Achieve Executive and Leadership Team

October, 2026

Leadership Overview

Achieve has 6 executives leading key functions including strategy, marketing, operations, technology, infrastructure, and lending.

Focused on providing accessible financial solutions to prime consumers, Achieve delivers proprietary underwriting processes that balance borrower needs with investor risk. This commitment to financial health drives the organization toward sustainable growth and market leadership.

Leadership Roles at Achieve

  • Co-Founder & Co-Chief Executive Officer - Andrew Housser
  • President, Lending - Kyle Enright
  • Chief Marketing Officer - Dave Frame
  • Executive Vice President & Chief Information Officer, Operations - Mark Tonnesen
  • Technology Chief of Staff - Rachel Morgan
  • Operations Senior Director, Infrastructure & Chief Information Officer, Office of - Robert Curtis
  • Andrew Housser - Co-Founder & Co-Chief Executive Officer

    Andrew Housser, the Co-Founder & Co-Chief Executive Officer at Achieve, directs the overarching strategic vision and long-term growth initiatives for the organization. By overseeing the integration of proprietary underwriting processes, the Co-Founder & Co-Chief Executive Officer ensures that lending operations remain competitive while maintaining rigorous risk standards for accredited investors. Andrew Housser maintains constant alignment with the Board to scale the business across North American markets, focusing on prime borrowers who require flexible loan terms. This leadership role involves constant evaluation of market trends to refine the consumer lending platform. Through the implementation of data-driven decision-making, the Co-Founder & Co-Chief Executive Officer secures the financial stability of the firm. By fostering a culture of innovation, the executive drives the company toward its mission of helping consumers achieve financial freedom through responsible, low-cost lending solutions.
    Andrew Housser

    Kyle Enright - President, Lending

    Kyle Enright, the President, Lending at Achieve, directs the end-to-end lending lifecycle, from initial borrower contact to final loan disbursement. Overseeing the human component of the underwriting process, the President, Lending ensures that every borrower receives personalized attention to verify information and understand specific financial goals. Kyle Enright manages the teams responsible for maintaining the quality of the loan portfolios offered to accredited investors. This leadership role involves refining the underwriting criteria to balance risk and accessibility for prime borrowers. By driving the performance of the lending division, the President, Lending supports the company's objective of providing low-cost, flexible loan terms. Through the management of loan pools and investor relations, the executive ensures that the lending platform remains a viable and attractive investment vehicle. By focusing on the human element of finance, the executive maintains the high standards of service that define the brand.
    Kyle Enright

    Dave Frame - Chief Marketing Officer

    Dave Frame, the Chief Marketing Officer at Achieve, architects the brand identity and customer acquisition strategies that define the company's market presence. Overseeing all digital and traditional outreach, the Chief Marketing Officer ensures that messaging resonates with the 80 million prime borrowers identified within the United States. Dave Frame manages the conversion funnels that connect potential borrowers with the proprietary lending platform, optimizing every touchpoint to maximize engagement. This leadership role requires close collaboration with the lending and operations teams to ensure marketing campaigns accurately reflect the loan products available. By analyzing consumer behavior and market demand, the Chief Marketing Officer drives brand awareness and strengthens the competitive position of the firm. Through targeted advertising and strategic communication, the executive expands the reach of the company, ensuring that the value proposition of low-cost, flexible loans reaches the intended audience effectively.

    Mark Tonnesen - Executive Vice President & Chief Information Officer, Operations

    Mark Tonnesen, the Executive Vice President & Chief Information Officer, Operations at Achieve, directs the technological frameworks and operational workflows that support the company's lending engine. Overseeing the integration of traditional underwriting tools with advanced digital systems, the Executive Vice President & Chief Information Officer, Operations ensures that loan processing remains efficient and secure. Mark Tonnesen manages the technical infrastructure required to handle large volumes of loan applications while maintaining high standards of data integrity. This leadership role involves coordinating with cross-functional teams to automate manual processes, thereby reducing friction for borrowers. By implementing scalable software solutions, the Executive Vice President & Chief Information Officer, Operations drives operational excellence and supports the company's ability to deliver rapid loan approvals. Through the continuous improvement of internal systems, the executive ensures that the firm remains at the forefront of financial technology innovation.
    Mark Tonnesen

    Rachel Morgan - Technology Chief of Staff

    Rachel Morgan, the Technology Chief of Staff at Achieve, executes the strategic alignment of technical resources and departmental goals across the organization. Overseeing the daily operations of the technology division, the Technology Chief of Staff ensures that engineering teams remain focused on the core mission of enhancing the proprietary lending platform. Rachel Morgan facilitates communication between technical leads and executive leadership to streamline project delivery and resource allocation. This leadership role involves managing complex workflows that support the development of new loan products and features. By optimizing internal processes, the Technology Chief of Staff drives productivity and ensures that technical initiatives support the broader business objectives of the firm. Through the coordination of cross-departmental efforts, the executive maintains the agility of the technology team, allowing the company to respond quickly to changing market conditions and borrower needs.

    Robert Curtis - Operations Senior Director, Infrastructure & Chief Information Officer, Office of

    Robert Curtis, the Operations Senior Director, Infrastructure & Chief Information Officer, Office of at Achieve, directs the physical and digital infrastructure that underpins the company's lending operations. Overseeing the stability and security of the firm's network and data centers, the Operations Senior Director, Infrastructure & Chief Information Officer, Office of ensures that all systems remain operational and compliant with financial regulations. Robert Curtis manages the hardware and software environments that allow the company to process loan applications securely. This leadership role involves planning for future capacity needs to support the growth of the lending platform. By maintaining robust infrastructure, the Operations Senior Director, Infrastructure & Chief Information Officer, Office of drives the reliability of the service provided to borrowers and investors. Through the implementation of advanced security protocols, the executive protects sensitive financial data and ensures the continuity of business operations across all regional markets.

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    Frequently Asked Questions Regarding Achieve Top Executives and Leadership Team

    Who leads Achieve?
    Achieve is led by Andrew Housser (Co-Founder & Co-Chief Executive Officer), along with executives such as Kyle Enright (President, Lending) and Dave Frame (Chief Marketing Officer).
    Who is part of Achieve’s executive team?
    The executive team of Achieve includes leaders such as Andrew Housser (Co-Founder & Co-Chief Executive Officer), Kyle Enright (President, Lending), Dave Frame (Chief Marketing Officer) and other senior executives.
    How many executives does Achieve have?
    Achieve has 6 executives leading key business areas.
    What roles are included in Achieve’s leadership team?
    The leadership team of Achieve includes roles such as Co-Founder & Co-Chief Executive Officer, President, Lending, Chief Marketing Officer, Executive Vice President & Chief Information Officer, Operations, Technology Chief of Staff.