Credit Guarantee Executive and Leadership Team

September, 2026

Leadership Overview

Credit Guarantee has 8 executives leading key functions including strategy, financial management, operational oversight, technology, and human capital development.

Focused on empowering micro, small, and medium enterprises, Credit Guarantee drives economic growth by enhancing access to essential funding and strengthening the financial viability of entrepreneurs across Malaysia.

Leadership Roles at Credit Guarantee

  • Chief Executive Officer Designate - Mohamed Omar
  • President & Chief Executive Officer - Cb Mohd Zamree Mohd Ishak Awadan
  • Chief Financial Officer - Shazmeer Mokhtar
  • Chief Operating Officer - Rahim Fcca Cb
  • Chief Technology Officer - Wai Ko-chi
  • Chief Human Resources Officer - Nazral Safril
  • Chief Human Resources Officer - Nazral Mohammad Sapari
  • Chief Operations Officer - Nazleena Nordin
  • Mohamed Omar - Chief Executive Officer Designate

    Mohamed Omar, the Chief Executive Officer Designate at Credit Guarantee, prepares for the transition into top-level strategic leadership. This role involves analyzing current market trends within the Malaysian MSME sector to ensure future-ready financial solutions. Mohamed Omar evaluates existing guarantee schemes like BizJamin to identify potential improvements in accessibility and impact. By collaborating with the Board, the Chief Executive Officer Designate aligns long-term corporate goals with the evolving needs of small business owners. This position requires deep engagement with regulatory frameworks and financial policy to maintain institutional stability. Through rigorous assessment of operational performance, the Chief Executive Officer Designate secures the foundation for sustainable growth. Future initiatives focus on expanding the reach of green technology financing to support national sustainability targets. Ultimately, the Chief Executive Officer Designate maintains a clear vision for institutional excellence and continued support for the entrepreneurial ecosystem.

    Cb Mohd Zamree Mohd Ishak Awadan - President & Chief Executive Officer

    Cb Mohd Zamree Mohd Ishak Awadan, the President & Chief Executive Officer at Credit Guarantee, directs the overall strategic trajectory of the institution. This leadership role involves overseeing the implementation of diverse financing schemes that bolster MSME development across the nation. Cb Mohd Zamree Mohd Ishak Awadan manages high-level relationships with financial partners and government stakeholders to ensure consistent funding availability. By driving innovation in product development, the President & Chief Executive Officer enhances the competitive edge of the organization. This executive monitors the performance of various guarantee programs, ensuring alignment with the core mission of financial inclusion. Through proactive engagement with the Board, the President & Chief Executive Officer shapes policies that mitigate risk while maximizing economic impact. The leadership approach emphasizes agility in responding to shifting market demands. Ultimately, the President & Chief Executive Officer secures the long-term viability of the institution while fostering a robust environment for small business success.

    Shazmeer Mokhtar - Chief Financial Officer

    Shazmeer Mokhtar, the Chief Financial Officer at Credit Guarantee, manages the fiscal health and capital allocation strategies of the institution. This role involves overseeing financial reporting, budgeting, and investment activities to support the expansion of MSME financing schemes. Shazmeer Mokhtar ensures compliance with rigorous financial standards while optimizing the cost of funds for various guarantee products. By analyzing liquidity requirements and risk exposure, the Chief Financial Officer maintains a stable balance sheet capable of supporting diverse market needs. This executive collaborates with other C-suite leaders to align financial resources with strategic growth objectives. Through meticulous oversight of capital reserves, the Chief Financial Officer safeguards the institution against market volatility. The role requires constant monitoring of economic indicators to adjust financial strategies effectively. Ultimately, the Chief Financial Officer provides the necessary fiscal foundation to drive the organization's mission of empowering entrepreneurs through sustainable and accessible financial solutions.

    Rahim Fcca Cb - Chief Operating Officer

    Rahim Fcca Cb, the Chief Operating Officer at Credit Guarantee, directs the daily execution of business processes and service delivery models. This role involves streamlining the application and approval workflows for various financing schemes to improve efficiency for MSME clients. Rahim Fcca Cb oversees the integration of operational systems that support the distribution of guarantee products across regional markets. By managing internal performance metrics, the Chief Operating Officer ensures that service standards remain high while maintaining operational cost-effectiveness. This executive coordinates with the technology and finance departments to resolve bottlenecks in the customer journey. Through continuous process improvement, the Chief Operating Officer enhances the speed and reliability of financial support provided to entrepreneurs. The leadership focus remains on scaling operations to meet the increasing demand for credit access. Ultimately, the Chief Operating Officer drives the operational excellence required to sustain the institution's commitment to small business development.

    Wai Ko-chi - Chief Technology Officer

    Wai Ko-chi, the Chief Technology Officer at Credit Guarantee, architects the digital infrastructure necessary to modernize financial service delivery. This role involves overseeing the development of secure platforms that facilitate seamless interactions between MSMEs and the institution. Wai Ko-chi drives the implementation of data analytics tools to better assess credit risk and improve decision-making accuracy. By managing the cybersecurity framework, the Chief Technology Officer protects sensitive financial data and ensures institutional integrity. This executive collaborates with operations teams to automate manual processes, thereby increasing the overall speed of financing approvals. Through the adoption of emerging technologies, the Chief Technology Officer enhances the scalability of digital products. The leadership focus centers on creating a robust technological ecosystem that supports long-term innovation. Ultimately, the Chief Technology Officer enables the organization to leverage digital transformation as a primary driver for expanding financial inclusion and supporting the growth of small enterprises.
    Wai Ko-chi

    Nazral Safril - Chief Human Resources Officer

    Nazral Safril, the Chief Human Resources Officer at Credit Guarantee, directs the talent acquisition and organizational development strategies. This role involves cultivating a high-performance culture that aligns with the institution's mission of supporting MSME growth. Nazral Safril oversees training programs that equip staff with the specialized skills needed to manage complex financial guarantee schemes. By implementing performance management systems, the Chief Human Resources Officer ensures that individual contributions directly support corporate objectives. This executive manages employee engagement initiatives to maintain a motivated and skilled workforce capable of navigating the financial sector's challenges. Through strategic workforce planning, the Chief Human Resources Officer addresses the evolving human capital needs of the organization. The leadership approach emphasizes diversity, inclusion, and professional growth. Ultimately, the Chief Human Resources Officer builds the internal capacity required to sustain the institution's long-term impact on the entrepreneurial landscape and ensures organizational resilience.

    Nazral Mohammad Sapari - Chief Human Resources Officer

    Nazral Mohammad Sapari, the Chief Human Resources Officer at Credit Guarantee, focuses on the optimization of organizational structure and leadership development. This role involves designing compensation and benefits frameworks that attract top-tier talent in the competitive finance industry. Nazral Mohammad Sapari oversees the implementation of internal communication strategies to ensure alignment across all departments regarding the institution's mission. By fostering a culture of continuous learning, the Chief Human Resources Officer prepares the workforce for the complexities of modern financial services. This executive collaborates with the Board to identify and groom future leaders within the organization. Through the management of labor relations and workplace policies, the Chief Human Resources Officer maintains a productive and compliant environment. The leadership focus remains on enhancing employee retention and satisfaction. Ultimately, the Chief Human Resources Officer strengthens the organizational foundation, ensuring that the team possesses the expertise to effectively serve the diverse needs of MSMEs.

    Nazleena Nordin - Chief Operations Officer

    Nazleena Nordin, the Chief Operations Officer at Credit Guarantee, manages the logistical and administrative frameworks that support the delivery of guarantee schemes. This role involves overseeing the regional distribution networks to ensure consistent service quality across all market segments. Nazleena Nordin directs the implementation of quality control measures to maintain high standards in loan processing and client support. By coordinating with external financial partners, the Chief Operations Officer ensures that the institution's products reach the intended MSME beneficiaries effectively. This executive monitors operational risks and develops mitigation strategies to protect the integrity of the guarantee programs. Through the optimization of resource allocation, the Chief Operations Officer improves the overall efficiency of the organization's service delivery. The leadership focus centers on operational agility and responsiveness to market changes. Ultimately, the Chief Operations Officer ensures that the institution's operational capabilities remain aligned with the strategic goal of fostering sustainable entrepreneurship.

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    Frequently Asked Questions Regarding Credit Guarantee Top Executives and Leadership Team

    Who leads Credit Guarantee?
    Credit Guarantee is led by Mohamed Omar (Chief Executive Officer Designate), along with executives such as Cb Mohd Zamree Mohd Ishak Awadan (President & Chief Executive Officer) and Shazmeer Mokhtar (Chief Financial Officer).
    Who is part of Credit Guarantee’s executive team?
    The executive team of Credit Guarantee includes leaders such as Mohamed Omar (Chief Executive Officer Designate), Cb Mohd Zamree Mohd Ishak Awadan (President & Chief Executive Officer), Shazmeer Mokhtar (Chief Financial Officer) and other senior executives.
    How many executives does Credit Guarantee have?
    Credit Guarantee has 8 executives leading key business areas.
    What roles are included in Credit Guarantee’s leadership team?
    The leadership team of Credit Guarantee includes roles such as Chief Executive Officer Designate, President & Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Chief Technology Officer.