Zip Co Executive and Leadership Team

Gordon Bell, the Group Chief Financial Officer at Zip Co, manages the global fiscal strategy and capital allocation for the entire organization. Overseeing corporate treasury, investor relations, and financial planning, the Group Chief Financial Officer ensures the company maintains a robust balance sheet to support rapid expansion in digital payment services. This leadership role requires constant collaboration with the Board to align financial objectives with long-term growth targets. Gordon Bell directs the implementation of advanced financial reporting systems to provide transparency for stakeholders. By optimizing capital structures and managing liquidity risks, the Group Chief Financial Officer strengthens the financial health of the enterprise. The Group Chief Financial Officer monitors global market trends to identify new investment opportunities, ensuring that the company remains a leader in the buy now, pay later industry while delivering consistent value to shareholders through disciplined fiscal management.

Erin Bengtson-Olivieri, the Chief Financial Officer & Head of Finance) (US) at Zip Co, directs the financial planning and accounting operations for the North American market. Overseeing regional budgeting, tax compliance, and financial reporting, the Chief Financial Officer & Head of Finance) (US) ensures that all US-based activities align with the broader corporate fiscal strategy. This leadership role involves managing complex financial audits and coordinating with local regulatory bodies to maintain operational integrity. Erin Bengtson-Olivieri implements rigorous cost-control measures to improve regional profitability while supporting the expansion of buy now, pay later services. By analyzing market-specific financial data, the Chief Financial Officer & Head of Finance) (US) provides actionable insights that guide strategic decision-making. The Chief Financial Officer & Head of Finance) (US) fosters a culture of financial accountability, ensuring that the company's US operations remain sustainable and competitive within the rapidly evolving digital finance landscape.

Andrew Greenberg, the Chief Financial Officer, US at Zip Co, manages the capital management and revenue forecasting functions specifically for the United States division. Focusing on the optimization of credit risk models and merchant revenue streams, the Chief Financial Officer, US ensures that the company's financial products remain both profitable and accessible to the American consumer. This leadership role involves collaborating with the broader executive team to refine pricing strategies and enhance the overall value proposition of the platform. Andrew Greenberg directs the analysis of regional market performance to identify opportunities for revenue growth and operational efficiency. By overseeing the financial health of the US business unit, the Chief Financial Officer, US supports the company's mission to provide fair payment solutions. The Chief Financial Officer, US maintains strict oversight of regional cash flow, ensuring that the company possesses the necessary resources to scale effectively within the competitive North American market.

Chris Patrick, the Chief Operating Officer, ANZ at Zip Co, directs all regional operational workflows across the Australian and New Zealand markets. Managing the daily execution of buy now, pay later services, the Chief Operating Officer, ANZ optimizes merchant integration processes to ensure seamless consumer experiences. This leadership role involves coordinating with cross-functional teams to scale digital financial products while maintaining strict regulatory compliance within the Oceania region. By streamlining internal logistics and customer support frameworks, Chris Patrick enhances the overall efficiency of the platform. The Chief Operating Officer, ANZ monitors key performance indicators to drive sustainable growth and market penetration. Through rigorous oversight of regional service delivery, the Chief Operating Officer, ANZ secures the operational foundation necessary for long-term success in the competitive finance sector, ensuring that every transaction remains fair and accessible for the entire user base.

Memo Hayek, the Chief Information Officer, Anz at Zip Co, architects the digital infrastructure and cybersecurity frameworks supporting regional financial operations. Directing the development of secure payment processing systems, the Chief Information Officer, Anz ensures that all digital platforms remain resilient against emerging threats while providing a seamless user experience. This leadership role involves managing large-scale data integration projects that allow for real-time credit assessment and transaction processing. Memo Hayek oversees the deployment of cloud-based technologies to enhance system scalability across the Oceania market. By prioritizing innovation in financial technology, the Chief Information Officer, Anz drives the digital transformation of the company's core service offerings. The Chief Information Officer, Anz maintains alignment between technical capabilities and business goals, ensuring that the underlying software architecture supports the company's mission to simplify how people pay through reliable, high-performance digital solutions.