AA Insurance Executive and Leadership Team

September, 2026

Leadership Overview

AA Insurance has 5 executives leading key functions including strategy, technology, human resources, and operational management.

Committed to protecting assets across New Zealand, AA Insurance delivers comprehensive coverage solutions while maintaining a customer-centric philosophy that prioritizes reliability and long-term financial security for every policyholder.

Leadership Roles at AA Insurance

  • Chief Executive Officer - Michelle James
  • President - Carl Unrue
  • President - Aloan Oliveira
  • Chief Information Officer - Brent Esteves
  • Chief People Officer - Paula Williams
  • Michelle James - Chief Executive Officer

    Michelle James, the Chief Executive Officer at AA Insurance, directs the overarching corporate strategy and long-term vision for the organization. Overseeing the expansion of car, home, and landlord insurance portfolios, the Chief Executive Officer ensures alignment between market demands and internal service capabilities. This leadership role involves constant collaboration with the Board to maintain high standards of financial performance and risk management. By fostering a culture of innovation, Michelle James drives the company toward sustainable growth within the competitive New Zealand insurance landscape. The Chief Executive Officer monitors macro-level industry trends to anticipate shifts in consumer behavior, ensuring the firm remains a market leader. Through rigorous oversight of operational efficiency, the Chief Executive Officer secures the stability of the entire enterprise, ultimately positioning the brand as a trusted provider for diverse insurance needs across the region.

    Carl Unrue - President

    Carl Unrue, the President at AA Insurance, manages the day-to-day operational execution of the company's core insurance business lines. Focusing on the car and motorcycle insurance segments, the President optimizes underwriting processes to maximize profitability while maintaining high customer satisfaction levels. This role involves direct oversight of regional operational teams, ensuring that service delivery remains consistent across the New Zealand market. Carl Unrue drives efficiency improvements by streamlining claims handling procedures and reducing cycle times for policyholders. By coordinating with the Chief Executive Officer, the President translates high-level strategy into actionable operational plans that support revenue growth. The President monitors key performance indicators to identify areas for process refinement, ensuring that the company maintains its reputation for reliability. Through disciplined management of operational resources, the President secures the firm's market position and supports the long-term financial health of the organization.

    Aloan Oliveira - President

    Aloan Oliveira, the President at AA Insurance, directs the strategic expansion and management of the landlord and home insurance divisions. Overseeing the development of specialized coverage products, the President ensures that the company addresses the unique risk profiles of property owners across the region. This leadership role involves analyzing market data to refine pricing models and enhance product competitiveness. Aloan Oliveira drives cross-functional collaboration to ensure that marketing, sales, and underwriting teams work in unison to capture market share. By focusing on customer retention strategies, the President strengthens the brand's presence in the property insurance sector. The President manages relationships with key industry partners to broaden the reach of the company's offerings. Through a commitment to excellence in product design and service, the President ensures that the organization remains the preferred choice for property protection, consistently delivering value to policyholders and stakeholders alike.

    Brent Esteves - Chief Information Officer

    Brent Esteves, the Chief Information Officer at AA Insurance, architects the digital infrastructure required to support complex insurance underwriting and claims processing systems. Managing the technological roadmap, the Chief Information Officer implements advanced data analytics to improve risk assessment accuracy for home and motorcycle insurance products. This role requires constant coordination with the executive team to integrate secure, scalable cloud solutions that enhance the customer experience. Brent Esteves drives the digital transformation agenda, ensuring that all internal platforms remain resilient against cyber threats while facilitating seamless service delivery. By optimizing IT workflows, the Chief Information Officer increases operational speed and reduces administrative overhead. The Chief Information Officer maintains a focus on modernizing legacy systems to support future growth, ensuring that the technological backbone of the company remains robust, agile, and capable of meeting the evolving demands of the New Zealand insurance market.

    Paula Williams - Chief People Officer

    Paula Williams, the Chief People Officer at AA Insurance, directs the human capital strategy to cultivate a high-performance workforce capable of delivering exceptional service. Overseeing talent acquisition, employee development, and organizational culture, the Chief People Officer ensures that the company attracts top-tier professionals who align with the core mission of protecting New Zealand assets. This leadership role involves designing comprehensive training programs that equip staff with the expertise needed for complex insurance products like landlord and home coverage. Paula Williams drives initiatives that promote diversity, equity, and inclusion, fostering an environment where innovation thrives. By implementing robust performance management systems, the Chief People Officer supports the professional growth of every team member. The Chief People Officer collaborates with other executives to align workforce capabilities with the broader business objectives, ensuring that the organization maintains a competitive edge through superior human resource management and employee engagement.
    Paula Williams

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    Frequently Asked Questions Regarding AA Insurance Top Executives and Leadership Team

    Who leads AA Insurance?
    AA Insurance is led by Michelle James (Chief Executive Officer), along with executives such as Carl Unrue (President) and Aloan Oliveira (President).
    Who is part of AA Insurance’s executive team?
    The executive team of AA Insurance includes leaders such as Michelle James (Chief Executive Officer), Carl Unrue (President), Aloan Oliveira (President) and other senior executives.
    How many executives does AA Insurance have?
    AA Insurance has 5 executives leading key business areas.
    What roles are included in AA Insurance’s leadership team?
    The leadership team of AA Insurance includes roles such as Chief Executive Officer, President, President, Chief Information Officer, Chief People Officer.