MIDFLORIDA Executive and Leadership Team

May, 2026

Leadership Overview

MIDFLORIDA has 5 executives leading key functions including strategy, technology, finance, administration, and regional market development.

Driven by a philosophy of excellent, individualized service, MIDFLORIDA is committed to delivering personalized financial solutions while making banking simple, secure, and convenient for all members, maintaining this ethos from its inception to current digital transactions.

Leadership Roles at MIDFLORIDA

  • Chief Executive Officer - Steve Moseley
  • Executive Vice President & Chief Financial Officer - Zelda Abram
  • President, Central Florida Market (North) - Jeffrey Baker
  • Chief Information Officer - Tim Lysak
  • Chief Administrative Officer - Gayle OBrien
  • Steve Moseley - Chief Executive Officer

    Steve Moseley, the Chief Executive Officer at MIDFLORIDA, directs the overall strategic vision and operational execution for the credit union. Moseley guides the organization's commitment to delivering personalized financial solutions, ensuring banking remains simple, secure, and convenient for all members. This leadership role involves fostering the credit union philosophy of excellent, individualized service, a principle maintained since its founding. Overseeing all major departments, Moseley ensures alignment with long-term growth objectives and member satisfaction targets. The Chief Executive Officer's responsibilities include driving innovation in financial products and services, adapting to evolving market demands, and upholding the core values that define MIDFLORIDA's member-centric approach. Through strategic decision-making, Steve Moseley solidifies the credit union's position as a trusted financial partner.

    Zelda Abram - Executive Vice President & Chief Financial Officer

    Zelda Abram, the Executive Vice President & Chief Financial Officer at MIDFLORIDA, manages the financial health and strategic fiscal planning for the credit union. Abram oversees all financial operations, including budgeting, forecasting, investment strategies, and capital management, ensuring the organization's stability and growth. This critical role involves maintaining robust financial controls and compliance with all regulatory requirements, supporting the delivery of secure and convenient banking services. The Executive Vice President & Chief Financial Officer's responsibilities extend to optimizing financial performance and identifying opportunities for increased efficiency across all departments. By guiding fiscal policy, Zelda Abram ensures MIDFLORIDA can continue to offer personalized financial solutions and uphold its commitment to member prosperity. Abram's leadership reinforces the credit union's long-term financial viability and operational excellence.
    Zelda Abram

    Jeffrey Baker - President, Central Florida Market (North)

    Jeffrey Baker, the President, Central Florida Market (North) at MIDFLORIDA, spearheads market-specific growth strategies and member engagement within the northern Central Florida region. Baker directs regional operations, ensuring the delivery of personalized financial solutions tailored to the unique needs of members in this area. This role involves fostering strong community relationships and expanding the credit union's presence through localized initiatives. The President, Central Florida Market (North)'s responsibilities include overseeing branch performance and driving business development to enhance member convenience and accessibility. By focusing on regional market dynamics, Jeffrey Baker ensures that MIDFLORIDA's commitment to simple, secure, and convenient banking resonates effectively within the northern Central Florida territory. Baker's leadership strengthens the credit union's connection to its local member base.
    Jeffrey Baker

    Tim Lysak - Chief Information Officer

    Tim Lysak, the Chief Information Officer at MIDFLORIDA, architects and oversees the credit union's technology infrastructure and digital strategy. Lysak ensures the implementation of secure, convenient, and modern banking solutions that support the organization's mission. This involves managing all aspects of information technology, from cybersecurity protocols to the development of user-friendly online and mobile banking platforms. The Chief Information Officer's role is critical in maintaining the integrity and efficiency of MIDFLORIDA's systems, enabling seamless transactions for thousands of members daily. By driving technological advancements, Lysak directly supports the delivery of personalized financial solutions and enhances the overall member experience. Through vigilant oversight of IT operations, Tim Lysak safeguards member data and propels the credit union forward in the digital financial landscape.

    Gayle OBrien - Chief Administrative Officer

    Gayle OBrien, the Chief Administrative Officer at MIDFLORIDA, directs the operational framework and administrative functions that support the credit union's mission. OBrien oversees human resources, facilities management, and internal operational processes, ensuring a cohesive and efficient work environment. This leadership position is vital for maintaining the credit union's commitment to excellent, individualized service by optimizing internal workflows and employee support systems. The Chief Administrative Officer's responsibilities include developing and implementing policies that enhance operational effectiveness and member satisfaction. By managing key administrative areas, Gayle OBrien ensures that MIDFLORIDA's infrastructure seamlessly supports its delivery of simple, secure, and convenient financial solutions. OBrien's strategic oversight contributes directly to the credit union's ability to serve its members effectively and maintain its core philosophy.

    Explore Leadership Teams in Banking

    Frequently Asked Questions Regarding MIDFLORIDA Top Executives and Leadership Team

    Who leads MIDFLORIDA?
    MIDFLORIDA is led by Steve Moseley (Chief Executive Officer), along with executives such as Zelda Abram (Executive Vice President & Chief Financial Officer) and Jeffrey Baker (President, Central Florida Market (North)).
    Who is part of MIDFLORIDA’s executive team?
    The executive team of MIDFLORIDA includes leaders such as Steve Moseley (Chief Executive Officer), Zelda Abram (Executive Vice President & Chief Financial Officer), Jeffrey Baker (President, Central Florida Market (North)) and other senior executives.
    How many executives does MIDFLORIDA have?
    MIDFLORIDA has 5 executives leading key business areas.
    What roles are included in MIDFLORIDA’s leadership team?
    The leadership team of MIDFLORIDA includes roles such as Chief Executive Officer, Executive Vice President & Chief Financial Officer, President, Central Florida Market (North), Chief Information Officer, Chief Administrative Officer.