VIP Mortgage Executive and Leadership Team

September, 2026

Leadership Overview

VIP Mortgage has 5 executives leading key functions including marketing, financial oversight, residential lending, corporate strategy, and wholesale operations.

Focused on delivering innovative residential lending solutions, VIP Mortgage empowers homeowners through a personalized service model that leverages advanced technology to simplify the complex mortgage process across diverse regional markets.

Leadership Roles at VIP Mortgage

  • Chief Financial Officer - Kristin Busch
  • Chief Financial Officer, Residential Mortgage Loan Offer - Brian Shatto
  • President - Jay Barbour
  • President, Wholesale Division - David Heuermann
  • Chief Marketing Officer - Brock Rauch
  • Kristin Busch - Chief Financial Officer

    Kristin Busch, the Chief Financial Officer at VIP Mortgage, manages all corporate fiscal health and capital allocation strategies. Overseeing the financial infrastructure, the Chief Financial Officer ensures rigorous compliance with regulatory standards across all states of operation. This leadership role involves monitoring cash flow, managing balance sheets, and optimizing the profitability of diverse loan products including jumbo and specialty Non-QM offerings. Kristin Busch directs the financial planning and analysis teams to support sustainable expansion into new regional markets. By implementing robust internal controls, the Chief Financial Officer mitigates risk while facilitating efficient capital deployment for construction loans and refinancing options. The Chief Financial Officer collaborates with executive leadership to align fiscal policies with the long-term strategic vision of the company. Through precise financial reporting and forecasting, the Chief Financial Officer maintains the stability required to deliver high-quality lending services to homeowners nationwide.
    Kristin Busch

    Brian Shatto - Chief Financial Officer, Residential Mortgage Loan Offer

    Brian Shatto, the Chief Financial Officer, Residential Mortgage Loan Offer at VIP Mortgage, executes specialized financial oversight for the residential lending portfolio. By managing the underwriting economics of FHA, VA, and USDA government loans, the Chief Financial Officer, Residential Mortgage Loan Offer ensures optimal loan performance and portfolio quality. This leadership role involves evaluating credit risk and interest rate fluctuations to protect the financial integrity of the mortgage division. Brian Shatto directs the operational efficiency of loan processing, ensuring that cash-out and rate/term reduction services remain profitable. The Chief Financial Officer, Residential Mortgage Loan Offer coordinates with the broader finance team to streamline the delivery of reverse mortgages and other complex financial products. By focusing on the granular details of residential lending, the Chief Financial Officer, Residential Mortgage Loan Offer supports the company's commitment to providing personalized, technology-driven financing solutions to a broad client base.

    Jay Barbour - President

    Jay Barbour, the President at VIP Mortgage, architects the overarching corporate strategy and drives the company's mission to revolutionize residential lending. Overseeing all executive functions, the President ensures seamless integration between technology platforms and client-facing services. This leadership role involves setting the vision for market expansion and fostering a culture of innovation across all regional operations. Jay Barbour directs the senior management team to maintain high standards of service for conventional, jumbo, and specialty loan products. By cultivating strategic partnerships and monitoring industry trends, the President positions the organization as a leader in the mortgage brokerage sector. The President facilitates cross-departmental collaboration to ensure that refinancing and purchase financing services meet the evolving needs of homeowners. Through decisive leadership and a focus on operational excellence, the President secures the company's market position and supports long-term growth objectives within the competitive financial landscape.

    David Heuermann - President, Wholesale Division

    David Heuermann, the President, Wholesale Division at VIP Mortgage, directs the expansion and operational success of the wholesale lending channel. By architecting relationships with third-party originators, the President, Wholesale Division scales the reach of the company's diverse loan product suite. This leadership role involves managing the logistics of wholesale distribution and ensuring that partners receive the necessary support to deliver conventional, FHA, and VA loans effectively. David Heuermann oversees the implementation of technology-driven tools that simplify the wholesale lending process for brokers and partners. The President, Wholesale Division monitors regional market performance to identify growth opportunities and optimize service delivery. By aligning wholesale operations with the company's broader commitment to innovation, the President, Wholesale Division ensures consistent quality and efficiency. This strategic focus on the wholesale channel strengthens the company's overall market impact and supports the successful delivery of financing solutions to a wide array of homeowners.

    Brock Rauch - Chief Marketing Officer

    Brock Rauch, the Chief Marketing Officer at VIP Mortgage, directs all brand positioning and digital outreach initiatives. By architecting comprehensive lead generation strategies, the Chief Marketing Officer expands market presence across North American territories. This leadership role involves analyzing consumer behavior to refine the delivery of conventional, FHA, and VA loan products. Brock Rauch ensures that marketing campaigns align with the broader corporate mission of providing accessible home purchase financing. Through the integration of innovative technology, the Chief Marketing Officer optimizes customer acquisition funnels and enhances brand visibility. By maintaining consistent messaging across digital platforms, the Chief Marketing Officer drives engagement with prospective homebuyers. This strategic focus supports the overall growth objectives of the organization while maintaining a competitive edge in the residential lending sector. Ultimately, the Chief Marketing Officer secures long-term brand loyalty through data-driven marketing excellence.
    Brock Rauch

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    Frequently Asked Questions Regarding VIP Mortgage Top Executives and Leadership Team

    Who leads VIP Mortgage?
    VIP Mortgage is led by Kristin Busch (Chief Financial Officer), along with executives such as Brian Shatto (Chief Financial Officer, Residential Mortgage Loan Offer) and Jay Barbour (President).
    Who is part of VIP Mortgage’s executive team?
    The executive team of VIP Mortgage includes leaders such as Kristin Busch (Chief Financial Officer), Brian Shatto (Chief Financial Officer, Residential Mortgage Loan Offer), Jay Barbour (President) and other senior executives.
    How many executives does VIP Mortgage have?
    VIP Mortgage has 5 executives leading key business areas.
    What roles are included in VIP Mortgage’s leadership team?
    The leadership team of VIP Mortgage includes roles such as Chief Financial Officer, Chief Financial Officer, Residential Mortgage Loan Offer, President, President, Wholesale Division, Chief Marketing Officer.