Universal Group Executive and Leadership Team

Josely Vega, the President & Chief Executive Officer, Amp at Universal Group, directs the overarching strategy and operational execution for the company's insurance and investment portfolios. Overseeing critical business units, the President & Chief Executive Officer, Amp ensures robust financial performance and market expansion throughout Puerto Rico and the greater Caribbean area. This leadership role involves driving innovation in product development and service delivery, aligning all initiatives with the company's mission to provide comprehensive financial solutions. By optimizing resource allocation and fostering cross-functional collaboration, Josely Vega directly impacts the sustained growth and profitability of the organization. Ultimately, Vega secures the company's competitive edge in the dynamic insurance and investment landscape.

Monique Miranda, the President and Chief Executive Officer of âœOur Partnership at Universal Group, spearheads strategic alliances and partnership development critical for expanding market reach. Overseeing the cultivation of key relationships, the President and Chief Executive Officer of âœOur Partnership ensures synergistic growth and enhanced service offerings across the Caribbean region. This executive position involves architecting collaborative frameworks that support the company's mission of delivering integrated financial services. By fostering strong external connections and driving joint venture initiatives, Monique Miranda directly contributes to the company's market penetration and revenue diversification. Ultimately, Miranda solidifies Universal Group's position as a trusted partner in the financial services sector.

Jaime Toro- Santiago, the President at Universal Group, drives strategic initiatives and operational excellence across key business segments, focusing on enhancing client value. Overseeing critical market operations, the President ensures the seamless delivery of property and casualty insurance, life products, and investment services throughout the Caribbean region. This executive role involves fostering a culture of accountability and innovation, aligning departmental goals with the company's overarching financial objectives. By optimizing resource deployment and championing strategic growth plans, Jaime Toro- Santiago directly contributes to increased market share and profitability. Ultimately, Toro- Santiago solidifies Universal Group's reputation for reliability and superior service delivery.

Jose Benitez Ulmer, the President - Uli at Universal Group, leads the strategic direction and operational management of the Uli division, focusing on specialized financial products and services. Overseeing the development and execution of Uli's business plan, the President - Uli ensures alignment with the broader company objectives of providing comprehensive insurance and investment solutions across Puerto Rico and the Caribbean. This executive position involves driving market penetration and fostering innovation within the Uli segment, enhancing its contribution to the group's overall financial performance. By championing strategic growth and operational efficiency, Jose Benitez Ulmer directly impacts the division's profitability and market standing. Ultimately, Ulmer strengthens Universal Group's diverse financial service offerings.

Gerald Lopez De Choudens, the Chief Information Officer at Universal Group, architects and executes the company's technology strategy, ensuring robust and scalable IT infrastructure. Overseeing all digital transformation initiatives, the Chief Information Officer drives innovation in data management, cybersecurity, and system integration to support property and casualty insurance, life products, and investment services. This critical role involves aligning technology roadmaps with business objectives, enhancing operational efficiency across Puerto Rico and the Caribbean. By implementing advanced technological solutions and ensuring data integrity, Gerald Lopez De Choudens directly supports the delivery of secure and reliable financial products. Ultimately, Lopez De Choudens safeguards the company's digital assets and enhances its competitive technological posture.

Sary Vázquez, the Chief Human Resources Officer at Universal Group, directs all human capital strategies, fostering a high-performance culture aligned with the company's mission. Overseeing talent acquisition, development, and retention, the Chief Human Resources Officer ensures the organization attracts and retains top talent across Puerto Rico and the greater Caribbean area. This leadership position involves designing and implementing comprehensive HR policies, compensation structures, and employee engagement programs that support the delivery of exceptional insurance and investment services. By cultivating a motivated and skilled workforce, Sary Vázquez directly enhances operational effectiveness and employee satisfaction. Ultimately, Vázquez strengthens the human foundation essential for Universal Group's sustained success and market leadership.