Toss Executive and Leadership Team

September, 2026

Leadership Overview

Toss has 7 executives leading key functions including strategy, operations, finance, and human resources.

Driven by a commitment to frictionless mobile banking, Toss simplifies consumer finance through innovative digital tools that eliminate archaic banking barriers across the Korean market.

Leadership Roles at Toss

  • Chief Executive Officer - Lee Seung-gun
  • CEO (대표이사) - Byungik Cho
  • Chief Financial Officer - Hugh Seo
  • Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader - Angela Lee
  • Manager, Finance & Chief Financial Officer, Staff) - Kyle Seo
  • Chief Operating Officer - Qha Kim
  • Chief People Officer, Staff - Joohyung Shin
  • Lee Seung-gun - Chief Executive Officer

    Lee Seung-gun, the Chief Executive Officer at Toss, directs the overarching vision for mobile financial services. By prioritizing simple and frictionless user experiences, the Chief Executive Officer transforms how consumers manage borrowing, bill splitting, and online payments. Lee Seung-gun architects the long-term growth strategy, ensuring the platform remains the fastest-growing fintech service in the region. This leadership role involves constant evaluation of market trends to maintain a competitive edge in the evolving finance sector. By fostering a culture of innovation, the Chief Executive Officer drives the development of new features that address user frustrations with traditional banking systems. Through rigorous oversight of product evolution, the Chief Executive Officer secures the company's position as a leader in digital finance. Ultimately, Lee Seung-gun maintains the integrity of the financial ecosystem while expanding the reach of mobile-first solutions to a broader user base.

    Byungik Cho - CEO (대표이사)

    Byungik Cho, the CEO (대표이사) at Toss, manages high-level corporate governance and strategic execution. Overseeing the alignment of business units with the core mission of simplifying consumer finance, the CEO (대표이사) ensures operational efficiency across all mobile service offerings. Byungik Cho drives the expansion of financial services, focusing on the integration of seamless payment and credit solutions for the Korean market. This leadership role requires close collaboration with the board to navigate complex regulatory environments while maintaining rapid service growth. By optimizing internal processes, the CEO (대표이사) supports the delivery of frictionless banking experiences that define the company brand. Through consistent focus on scalable infrastructure, the CEO (대표이사) strengthens the foundation for future market penetration. Ultimately, Cho secures the long-term viability of the platform by balancing aggressive innovation with robust risk management protocols.
    Byungik Cho

    Hugh Seo - Chief Financial Officer

    Hugh Seo, the Chief Financial Officer at Toss, manages the fiscal health and capital allocation strategies of the organization. By overseeing the financial architecture that supports mobile borrowing and repayment services, the Chief Financial Officer ensures sustainable growth in a competitive fintech landscape. Hugh Seo directs the financial planning and analysis functions, providing the necessary insights to guide strategic investment in new product features. This leadership role involves maintaining transparency with stakeholders while optimizing the balance sheet for long-term stability. By managing liquidity and risk, the Chief Financial Officer supports the company's mission to provide frictionless financial services to millions of users. Through careful oversight of capital deployment, the Chief Financial Officer drives the financial performance required to sustain rapid market expansion. Ultimately, Seo secures the economic foundation that allows the company to innovate within the complex Korean finance sector.

    Angela Lee - Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader

    Angela Lee, the Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader at Toss, coordinates the strategic initiatives within the finance department. By leading the Finance Excellence Team, the Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader optimizes internal reporting and financial processes to support the company's mobile service growth. Angela Lee architects the communication flow between the finance leadership and other operational units, ensuring alignment on fiscal goals. This leadership role involves driving efficiency projects that simplify complex financial data for better decision-making. By fostering a culture of excellence, the Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader ensures that financial operations remain agile and responsive to market demands. Through meticulous project management, the Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader supports the broader mission of delivering frictionless consumer finance.

    Kyle Seo - Manager, Finance & Chief Financial Officer, Staff)

    Kyle Seo, the Manager, Finance & Chief Financial Officer, Staff) at Toss, executes the tactical financial operations that underpin the company's mobile banking services. By managing the day-to-day financial reporting and budget tracking, the Manager, Finance & Chief Financial Officer, Staff) ensures that resources are allocated effectively to support product development. Kyle Seo drives the implementation of financial controls that maintain the integrity of user transactions and bill-splitting services. This leadership role involves analyzing operational costs to identify opportunities for increased efficiency within the fintech platform. By providing critical support to the finance leadership, the Manager, Finance & Chief Financial Officer, Staff) facilitates the smooth execution of corporate financial strategies. Through consistent attention to detail, the Manager, Finance & Chief Financial Officer, Staff) contributes to the overall goal of providing a simple and frictionless financial experience for all users.

    Qha Kim - Chief Operating Officer

    Qha Kim, the Chief Operating Officer at Toss, directs the daily execution of mobile financial operations. By streamlining the delivery of borrowing and bill-splitting services, the Chief Operating Officer ensures that every user interaction remains simple and frictionless. Qha Kim architects the operational workflows that support rapid scaling across the Korean market, focusing on service reliability and user satisfaction. This leadership role involves coordinating cross-functional teams to maintain high performance during peak transaction periods. By implementing data-driven improvements, the Chief Operating Officer enhances the efficiency of the entire fintech ecosystem. Through rigorous monitoring of service quality, the Chief Operating Officer drives continuous improvement in the mobile banking experience. Ultimately, Kim maintains operational excellence by aligning internal resources with the company's goal of providing accessible, modern financial tools to every consumer.
    Qha Kim

    Joohyung Shin - Chief People Officer, Staff

    Joohyung Shin, the Chief People Officer, Staff at Toss, directs the human capital strategy to support the company's rapid growth in the fintech sector. By overseeing talent acquisition and organizational development, the Chief People Officer, Staff ensures that the team possesses the expertise required to build frictionless mobile financial services. Joohyung Shin architects the internal culture, focusing on innovation and collaboration to solve complex banking challenges. This leadership role involves designing performance management systems that align individual contributions with the company's mission of simplifying consumer finance. By fostering an environment that attracts top-tier talent, the Chief People Officer, Staff drives the organizational capacity needed for continuous product evolution. Through strategic workforce planning, the Chief People Officer, Staff secures the human resources necessary to maintain a competitive advantage. Ultimately, Shin builds the foundation for a high-performing team dedicated to transforming the Korean financial landscape.

    Explore Leadership Teams in Credit Card Processing

    Frequently Asked Questions Regarding Toss Top Executives and Leadership Team

    Who leads Toss?
    Toss is led by Lee Seung-gun (Chief Executive Officer), along with executives such as Byungik Cho (CEO (대표이사)) and Hugh Seo (Chief Financial Officer).
    Who is part of Toss’s executive team?
    The executive team of Toss includes leaders such as Lee Seung-gun (Chief Executive Officer), Byungik Cho (CEO (대표이사)), Hugh Seo (Chief Financial Officer) and other senior executives.
    How many executives does Toss have?
    Toss has 7 executives leading key business areas.
    What roles are included in Toss’s leadership team?
    The leadership team of Toss includes roles such as Chief Executive Officer, CEO (대표이사), Chief Financial Officer, Chief of Staff To Chief Financial Officer and Finance Excellence Team Leader, Manager, Finance & Chief Financial Officer, Staff).