MIDFLORIDA Executive and Leadership Team

June, 2026

Leadership Overview

MIDFLORIDA has 5 executives leading key functions including strategy, technology, finance, administration, and regional market development.

Driven by a philosophy of excellent, individualized service, MIDFLORIDA is committed to delivering personalized financial solutions while making banking simple, secure, and convenient for all members, maintaining this ethos from its inception to current digital transactions.

Leadership Roles at MIDFLORIDA

  • Chief Executive Officer - Steve Moseley
  • Executive Vice President & Chief Financial Officer - Zelda Abram
  • President, Central Florida Market (North) - Jeffrey Baker
  • Chief Information Officer - Tim Lysak
  • Chief Administrative Officer - Gayle OBrien
  • Steve Moseley - Chief Executive Officer

    Steve Moseley, the Chief Executive Officer at MIDFLORIDA, directs the overall strategic vision and operational execution for the credit union. Moseley guides the organization's commitment to delivering personalized financial solutions, ensuring banking remains simple, secure, and convenient for all members. This leadership involves fostering a culture that upholds the credit union philosophy of excellent, individualized service, a principle maintained since the institution's early transactions. Overseeing all major departments, Steve Moseley ensures alignment with long-term growth objectives and member satisfaction targets. The Chief Executive Officer's role is critical in navigating the evolving financial landscape, driving innovation in member services, and maintaining the strong market position MIDFLORIDA holds within Florida. This executive's focus is on sustainable expansion and reinforcing member trust through consistent, high-quality service delivery across all operational facets.

    Zelda Abram - Executive Vice President & Chief Financial Officer

    Zelda Abram, the Executive Vice President & Chief Financial Officer at MIDFLORIDA, manages the financial health and strategic fiscal planning for the credit union. Abram oversees all financial operations, including budgeting, forecasting, investment management, and regulatory compliance, ensuring the organization's stability and profitability. This executive's responsibilities are crucial for maintaining the credit union's capacity to deliver personalized financial solutions and uphold its philosophy of excellent service. By optimizing financial resources and mitigating risk, Zelda Abram supports the continuous delivery of secure and convenient banking for all members. The Executive Vice President & Chief Financial Officer's insights guide critical business decisions, driving sustainable growth and reinforcing member confidence. Abram's leadership ensures that MIDFLORIDA's financial strategies align with its long-term mission and market objectives.
    Zelda Abram

    Jeffrey Baker - President, Central Florida Market (North)

    Jeffrey Baker, the President, Central Florida Market (North) at MIDFLORIDA, spearheads market-specific growth strategies and member engagement within the northern Central Florida region. Baker directs regional operations, ensuring the delivery of personalized financial solutions tailored to the unique needs of members in this area. This leadership role is vital for translating the credit union's philosophy of excellent, individualized service into tangible local impact. By cultivating strong community relationships and overseeing regional branch performance, Jeffrey Baker enhances the accessibility of simple, secure, and convenient banking. The President, Central Florida Market (North)'s focus is on expanding MIDFLORIDA's presence and deepening member loyalty through dedicated regional oversight. Baker's efforts directly contribute to the credit union's overall success by strengthening its foothold in key Florida markets.
    Jeffrey Baker

    Tim Lysak - Chief Information Officer

    Tim Lysak, the Chief Information Officer at MIDFLORIDA, architects and executes the technology strategy essential for delivering simple, secure, and convenient financial solutions. Lysak oversees the development and maintenance of robust IT infrastructure, ensuring the integrity and accessibility of member data and online banking platforms. This role is pivotal in translating the credit union's commitment to individualized service into seamless digital experiences. By managing cybersecurity initiatives and driving technological innovation, Tim Lysak safeguards the institution against emerging threats while enhancing operational efficiency. The Chief Information Officer's leadership ensures that MIDFLORIDA's technological capabilities consistently support its mission of excellent member service and secure financial transactions. Lysak's strategic direction enables the credit union to adapt to market changes and maintain a competitive edge through advanced digital offerings.

    Gayle OBrien - Chief Administrative Officer

    Gayle OBrien, the Chief Administrative Officer at MIDFLORIDA, directs the operational infrastructure and human capital strategies that support the credit union's mission. OBrien oversees critical functions including human resources, facilities management, and internal operations, ensuring a cohesive and efficient environment for delivering member services. This leadership role is fundamental to maintaining the credit union's commitment to excellent, individualized service by fostering a supportive workplace culture. By streamlining administrative processes and managing organizational development, Gayle OBrien enhances the capacity for secure and convenient banking. The Chief Administrative Officer's focus is on optimizing internal resources to directly support member-facing initiatives and overall business objectives. OBrien's strategic oversight ensures that MIDFLORIDA's operational framework consistently aligns with its core values and service commitments.

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    Frequently Asked Questions Regarding MIDFLORIDA Top Executives and Leadership Team

    Who leads MIDFLORIDA?
    MIDFLORIDA is led by Steve Moseley (Chief Executive Officer), along with executives such as Zelda Abram (Executive Vice President & Chief Financial Officer) and Jeffrey Baker (President, Central Florida Market (North)).
    Who is part of MIDFLORIDA’s executive team?
    The executive team of MIDFLORIDA includes leaders such as Steve Moseley (Chief Executive Officer), Zelda Abram (Executive Vice President & Chief Financial Officer), Jeffrey Baker (President, Central Florida Market (North)) and other senior executives.
    How many executives does MIDFLORIDA have?
    MIDFLORIDA has 5 executives leading key business areas.
    What roles are included in MIDFLORIDA’s leadership team?
    The leadership team of MIDFLORIDA includes roles such as Chief Executive Officer, Executive Vice President & Chief Financial Officer, President, Central Florida Market (North), Chief Information Officer, Chief Administrative Officer.