Community Bank Executive and Leadership Team

September, 2026

Leadership Overview

Community Bank has 10 executives leading key functions including strategy, regional operations, technology, and mortgage lending.

Focused on delivering comprehensive financial services, Community Bank maintains a commitment to asset growth and regional economic development across four states through dedicated leadership and community-centric banking solutions.

Leadership Roles at Community Bank

  • Chief Executive Officer - David Barnett
  • President & Chief Executive Officer - Justin Martin
  • Florida Chief Executive Officer - Fred Leopold
  • President & Chief Executive Officer - Freddie Bagley
  • Regional Chief Executive Officer - Samuel Henderson
  • Chief Executive Officer, Northern Region - Barry Prather
  • Chief Operating Officer - Chance Carter
  • President, Mortgage Division - Ralph Hays
  • President-George County - Amy Delcambre
  • Chief Technology Officer - Tim Phillips
  • David Barnett - Chief Executive Officer

    David Barnett, the Chief Executive Officer at Community Bank, directs the overarching strategic vision for the organization. Barnett manages the allocation of $3.3 billion in assets to ensure long-term stability and growth. By coordinating with the board, the Chief Executive Officer establishes performance benchmarks that drive the bank toward its financial objectives. This leadership role involves overseeing the integration of banking services across the four-state footprint to maintain competitive market positioning. Through rigorous analysis of economic trends, Barnett identifies opportunities for expansion and risk mitigation. The Chief Executive Officer fosters a culture of operational excellence, ensuring that all departments align with the core mission of providing reliable financial services. By prioritizing customer-centric banking, Barnett secures the institution's reputation as a pillar of financial strength within the communities served, ultimately driving sustainable value for stakeholders and clients alike.

    Justin Martin - President & Chief Executive Officer

    Justin Martin, the President & Chief Executive Officer at Community Bank, executes the daily operational mandates required to maintain the bank's $3.3 billion asset base. Martin oversees the alignment of internal processes with the broader corporate strategy to ensure efficiency across all 800+ employees. As the President & Chief Executive Officer, Martin facilitates communication between executive leadership and department heads to streamline service delivery. This role involves monitoring regional performance metrics to identify areas for improvement in the financial services portfolio. By implementing robust management frameworks, Martin optimizes resource utilization and supports the bank's expansion efforts. The President & Chief Executive Officer maintains a focus on regulatory compliance and risk management, ensuring that all operations adhere to industry standards. Through consistent oversight, Martin drives the organization toward achieving its annual growth targets while upholding the high service standards expected by the bank's diverse client base.

    Fred Leopold - Florida Chief Executive Officer

    Fred Leopold, the Florida Chief Executive Officer at Community Bank, directs all banking operations within the Florida market. Leopold architects localized growth strategies that leverage the bank's $3.3 billion asset foundation to capture regional market share. As the Florida Chief Executive Officer, Leopold manages the expansion of financial services to meet the specific needs of the local population. This leadership role involves building relationships with key community stakeholders and business partners to enhance the bank's presence. By analyzing regional economic indicators, Leopold identifies emerging opportunities for lending and deposit growth. The Florida Chief Executive Officer ensures that all branch activities align with the overarching corporate mission of providing comprehensive financial solutions. Through proactive management of the regional team, Leopold drives operational success and contributes significantly to the bank's total asset growth, ensuring that the Florida division remains a vital component of the broader organizational structure.

    Freddie Bagley - President & Chief Executive Officer

    Freddie Bagley, the President & Chief Executive Officer at Community Bank, manages the strategic implementation of financial products across the bank's primary service areas. Bagley oversees the development of new banking initiatives that utilize the institution's $3.3 billion in assets to support local economic development. As the President & Chief Executive Officer, Bagley coordinates with senior leadership to refine the bank's competitive strategy in a crowded financial landscape. This role involves evaluating the performance of various banking divisions to ensure consistent service quality and operational efficiency. By fostering innovation in service delivery, Bagley enhances the customer experience and strengthens the bank's market position. The President & Chief Executive Officer maintains a rigorous focus on fiscal responsibility and long-term sustainability. Through effective leadership, Bagley ensures that the bank continues to provide essential financial services while achieving its growth objectives and maintaining a strong, stable balance sheet.

    Samuel Henderson - Regional Chief Executive Officer

    Samuel Henderson, the Regional Chief Executive Officer at Community Bank, directs the operational activities across multiple service territories. Henderson architects regional strategies that align with the bank's $3.3 billion asset base to maximize local impact. As the Regional Chief Executive Officer, Henderson oversees the performance of branch networks and ensures that all staff members adhere to the bank's service standards. This leadership role involves identifying regional market trends and adjusting service offerings to meet the evolving needs of the community. By managing regional resources effectively, Henderson supports the bank's broader goal of providing comprehensive financial services. The Regional Chief Executive Officer collaborates with other executives to ensure that regional initiatives contribute to the overall success of the organization. Through consistent monitoring of regional KPIs, Henderson drives growth and maintains the bank's reputation for excellence, ensuring that the institution remains a trusted financial partner in every market served.

    Barry Prather - Chief Executive Officer, Northern Region

    Barry Prather, the Chief Executive Officer, Northern Region at Community Bank, directs all financial operations and business development efforts within the northern territory. Prather architects strategies to expand the bank's reach, utilizing the $3.3 billion asset base to provide tailored financial solutions to northern clients. As the Chief Executive Officer, Northern Region, Prather manages the performance of local branches and ensures that all operations meet corporate quality benchmarks. This leadership role involves engaging with local business leaders to foster economic growth and increase the bank's market share. By analyzing regional data, Prather identifies opportunities for lending and deposit acquisition that align with the bank's mission. The Chief Executive Officer, Northern Region, maintains a focus on operational efficiency and customer satisfaction. Through proactive management, Prather ensures that the northern division contributes significantly to the bank's overall success and maintains a strong, competitive presence in the region.

    Chance Carter - Chief Operating Officer

    Chance Carter, the Chief Operating Officer at Community Bank, directs the internal processes and administrative functions that sustain the bank's $3.3 billion asset base. Carter architects operational workflows that optimize the productivity of 800+ employees across four states. As the Chief Operating Officer, Carter manages the day-to-day logistics of banking operations, ensuring that all departments function in harmony to meet corporate objectives. This leadership role involves streamlining service delivery and implementing cost-effective management practices. By monitoring operational performance metrics, Carter identifies bottlenecks and executes improvements that enhance overall efficiency. The Chief Operating Officer collaborates with the executive team to ensure that operational capacity aligns with the bank's growth strategy. Through rigorous oversight of internal systems, Carter maintains the high standards of service that define the bank's reputation, ensuring that all operational activities support the institution's mission of providing comprehensive and reliable financial services.

    Ralph Hays - President, Mortgage Division

    Ralph Hays, the President, Mortgage Division at Community Bank, directs the lending strategies and mortgage operations that represent a significant portion of the bank's $3.3 billion in assets. Hays architects loan programs that provide essential housing finance to communities across the four-state service area. As the President, Mortgage Division, Hays manages the underwriting and processing teams to ensure that all lending activities meet strict quality and compliance standards. This leadership role involves analyzing housing market trends to adjust lending products and maintain a competitive edge. By fostering relationships with real estate partners and borrowers, Hays drives the growth of the mortgage portfolio. The President, Mortgage Division, collaborates with other executives to ensure that lending initiatives align with the bank's overall risk management and financial goals. Through effective management of the mortgage team, Hays ensures that the bank remains a primary source of home financing, supporting the economic well-being of the communities served.

    Amy Delcambre - President-George County

    Amy Delcambre, the President-George County at Community Bank, directs all banking operations and community engagement efforts within the George County market. Delcambre architects localized financial strategies that leverage the bank's $3.3 billion asset foundation to support local economic development. As the President-George County, Delcambre manages the branch team and ensures that all financial services meet the specific needs of the local population. This leadership role involves building strong relationships with community members and business owners to enhance the bank's local presence. By monitoring regional economic performance, Delcambre identifies opportunities for lending and deposit growth that align with the bank's mission. The President-George County collaborates with regional leadership to ensure that local initiatives contribute to the overall success of the organization. Through proactive management and a commitment to service, Delcambre drives operational success and maintains the bank's reputation as a vital financial partner within the county.
    Amy Delcambre

    Tim Phillips - Chief Technology Officer

    Tim Phillips, the Chief Technology Officer at Community Bank, directs the digital infrastructure and cybersecurity frameworks that support the bank's $3.3 billion in assets. Phillips architects scalable technology solutions that enable 800+ employees to deliver seamless financial services to clients. As the Chief Technology Officer, Phillips manages the integration of modern banking platforms to enhance operational efficiency and customer security. This leadership role involves overseeing the development of digital banking tools that keep the institution competitive in a rapidly evolving financial landscape. By prioritizing data integrity and system reliability, Phillips ensures that all technological assets remain secure and functional. The Chief Technology Officer collaborates with other C-suite leaders to align technology investments with the bank's long-term strategic goals. Through continuous innovation, Phillips drives the digital transformation of the bank, ensuring that all technological capabilities support the overarching mission of providing reliable, accessible, and secure financial services to every customer.

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    Frequently Asked Questions Regarding Community Bank Top Executives and Leadership Team

    Who leads Community Bank?
    Community Bank is led by David Barnett (Chief Executive Officer), along with executives such as Justin Martin (President & Chief Executive Officer) and Fred Leopold (Florida Chief Executive Officer).
    Who is part of Community Bank’s executive team?
    The executive team of Community Bank includes leaders such as David Barnett (Chief Executive Officer), Justin Martin (President & Chief Executive Officer), Fred Leopold (Florida Chief Executive Officer) and other senior executives.
    How many executives does Community Bank have?
    Community Bank has 10 executives leading key business areas.
    What roles are included in Community Bank’s leadership team?
    The leadership team of Community Bank includes roles such as Chief Executive Officer, President & Chief Executive Officer, Florida Chief Executive Officer, President & Chief Executive Officer, Regional Chief Executive Officer.