VIP Mortgage Executive and Leadership Team

Kristin Busch, the Chief Financial Officer at VIP Mortgage, manages the fiscal health and capital allocation strategies of the enterprise. Overseeing financial reporting and risk management, the Chief Financial Officer ensures that the company maintains robust liquidity to support diverse lending operations. This leadership role involves monitoring the performance of jumbo, Non-QM, and reverse mortgage portfolios to maximize profitability. By implementing rigorous internal controls, Kristin Busch safeguards the financial integrity of the firm during periods of regional expansion. The Chief Financial Officer coordinates with the Board to evaluate investment opportunities in mortgage technology and infrastructure. Through precise budget management, Busch optimizes operational costs while supporting the growth of residential lending services. Ultimately, the Chief Financial Officer provides the necessary financial stability to enable the organization to deliver consistent value to clients across the United States.

Brian Shatto, the Chief Financial Officer, Residential Mortgage Loan Offer at VIP Mortgage, governs the financial structuring of individual loan products. Overseeing the underwriting profitability and loan pricing models, the Chief Financial Officer, Residential Mortgage Loan Offer ensures that construction loans and rate/term reductions remain competitive in the market. This leadership role involves analyzing credit risk profiles to maintain high standards for residential lending across various states. By refining the financial parameters of government-backed loans, Brian Shatto directly impacts the accessibility of financing for homebuyers. The Chief Financial Officer, Residential Mortgage Loan Offer collaborates with the sales teams to ensure that loan offerings align with current interest rate environments and regulatory requirements. Through meticulous oversight of loan-level economics, Shatto drives revenue growth and operational efficiency. Ultimately, the Chief Financial Officer, Residential Mortgage Loan Offer sustains the financial viability of the mortgage product suite.

Jay Barbour, the President at VIP Mortgage, defines the overarching corporate strategy and operational vision for the entire organization. Overseeing the integration of technology into the home purchase financing process, the President ensures that the company maintains a high standard of service across all regional markets. This leadership role involves guiding the executive team to achieve growth targets while expanding the footprint of the firm in key states like California and Texas. By fostering a culture of innovation, Jay Barbour drives the adoption of advanced lending tools that simplify the experience for homeowners. The President coordinates with department heads to ensure alignment between operational execution and long-term business objectives. Through decisive leadership, Barbour navigates complex market dynamics to secure the position of the firm as a leader in residential lending. Ultimately, the President delivers sustainable growth and operational excellence.

David Heuermann, the President, Wholesale Division at VIP Mortgage, manages the expansion and performance of the wholesale lending channel. Overseeing relationships with third-party originators and brokers, the President, Wholesale Division ensures that the firm provides reliable access to a wide array of loan products. This leadership role involves scaling the wholesale infrastructure to support increased volume across the national market. By optimizing the delivery of jumbo and specialty loans, David Heuermann enhances the value proposition for external partners. The President, Wholesale Division collaborates with the executive leadership to refine the wholesale strategy and improve service delivery speed. Through the implementation of efficient processing workflows, Heuermann drives volume growth and strengthens the competitive standing of the division. Ultimately, the President, Wholesale Division secures the market share of the firm by providing superior support and product availability to the broader mortgage brokerage community.

Brock Rauch, the Chief Marketing Officer at VIP Mortgage, directs all brand positioning and digital outreach initiatives. Overseeing the development of customer acquisition strategies, the Chief Marketing Officer ensures that residential lending services reach diverse demographics across Arizona, California, Texas, and Washington. This leadership role involves architecting high-impact campaigns that highlight conventional, FHA, VA, and USDA loan products. By leveraging data-driven insights, Brock Rauch optimizes the digital presence of the firm to attract prospective homebuyers and homeowners seeking refinancing options. The Chief Marketing Officer collaborates with the executive team to align marketing output with the broader corporate mission of technological innovation. Through consistent brand messaging, Rauch strengthens the market position of the organization while driving lead generation efficiency. Ultimately, the Chief Marketing Officer secures long-term brand equity by maintaining a competitive edge in the evolving mortgage landscape.