HBL, supports the Chief Financial Officer in managing the financial operations and strategic planning of the commercial banking entity. Khan assists in financial analysis, budgeting, and reporting, contributing to the overall fiscal health and compliance of HBL's branch banking, corporate investment banking, and global trade services. This role involves collaborating on investment strategies and capital management to drive business growth. The Deputy Chief Financial Officer provides critical support in financial decision-making and risk assessment. Dawood Khan's contributions are essential for maintaining financial integrity and supporting HBL's strategic financial objectives.

    Mohtasan Raza - Chief Operating Officer

    Mohtasan Raza, the Chief Operating Officer at HBL, oversees the day-to-day administrative and operational functions of the commercial banking company. Raza ensures the efficient delivery of services across HBL's branch banking network, corporate investment banking, and global trade operations. This leadership position focuses on optimizing operational workflows, enhancing service quality, and implementing best practices to drive efficiency and cost-effectiveness. The Chief Operating Officer is instrumental in managing resources and streamlining processes to support the company's strategic goals. Mohtasan Raza's operational expertise is key to maintaining HBL's reputation for reliability and service excellence in the financial sector.

    Sindrela Semi - Chief Revenue Officer

    Sindrela Semi, the Chief Revenue Officer at HBL, drives revenue generation strategies and oversees all sales-related activities for the commercial banking operations. Semi focuses on maximizing income streams from branch banking, corporate investment banking, and global trade services by identifying new market opportunities and enhancing client acquisition. This executive leads the sales teams, setting performance targets and ensuring alignment with the company's overall financial objectives. The Chief Revenue Officer is responsible for developing and executing commercial strategies that foster sustainable revenue growth. Sindrela Semi's commercial leadership is critical to HBL's continued expansion and profitability in the competitive financial landscape.

    Shahmeen Sikandar - Chief Technology Officer

    Shahmeen Sikandar, the Chief Technology Officer at HBL, directs the company's technology strategy and oversees all IT infrastructure and digital transformation initiatives. Sikandar is responsible for implementing cutting-edge technological solutions that enhance HBL's service delivery in branch banking, corporate investment banking, and global trade services. This role ensures the security, scalability, and reliability of the bank's technological systems, supporting operational efficiency and innovation. The Chief Technology Officer plays a crucial part in leveraging technology to gain a competitive advantage and meet evolving customer expectations. Shahmeen Sikandar's technical leadership is vital for HBL's digital advancement and operational resilience.

    Jamal Nasir - Chief Human Resources Officer

    Jamal Nasir, the Chief Human Resources Officer at HBL, leads the human capital strategy and manages all aspects of employee relations and talent development. Nasir is responsible for attracting, retaining, and nurturing a high-performing workforce to support HBL's commercial banking operations, including branch banking, corporate investment banking, and global trade services. This executive ensures that HR policies and practices align with the company's strategic objectives and foster a positive and productive work environment. The Chief Human Resources Officer plays a key role in organizational development and employee engagement. Jamal Nasir's leadership in human resources is fundamental to building a strong and capable team at HBL.

    Sh Raza Kashmiri - Chief Marketing Officer & Manager, March 2009 Jan 2017 (Credit-Trade)

    Sh Raza Kashmiri, the Chief Marketing Officer & Manager, March 2009 Jan 2017 (Credit-Trade) at HBL, directs the marketing strategies and brand management initiatives for the commercial banking company. Kashmiri focuses on enhancing HBL's market presence and customer engagement across its diverse service offerings, including branch banking, corporate investment banking, and global trade services. This executive oversees the development and execution of marketing campaigns designed to drive customer acquisition and retention. The Chief Marketing Officer plays a vital role in shaping the company's brand identity and communicating its value proposition. Sh Raza Kashmiri's marketing expertise is crucial for strengthening HBL's competitive position and expanding its client base.

    Khawaja Asif - Relationship Manager

    Khawaja Asif, the Relationship Manager at HBL, cultivates and manages key client accounts, ensuring satisfaction and fostering long-term partnerships. Asif focuses on understanding client needs within the commercial banking sector, facilitating access to HBL's comprehensive suite of services, including branch banking, corporate investment banking, and global trade solutions. This role is critical in driving revenue growth through dedicated client engagement and support. The Relationship Manager acts as a primary point of contact, coordinating internal resources to deliver tailored financial solutions. Khawaja Asif's expertise in client management strengthens HBL's market presence and client retention.

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    Frequently Asked Questions Regarding HBL Top Executives and Leadership Team

    Who leads HBL?
    HBL is led by Feroz Malana (Chief Executive Officer), along with executives such as Nassir Salim (President & Chief Executive Officer) and Khawaja Hassan (Chief Financial Officer).
    Who is part of HBL’s executive team?
    The executive team of HBL includes leaders such as Feroz Malana (Chief Executive Officer), Nassir Salim (President & Chief Executive Officer), Khawaja Hassan (Chief Financial Officer) and other senior executives.
    How many executives does HBL have?
    HBL has 10 executives leading key business areas.
    What roles are included in HBL’s leadership team?
    The leadership team of HBL includes roles such as Chief Executive Officer, President & Chief Executive Officer, Chief Financial Officer, Deputy Chief Financial Officer, Chief Operating Officer.