United Bank Limited (UBL) Executive and Leadership Team

Nino Tsanava, the Deputy Chief Financial Officer at United Bank Limited (UBL), supports the comprehensive financial management and strategic planning of the organization. Tsanava plays a key part in overseeing financial operations, including budgeting, forecasting, and financial reporting across all banking segments. This role involves ensuring compliance with regulatory requirements and implementing robust internal controls to safeguard the bank's assets. By collaborating with the Chief Financial Officer, Nino Tsanava contributes to capital allocation decisions and the optimization of the bank's financial structure. The Deputy Chief Financial Officer's responsibilities extend to analyzing financial performance, identifying cost-saving opportunities, and supporting strategic initiatives that drive profitability and shareholder value for United Bank Limited (UBL). Tsanava's expertise is vital in maintaining financial integrity and supporting sustainable growth.

Pd Pollard, the Market President at United Bank Limited (UBL), directs regional business development and operational oversight within assigned markets. Pollard is responsible for driving market share growth and ensuring the successful execution of the bank's commercial strategies across Corporate/Commercial Banking and Branch Banking segments. This leadership position involves cultivating key client relationships, identifying new business opportunities, and managing regional teams to achieve performance targets. By understanding local market dynamics, Pd Pollard ensures that United Bank Limited (UBL)'s services are tailored to meet the specific needs of customers in their respective regions. The Market President's strategic focus is on enhancing the bank's presence and profitability within its operational geographies, contributing significantly to the overall success and expansion of United Bank Limited (UBL).

Baqar Muzaffar, the Chief Information Officer at United Bank Limited (UBL), directs the overarching technology strategy and digital transformation initiatives. Overseeing all IT infrastructure and operations, Muzaffar ensures the robust and secure delivery of banking services across all segments, including Corporate/Commercial Banking, Treasury, Branch Banking, and Islamic Banking. This leadership role involves architecting scalable technology solutions that support business growth and enhance customer experience. By driving innovation in digital platforms and cybersecurity, Baqar Muzaffar directly contributes to the bank's operational efficiency and competitive market positioning. The Chief Information Officer's focus extends to managing technology investments and fostering a culture of technological advancement within the organization, ensuring alignment with United Bank Limited (UBL)'s strategic objectives.

Fatima Awan, the Chief Revenue Officer at United Bank Limited (UBL), spearheads all revenue-generating activities and commercial strategies. Awan drives the expansion of income streams across the bank's diverse service offerings, including Corporate/Commercial Banking, Treasury, Branch Banking, and Islamic Banking. This critical position involves optimizing sales performance, developing new market opportunities, and enhancing customer acquisition and retention efforts. By fostering cross-functional collaboration, Fatima Awan ensures that sales and marketing initiatives are tightly integrated with product development and customer service. The Chief Revenue Officer's strategic oversight directly impacts United Bank Limited (UBL)'s financial performance and market share growth. Awan's leadership focuses on maximizing profitability through effective revenue management and the cultivation of strong client relationships across domestic and international operations.

Khawar Kabir, the Manager, Technology Business at United Bank Limited (UBL), manages the strategic alignment between technology initiatives and business objectives. Kabir oversees the implementation and adoption of technology solutions that enhance operational efficiency and customer service across the bank's various divisions, including Corporate/Commercial Banking and Branch Banking. This role involves identifying emerging technology trends and assessing their potential impact on United Bank Limited (UBL)'s market competitiveness. By bridging the gap between IT departments and business units, Khawar Kabir ensures that technology investments deliver tangible business value and support revenue growth. The Manager, Technology Business's focus is on driving successful technology deployments and fostering innovation within the business context, contributing directly to the bank's digital transformation efforts and overall strategic goals.