Leadership Overview
Community Trust Bank has 10 executives leading key functions including corporate strategy, regional market development, legal compliance, and local banking operations.
Committed to fostering economic growth across Kentucky, West Virginia, and Tennessee, Community Trust Bank delivers comprehensive financial solutions through a philosophy centered on community-focused wealth management and personalized commercial lending.
Committed to fostering economic growth across Kentucky, West Virginia, and Tennessee, Community Trust Bank delivers comprehensive financial solutions through a philosophy centered on community-focused wealth management and personalized commercial lending.
Leadership Roles at Community Trust Bank
Andy Waters - President & Chief Executive Officer
Andy Waters, the President & Chief Executive Officer at Community Trust Bank, directs the overarching corporate strategy and long-term financial health of the institution. Waters oversees the integration of commercial banking services with specialized trust and wealth management offerings across the regional footprint. By aligning executive priorities with the needs of small and mid-sized communities, the President & Chief Executive Officer ensures consistent growth in deposit accounts and loan portfolios. This leadership role involves constant collaboration with the Board to refine asset-based financing and residential real estate lending initiatives. Andy Waters maintains a focus on operational efficiency, driving the expansion of digital banking tools and mobile services to enhance customer accessibility. Through rigorous oversight of capital allocation and risk management, the President & Chief Executive Officer secures the stability of the bank while fostering sustainable development across the diverse markets served.
Mark Gooch - President & Chief Executive Officer
Mark Gooch, the President & Chief Executive Officer at Community Trust Bank, manages the execution of enterprise-wide operational standards and service delivery models. Gooch focuses on the optimization of cash management services and funds transfer protocols to support the bank's commercial client base. The President & Chief Executive Officer drives the development of specialized loan products, including construction and term loans, ensuring alignment with evolving market demands in Kentucky and surrounding states. By supervising the implementation of securities brokerage and insurance product offerings, the President & Chief Executive Officer expands the non-interest income streams of the organization. Mark Gooch coordinates with department heads to streamline internal processes, enhancing the delivery of personal banking and estate planning services. This leadership position requires constant monitoring of economic indicators to adjust lending strategies, ultimately ensuring that the bank remains a primary financial partner for local businesses and individual depositors.
Wayne Aswell - President & Chief Executive Officer
Wayne Aswell, the President & Chief Executive Officer at Community Trust Bank, leads the strategic initiatives related to institutional trust services and estate administration. Aswell oversees the bank's role as a trustee for personal and employee benefit trusts, ensuring fiduciary excellence and regulatory adherence. The President & Chief Executive Officer directs the expansion of investment agency services, providing clients with sophisticated financial planning and securities management. By managing the relationships with bond and stock issuers, the President & Chief Executive Officer strengthens the bank's position as a reliable paying agent and financial intermediary. Wayne Aswell coordinates with the broader executive team to integrate these trust functions into the bank's comprehensive suite of personal and commercial banking products. This leadership role involves driving innovation in wealth management platforms, ensuring that the institution provides high-value advisory services that support the long-term financial goals of clients throughout the regional service area.
Duanne Thompson - Market President
Duanne Thompson, the Market President at Community Trust Bank, manages regional business development and client relationship strategies within the assigned territory. Thompson oversees the delivery of commercial and personal banking services, ensuring that local loan portfolios meet the specific needs of the community. The Market President drives growth by identifying opportunities for residential and commercial real estate lending, while maintaining high standards for credit quality. By coordinating with central operations, the Market President ensures that local branches provide seamless access to checking, savings, and money market accounts. Duanne Thompson fosters strong connections with local business leaders, facilitating asset-based financing and lines of credit that stimulate regional economic activity. This leadership role involves active participation in community outreach, ensuring that the bank's services remain accessible and relevant to the evolving financial requirements of the local population, thereby strengthening the overall market presence of the institution.
Andrew Jones - Northeast Region President
Andrew Jones, the Northeast Region President at Community Trust Bank, manages the strategic operations and market growth across the northeastern territory. Jones oversees the performance of local branches, ensuring that the full range of banking services, including savings certificates and individual retirement accounts, reaches the target demographic. The Northeast Region President drives the implementation of regional sales strategies, focusing on increasing the adoption of mobile and internet banking platforms. By supervising the local lending teams, the Northeast Region President ensures that commercial and consumer loan products are effectively marketed to meet regional demand. Andrew Jones coordinates with the executive leadership to align regional goals with the bank's broader mission of community-focused financial service. This leadership role involves analyzing regional market trends to optimize branch performance and service delivery, ultimately ensuring that the bank maintains a competitive edge and provides exceptional value to clients throughout the northeastern market.
Brett Keene - Pikeville Market President
Brett Keene, the Pikeville Market President at Community Trust Bank, directs the banking operations and client engagement strategies within the headquarters market. Keene oversees the provision of comprehensive financial services, including personal loans, checking accounts, and safe deposit box rentals. The Pikeville Market President drives local initiatives to support small business growth through revolving lines of credit and term loans. By managing the local branch team, the Pikeville Market President ensures that customers receive personalized attention and access to the bank's full suite of digital and e-statement services. Brett Keene collaborates with corporate leadership to implement new banking products and service enhancements that cater to the specific needs of the Pikeville community. This leadership role involves maintaining strong relationships with local stakeholders and ensuring that the bank's operations contribute positively to the economic vitality of the region, reinforcing the institution's reputation as a cornerstone of the local financial landscape.
Zachary Thacker - Market President
Zachary Thacker, the Market President at Community Trust Bank, manages the operational success and customer acquisition strategies for the assigned market area. Thacker oversees the deployment of consumer and commercial banking solutions, ensuring that local clients have access to essential financial tools like debit cards and savings accounts. The Market President drives the expansion of the bank's footprint by fostering relationships with local businesses and individuals, facilitating mortgage and personal loan growth. By monitoring local market conditions, the Market President adjusts service delivery to ensure that the bank remains responsive to the financial needs of the community. Zachary Thacker coordinates with other regional leaders to share best practices in customer service and operational efficiency. This leadership role involves active engagement in local economic development, ensuring that the bank's presence supports the financial well-being of the community while achieving the strategic growth objectives set by the executive team.
John Caldwell - Floyd and Knott County Market President
John Caldwell, the Floyd and Knott County Market President at Community Trust Bank, directs the banking activities and client service initiatives within the designated counties. Caldwell oversees the management of local loan portfolios, focusing on residential real estate and consumer lending to support the financial needs of residents. The Floyd and Knott County Market President drives the adoption of digital banking services, ensuring that clients in these areas benefit from the bank's modern mobile and internet platforms. By supervising branch staff, the Floyd and Knott County Market President ensures that all interactions reflect the bank's commitment to personalized service and community support. John Caldwell collaborates with regional and corporate teams to implement strategies that enhance the bank's market share and customer satisfaction. This leadership role involves deep involvement in the local community, ensuring that the bank's financial products and services are effectively tailored to support the unique economic environment of Floyd and Knott counties.
Richard Newsom - Bank President
Richard Newsom, the Bank President at Community Trust Bank, manages the day-to-day banking operations and ensures the seamless delivery of financial services across the institution. Newsom oversees the implementation of operational policies that govern deposit accounts, checking services, and money market accounts. The Bank President drives the optimization of branch workflows, ensuring that staff members provide efficient and accurate service to all clients. By supervising the execution of repurchase agreements and other specialized financial services, the Bank President maintains the liquidity and stability of the bank's operations. Richard Newsom coordinates with the executive team to ensure that all banking activities align with the bank's core mission of providing reliable and accessible financial solutions. This leadership role involves constant oversight of service quality and operational performance, ensuring that the bank remains a trusted partner for individuals and businesses, while consistently meeting the high standards expected of a community-focused financial institution.
Charles Hancock - Executive Vice President & Chief Legal Officer
Charles Hancock, the Executive Vice President & Chief Legal Officer at Community Trust Bank, directs all legal affairs, regulatory compliance, and corporate governance initiatives. Hancock oversees the legal framework governing the bank's diverse loan portfolio, including complex lease-financing and commercial real estate agreements. The Executive Vice President & Chief Legal Officer ensures that all banking operations, from deposit acceptance to trust management, adhere to federal and state regulations. By providing counsel on risk mitigation and contract negotiations, the Executive Vice President & Chief Legal Officer protects the institution's interests during the issuance of letters of credit and other specialized financial instruments. Charles Hancock collaborates with the executive team to navigate the legal complexities of regional expansion, ensuring that all policies support the bank's mission. This leadership role involves maintaining rigorous standards for internal controls and ethical conduct, which are essential for sustaining the trust of clients and stakeholders across the entire service footprint.
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Frequently Asked Questions Regarding Community Trust Bank Top Executives and Leadership Team
