UMB Executive and Leadership Team

July, 2026

Leadership Overview

UMB Bank has 10 executives leading key functions including strategy, consumer banking, human resources, finance, administration, legal, private wealth management, market leadership, and community banking.

Driven by a commitment to financial excellence, [[UMB Bank]] provides comprehensive banking, payment solutions, asset servicing, and institutional investment management, shaping market dynamics through strategic leadership.

Leadership Roles at UMB

  • President & Chief Executive Officer, UMB Bank & President - James Rine
  • Senior VP, Business Unit & Chief Financial Officer, Personal Banking - Alison Clark-Hardesty
  • President Consumer Banking and Chief Marketing Officer - Liz Lewis
  • President, Private Wealth Management - Nikki Newton
  • Market President NM - Melanie Velasquez
  • President of Community Banking and Regional President - Tony Mayfield
  • Northern Colorado Market President - Michael Wamsganz
  • Executive Vice President & Chief Human Resources Officer - Brian Beaird
  • Chief Administrative Officer - Tyler Simpson
  • Executive Vice President & Chief Legal Officer - Amy Harris
  • James Rine - President & Chief Executive Officer, UMB Bank & President

    James Rine, the President & Chief Executive Officer, UMB Bank & President at UMB Bank, directs the overarching strategy and operational execution for the entire financial institution. Overseeing all major business units, Rine ensures alignment with the company's mission of providing comprehensive banking, payment solutions, asset servicing, and institutional investment management. This leadership role involves driving growth across all market segments and maintaining the integrity of UMB Bank's financial services. By focusing on innovation and customer-centric approaches, James Rine guides the organization's expansion and solidifies its market position. The Chief Executive Officer's strategic vision directly impacts the company's long-term financial health and operational efficiency, ensuring robust performance in the competitive finance sector.
    James Rine

    Alison Clark-Hardesty - Senior VP, Business Unit & Chief Financial Officer, Personal Banking

    Alison Clark-Hardesty, the Senior VP, Business Unit & Chief Financial Officer, Personal Banking at UMB Bank, directs the financial operations and strategic planning for the personal banking division. Overseeing budgeting, financial forecasting, and profitability analysis, Clark-Hardesty ensures the fiscal health and growth of this key business unit. This role involves close collaboration with other leaders to optimize financial performance and resource allocation. By providing critical financial insights, Alison Clark-Hardesty supports the development of new products and services tailored to individual customer needs. The Chief Financial Officer's expertise is vital for maintaining financial discipline and driving sustainable revenue generation within the personal banking sector.

    Liz Lewis - President Consumer Banking and Chief Marketing Officer

    Liz Lewis, the President Consumer Banking and Chief Marketing Officer at UMB Bank, spearheads initiatives for the consumer banking division and directs all marketing strategies. Overseeing customer acquisition and retention efforts, Lewis ensures that UMB Bank's brand message resonates effectively across all platforms. This dual role involves developing innovative product offerings for individual customers while simultaneously crafting integrated marketing campaigns that enhance market visibility. By analyzing consumer trends and market dynamics, Liz Lewis drives the expansion of the consumer segment and strengthens UMB Bank's overall brand equity. The Chief Marketing Officer's strategic direction is crucial for fostering customer loyalty and achieving revenue growth targets within the retail banking landscape.

    Nikki Newton - President, Private Wealth Management

    Nikki Newton, the President, Private Wealth Management at UMB Bank, leads the strategic direction and operational execution for the bank's wealth management services. Overseeing investment strategies, financial planning, and client relationship management, Newton ensures high-net-worth individuals receive tailored financial solutions. This leadership position involves cultivating strong client partnerships and expanding the portfolio of wealth management offerings. By focusing on personalized service and expert financial guidance, Nikki Newton drives growth and client satisfaction within this specialized segment. The President of Private Wealth Management's expertise is crucial for maximizing asset growth and preserving client wealth.

    Melanie Velasquez - Market President NM

    Melanie Velasquez, the Market President NM at UMB Bank, directs regional operations and business development within the New Mexico market. Overseeing branch performance, community engagement, and client relations, Velasquez ensures UMB Bank's strategic objectives are met locally. This role involves fostering strong relationships with businesses and individuals to expand the bank's presence and service offerings in the region. By understanding local market needs, Melanie Velasquez drives customer acquisition and retention strategies tailored to New Mexico. The Market President's leadership is vital for strengthening UMB Bank's community ties and achieving regional growth targets.

    Tony Mayfield - President of Community Banking and Regional President

    Tony Mayfield, the President of Community Banking and Regional President at UMB Bank, leads the strategic initiatives for community banking operations and oversees regional market performance. Managing a network of branches and local banking teams, Mayfield ensures UMB Bank provides accessible and personalized financial services to communities. This position involves driving growth through localized strategies and fostering strong relationships with community stakeholders. By focusing on customer needs and local economic development, Tony Mayfield enhances UMB Bank's reputation as a trusted community partner. The President of Community Banking's dedication to local markets is essential for expanding the bank's reach and impact.

    Michael Wamsganz - Northern Colorado Market President

    Michael Wamsganz, the Northern Colorado Market President at UMB Bank, spearheads market growth and client engagement across the Northern Colorado region. Overseeing business development, strategic partnerships, and client service initiatives, Wamsganz ensures UMB Bank effectively serves its regional customer base. This leadership role involves cultivating relationships with local businesses and community leaders to drive market penetration. By adapting strategies to the unique economic landscape of Northern Colorado, Michael Wamsganz strengthens UMB Bank's local presence and service delivery. The Market President's focus on regional expansion is critical for achieving sustained growth and market leadership.

    Brian Beaird - Executive Vice President & Chief Human Resources Officer

    Brian Beaird, the Executive Vice President & Chief Human Resources Officer at UMB Bank, manages all aspects of human capital and organizational development. Overseeing talent acquisition, employee relations, and compensation strategies, Beaird cultivates a high-performance culture that supports UMB Bank's strategic objectives. This critical function ensures the bank attracts, develops, and retains top talent essential for delivering exceptional financial services. By implementing robust HR policies and programs, Brian Beaird fosters an environment of engagement and professional growth across the organization. The Chief Human Resources Officer's leadership is fundamental to maintaining operational continuity and driving employee productivity, directly impacting the bank's ability to innovate and serve its customers effectively.

    Tyler Simpson - Chief Administrative Officer

    Tyler Simpson, the Chief Administrative Officer at UMB Bank, oversees the operational infrastructure and administrative functions that support the bank's nationwide activities. Managing critical support services, including facilities, procurement, and business continuity planning, Simpson ensures seamless day-to-day operations. This position involves optimizing internal processes and resource management to enhance efficiency across all departments. By driving operational excellence, Tyler Simpson contributes to UMB Bank's ability to deliver reliable financial solutions to its diverse customer base. The Chief Administrative Officer's focus on operational integrity is essential for maintaining service quality and supporting the bank's strategic growth initiatives.
    Amy Harris, the Executive Vice President & Chief Legal Officer at UMB Bank, provides comprehensive legal counsel and oversees all legal affairs for the corporation. Managing regulatory compliance, litigation, and corporate governance, Harris ensures UMB Bank operates within legal frameworks and ethical standards. This role involves advising senior leadership on legal implications of business decisions and safeguarding the company's interests. By navigating complex legal landscapes, Amy Harris protects the bank from potential risks and supports its strategic expansion. The Chief Legal Officer's diligent oversight is paramount for maintaining UMB Bank's reputation and ensuring adherence to all applicable laws and regulations.

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    Frequently Asked Questions Regarding UMB Top Executives and Leadership Team

    Who leads UMB?
    UMB is led by James Rine (President & Chief Executive Officer, UMB Bank & President), along with executives such as Alison Clark-Hardesty (Senior VP, Business Unit & Chief Financial Officer, Personal Banking) and Liz Lewis (President Consumer Banking and Chief Marketing Officer).
    Who is part of UMB’s executive team?
    The executive team of UMB includes leaders such as James Rine (President & Chief Executive Officer, UMB Bank & President), Alison Clark-Hardesty (Senior VP, Business Unit & Chief Financial Officer, Personal Banking), Liz Lewis (President Consumer Banking and Chief Marketing Officer) and other senior executives.
    How many executives does UMB have?
    UMB has 10 executives leading key business areas.
    What roles are included in UMB’s leadership team?
    The leadership team of UMB includes roles such as President & Chief Executive Officer, UMB Bank & President, Senior VP, Business Unit & Chief Financial Officer, Personal Banking, President Consumer Banking and Chief Marketing Officer, President, Private Wealth Management, Market President NM.