MIDFLORIDA Executive and Leadership Team

September, 2026

Leadership Overview

MIDFLORIDA has 6 executives leading key functions including strategy, information technology, financial management, administration, and regional market operations.

Focused on delivering personalized financial solutions, MIDFLORIDA maintains a commitment to simple, secure, and convenient banking services for all members while upholding the credit union philosophy of individualized service.

Leadership Roles at MIDFLORIDA

  • Chief Executive Officer - Steve Moseley
  • Executive Vice President & Chief Financial Officer - Zelda Abram
  • President, Central Florida Market (North) - Jeffrey Baker
  • President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) - Acie Forrer
  • Chief Information Officer - Tim Lysak
  • Chief Administrative Officer - Gayle OBrien
  • Steve Moseley - Chief Executive Officer

    Steve Moseley, the Chief Executive Officer at MIDFLORIDA, directs the overarching strategic vision and long-term growth initiatives for the organization. By prioritizing member-centric financial solutions, the Chief Executive Officer ensures that all banking services remain simple, secure, and accessible across the entire Florida footprint. This leadership role involves constant collaboration with the Board to maintain the credit union philosophy while scaling operations to meet modern digital demands. Steve Moseley monitors the competitive landscape to identify opportunities for expansion and service enhancement. Through rigorous oversight of organizational performance, the Chief Executive Officer drives the institution toward sustainable success. By fostering a culture of excellence, the Chief Executive Officer guarantees that every member interaction reflects the core values of the credit union. Ultimately, the Chief Executive Officer secures the financial health and operational integrity of the institution through disciplined leadership and proactive market engagement.

    Zelda Abram - Executive Vice President & Chief Financial Officer

    Zelda Abram, the Executive Vice President & Chief Financial Officer at MIDFLORIDA, manages the fiscal health and capital allocation strategies of the credit union. Overseeing the financial reporting and risk management frameworks, the Executive Vice President & Chief Financial Officer ensures that the institution maintains a strong balance sheet while delivering personalized financial solutions to members. This leadership role involves coordinating with the Board to establish budgetary priorities that support the credit union philosophy. Zelda Abram monitors economic trends across the Florida market to inform strategic investment decisions and maintain liquidity. By driving financial transparency and operational accountability, the Executive Vice President & Chief Financial Officer supports the overall stability of the organization. The Executive Vice President & Chief Financial Officer executes complex financial planning to facilitate sustainable growth. Through meticulous oversight of assets and liabilities, the Executive Vice President & Chief Financial Officer secures the long-term prosperity of the credit union.
    Zelda Abram

    Jeffrey Baker - President, Central Florida Market (North)

    Jeffrey Baker, the President, Central Florida Market (North) at MIDFLORIDA, oversees the regional operations and member engagement strategies within the northern territories of the Central Florida market. Driving growth through localized service delivery, the President, Central Florida Market (North) ensures that the credit union philosophy remains central to every branch interaction. This role involves managing regional teams to provide personalized financial solutions that meet the specific needs of the local community. Jeffrey Baker coordinates with the executive leadership to implement corporate strategies while maintaining a focus on regional market penetration. By fostering strong relationships with members and local stakeholders, the President, Central Florida Market (North) enhances the reputation of the institution. The President, Central Florida Market (North) monitors regional performance metrics to identify opportunities for service improvement. Through proactive leadership, the President, Central Florida Market (North) secures a competitive position for the credit union within the northern Florida landscape.
    Jeffrey Baker

    Acie Forrer - President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte)

    Acie Forrer, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) at MIDFLORIDA, directs the operational expansion and member service delivery across the specified southwestern Florida counties. Overseeing the regional branch network, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) ensures that personalized financial solutions reach members effectively throughout the region. This role involves managing local teams to uphold the credit union philosophy while driving market share in competitive coastal areas. Acie Forrer coordinates with the executive team to align regional activities with the broader organizational mission of simple and secure banking. By analyzing local market dynamics, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) optimizes service offerings to meet the unique demands of the community. The President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) executes strategic initiatives that strengthen the presence of the credit union in the region.

    Tim Lysak - Chief Information Officer

    Tim Lysak, the Chief Information Officer at MIDFLORIDA, architects the digital infrastructure necessary to support secure and convenient banking for thousands of members. Overseeing the integration of advanced financial technologies, the Chief Information Officer ensures that online transaction platforms remain robust and protected against emerging cyber threats. This role involves managing complex data systems that underpin the personalized financial solutions offered by the credit union. Tim Lysak collaborates with other executive leaders to align technological investments with the broader mission of simplifying the member experience. By optimizing internal software and network reliability, the Chief Information Officer drives operational efficiency across all regional branches. The Chief Information Officer maintains a focus on innovation to keep the institution at the forefront of the banking industry. Through the implementation of scalable digital tools, the Chief Information Officer supports the long-term growth and security of the entire organization.

    Gayle OBrien - Chief Administrative Officer

    Gayle OBrien, the Chief Administrative Officer at MIDFLORIDA, directs the internal operations and organizational processes that enable the delivery of high-quality member services. Overseeing human resources, facilities management, and corporate governance, the Chief Administrative Officer ensures that the institution functions with maximum efficiency. This role involves aligning administrative policies with the credit union philosophy to maintain a consistent and professional environment across all locations. Gayle OBrien collaborates with the executive team to streamline workflows and improve the overall member experience. By managing the operational infrastructure, the Chief Administrative Officer supports the strategic goals of the credit union. The Chief Administrative Officer drives initiatives that enhance employee engagement and organizational culture. Through the implementation of effective administrative systems, the Chief Administrative Officer ensures that the institution remains agile and responsive to member needs. Ultimately, the Chief Administrative Officer maintains the operational standards required for continued success.

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    Frequently Asked Questions Regarding MIDFLORIDA Top Executives and Leadership Team

    Who leads MIDFLORIDA?
    MIDFLORIDA is led by Steve Moseley (Chief Executive Officer), along with executives such as Zelda Abram (Executive Vice President & Chief Financial Officer) and Jeffrey Baker (President, Central Florida Market (North)).
    Who is part of MIDFLORIDA’s executive team?
    The executive team of MIDFLORIDA includes leaders such as Steve Moseley (Chief Executive Officer), Zelda Abram (Executive Vice President & Chief Financial Officer), Jeffrey Baker (President, Central Florida Market (North)) and other senior executives.
    How many executives does MIDFLORIDA have?
    MIDFLORIDA has 6 executives leading key business areas.
    What roles are included in MIDFLORIDA’s leadership team?
    The leadership team of MIDFLORIDA includes roles such as Chief Executive Officer, Executive Vice President & Chief Financial Officer, President, Central Florida Market (North), President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte), Chief Information Officer.