Community Bank Executive and Leadership Team

August, 2026

Leadership Overview

Community Bank has 10 executives leading key functions including strategy, operations, technology, and regional market management.

Focused on delivering comprehensive financial services, Community Bank maintains a commitment to asset growth and regional economic stability across four states through dedicated leadership.

Leadership Roles at Community Bank

  • Chief Executive Officer - David Barnett
  • President & Chief Executive Officer - Justin Martin
  • President & Chief Executive Officer - Freddie Bagley
  • Chief Operating Officer - Chance Carter
  • Baldwin County Market President - Poenta Luckie
  • President - Don Oliver
  • President - Kevin McCartney
  • President Hattiesburg Market - Jeffrey Lacher
  • Harrison County President - Marshall Eleuterius
  • Chief Technology Officer - Tim Phillips
  • David Barnett - Chief Executive Officer

    David Barnett, the Chief Executive Officer at Community Bank, directs the overarching strategic vision for the organization. Barnett manages the allocation of $3.3 billion in assets to ensure long-term financial health and stability. By coordinating with the board, the Chief Executive Officer establishes performance benchmarks that drive growth across all four states of operation. This leadership role involves constant evaluation of market trends to maintain a competitive edge in the financial services sector. David Barnett oversees the integration of corporate policies that support the 800+ employees within the firm. Through rigorous oversight of capital management, the Chief Executive Officer secures the institution's position as a pillar of regional banking. Barnett prioritizes sustainable expansion while maintaining the core values of the bank, ensuring that every strategic decision aligns with the broader mission of providing reliable financial solutions to the diverse client base.

    Justin Martin - President & Chief Executive Officer

    Justin Martin, the President & Chief Executive Officer at Community Bank, executes the daily operational mandates required to sustain the bank's $3.3 billion asset base. Martin focuses on the refinement of internal banking processes to improve service delivery for clients across the regional footprint. As the President & Chief Executive Officer, Martin bridges the gap between high-level strategy and frontline execution, ensuring that the 800+ employees remain aligned with corporate objectives. This role demands constant interaction with department heads to optimize resource distribution and risk management protocols. Justin Martin drives the implementation of new financial products designed to meet the evolving needs of the local markets. By fostering a culture of efficiency, the President & Chief Executive Officer strengthens the bank's operational framework. Martin maintains a sharp focus on fiscal responsibility, ensuring that every initiative contributes directly to the continued prosperity and market relevance of the institution.

    Freddie Bagley - President & Chief Executive Officer

    Freddie Bagley, the President & Chief Executive Officer at Community Bank, architects the expansion strategies necessary for capturing new market share within the four-state operational area. Bagley manages the development of client relationships that bolster the bank's $3.3 billion asset portfolio. As the President & Chief Executive Officer, Bagley leads the executive team in identifying emerging opportunities for service diversification. This leadership position requires deep engagement with regional stakeholders to ensure the bank remains a primary financial partner for local businesses and individuals. Freddie Bagley oversees the alignment of corporate goals with the specific needs of the communities served, ensuring that the 800+ employees deliver consistent value. By prioritizing customer-centric innovation, the President & Chief Executive Officer enhances the bank's reputation for reliability. Bagley drives the long-term vision of the firm, ensuring that every strategic move supports the overarching objective of sustainable financial growth and community development.

    Chance Carter - Chief Operating Officer

    Chance Carter, the Chief Operating Officer at Community Bank, directs the internal infrastructure and administrative functions that support the bank's $3.3 billion asset base. Carter manages the daily workflows of the 800+ employees to ensure maximum productivity and compliance with banking regulations. As the Chief Operating Officer, Carter oversees the integration of operational systems across all four states of operation. This role involves streamlining back-office processes to reduce overhead and improve service speed for the bank's diverse clientele. Chance Carter coordinates with other C-suite leaders to implement policies that enhance organizational efficiency and risk mitigation. By monitoring key performance indicators, the Chief Operating Officer identifies areas for process improvement and resource optimization. Carter ensures that the bank's operational foundation remains robust, allowing the institution to scale effectively while maintaining the high standards of service expected by customers in the regional financial market.

    Poenta Luckie - Baldwin County Market President

    Poenta Luckie, the Baldwin County Market President at Community Bank, directs all regional banking activities within the specific Baldwin County territory. Luckie manages the local loan portfolio and deposit growth strategies that contribute to the bank's $3.3 billion asset total. As the Baldwin County Market President, Luckie oversees the local team of professionals to ensure high-quality service delivery for the community. This role involves building strong relationships with local business leaders and residents to expand the bank's presence in the area. Poenta Luckie coordinates with corporate leadership to align regional initiatives with the bank's overall mission of financial excellence. By focusing on local market needs, the Baldwin County Market President drives revenue growth and customer retention. Luckie ensures that the bank remains a trusted financial partner in the region, leveraging local insights to tailor services that support the economic vitality of the Baldwin County market and its surrounding areas.

    Don Oliver - President

    Don Oliver, the President at Community Bank, directs the commercial lending division to drive asset growth and revenue generation. Oliver manages the credit risk assessment processes that protect the bank's $3.3 billion in assets. As the President, Oliver oversees the development of specialized financial products for corporate clients across the four-state footprint. This role involves collaborating with the executive team to set lending policies that balance profitability with prudent risk management. Don Oliver coordinates with regional managers to ensure that commercial banking services meet the needs of local businesses. By fostering strong client relationships, the President secures the bank's position as a leading financial institution in the region. Oliver drives the strategic direction of the commercial portfolio, ensuring that every loan and credit facility supports the bank's long-term growth objectives while maintaining the high standards of service that define the institution's reputation in the financial sector.

    Kevin McCartney - President

    Kevin McCartney, the President at Community Bank, directs the retail banking operations to enhance customer engagement and deposit growth. McCartney manages the branch network and the delivery of consumer financial services that support the bank's $3.3 billion asset base. As the President, McCartney oversees the implementation of service standards that ensure 800+ employees provide exceptional support to the bank's diverse client base. This role involves analyzing consumer behavior to develop products that meet the needs of individuals and families across the four-state region. Kevin McCartney coordinates with the technology and operations teams to streamline the customer experience. By focusing on retail excellence, the President drives the bank's market share and brand loyalty. McCartney ensures that the retail division remains a core pillar of the bank's success, consistently delivering value to customers while maintaining the operational efficiency required to support the institution's broader financial goals.
    Kevin McCartney

    Jeffrey Lacher - President Hattiesburg Market

    Jeffrey Lacher, the President Hattiesburg Market at Community Bank, directs all banking operations and business development initiatives within the Hattiesburg region. Lacher manages the local team to ensure the bank's $3.3 billion in assets are effectively leveraged to support the local economy. As the President Hattiesburg Market, Lacher oversees the expansion of the bank's client base through targeted outreach and community involvement. This role involves building strategic partnerships with local organizations to strengthen the bank's market position. Jeffrey Lacher coordinates with corporate leadership to ensure that regional activities align with the bank's overall mission of providing comprehensive financial services. By focusing on the specific needs of the Hattiesburg market, the President Hattiesburg Market drives growth and customer satisfaction. Lacher ensures that the bank remains a vital financial resource for the community, consistently delivering high-quality service and supporting the economic development of the region through prudent and effective banking practices.

    Marshall Eleuterius - Harrison County President

    Marshall Eleuterius, the Harrison County President at Community Bank, directs the strategic growth and operational success of the bank within the Harrison County market. Eleuterius manages the local banking team to ensure that the bank's $3.3 billion asset base is utilized to support regional economic development. As the Harrison County President, Eleuterius oversees the delivery of financial services to local businesses and individuals, ensuring that the bank remains a trusted partner in the community. This role involves engaging with local stakeholders to identify new opportunities for service expansion and market penetration. Marshall Eleuterius coordinates with the executive team to align regional goals with the bank's broader mission. By focusing on the unique requirements of the Harrison County market, the Harrison County President drives revenue and strengthens the bank's local presence. Eleuterius ensures that the institution maintains its commitment to excellence, providing reliable financial solutions that foster long-term prosperity for the region.

    Tim Phillips - Chief Technology Officer

    Tim Phillips, the Chief Technology Officer at Community Bank, architects the digital infrastructure required to support modern financial services. Phillips manages the cybersecurity protocols and software systems that protect the bank's $3.3 billion in assets. As the Chief Technology Officer, Phillips oversees the implementation of secure banking platforms that enable 800+ employees to serve clients across four states with efficiency. This role involves evaluating emerging financial technologies to ensure the bank remains competitive in an increasingly digital landscape. Tim Phillips coordinates with the executive team to align technological investments with the bank's broader strategic goals. By maintaining a resilient IT environment, the Chief Technology Officer ensures that all digital transactions remain safe and accessible. Phillips drives the digital transformation agenda, ensuring that the bank's technological capabilities evolve to meet the changing demands of the market while upholding the highest standards of data integrity and operational security.

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    Frequently Asked Questions Regarding Community Bank Top Executives and Leadership Team

    Who leads Community Bank?
    Community Bank is led by David Barnett (Chief Executive Officer), along with executives such as Justin Martin (President & Chief Executive Officer) and Freddie Bagley (President & Chief Executive Officer).
    Who is part of Community Bank’s executive team?
    The executive team of Community Bank includes leaders such as David Barnett (Chief Executive Officer), Justin Martin (President & Chief Executive Officer), Freddie Bagley (President & Chief Executive Officer) and other senior executives.
    How many executives does Community Bank have?
    Community Bank has 10 executives leading key business areas.
    What roles are included in Community Bank’s leadership team?
    The leadership team of Community Bank includes roles such as Chief Executive Officer, President & Chief Executive Officer, President & Chief Executive Officer, Chief Operating Officer, Baldwin County Market President.