MIDFLORIDA Executive and Leadership Team

August, 2026

Leadership Overview

MIDFLORIDA has 5 executives leading key functions including strategy, information technology, financial management, administrative operations, and regional market development.

Focused on delivering personalized financial solutions, MIDFLORIDA maintains a commitment to simple, secure, and convenient banking services for all members while upholding the credit union philosophy of individualized service.

Leadership Roles at MIDFLORIDA

  • Chief Executive Officer - Steve Moseley
  • Executive Vice President & Chief Financial Officer - Zelda Abram
  • President, Central Florida Market (North) - Jeffrey Baker
  • Chief Information Officer - Tim Lysak
  • Chief Administrative Officer - Gayle OBrien
  • Steve Moseley - Chief Executive Officer

    Steve Moseley, the Chief Executive Officer at MIDFLORIDA, directs the overarching strategic vision and long-term growth initiatives for the organization. By prioritizing member-centric financial solutions, the Chief Executive Officer ensures that every service aligns with the core mission of providing simple and secure banking. Steve Moseley manages high-level relationships with the Board of Directors to maintain fiscal health and operational excellence across the entire institution. This leadership role involves constant evaluation of market trends to keep the credit union competitive within the broader financial landscape. Through the implementation of robust corporate policies, the Chief Executive Officer drives efficiency and fosters a culture of service excellence. By overseeing the executive team, the Chief Executive Officer guarantees that all departments remain focused on the primary goal of delivering personalized value to members throughout the diverse regional markets served by the institution.

    Zelda Abram - Executive Vice President & Chief Financial Officer

    Zelda Abram, the Executive Vice President & Chief Financial Officer at MIDFLORIDA, manages the fiscal health and capital allocation strategies of the organization. Overseeing all financial reporting, budgeting, and risk management functions, the Executive Vice President & Chief Financial Officer ensures that the credit union maintains a strong balance sheet to support long-term member value. Zelda Abram directs the financial planning processes that allow for the expansion of personalized banking services across various regional markets. This leadership role involves close coordination with the Board of Directors to provide transparent financial oversight and strategic guidance. By monitoring economic indicators and regulatory requirements, the Executive Vice President & Chief Financial Officer mitigates financial risk while identifying opportunities for sustainable growth. Through rigorous analysis of operational costs and revenue streams, the Executive Vice President & Chief Financial Officer secures the financial stability required to uphold the institution's commitment to excellent, individualized service.
    Zelda Abram

    Jeffrey Baker - President, Central Florida Market (North)

    Jeffrey Baker, the President, Central Florida Market (North) at MIDFLORIDA, drives the regional growth and member engagement strategies within the northern territories of the Central Florida market. Overseeing the performance of local branches, the President, Central Florida Market (North) ensures that the credit union's commitment to personalized financial solutions remains consistent across all regional touchpoints. Jeffrey Baker manages the local teams responsible for delivering simple and secure banking services to the community. This leadership role involves identifying specific market needs and tailoring service delivery to meet the unique requirements of the local membership base. By collaborating with the executive team, the President, Central Florida Market (North) aligns regional operations with the overarching corporate mission. Through the active management of regional assets and personnel, the President, Central Florida Market (North) strengthens the institution's market position and ensures that the philosophy of excellent, individualized service remains a priority in every transaction.
    Jeffrey Baker

    Tim Lysak - Chief Information Officer

    Tim Lysak, the Chief Information Officer at MIDFLORIDA, architects the digital infrastructure necessary to support secure and convenient banking for all members. Overseeing the entire technology stack, the Chief Information Officer ensures that online transaction platforms remain robust, scalable, and protected against emerging cyber threats. Tim Lysak manages the integration of advanced financial software to streamline member experiences, effectively bridging the gap between traditional credit union values and modern digital expectations. This leadership role requires constant collaboration with other C-suite members to align technological investments with the broader business strategy. By optimizing data management systems, the Chief Information Officer enhances operational efficiency and supports the delivery of personalized financial solutions. Through the deployment of innovative IT solutions, the Chief Information Officer maintains the integrity of the digital banking environment, ensuring that every member interaction remains seamless and reliable across all platforms.

    Gayle OBrien - Chief Administrative Officer

    Gayle OBrien, the Chief Administrative Officer at MIDFLORIDA, directs the internal operations and organizational infrastructure that support the delivery of personalized financial solutions. Overseeing human resources, facilities management, and corporate compliance, the Chief Administrative Officer ensures that the internal environment remains aligned with the credit union's mission of simple and secure banking. Gayle OBrien manages the administrative processes that enable staff to provide excellent, individualized service to every member. This leadership role involves streamlining internal workflows to improve overall organizational efficiency and employee engagement. By coordinating with other executive leaders, the Chief Administrative Officer fosters a cohesive corporate culture that prioritizes member satisfaction and operational excellence. Through the implementation of effective administrative policies, the Chief Administrative Officer supports the institution's growth and ensures that all internal functions operate in harmony with the broader strategic objectives of the credit union.

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    Frequently Asked Questions Regarding MIDFLORIDA Top Executives and Leadership Team

    Who leads MIDFLORIDA?
    MIDFLORIDA is led by Steve Moseley (Chief Executive Officer), along with executives such as Zelda Abram (Executive Vice President & Chief Financial Officer) and Jeffrey Baker (President, Central Florida Market (North)).
    Who is part of MIDFLORIDA’s executive team?
    The executive team of MIDFLORIDA includes leaders such as Steve Moseley (Chief Executive Officer), Zelda Abram (Executive Vice President & Chief Financial Officer), Jeffrey Baker (President, Central Florida Market (North)) and other senior executives.
    How many executives does MIDFLORIDA have?
    MIDFLORIDA has 5 executives leading key business areas.
    What roles are included in MIDFLORIDA’s leadership team?
    The leadership team of MIDFLORIDA includes roles such as Chief Executive Officer, Executive Vice President & Chief Financial Officer, President, Central Florida Market (North), Chief Information Officer, Chief Administrative Officer.