Xendit Executive and Leadership Team

August, 2026

Leadership Overview

Xendit has 10 executives leading key functions including strategy, operations, revenue, product development, and regional management.

Focused on building robust financial infrastructure, Xendit delivers seamless payment solutions across Southeast Asia to empower businesses with reliable, scalable, and secure digital transaction capabilities for modern commerce.

Leadership Roles at Xendit

  • Founder & Chief Executive Officer - Moses Lo
  • Executive Asisstant To Chief Operating Officer - Michelle Ming
  • Co-founder & Chief Operating Officer - Tessa Winjaya
  • Chief of Staff - Dana de la Vega
  • Chief Revenue Officer - Nazim Ali
  • Chief of Staff - LATAM - Mauricio Cardenas
  • Product Manager, Staff & Chief Technology Officer - Luminto Luhur
  • Chief of Staff (Indonesia) - Ferdinand Kusuma
  • Chief Of Staff and GTM - Shori Hijikata
  • Growth Chief of Staff - Johanan Choo
  • Moses Lo - Founder & Chief Executive Officer

    Moses Lo, the Founder & Chief Executive Officer at Xendit, directs the overarching strategic vision for the financial technology platform. By architecting the core payment infrastructure, Lo ensures the company maintains a competitive edge in the rapidly evolving digital finance landscape. The Founder & Chief Executive Officer oversees high-level capital allocation and investor relations to support aggressive market expansion across Southeast Asia. Through constant engagement with the board, Moses Lo aligns product innovation with long-term growth objectives. This leadership role involves fostering a culture of operational excellence while navigating complex regulatory environments. By prioritizing scalable technology, the Founder & Chief Executive Officer drives the mission to simplify financial transactions for businesses of all sizes. Ultimately, Lo secures the company's position as a premier provider of payment solutions, ensuring sustained value creation for stakeholders and clients alike.
    Moses Lo

    Michelle Ming - Executive Asisstant To Chief Operating Officer

    Michelle Ming, the Executive Asisstant To Chief Operating Officer at Xendit, manages the operational priorities and administrative workflows for the Chief Operating Officer. By coordinating the daily activities and strategic focus of the operations department, Ming ensures that the leadership team remains aligned with the company's core mission. The Executive Asisstant To Chief Operating Officer facilitates communication across the organization to support the smooth execution of financial service delivery. Through meticulous organization and project tracking, Michelle Ming enables the Chief Operating Officer to focus on high-level operational scaling and efficiency improvements. This role involves managing complex schedules and ensuring that critical business objectives receive the necessary attention. By maintaining a high standard of operational support, the Executive Asisstant To Chief Operating Officer contributes to the overall stability and productivity of the company. Ultimately, Ming ensures that the operational leadership functions effectively to support the company's growth.

    Tessa Winjaya - Co-founder & Chief Operating Officer

    Tessa Winjaya, the Co-founder & Chief Operating Officer at Xendit, oversees the internal operations and organizational scaling required to support the company's payment infrastructure. By directing the day-to-day business functions, Winjaya ensures that the platform delivers consistent and reliable service to all merchants. The Co-founder & Chief Operating Officer manages the integration of technology and human capital to optimize operational efficiency across the entire company. Through strategic oversight of internal processes, Tessa Winjaya drives the development of robust systems that support rapid growth and market expansion. This leadership role involves collaborating with the executive team to refine the business model and ensure long-term sustainability. By focusing on operational excellence, the Co-founder & Chief Operating Officer enables the organization to maintain its competitive advantage in the financial technology sector. Ultimately, Winjaya secures the company's ability to scale effectively while maintaining high standards of service quality.
    Tessa Winjaya

    Dana de la Vega - Chief of Staff

    Dana de la Vega, the Chief of Staff at Xendit, coordinates cross-functional initiatives to streamline internal operations and executive decision-making. By managing the flow of information between departments, de la Vega ensures alignment with the broader corporate strategy regarding payment processing services. The Chief of Staff facilitates high-priority projects that enhance organizational efficiency and communication across the Jakarta headquarters and regional hubs. Through rigorous project management, Dana de la Vega optimizes resource allocation to support the company's rapid growth trajectory. This role involves translating executive directives into actionable workflows for engineering and product teams. By maintaining a clear focus on operational agility, the Chief of Staff enables the leadership team to execute complex financial initiatives with precision. Ultimately, de la Vega strengthens the internal framework necessary for delivering reliable payment solutions to a diverse and expanding client base.

    Nazim Ali - Chief Revenue Officer

    Nazim Ali, the Chief Revenue Officer at Xendit, drives the commercial strategy and sales performance across all regional markets. By overseeing the acquisition of enterprise clients, Ali ensures the company captures significant market share within the competitive financial technology sector. The Chief of Revenue Officer manages the alignment between sales, marketing, and customer success teams to maximize lifetime value for every merchant. Through data-driven analysis of regional payment trends, Nazim Ali optimizes pricing models and service offerings to meet diverse business needs. This leadership role involves building strategic partnerships that expand the reach of the payment gateway. By focusing on sustainable revenue growth, the Chief Revenue Officer supports the company's mission to provide accessible financial tools. Ultimately, Ali secures the financial health of the organization by consistently meeting aggressive targets and fostering long-term client relationships throughout the operational footprint.

    Mauricio Cardenas - Chief of Staff - LATAM

    Mauricio Cardenas, the Chief of Staff - LATAM at Xendit, orchestrates the strategic entry and operational scaling of payment services within the Latin American market. By adapting the core financial technology platform to local regulatory and consumer requirements, Cardenas ensures seamless integration for regional merchants. The Chief of Staff - LATAM manages the coordination between local teams and the central headquarters to maintain consistent service quality. Through meticulous planning, Mauricio Cardenas identifies growth opportunities and mitigates operational risks associated with new market penetration. This role involves bridging the gap between global product capabilities and specific regional demands to drive adoption. By fostering local partnerships, the Chief of Staff - LATAM accelerates the company's mission to democratize access to digital payments. Ultimately, Cardenas establishes a robust operational foundation that supports long-term success and scalability within the complex and dynamic Latin American financial landscape.

    Luminto Luhur - Product Manager, Staff & Chief Technology Officer

    Luminto Luhur, the Product Manager, Staff & Chief Technology Officer at Xendit, architects the technical roadmap and product development lifecycle for the payment platform. By overseeing the engineering teams, Luhur ensures the delivery of secure, high-performance financial infrastructure that meets the needs of modern businesses. The Product Manager, Staff & Chief Technology Officer balances technical innovation with product usability to maintain a superior user experience. Through rigorous oversight of system architecture, Luminto Luhur drives the development of scalable APIs and payment gateways. This leadership role involves collaborating with other executives to align technical capabilities with market demands and long-term business goals. By prioritizing security and reliability, the Product Manager, Staff & Chief Technology Officer supports the company's commitment to excellence in financial technology. Ultimately, Luhur maintains the integrity and performance of the platform, ensuring it remains a trusted solution for digital transactions.

    Ferdinand Kusuma - Chief of Staff (Indonesia)

    Ferdinand Kusuma, the Chief of Staff (Indonesia) at Xendit, manages the operational execution and strategic alignment of the company's primary market activities. By overseeing local initiatives, Kusuma ensures that the payment solutions remain optimized for the specific needs of the Indonesian business ecosystem. The Chief of Staff (Indonesia) facilitates communication between local departments and the executive leadership to streamline decision-making processes. Through proactive management of regional resources, Ferdinand Kusuma drives efficiency and supports the company's growth objectives within the domestic market. This role involves navigating local regulatory frameworks and building strong relationships with key stakeholders to enhance service delivery. By focusing on operational excellence, the Chief of Staff (Indonesia) enables the organization to maintain its leadership position in the region. Ultimately, Kusuma strengthens the company's market presence by ensuring that all local operations align with the broader mission of providing seamless financial services.

    Shori Hijikata - Chief Of Staff and GTM

    Shori Hijikata, the Chief Of Staff and GTM at Xendit, directs the go-to-market strategy and operational integration for new product launches. By aligning sales, marketing, and product teams, Hijikata ensures that the company effectively captures market demand for its payment solutions. The Chief Of Staff and GTM manages the execution of strategic initiatives that drive customer acquisition and brand positioning. Through detailed analysis of market trends, Shori Hijikata optimizes the approach to different customer segments to maximize impact. This leadership role involves coordinating cross-functional efforts to ensure that all teams work toward unified growth targets. By focusing on speed and agility, the Chief Of Staff and GTM enables the organization to respond quickly to competitive pressures. Ultimately, Hijikata drives the successful deployment of new services, ensuring that the company remains at the forefront of the financial technology industry through effective market engagement.

    Johanan Choo - Growth Chief of Staff

    Johanan Choo, the Growth Chief of Staff at Xendit, leads the strategic initiatives focused on accelerating user acquisition and market expansion. By analyzing growth metrics and identifying new opportunities, Choo ensures that the company effectively scales its payment solutions to reach a broader audience. The Growth Chief of Staff coordinates cross-functional teams to execute campaigns that drive adoption and increase transaction volume. Through rigorous monitoring of performance data, Johanan Choo optimizes the growth strategy to ensure alignment with the company's long-term objectives. This leadership role involves fostering collaboration between marketing, product, and sales departments to create a unified approach to market penetration. By focusing on scalable growth tactics, the Growth Chief of Staff enables the organization to maintain its momentum in a competitive landscape. Ultimately, Choo drives the company's expansion efforts, ensuring that the platform continues to serve an increasing number of businesses with reliable financial tools.

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    Frequently Asked Questions Regarding Xendit Top Executives and Leadership Team

    Who leads Xendit?
    Xendit is led by Moses Lo (Founder & Chief Executive Officer), along with executives such as Michelle Ming (Executive Asisstant To Chief Operating Officer) and Tessa Winjaya (Co-founder & Chief Operating Officer).
    Who is part of Xendit’s executive team?
    The executive team of Xendit includes leaders such as Moses Lo (Founder & Chief Executive Officer), Michelle Ming (Executive Asisstant To Chief Operating Officer), Tessa Winjaya (Co-founder & Chief Operating Officer) and other senior executives.
    How many executives does Xendit have?
    Xendit has 10 executives leading key business areas.
    What roles are included in Xendit’s leadership team?
    The leadership team of Xendit includes roles such as Founder & Chief Executive Officer, Executive Asisstant To Chief Operating Officer, Co-founder & Chief Operating Officer, Chief of Staff, Chief Revenue Officer.