Leadership Overview
SMFG India Credit has 8 executives leading key functions including strategy, technology, risk, and finance.
Driven by a commitment to customer empowerment, SMFG India Credit operates as a leading NBFC, fostering trust through comprehensive financial services across India and impacting millions of lives.
Driven by a commitment to customer empowerment, SMFG India Credit operates as a leading NBFC, fostering trust through comprehensive financial services across India and impacting millions of lives.
Leadership Roles at SMFG India Credit
Manoj Manu - Chief Executive Officer
Manoj Manu, the Chief Executive Officer at SMFG India Credit, directs the company's overarching strategic vision and operational execution. Manu guides the organization's expansion and market positioning within India's competitive financial landscape. This leadership role involves aligning departmental objectives with the company's mission to empower customers and build lasting trust. By overseeing all major business units, Manoj Manu ensures that SMFG India Credit maintains its status as a leading NBFC, driving growth and financial inclusion across urban and rural demographics. The CEO's focus remains on enhancing service delivery and expanding the company's reach to serve over 3.2 million customers effectively.
Ravi Narayanan - MD and Chief Executive Officer
Ravi Narayanan, the MD and Chief Executive Officer at SMFG India Credit, spearheads the company's strategic direction and operational management. Narayanan's leadership is crucial in navigating the complexities of the Indian financial sector, ensuring the company's continued growth and market leadership. This executive guides the integration of new financial products and services, reinforcing the company's commitment to empowering its diverse customer base. Ravi Narayanan oversees the extensive network of 729 branches, driving initiatives that reach over 600 towns and 60,000 villages. The MD and Chief Executive Officer's mandate includes fostering innovation and maintaining the core values that have established SMFG India Credit as a trusted NBFC.
Pankaj Malik - Head Group Chief Financial Officer, Strategy Execution
Pankaj Malik, the Head Group Chief Financial Officer, Strategy Execution at SMFG India Credit, oversees the company's financial operations and the implementation of strategic financial plans. Malik is responsible for financial reporting, budgeting, and capital allocation to support the company's extensive lending activities, including financing for commercial vehicles and rural micro-enterprises. This role is critical in ensuring financial health and driving profitable growth across all business segments. Pankaj Malik guides the financial aspects of strategy execution, ensuring that investments align with the company's mission of empowering customers and expanding its reach across India. The Head Group Chief Financial Officer, Strategy Execution's insights are crucial for informed decision-making and long-term financial sustainability.
Bharat Singh - Chief Technology Officer
Bharat Singh, the Chief Technology Officer at SMFG India Credit, architects and executes the company's technology strategy, ensuring robust and scalable digital infrastructure. Singh oversees the development and implementation of innovative technological solutions that support the company's diverse financial product offerings, including SME financing and personal loans. This role is critical in enhancing operational efficiency and customer experience across 729 branches. Bharat Singh drives the adoption of advanced technologies to streamline processes, manage data security, and support the company's mission of empowering millions of customers. The Chief Technology Officer's efforts are focused on maintaining a competitive edge through technological advancement.
Vineet Venugopalan - Chief Information Officer
Vineet Venugopalan, the Chief Information Officer at SMFG India Credit, manages the company's information systems and digital transformation initiatives. Venugopalan ensures the integrity, security, and accessibility of critical data supporting all financial operations, from working capital loans to home improvement financing. This position is vital for maintaining seamless operations across the extensive network of branches and serving a broad customer base. Vineet Venugopalan oversees the integration of IT infrastructure with business objectives, driving efficiency and supporting the company's growth strategy. The Chief Information Officer's responsibilities include safeguarding sensitive customer information and enhancing digital service delivery.
Gaurav Terdal - Executive Vice President & Chief Human Resources Officer
Gaurav Terdal, the Executive Vice President & Chief Human Resources Officer at SMFG India Credit, leads all human capital strategies and organizational development initiatives. Terdal is responsible for cultivating a high-performance culture among the 16,500+ employees, ensuring alignment with the company's mission of customer empowerment and trust. This executive oversees talent acquisition, employee engagement, and professional development programs across all operational areas. Gaurav Terdal plays a key part in fostering an environment that supports the delivery of diverse financial services, including loans for commercial vehicles and rural livelihood advancement. The Executive Vice President & Chief Human Resources Officer's focus is on building a skilled and motivated workforce to drive business success.
Suprio Banerjee - Chief Risk Officer & Chief Revenue Officer
Suprio Banerjee, the Chief Risk Officer & Chief Revenue Officer at SMFG India Credit, directs the company's comprehensive risk management framework and revenue generation strategies. Banerjee is instrumental in identifying and mitigating financial and operational risks across all lending portfolios, including SME financing and loans against property. This dual role ensures that revenue growth is pursued within acceptable risk parameters, safeguarding the company's financial stability. Suprio Banerjee oversees market analysis and strategic planning to maximize revenue streams while upholding the company's commitment to trust and customer empowerment. The Chief Risk Officer & Chief Revenue Officer's leadership is critical for sustainable business expansion.
Bikramjit Ganguly - Chief Risk Officer & Chief Revenue Officer
Bikramjit Ganguly, the Chief Risk Officer & Chief Revenue Officer at SMFG India Credit, manages the organization's robust risk assessment protocols and drives revenue enhancement initiatives. Ganguly focuses on developing and implementing strategies to minimize exposure to credit, market, and operational risks across the company's diverse financial products, such as personal loans and home improvement loans. This executive ensures that revenue targets are met through prudent financial management and strategic market penetration. Bikramjit Ganguly oversees the analysis of market trends and customer needs to identify new revenue opportunities while maintaining stringent risk controls. The Chief Risk Officer & Chief Revenue Officer's expertise is vital for the company's sustained profitability and market position.
Explore Leadership Teams in Banking
Founded in 2006 and headquartered in Bengaluru, India, Jana Small Finance Bank Limited provides banking services. The Bank offers current account, deposits, loans, payments, cards, and online banking services.
Company Leadership SS
AP
Banco Galicia is a major Argentine bank providing comprehensive financial services, focusing on customer service and innovation for individuals and businesses.
Company Leadership DR
XR
AP
GC
Profectus Capital Pvt. Ltd. is a non-banking financial company operating within the financial services sector, specializing in providing structured lending solutions to small and medium-sized enterprises across India. Headquartered in Mumbai, the organization focuses on addressing the financing needs of underserved and emerging businesses by offering tailored credit products that support business growth, asset acquisition, and working capital requirements. The company’s core mission is centered on enabling access to finance for enterprises that may face challenges in obtaining funding from traditional banking institutions. By targeting small and medium enterprises across sectors such as healthcare, education, manufacturing, and services, Profectus Capital plays a critical role in supporting economic development and entrepreneurship. Its lending model is designed to bridge the gap between conventional banking services and the evolving financial needs of growing businesses.
Company Leadership SA
RT
RM
VN
Servus Credit Union, headquartered in Edmonton, Alberta, and established in 1938, is a credit union offering personal and business financial services.
Company Leadership
JS
Frequently Asked Questions Regarding SMFG India Credit Top Executives and Leadership Team
