Community Trust Bank Executive and Leadership Team

Wayne Aswell, the President & Chief Executive Officer at Community Trust Bank, directs the overarching corporate strategy and long-term vision for the organization. Aswell manages the alignment of commercial banking services with the evolving needs of small and mid-sized communities across the regional footprint. By overseeing the integration of trust and wealth management divisions, the President & Chief Executive Officer ensures consistent growth in deposit and loan portfolios. This leadership role involves constant collaboration with the Board to maintain financial health and regulatory compliance. Wayne Aswell drives operational excellence by optimizing cash management and digital banking platforms to enhance client accessibility. Through rigorous oversight of asset-based financing and real estate lending, the President & Chief Executive Officer secures the institution's market position. Ultimately, Aswell fosters a culture of community-focused service that defines the bank's reputation.

Mark Gooch, the President & Chief Executive Officer at Community Trust Bank, architects the firm's expansion strategy and capital allocation policies. Gooch focuses on the diversification of revenue streams through the enhancement of securities brokerage and insurance product offerings. The President & Chief Executive Officer monitors the performance of the loan portfolio, specifically targeting construction and commercial real estate sectors to maximize returns. By coordinating with executive leadership, the President & Chief Executive Officer ensures that technological advancements in mobile and internet banking meet modern consumer expectations. Mark Gooch drives the bank's commitment to fiduciary excellence by supervising estate planning and employee benefit trust services. This executive role requires balancing risk management with aggressive growth targets in competitive markets. Through strategic resource deployment, Gooch maintains the institution's status as a premier financial partner for regional businesses and individuals.

Andy Waters, the President & Chief Executive Officer at Community Trust Bank, executes the operational framework necessary for delivering comprehensive personal and commercial banking services. Waters oversees the efficiency of funds transfer services and the issuance of letters of credit to support regional economic development. The President & Chief Executive Officer manages the bank's liquidity position by balancing time and demand deposits against revolving lines of credit and term loans. By leading initiatives to modernize e-statement services and digital security, the President & Chief Executive Officer improves the overall customer experience. Andy Waters drives the integration of specialized lending products, including lease-financing, to address the unique requirements of local enterprises. This leadership position involves constant evaluation of market trends to ensure the bank remains agile. Through disciplined management, Waters sustains the institution's legacy of reliability and financial strength.

Richard Newsom, the Bank President at Community Trust Bank, directs the day-to-day banking operations and service delivery standards across the branch network. Newsom oversees the implementation of consumer loan programs and mortgage lending initiatives to support local homeownership and personal financial goals. The Bank President ensures that all branch staff adhere to the highest standards of client service, particularly regarding safe deposit box management and account maintenance. By coordinating with regional leadership, the Bank President aligns branch activities with the broader corporate mission of community engagement. Richard Newsom drives the adoption of new banking technologies at the branch level to ensure seamless transitions for clients moving toward digital platforms. This role involves managing operational risks and maintaining strict compliance with internal policies. Through consistent oversight, Newsom guarantees that the bank remains a trusted pillar within the communities served.

Billie Dollins, the Central KY Region President at Community Trust Bank, manages the strategic growth and market penetration within the central Kentucky territory. Dollins oversees the development of commercial banking relationships and the expansion of the local loan portfolio. The Central KY Region President ensures that the bank's wealth management and trust services are effectively marketed to high-net-worth individuals and businesses in the area. By analyzing regional economic indicators, the Central KY Region President adjusts lending strategies to mitigate risk while capturing new opportunities. Billie Dollins drives the recruitment and retention of top-tier banking talent to maintain a competitive edge in the local market. This leadership role requires frequent interaction with community leaders to foster partnerships that support regional economic health. Through targeted outreach and service excellence, Dollins strengthens the bank's presence across central Kentucky.

Duanne Thompson, the Market President at Community Trust Bank, directs the operational and business development activities within the assigned market area. Thompson oversees the growth of the deposit base and the acquisition of new commercial clients through tailored financial solutions. The Market President ensures that all local lending activities, including construction and personal loans, align with the bank's risk appetite and strategic goals. By fostering strong relationships with local business owners, the Market President drives the adoption of cash management and treasury services. Duanne Thompson manages the local team to ensure that service delivery remains consistent with the bank's reputation for reliability. This role involves active participation in local economic initiatives to promote the bank's brand. Through diligent market analysis and relationship management, Thompson secures a stable and growing customer base.

Jeff Lilly, the Market President at Community Trust Bank, architects the local strategy for expanding the bank's footprint in key growth sectors. Lilly oversees the implementation of specialized financing programs, including asset-based lending, to support the needs of local industries. The Market President monitors the performance of the local loan portfolio and ensures that credit quality remains high. By collaborating with the wealth management division, the Market President provides comprehensive financial planning services to the local client base. Jeff Lilly drives the integration of digital banking tools to enhance the convenience of services for local customers. This leadership role involves managing the local branch network and ensuring that all staff members are equipped to provide expert financial advice. Through proactive market engagement and strategic planning, Lilly contributes to the overall success of the bank's regional operations.

Timothy Houck, the President, Market (Richmond) at Community Trust Bank, manages the bank's operations and business development efforts specifically within the Richmond market. Houck oversees the delivery of commercial and personal banking services, ensuring that local clients receive personalized attention. The President, Market (Richmond) focuses on growing the local loan portfolio by identifying opportunities in residential and commercial real estate. By coordinating with the broader regional team, the President, Market (Richmond) ensures that corporate initiatives are successfully implemented at the local level. Timothy Houck drives the bank's community involvement by supporting local events and organizations that align with the company's values. This role requires a deep understanding of the local economic landscape to effectively manage risk and identify growth potential. Through dedicated leadership, Houck maintains the bank's strong standing in the Richmond area.

Ricky Sparkman, the President, Central Ky Region (South) at Community Trust Bank, directs the strategic initiatives and operational performance for the southern portion of the central Kentucky region. Sparkman oversees the expansion of the bank's service offerings, including trust and wealth management, to meet the needs of the local population. The President, Central Ky Region (South) manages the local lending team to ensure that commercial and consumer loan targets are met while maintaining strict credit standards. By fostering relationships with local businesses, the President, Central Ky Region (South) drives the growth of the deposit base and the utilization of cash management services. Ricky Sparkman monitors market trends to adjust the bank's approach to competition and customer acquisition. This leadership role involves ensuring that all operations comply with regulatory requirements and internal policies. Through effective management, Sparkman supports the bank's regional growth objectives.

Andrew Jones, the Northeast Region President at Community Trust Bank, executes the growth strategy for the northeastern territory, focusing on both commercial and personal banking sectors. Jones oversees the performance of the regional branch network and ensures that service quality remains high. The Northeast Region President manages the development of the loan portfolio, with a particular emphasis on commercial and mortgage lending. By collaborating with the corporate office, the Northeast Region President ensures that all regional activities are aligned with the bank's overall mission and financial goals. Andrew Jones drives the adoption of digital banking services to improve accessibility for clients in the northeast. This role involves active engagement with the local community to build trust and promote the bank's services. Through strategic oversight and relationship building, Jones strengthens the bank's market position in the northeast.