Leadership Overview
MIDFLORIDA has 7 executives leading key functions including strategy, information technology, financial management, administration, and regional market operations.
Focused on delivering personalized financial solutions, MIDFLORIDA maintains a commitment to simple, secure, and convenient banking services for all members while upholding the credit union philosophy of individualized service.
Focused on delivering personalized financial solutions, MIDFLORIDA maintains a commitment to simple, secure, and convenient banking services for all members while upholding the credit union philosophy of individualized service.
Leadership Roles at MIDFLORIDA
Steve Moseley - Chief Executive Officer
Steve Moseley, the Chief Executive Officer at MIDFLORIDA, directs the overarching strategic vision and long-term growth initiatives for the organization. By prioritizing member-centric financial solutions, the Chief Executive Officer ensures that all banking services remain simple, secure, and accessible across the entire Florida footprint. Steve Moseley collaborates closely with the Board to maintain the credit union philosophy while scaling operations to meet evolving market demands. This leadership role involves overseeing the integration of digital banking advancements with traditional service models to enhance member satisfaction. Through rigorous oversight of organizational performance, the Chief Executive Officer drives efficiency and sustains the financial health of the institution. By fostering a culture of excellence, the Chief Executive Officer secures the competitive position of the credit union within the regional finance sector, ensuring that every strategic decision aligns with the core mission of providing individualized service to every member.
Zelda Abram - Executive Vice President & Chief Financial Officer
Zelda Abram, the Executive Vice President & Chief Financial Officer at MIDFLORIDA, manages the fiscal health and capital allocation strategies of the organization. Overseeing financial reporting, budgeting, and risk management, the Executive Vice President & Chief Financial Officer ensures that the credit union maintains a robust balance sheet to support member lending and savings products. Zelda Abram directs the financial planning processes that allow for sustainable expansion across regional markets. By analyzing economic trends and regulatory requirements, the Executive Vice President & Chief Financial Officer provides the strategic insights necessary for informed decision-making at the executive level. This leadership role involves maintaining transparency with stakeholders while optimizing the cost structure to keep banking services affordable. Through the diligent management of assets and liabilities, the Executive Vice President & Chief Financial Officer secures the long-term stability of the institution, directly supporting the mission of delivering personalized financial solutions to every member.

Kevin Jones - President
Kevin Jones, the President at MIDFLORIDA, executes the daily operational strategies that uphold the credit union mission of personalized service. Overseeing the execution of business plans across all branches, the President ensures that member-facing teams deliver consistent and high-quality financial solutions. Kevin Jones drives the expansion of service offerings to meet the diverse needs of the membership base. By monitoring performance metrics and market feedback, the President identifies opportunities for service improvement and operational refinement. This leadership role involves working with other executives to translate high-level strategy into actionable tasks for the entire organization. Through the active management of regional operations, the President maintains the competitive edge of the credit union in the Florida market. By prioritizing member satisfaction and operational excellence, the President ensures that the institution remains a trusted partner for financial growth and security for every individual served.
Acie Forrer - President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte)
Acie Forrer, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) at MIDFLORIDA, directs market-specific growth strategies across the southwestern region of the state. Overseeing branch performance and member acquisition in these key counties, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) ensures that local financial needs receive personalized attention. Acie Forrer drives the implementation of community-focused banking initiatives that strengthen the presence of the credit union in the Naples and Sarasota areas. By managing local teams and fostering relationships with regional stakeholders, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) supports the broader organizational goal of making banking simple and secure. This role involves tailoring service delivery to the unique economic characteristics of the southwestern Florida market. Through the effective oversight of regional operations, the President, Software Florida Market Naples, , Lee, Sarasota & Manatee Counties (Charlotte) ensures that the institution remains a primary financial resource for the local community.
Jeffrey Baker - President, Central Florida Market (North)
Jeffrey Baker, the President, Central Florida Market (North) at MIDFLORIDA, leads the strategic development and operational oversight of the northern central region. Overseeing the expansion of branch networks and the delivery of financial services, the President, Central Florida Market (North) ensures that members in this territory experience the full value of the credit union philosophy. Jeffrey Baker drives local marketing and outreach efforts to increase the market share of the institution. By analyzing regional demographic trends, the President, Central Florida Market (North) adapts service models to better serve the specific financial requirements of the northern central population. This role involves coordinating with corporate leadership to ensure that regional activities align with the overall mission of providing simple and secure banking. Through the diligent management of local operations, the President, Central Florida Market (North) strengthens the brand presence and member loyalty within the central Florida corridor, ensuring consistent service quality across all branches.
Tim Lysak - Chief Information Officer
Tim Lysak, the Chief Information Officer at MIDFLORIDA, architects the technological infrastructure required to support secure and convenient digital banking for all members. Overseeing the cybersecurity framework and data management systems, the Chief Information Officer ensures that every online transaction remains protected against emerging threats. Tim Lysak drives the implementation of innovative software solutions that streamline member interactions and improve operational efficiency across the organization. By aligning technical capabilities with the broader financial goals of the credit union, the Chief Information Officer supports the seamless delivery of services throughout the Florida market. This role involves managing complex IT projects that modernize legacy systems while maintaining high availability for critical banking platforms. Through the continuous optimization of digital assets, the Chief Information Officer enables the institution to scale effectively, ensuring that technology remains a primary driver of member convenience and organizational growth.
Gayle OBrien - Chief Administrative Officer
Gayle OBrien, the Chief Administrative Officer at MIDFLORIDA, coordinates internal operations and organizational workflows to ensure seamless service delivery. Overseeing human resources, facilities management, and corporate governance, the Chief Administrative Officer maintains the operational standards that define the member experience. Gayle OBrien drives initiatives that align internal processes with the credit union philosophy of individualized service. By streamlining administrative functions, the Chief Administrative Officer supports the efficiency of branch operations across the Florida network. This role involves managing cross-departmental collaboration to ensure that all staff members possess the tools and training required to provide excellent service. Through the implementation of effective organizational policies, the Chief Administrative Officer fosters a productive work environment that directly impacts the quality of financial solutions provided to members. By optimizing administrative overhead, the Chief Administrative Officer contributes to the overall agility and responsiveness of the institution in a competitive financial landscape.
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