Bankers Life Executive and Leadership Team

Romario Cardoza, the Chief Executive Officer at Bankers Life, directs the overarching strategic vision for retirement and insurance solutions. Cardoza oversees the integration of Medicare Supplement, life insurance, and annuity offerings to ensure market competitiveness. By aligning corporate objectives with the needs of individuals nearing retirement, the Chief Executive Officer drives long-term growth across the United States. This leadership role involves constant collaboration with the Board to maintain financial stability and operational excellence. Romario Cardoza manages the expansion of service delivery models, ensuring that career agents provide high-quality support to clients. Through rigorous oversight of subsidiary performance, the Chief Executive Officer guarantees that all insurance products meet regulatory standards. By fostering a culture of accountability, Cardoza strengthens the market position of the firm. Ultimately, the Chief Executive Officer secures the financial future of clients by optimizing the delivery of essential retirement healthcare and protection services.

Cheryl Heilman, the President at Bankers Life, manages the daily operational execution of retirement and insurance service delivery. Heilman oversees the performance of the national network of career agents and producers. By streamlining internal processes, the President ensures that clients receive efficient support regarding life insurance and annuity products. This leadership role involves monitoring the quality of advisory services provided by subsidiaries to maintain high standards of client care. Cheryl Heilman drives operational efficiency by implementing scalable systems that support the firm's growth across the United States. Through close coordination with other C-suite leaders, the President aligns field operations with corporate strategic goals. Heilman monitors the effectiveness of in-person and virtual client interactions to guarantee consistent service quality. By optimizing the workflow for agents, the President enhances the overall client experience. Ultimately, Heilman supports the financial security of retirees by maintaining a robust and responsive operational infrastructure.

Vern Kunstman, the Career Life Agent and President's Honor Circle and 2021 Hall of Fame Inductee at Bankers Life, executes direct sales strategies for retirement and insurance products. Kunstman provides personalized guidance to individuals seeking Medicare Supplement and long-term care insurance. By conducting in-person and virtual consultations, the Career Life Agent and President's Honor Circle and 2021 Hall of Fame Inductee helps clients navigate complex financial decisions. This leadership role involves building long-term relationships with retirees to ensure the protection of financial assets. Vern Kunstman drives revenue growth by identifying specific client needs and matching those needs with appropriate annuity and life insurance solutions. Through consistent performance, the Career Life Agent and President's Honor Circle and 2021 Hall of Fame Inductee sets a benchmark for excellence within the national agent network. Kunstman contributes to the firm's reputation by delivering high-touch service. By focusing on client-centric outcomes, the Career Life Agent and President's Honor Circle and 2021 Hall of Fame Inductee strengthens the market presence of the company.

Laura Gomez, the Chief Motivational Officer (Chief Marketing Officer) at Bankers Life, architects the brand identity and engagement strategies for retirement insurance solutions. Gomez directs national marketing campaigns that highlight the value of Medicare Supplement and long-term care insurance. By analyzing consumer behavior, the Chief Motivational Officer (Chief Marketing Officer) optimizes outreach to individuals nearing retirement. This leadership role involves coordinating with sales teams to ensure consistent messaging across all virtual and in-person channels. Laura Gomez drives brand awareness by emphasizing the importance of financial security in the later stages of life. Through innovative communication strategies, the Chief Motivational Officer (Chief Marketing Officer) increases the visibility of annuity products. Gomez manages the development of educational resources that assist clients in navigating complex healthcare decisions. By aligning marketing initiatives with the broader mission of the firm, the Chief Motivational Officer (Chief Marketing Officer) fosters deep trust with the aging population throughout the United States.