Truhome Executive and Leadership Team

September, 2026

Leadership Overview

Truhome has 9 executives leading key functions including strategy, financial oversight, technology infrastructure, operational efficiency, and human capital management.

Committed to expanding affordable housing access, Truhome empowers underserved populations across India through transparent financial solutions and sustainable homeownership initiatives.

Leadership Roles at Truhome

  • Managing Director & Chief Executive Officer - Ravi Subramanian
  • Managing Director & Chief Executive Officer - Subramanian Jambunathan
  • Chief Financial Officer - Ratan Choudhary
  • Whole Time Director and Chief Financial Officer - Gauri Agarwal
  • Chief Operating Officer - Narayana Nagendra
  • Executive Director & Chief Operating Officer - Nagendra S.
  • President & Chief Human Resource Officer - Easwaran Krishnan
  • President & Head of Digital Acquisition & Alternate Channel - Naresh Vigh
  • Chief Technology Officer - Dinesh Gangwani
  • Ravi Subramanian - Managing Director & Chief Executive Officer

    Ravi Subramanian, the Managing Director & Chief Executive Officer at Truhome, directs the overarching corporate strategy and long-term vision for the organization. Subramanian oversees the transition toward private equity ownership while maintaining focus on affordable housing finance for underserved populations across India. By aligning internal resources with the mission of the National Housing Bank, the Managing Director & Chief Executive Officer ensures regulatory compliance and sustainable growth. This leadership role involves constant engagement with the Board to optimize capital allocation and market penetration. Ravi Subramanian drives the expansion of homeownership opportunities, ensuring that financial solutions remain accessible to diverse socio-economic groups. Through rigorous oversight of organizational performance, the Managing Director & Chief Executive Officer secures the company's position as a reliable provider of housing finance solutions within the competitive Indian market.
    Ravi Subramanian

    Subramanian Jambunathan - Managing Director & Chief Executive Officer

    Subramanian Jambunathan, the Managing Director & Chief Executive Officer at Truhome, manages the operational execution of housing finance programs across the Indian market. Jambunathan focuses on scaling the lending portfolio to reach underserved demographics, ensuring that financial products meet the specific needs of low-income households. By coordinating with regional teams, the Managing Director & Chief Executive Officer optimizes the delivery of credit solutions to maximize social impact. This role requires balancing risk management with the aggressive pursuit of market share in the affordable housing sector. Subramanian Jambunathan architects the framework for customer-centric service delivery, fostering trust and transparency in every transaction. As the Managing Director & Chief Executive Officer, Jambunathan maintains a sharp focus on operational excellence, ensuring that the company's financial infrastructure supports the broader goal of empowering homeownership for millions of individuals throughout the country.

    Ratan Choudhary - Chief Financial Officer

    Ratan Choudhary, the Chief Financial Officer at Truhome, directs the financial planning, reporting, and capital management strategies for the organization. Choudhary oversees the balance sheet, ensuring liquidity and fiscal health while supporting the company's expansion into new housing finance markets. By managing relationships with institutional investors and the National Housing Bank, the Chief Financial Officer maintains the integrity of the firm's financial operations. This role involves rigorous analysis of credit risk and the implementation of cost-effective funding models to sustain affordable lending rates. Ratan Choudhary drives the development of financial policies that align with the company's mission of serving underserved populations. Through precise fiscal oversight, the Chief Financial Officer ensures that the company remains a stable and reliable partner for homeowners, ultimately supporting the long-term financial viability of the entire organization across all regional operations.

    Gauri Agarwal - Whole Time Director and Chief Financial Officer

    Gauri Agarwal, the Whole Time Director and Chief Financial Officer at Truhome, directs the comprehensive financial strategy and corporate governance framework of the firm. Agarwal oversees the treasury functions, regulatory reporting, and investor relations, ensuring that the company maintains a strong capital position. By managing the financial risks associated with housing finance, the Whole Time Director and Chief Financial Officer ensures that the organization remains compliant with National Housing Bank standards. This role involves working closely with the Board to define long-term financial objectives and resource allocation. Gauri Agarwal drives the implementation of robust internal controls, safeguarding the company's assets while supporting its mission of financial accessibility. As the Whole Time Director and Chief Financial Officer, Agarwal ensures that the company's financial health remains a cornerstone of its ability to provide affordable housing solutions to underserved populations across the country.

    Narayana Nagendra - Chief Operating Officer

    Narayana Nagendra, the Chief Operating Officer at Truhome, directs the day-to-day business operations and service delivery models across the company's branch network. Nagendra oversees the implementation of standardized lending procedures, ensuring that every customer receives consistent and transparent service. By focusing on operational efficiency, the Chief Operating Officer optimizes the loan lifecycle from application to disbursement. This role involves managing cross-functional teams to ensure that regional operations align with the company's broader strategic goals for affordable housing. Narayana Nagendra drives the refinement of internal processes to reduce turnaround times and improve service quality for underserved clients. As the Chief Operating Officer, Nagendra ensures that the company's operational framework remains agile, allowing the organization to scale effectively while maintaining the high standards of reliability expected by the National Housing Bank and the company's stakeholders.
    Narayana Nagendra

    Nagendra S. - Executive Director & Chief Operating Officer

    Nagendra S., the Executive Director & Chief Operating Officer at Truhome, manages the strategic expansion of the company's operational footprint and service capabilities. Nagendra S. oversees the development of new distribution channels, ensuring that housing finance solutions reach the most remote and underserved regions of India. By coordinating with regional managers, the Executive Director & Chief Operating Officer ensures that operational policies are executed with precision and integrity. This role involves identifying bottlenecks in the lending process and implementing solutions that enhance productivity and customer satisfaction. Nagendra S. drives the integration of best practices across all operational units, fostering a culture of accountability and excellence. As the Executive Director & Chief Operating Officer, Nagendra S. plays a vital role in scaling the company's impact, ensuring that the organization remains a leader in providing accessible and reliable financial solutions to diverse socio-economic groups.

    Easwaran Krishnan - President & Chief Human Resource Officer

    Easwaran Krishnan, the President & Chief Human Resource Officer at Truhome, directs the talent acquisition, organizational development, and employee engagement strategies. Krishnan oversees the cultivation of a high-performance culture that aligns with the company's mission of empowering homeownership. By implementing training programs focused on financial literacy and customer service, the President & Chief Human Resource Officer ensures that the workforce is equipped to serve diverse socio-economic backgrounds effectively. This role involves managing human capital across all regional operations to support the company's growth and operational goals. Easwaran Krishnan drives the development of compensation and benefits structures that attract and retain top talent in the finance sector. As the President & Chief Human Resource Officer, Krishnan ensures that the organization's human capital remains a competitive advantage, fostering an environment where employees are motivated to deliver reliable and transparent financial solutions to every client.
    Easwaran Krishnan

    Naresh Vigh - President & Head of Digital Acquisition & Alternate Channel

    Naresh Vigh, the President & Head of Digital Acquisition & Alternate Channel at Truhome, directs the growth of the company's digital presence and the expansion of alternative distribution networks. Vigh oversees the development of online platforms that simplify the loan application process, making housing finance more accessible to tech-savvy and underserved populations. By leveraging digital marketing and strategic partnerships, the President & Head of Digital Acquisition & Alternate Channel drives customer acquisition and brand awareness across diverse markets. This role involves analyzing market trends to identify new opportunities for growth and service delivery. Naresh Vigh architects the strategy for reaching customers through non-traditional channels, ensuring that the company remains at the forefront of digital innovation in the housing finance industry. As the President & Head of Digital Acquisition & Alternate Channel, Vigh ensures that the company's outreach efforts are both effective and aligned with the broader mission of financial inclusion.

    Dinesh Gangwani - Chief Technology Officer

    Dinesh Gangwani, the Chief Technology Officer at Truhome, architects the digital infrastructure required to streamline housing finance processes and improve customer accessibility. Gangwani oversees the implementation of secure, scalable platforms that facilitate loan processing and digital document management for clients across India. By integrating advanced data analytics into the lending workflow, the Chief Technology Officer enhances the speed and accuracy of credit assessments. This role involves collaborating with other C-suite leaders to ensure that technological investments directly support the company's mission of financial inclusion. Dinesh Gangwani drives the modernization of internal systems, reducing operational friction and improving the overall user experience for underserved populations. As the Chief Technology Officer, Gangwani ensures that the company's digital footprint remains robust, secure, and capable of supporting rapid growth in the competitive housing finance sector.
    Dinesh Gangwani

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    Frequently Asked Questions Regarding Truhome Top Executives and Leadership Team

    Who leads Truhome?
    Truhome is led by Ravi Subramanian (Managing Director & Chief Executive Officer), along with executives such as Subramanian Jambunathan (Managing Director & Chief Executive Officer) and Ratan Choudhary (Chief Financial Officer).
    Who is part of Truhome’s executive team?
    The executive team of Truhome includes leaders such as Ravi Subramanian (Managing Director & Chief Executive Officer), Subramanian Jambunathan (Managing Director & Chief Executive Officer), Ratan Choudhary (Chief Financial Officer) and other senior executives.
    How many executives does Truhome have?
    Truhome has 9 executives leading key business areas.
    What roles are included in Truhome’s leadership team?
    The leadership team of Truhome includes roles such as Managing Director & Chief Executive Officer, Managing Director & Chief Executive Officer, Chief Financial Officer, Whole Time Director and Chief Financial Officer, Chief Operating Officer.