United Bank Limited (UBL) Executive and Leadership Team

September, 2026

Leadership Overview

United Bank Limited (UBL) has 4 executives leading key functions including revenue generation, information technology, market expansion, and technology business management.

Committed to excellence in commercial banking, United Bank Limited (UBL) delivers comprehensive financial solutions while maintaining a strong focus on Shariah-compliant products and international operational growth.

Leadership Roles at United Bank Limited (UBL)

  • Market President - Pd Pollard
  • Chief Revenue Officer - Fatima Awan
  • Chief Information Officer - Baqar Muzaffar
  • Manager, Technology Business - Khawar Kabir
  • Pd Pollard - Market President

    Pd Pollard, the Market President at United Bank Limited (UBL), directs regional market expansion and client acquisition strategies. Overseeing the growth of commercial banking services, the Market President ensures consistent service delivery across diverse geographic territories. This leadership role involves managing relationships with key corporate clients and identifying new opportunities within the Islamic banking sector. By driving local market initiatives, Pd Pollard directly impacts the bank's footprint and competitive standing. The Market President coordinates with branch banking teams to optimize customer engagement and service quality. Through the implementation of targeted outreach programs, Pollard strengthens the brand presence in key economic hubs. This operational focus ensures that the bank effectively addresses the unique financial needs of various market segments. By fostering strong community ties and professional networks, the Market President secures sustainable growth and enhances the overall market influence of the organization.

    Fatima Awan - Chief Revenue Officer

    Fatima Awan, the Chief Revenue Officer at United Bank Limited (UBL), directs all commercial banking and treasury revenue streams. Overseeing the expansion of corporate and commercial banking portfolios, the Chief Revenue Officer ensures alignment with regional financial targets across Pakistan. This leadership role involves optimizing the product mix to maximize profitability within the competitive banking landscape. By driving cross-functional collaboration with the Islamic banking division, Fatima Awan directly impacts the overall growth trajectory of the institution. The Chief Revenue Officer monitors market trends to refine pricing strategies and service delivery models. Through rigorous analysis of branch banking performance, Awan secures long-term financial stability for the organization. This strategic oversight ensures that the bank maintains a dominant market position while delivering consistent value to shareholders and clients alike through innovative financial services and robust revenue management practices.

    Baqar Muzaffar - Chief Information Officer

    Baqar Muzaffar, the Chief Information Officer at United Bank Limited (UBL), architects the digital infrastructure supporting all commercial banking and Islamic banking services. Overseeing the modernization of core banking systems, the Chief Information Officer ensures seamless integration across international branch operations. This leadership role involves implementing advanced cybersecurity protocols to protect sensitive financial data and maintain regulatory compliance. By driving the digital transformation agenda, Baqar Muzaffar directly impacts the efficiency of branch banking and treasury functions. The Chief Information Officer collaborates with executive leadership to align technology investments with the broader corporate mission of providing accessible financial services. Through the deployment of scalable cloud solutions, Muzaffar enhances the agility of the bank in responding to evolving market demands. This technical oversight guarantees that the institution remains at the forefront of financial technology, providing secure and reliable platforms for all banking customers.

    Khawar Kabir - Manager, Technology Business

    Khawar Kabir, the Manager, Technology Business at United Bank Limited (UBL), directs the alignment of technology initiatives with core business objectives. Overseeing the operational efficiency of technology-driven banking products, the Manager, Technology Business ensures that digital tools support the needs of the corporate and commercial banking segments. This leadership role involves bridging the gap between technical development teams and business stakeholders to streamline project delivery. By driving the adoption of new financial technologies, Khawar Kabir directly impacts the bank's ability to offer competitive Shariah-compliant services. The Manager, Technology Business monitors the performance of internal systems to identify areas for process improvement and cost reduction. Through the management of technology-related business workflows, Kabir facilitates seamless operations across the bank's diverse service portfolio. This strategic coordination ensures that technological advancements translate into tangible business outcomes and improved customer experiences throughout the entire banking network.

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    Frequently Asked Questions Regarding United Bank Limited (UBL) Top Executives and Leadership Team

    Who leads United Bank Limited (UBL)?
    United Bank Limited (UBL) is led by Pd Pollard (Market President), along with executives such as Fatima Awan (Chief Revenue Officer) and Baqar Muzaffar (Chief Information Officer).
    Who is part of United Bank Limited (UBL)’s executive team?
    The executive team of United Bank Limited (UBL) includes leaders such as Pd Pollard (Market President), Fatima Awan (Chief Revenue Officer), Baqar Muzaffar (Chief Information Officer) and other senior executives.
    How many executives does United Bank Limited (UBL) have?
    United Bank Limited (UBL) has 4 executives leading key business areas.
    What roles are included in United Bank Limited (UBL)’s leadership team?
    The leadership team of United Bank Limited (UBL) includes roles such as Market President, Chief Revenue Officer, Chief Information Officer, Manager, Technology Business.