BNP Paribas Cardif Executive and Leadership Team

Edgar Gomez Quiñonez, the Chief Executive Officer at BNP Paribas Cardif, directs the overarching strategic vision for the global insurance entity. This leadership role involves managing complex relationships with over 35 of the world's leading banks to expand the reach of Savings and Protection products. By overseeing operations across Europe, Asia, and Latin America, the Chief Executive Officer ensures consistent growth and market penetration. Edgar Gomez Quiñonez maintains alignment between the Life and Property & Casualty insurance units to optimize performance. The Chief Executive Officer drives the expansion of creditor insurance offerings, solidifying the company's position as a global leader. Through rigorous oversight of the 5,000-strong workforce, the Chief Executive Officer fosters a culture of innovation and operational excellence. This executive leadership ensures the firm remains a top-tier provider of insurance services while navigating diverse regulatory landscapes in 33 countries.

Carlos Enriquez, the Chief Operating Officer at BNP Paribas Cardif, oversees the internal processes and operational workflows that sustain the company's global insurance activities. This role involves streamlining the distribution of Savings and Protection products to ensure efficiency across all 33 countries of operation. By managing the day-to-day execution of business strategies, the Chief Operating Officer maintains high service standards for banking partners and end customers. Carlos Enriquez drives the optimization of operational costs and resource allocation within the Life and Property & Casualty units. The Chief Operating Officer coordinates with regional heads to ensure that operational frameworks support the company's growth objectives in Europe, Asia, and Latin America. This leadership position focuses on building resilient systems that can adapt to changing market demands. Through meticulous management of operational performance, the Chief Operating Officer ensures the firm delivers consistent value and maintains its status as a leading global insurer.

Olena Liubchenko, the Deputy Chief Operating Officer, Local, Head of Claims & Customer Service at BNP Paribas Cardif, manages the critical functions of claims processing and customer support. This role involves ensuring that policyholders receive timely and accurate service, which is essential for maintaining the firm's reputation in the life and non-life insurance sectors. By overseeing the claims lifecycle, the Deputy Chief Operating Officer, Local, Head of Claims & Customer Service drives improvements in customer satisfaction and operational efficiency. Olena Liubchenko implements standardized procedures that enhance the quality of service across diverse distribution channels. The Deputy Chief Operating Officer, Local, Head of Claims & Customer Service collaborates with regional teams to address local customer needs while adhering to global quality benchmarks. This leadership position focuses on building trust with clients through reliable and transparent service delivery. Through effective management of claims and support teams, the Deputy Chief Operating Officer, Local, Head of Claims & Customer Service supports the company's commitment to excellence.

Edgar Ramírez Merchant, the Chief Technology Officer at BNP Paribas Cardif, architects the digital infrastructure necessary to support global insurance distribution. This role involves modernizing legacy systems to enhance the delivery of Savings and Protection products across diverse channels. By implementing scalable cloud solutions, the Chief Technology Officer enables seamless integration with international banking partners. Edgar Ramírez Merchant drives the adoption of advanced analytics to improve risk assessment and customer engagement. The Chief Technology Officer collaborates with regional teams to ensure technological consistency across the 33 countries where the firm operates. This leadership position focuses on accelerating digital transformation to maintain a competitive edge in the life and non-life insurance sectors. Through the deployment of secure, high-performance platforms, the Chief Technology Officer supports the company's mission to provide accessible insurance services while maintaining the highest standards of data integrity and operational efficiency.

Mario Diethelm, the Chief Information Officer at BNP Paribas Cardif, manages the enterprise-wide information architecture and data governance frameworks. This role involves securing critical insurance data while facilitating real-time access for distribution partners across Europe, Asia, and Latin America. By overseeing the integration of complex IT systems, the Chief Information Officer ensures the reliability of Savings and Protection product delivery. Mario Diethelm drives the implementation of robust cybersecurity protocols to protect the interests of the firm and its clients. The Chief Information Officer coordinates with global stakeholders to align information technology initiatives with the broader business objectives of the Life and Property & Casualty units. This leadership role requires constant monitoring of technological trends to optimize internal processes and enhance service delivery. Through strategic management of information assets, the Chief Information Officer supports the company's growth and maintains its reputation as a reliable global insurer.

Necip Tatari, the Chief Marketing Officer at BNP Paribas Cardif, designs the global brand strategy and market positioning for the firm's diverse insurance portfolio. This role involves crafting compelling value propositions for Savings and Protection products to attract and retain banking partners. By analyzing market trends across 33 countries, the Chief Marketing Officer identifies growth opportunities in emerging regions like Latin America and Asia. Necip Tatari drives the development of multi-channel marketing campaigns that highlight the company's expertise in creditor insurance. The Chief Marketing Officer collaborates with regional leadership to ensure brand consistency while adapting messaging to local market nuances. This leadership position focuses on increasing market share and strengthening the firm's reputation as a premier insurance provider. Through data-driven insights and creative outreach, the Chief Marketing Officer enhances the visibility of the company's offerings, ultimately supporting the expansion of the global insurance business.

Juan Ortegon Cortazar, the Regional Chief Information Officer, Office LATAM & Chief of Staff at BNP Paribas Cardif, directs the information technology strategy specifically for the Latin American market. This role involves aligning regional IT capabilities with the global mission of providing accessible Savings and Protection products. By serving as Chief of Staff, the Regional Chief Information Officer, Office LATAM & Chief of Staff facilitates communication between regional leadership and the executive board. Juan Ortegon Cortazar drives the implementation of localized digital solutions that cater to the specific needs of regional banking partners. The Regional Chief Information Officer, Office LATAM & Chief of Staff ensures that regional operations remain compliant with local regulations while benefiting from the firm's global expertise. This leadership position focuses on enhancing operational agility and technological integration within the Latin American region. Through strategic oversight, the Regional Chief Information Officer, Office LATAM & Chief of Staff supports the company's expansion and long-term success in the region.

Ingrid Rodríguez, the Chief of Staff ETO LATAM at BNP Paribas Cardif, coordinates strategic initiatives and operational planning for the ETO division within the Latin American market. This role involves facilitating cross-functional collaboration to ensure that technology and operational projects align with the company's broader goals. By managing the flow of information and resources, the Chief of Staff ETO LATAM enables the regional team to execute complex insurance distribution strategies effectively. Ingrid Rodríguez drives the implementation of organizational improvements that enhance productivity and project delivery. The Chief of Staff ETO LATAM works closely with regional leadership to monitor performance metrics and address operational challenges. This leadership position focuses on maintaining organizational cohesion and supporting the successful deployment of Savings and Protection products. Through proactive management and strategic coordination, the Chief of Staff ETO LATAM ensures that the firm's regional operations remain efficient and aligned with the global vision of BNP Paribas Cardif.

Jimmy Boutin, the Chief Information Officer, CIO at BNP Paribas Cardif, leads the development and maintenance of the firm's global information systems. This role involves overseeing the technological infrastructure that supports the distribution of Savings and Protection products to millions of customers. By prioritizing system stability and scalability, the Chief Information Officer, CIO ensures that the company can handle the demands of its extensive banking partnerships. Jimmy Boutin drives the integration of innovative digital tools that improve the efficiency of insurance operations. The Chief Information Officer, CIO collaborates with other C-suite leaders to ensure that information technology investments directly support the company's strategic growth. This leadership position focuses on maintaining a secure and high-performing IT environment that enables the firm to compete effectively in the global insurance market. Through the strategic management of information systems, the Chief Information Officer, CIO ensures the company remains at the forefront of technological advancement in the insurance industry.

João Nascimento, the Chief Information Officer & Chief Technology Officer (Brazil) at BNP Paribas Cardif, directs the technological and information systems strategy for the Brazilian market. This role involves tailoring global insurance solutions to meet the specific regulatory and consumer requirements of Brazil. By overseeing both IT and technology functions, the Chief Information Officer & Chief Technology Officer (Brazil) ensures a unified approach to digital transformation and system reliability. João Nascimento drives the adoption of local technological innovations that enhance the distribution of Savings and Protection products. The Chief Information Officer & Chief Technology Officer (Brazil) collaborates with regional and global teams to ensure that Brazilian operations benefit from the firm's international expertise. This leadership position focuses on building a robust and agile technological foundation that supports the company's growth in one of its key markets. Through strategic oversight, the Chief Information Officer & Chief Technology Officer (Brazil) ensures the firm maintains a competitive advantage in the Brazilian insurance landscape.