VyStar Credit Union Executive and Leadership Team

September, 2026

Leadership Overview

VyStar Credit Union has 8 executives leading key functions including strategy, marketing, technology, human resources, legal, and retail operations.

Focused on member-centric financial growth, VyStar Credit Union delivers comprehensive banking, lending, and insurance solutions while maintaining a commitment to community-based cooperative values and long-term financial stability.

Leadership Roles at VyStar Credit Union

  • President & Chief Executive Officer - Scott Mainwaring
  • President & Chief Executive Officer - Teresa West
  • President, Retail Market & Florida (Georgia) - Janean Armstrong
  • Chief Marketing Officer - Dana Karzan
  • Chief Information Officer - Bruce Taman
  • Chief Human Resources Officer - Robert Davis
  • Chief Human Resources Officer - Kawanza Humphrey
  • Chief Legal Officer - Lance Davies
  • Scott Mainwaring - President & Chief Executive Officer

    Scott Mainwaring, the President & Chief Executive Officer at VyStar Credit Union, directs the overarching strategic vision for the financial cooperative. Mainwaring oversees the expansion of banking and lending services across the Southeast region, ensuring alignment with member-owned cooperative principles. By coordinating with the Board, the President & Chief Executive Officer drives long-term growth initiatives and capital allocation strategies. This leadership role involves managing complex financial portfolios and optimizing service delivery models to enhance member value. Scott Mainwaring maintains a focus on operational excellence, ensuring that all investment and insurance offerings meet rigorous regulatory standards. Through consistent oversight of market positioning, the President & Chief Executive Officer secures the competitive standing of the organization. Ultimately, Mainwaring fosters a culture of fiscal responsibility and sustainable development, positioning the institution for continued success within the evolving financial services landscape.

    Teresa West - President & Chief Executive Officer

    Teresa West, the President & Chief Executive Officer at VyStar Credit Union, manages the internal operational framework and organizational efficiency. West focuses on the integration of digital banking platforms and the modernization of member service channels. By supervising the execution of corporate policies, the President & Chief Executive Officer ensures that all departments adhere to the core mission of providing accessible financial products. This leadership role requires constant collaboration with executive peers to refine the cooperative business model and improve service accessibility. Teresa West drives initiatives that enhance member engagement and satisfaction through streamlined lending and insurance processes. The President & Chief Executive Officer monitors performance metrics to ensure that operational goals align with the broader strategic objectives of the organization. Through diligent management of internal resources, West strengthens the foundation of the cooperative, ensuring that all members receive high-quality financial support.

    Janean Armstrong - President, Retail Market & Florida (Georgia)

    Janean Armstrong, the President, Retail Market & Florida (Georgia) at VyStar Credit Union, directs the retail banking operations across the primary service territories. Armstrong oversees the performance of branch networks and ensures that member-facing services meet high standards of quality and accessibility. By managing regional sales and service teams, the President, Retail Market & Florida (Georgia) drives the adoption of lending and insurance products within the local markets. This leadership role involves coordinating with marketing and technology departments to improve the in-branch member experience. Janean Armstrong monitors regional market trends to adjust service delivery strategies and maintain a competitive edge. The President, Retail Market & Florida (Georgia) fosters strong community relationships to expand the member base and increase brand awareness. Through the effective management of retail operations, Armstrong ensures that the cooperative remains a trusted financial partner. Ultimately, the President, Retail Market & Florida (Georgia) drives regional growth and operational success.

    Dana Karzan - Chief Marketing Officer

    Dana Karzan, the Chief Marketing Officer at VyStar Credit Union, architects the brand strategy and member acquisition programs. Karzan oversees the development of multi-channel campaigns that promote banking, lending, and insurance services to diverse demographics. By analyzing market trends, the Chief Marketing Officer identifies opportunities for growth and strengthens the competitive position of the cooperative. This leadership role involves managing public relations and community outreach efforts to bolster the reputation of the organization. Dana Karzan directs the creative and analytical teams to ensure that all messaging reflects the member-owned philosophy. The Chief Marketing Officer collaborates with product managers to align marketing initiatives with the launch of new financial tools. Through data-driven decision-making, Karzan optimizes the marketing funnel, ensuring that outreach efforts translate into increased member participation. Ultimately, the Chief Marketing Officer drives brand loyalty and sustains the market presence of the institution.

    Bruce Taman - Chief Information Officer

    Bruce Taman, the Chief Information Officer at VyStar Credit Union, directs the technological infrastructure and digital security protocols. Taman oversees the implementation of scalable cloud solutions and robust banking software to support member transactions. By managing the IT department, the Chief Information Officer ensures that all digital platforms remain secure, compliant, and accessible. This leadership role involves coordinating with the executive team to integrate new financial technologies that improve the user experience. Bruce Taman drives the digital transformation strategy, focusing on the automation of lending and insurance processing systems. The Chief Information Officer monitors cybersecurity threats and implements proactive measures to protect member data across all regional operations. Through the continuous optimization of technical systems, Taman supports the operational efficiency of the cooperative. Ultimately, the Chief Information Officer ensures that the technological foundation remains resilient and capable of supporting future growth.

    Robert Davis - Chief Human Resources Officer

    Robert Davis, the Chief Human Resources Officer at VyStar Credit Union, manages talent acquisition and organizational development. Davis oversees the implementation of training programs that align staff capabilities with the financial services mission of the cooperative. By directing recruitment strategies, the Chief Human Resources Officer ensures that the organization attracts top talent to support banking and lending operations. This leadership role involves fostering a workplace culture that emphasizes member service and professional growth. Robert Davis coordinates with department heads to address workforce needs and improve employee retention across all regional offices. The Chief Human Resources Officer designs compensation and benefits structures that remain competitive within the finance industry. Through the development of performance management systems, Davis ensures that all personnel contribute effectively to the strategic goals of the organization. Ultimately, the Chief Human Resources Officer drives organizational health and operational readiness.

    Kawanza Humphrey - Chief Human Resources Officer

    Kawanza Humphrey, the Chief Human Resources Officer at VyStar Credit Union, directs diversity, equity, and inclusion initiatives alongside employee engagement programs. Humphrey oversees the internal communication strategies that keep the workforce aligned with the cooperative values of the organization. By managing labor relations and workplace policies, the Chief Human Resources Officer ensures a productive and inclusive environment for all staff members. This leadership role involves collaborating with the executive team to refine leadership development pathways and succession planning. Kawanza Humphrey drives programs that enhance employee well-being and professional satisfaction, which directly impacts the quality of member service. The Chief Human Resources Officer monitors organizational culture metrics to identify areas for improvement and growth. Through the implementation of progressive HR policies, Humphrey supports the long-term stability of the workforce. Ultimately, the Chief Human Resources Officer ensures that the human capital of the organization remains a primary driver of success.
    Lance Davies, the Chief Legal Officer at VyStar Credit Union, directs the legal and regulatory compliance framework for the cooperative. Davies oversees the management of risk and ensures that all banking, lending, and insurance products adhere to federal and state laws. By providing counsel to the Board and executive leadership, the Chief Legal Officer mitigates potential liabilities and protects the interests of the members. This leadership role involves navigating complex regulatory environments and managing external legal partnerships. Lance Davies drives the development of internal policies that promote ethical conduct and transparency across all operations. The Chief Legal Officer monitors legislative changes that impact the financial services industry and advises on necessary strategic adjustments. Through the rigorous oversight of contracts and legal documentation, Davies ensures the operational integrity of the organization. Ultimately, the Chief Legal Officer secures the legal standing and reputation of the institution.
    Lance Davies

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    Frequently Asked Questions Regarding VyStar Credit Union Top Executives and Leadership Team

    Who leads VyStar Credit Union?
    VyStar Credit Union is led by Scott Mainwaring (President & Chief Executive Officer), along with executives such as Teresa West (President & Chief Executive Officer) and Janean Armstrong (President, Retail Market & Florida (Georgia)).
    Who is part of VyStar Credit Union’s executive team?
    The executive team of VyStar Credit Union includes leaders such as Scott Mainwaring (President & Chief Executive Officer), Teresa West (President & Chief Executive Officer), Janean Armstrong (President, Retail Market & Florida (Georgia)) and other senior executives.
    How many executives does VyStar Credit Union have?
    VyStar Credit Union has 8 executives leading key business areas.
    What roles are included in VyStar Credit Union’s leadership team?
    The leadership team of VyStar Credit Union includes roles such as President & Chief Executive Officer, President & Chief Executive Officer, President, Retail Market & Florida (Georgia), Chief Marketing Officer, Chief Information Officer.